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Month: July 2021

Does Your MBA In Banking And Finance Offer Global Exposure?

Posted on by Imarticus Learning

The MBA program is structured in such a way that it prepares graduates to handle a wide range of business-related duties and situations. Thus, in some ways, the MBA supplemented one’s managerial skills while also developing one’s in-depth knowledge.

Graduates are offered competitive wage packages and appropriate roles that provide them with financial security, job satisfaction, and advancement opportunities. In addition, a newer format of the MBA program has emerged as a result of recent developments in the corporate world.

Why Pursue A Master’s Degree In Finance And Banking?

The MBA degree equips students with the comprehensive pedagogy of statistics, economics, management, leadership, and marketing, with machine learning and blockchain technology transforming the finance business internationally. A growing number of renowned banks, venture capitalists, and asset management firms are embracing digital disruption.

The exponential growth of India’s financial markets has created new paradigms for students to pursue and explore their aroused interests in various ways. Large international firms that offer exciting career options in product management, product design, and reputation management, which require a thorough understanding of finance and cutting-edge solutions led by AI, IoT, and other technologies, are driving this transformation.

The MBA Program At Imarticus

Imarticus offers MBA online classes in two areas to revolutionize professions across businesses such as financial services, analytics, AI, business analysis, business strategy management, and core technology.

MBA In Fintech

This extensive MBA program covers every aspect of New Age Finance solutions. The curriculum is designed to give you depth knowledge of essential elements of the FinTech industry.

These FinTech MBA online classes combine hands-on instruction with cutting-edge technologies like Machine Learning, Cloud Computing, AI, and many more to cover every key area of financial markets.

The interactive FinTech learning experience allows you to apply what you’ve learned to real-world business strategy management. So, if you want to change into a FinTech specialist and boost your professional chances, your quest ends here, and a fantastic FinTech learning journey begins.

MBA In Investment Banking & Equity Research

Imarticus collaborated with JAIN Online to improve their rigorous MBA in Investment Banking program. The course is aimed to give you in-depth knowledge of essential aspects of the Investment Banking industry.

MBA in Investment Banking and FintechThis Investment Banking MBA program includes instruction from industry experts and covers every essential facet of Investment Banking. You may apply what you learn in the immersive tech-enabled learning experience to real-world business settings and difficulties.

How Are These Imarticus MBA Programs Offer Global Exposure?

JAIN (Deemed-to-be University) Connect: You’ll join an extensive network of former JAIN Online students who have gone on to have successful careers as a result of their education. JAIN Connect members work in world-class organizations in countries such as the United States, the United Kingdom, Australia, the United Arab Emirates, and Singapore, are among others.

Placement: In conjunction with global companies such as KPMG, Genpact, IBM, Moody’s Analytics, and many more, they pioneered professional degrees to transform learning by allowing applicants to obtain skills desired by the business

The existence of international banking and finance is due to the fact that countries have an impact on the economic activities of businesses, governments, and organizations.

Hence, global exposure is beneficial to students seeking any degree, not only MBA. There are several obvious explanations for this:

  • You will have the ability to coordinate and collaborate with people from various ethnicities.
  • It gives your degree more weight and adds to your CV’s value.
  • It gives you experience working in a multicultural setting.

As a result, when deciding, ask if your MBA in Banking and Finance degree includes global exposure.

Related Article:

https://imarticus.org/will-an-mba-help-you-become-an-investment-banker/

Engaging a Business Process Analyst- A Step in the Right Direction?

Posted on by Imarticus Learning

These days, every organization and business is so keen on achieving their goals that they are recruiting professionals in every possible department. A Business Analyst is one such essential part of these organizations or businesses that helps them reach their goals.

All types of businesses, whether they are profit-based or not, may have to face some kind of problem at some point in time. A Business Analyst helps them analyze the data and identify or speculate the possible problem and also find the ideal solution for the same. Although in a state of infancy, Business Analysis is one of the demanding professions these days that helps various businesses to achieve their targets and goals.

The role of a Business Process Analyst

Depending on the business or the organization, the actual role of the Business Process Analyst or BPA varies but they all have some basic tasks to finish. Basically, an analyst must understand the business well enough to determine how they can help improve the situation.

Once they identify the ongoing processes they can find pick the points or fields that may be automated, create the specific functionalities and design the various features of the needed IT system. The final step is to implement the designed features and bring out the best in that business.

Operation Management CoursesGetting a certification in Business Analytics is in demand as more and more people are joining this profession. Such Business Analyst Certification, makes a person qualify for the job description put forward by the companies, but there is still a lot more for these analysts to do.

Benefits of engaging a BPA

The role of a BPA is highly beneficial at certain stages of a business. Depending upon the business requirement, it may also change. Though the title suggests the analysis of the business front, the professional will be or should be able to align the process and the business ends.

  • Having a BPA could be essential for a new business that is starting at a higher level.
  • These analysts are beneficial when the company is about to launch a new product or is planning to diversify in its current market.
  • Even for the domestic re-engineering processes, restructuring the business, or planning to outsource, etc, all requires the role of a business analyst.
  • A BPA is also essential for people integration, system integration, or for business merger processes to have a smooth transition.
  • Most importantly, a BPA can develop apt solutions through strategy analysis for the new or changing requirements and meet the regulations as needed.

How to be a BPA

Finding the best course for the Business Analyst Certification is the primary step. There are various courses available that enable the aspirants to be thorough with the job requirements and make them qualify for the roles.

At the same time, completing a certification in Business Analyst is not sufficient as the role requires other personal skills such as analytical skills, the ability to identify minute details, leadership qualities, and most importantly, communication skills to help them convey their thoughts and analysis to the stakeholders. Such strategy analysis skills would help both the individual and the business in their growth process.

Conclusion

A Business Process Analyst course is an asset to the organization that brings out the best in their plannings and execution. Whether it is small changes in the incremental princesses or high-level business change strategies, a business analyst can bring a lot to the table and help execute the plans in the most beneficial manner. So, there is no question about having a BPA is the right decision or not.

All About Investment Banking and Combating Anti-Money Laundering

Posted on by Imarticus Learning

In the last decade, with the ever-growing list of high-profile parties involved and the lucrative benefits of being involved in such transactions, my investment banking as a career has sky-rocketed.

However, being an Investment banker is not only about the intelligent business suits anymore – especially not in the current financial sector.

Understanding Investment Banking

Investment banking is a branch of a bank or financial institution branch that provides mergers and acquisitions (M & M&A) advisory services to governments, businesses, and institutions along with underwriting (capital raising).

Investment banks operate as go-betweens for investors (those with money to invest) and corporations (those with money to support) (who require capital to grow and run their businesses). These institutions also enforce anti-money laundering policies as a method to monitor potential fraudulent transactions.

Nevertheless, one needs to differentiate between the working of an Investment Bank and that of an Investment Banking Division of a bank. Whereas a dedicated Investment Bank will offer you a wide range of services, the Investment Banking Division of a particular bank can only help with underwriting and M&A advice.

A full-service Investment Bank offers the following services:

Underwriting: Working with underwriting and capital raising groups, Investors and firms look to raise money or go public through the IPO process. The primary market, sometimes known as “new capital,” is served by this function.

Mergers & Acquisitions (M&A): The Bank takes on advisory roles for both buyers and sellers of firms, as well as management of the M&A process from beginning to end. Investment bankers issued by the Bank advise clients on either the acquirer (buy-side) or the target (sell-side) in a transaction (sell-side).

Sales & Trading: In the secondary market, these banks match the buyers and sellers of securities. Investment banking sales and trading departments function as agents for clients and can also trade the firm’s funds.

Equity Research: The study of securities by the equity research group assists investors in making investment decisions and facilitates stock trading.

Asset Management: The Bank manages investments for a diverse group of clients, including institutions and individuals, in various investing approaches.

Best Investment Banking courses with placement in IndiaThe Investment Banker is the key to fulfilling all the above roles of an Investment Bank. So how to become an Investment Banker? First, let us see if you are made for the role or not:

  1. Being aware of the skill set required for the job (i.e., Excel, Word, and PowerPoint) and being good at them
  2. Readiness to handle the pressure in the hierarchy as with every corporate job – all work will eventually roll downhill
  3. Determination to put in the long hours because there will be many data to analyze
  4. Excited about the learning curve ahead and not doing it just for the money.

If you have your priorities sorted about why you want to pursue this career path, we can go on to explore how to become an Investment Banker.

  1. Getting into the right business school is the stepping stone to start your career.
  2. Network in the right circles to increase your chances of landing an interview
  3. Mastering technical skills such as valuation, financial modeling, and accounting are crucial for doing it smarter and better than others.

However, once you are in the role, your job entails much more than just financial spreadsheets. Money laundering is quite prevalent within such financial institutions – with or without the parties’ knowledge.

Therefore, as an Analyst or Associate, it becomes their job to abide by the Anti-Money Laundering policies to monitor and report any suspicious activities or transactions that may have the potential of being dishonest money. After all, it is all in a day’s work!

Impact of Cloud Computing on Fintech Companies!

Posted on by Imarticus Learning

In the past decade, technology has been moving quickly, and it’s changing our lives. Cloud computing is one of the many changes that are happening at this time. It has brought about new opportunities for both companies and consumers to do things more efficiently and effectively.

This article explores how cloud computing impacts fintech companies, what benefits they get from using it, as well as some of the challenges they face when adopting it.

What is Cloud Computing?

Cloud computing is a term that is often thrown around without much understanding. The first thing to know about Cloud Computing is that it refers to storing data in remote servers or “the cloud.” This type of storage is less expensive than having your hardware, which can be cost-prohibitive for many smaller organizations. But before signing up with any provider, you’ll want to do your due diligence and make sure they have a good track record of security.

Benefits of Cloud Computing:

There are many benefits to using cloud computing for your business; it saves you money on hardware and maintenance costs, safeguards against theft, all without compromising security or quality.

Cloud computing courseCloud computing course in Fintech is cost-effective because companies don’t need to purchase specialized servers or software before saving their files. This also reduces ongoing IT expenses like upgrades since all updates are automated.

There’s no risk of backup failures due to hard drive crashes either. Plus, there’s some legal protection with cloud storage, so if something goes wrong, you’re covered.

Cloud computing is the effortless solution for companies that need to scale up quickly or scale down depending on workloads.

The cloud offers many benefits to businesses, but just like anything else, you should take some time before investing by looking into the costs and what features you’re getting with your purchase, so make sure it makes sense for your needs now and going forward.

Cloud Computing & Fintech:

Cloud computing has drastically changed the way we work and communicate. Fintech companies, who are always looking for new ways to innovate, have jumped on this opportunity instead of transferring that data to a personal computer. You can have your data stored in one place and easily accessed from any location with an Internet connection.

Advanced data management

Cloud computing is beneficial in the current scenario where financial data is exploding. Cloud technology allows companies to store & manage data in a secure form. This enables businesses to take advantage of intelligent approaches to lend, pay and detect fraud.

Reduced operational cost

Storing data on-premises is highly expensive compared to cloud storage solutions. Cloud computing reduces overall investment & maintenance costs for servers & burns resources to maintain uptime.

Automated analysis

Cloud Computing leverages the power of Data Science, AI/ML to perform particular tasks like credit scoring, fraud detection, & banking processes. Cloud technology introduces capabilities that accelerate & automate data analysis.

Enhanced client satisfaction

Huge computing power & smoother working models empower Fintech companies to create modular customer-centric services & increase client satisfaction. Further, with Big Data & ML, finance frauds have been significantly reduced, and the creation of trusted platforms has to be facilitated to conduct banking activities.

Improved business efficiency

Cloud computing incorporates centralized data management and supports faster data processing. This allows Fintech companies to stay focused on banking operations & maintain maximum productivity.

Cloud Computing courseImarticus Learning offers Fintech training courses that cover every paradigm of cutting-edge new-age fintech solutions.

Be FinTech Revolutionist with Imaritcus Learning:

Imarticus Learning offers courses covering every critical aspect of FinTech via hands-on training with prominent API, Blockchain, Cloud Computing, AI, Machine Learning, RPA, IoT, and Big Data. The detailed learning experience enables students to apply what they learn in real business scenarios.

The unique FinTech pedagogy focuses on hands-on training with prominent technologies and industry-related tools. Industry partnerships & education connect & access to Fintech Community are some other advantages the program offers.

Contact us through the Live Chat Support system or visit our training centers based in – Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Which One Is a Good Career Option, Financial Analyst or Commercial Banking?

Posted on by Imarticus Learning

Understanding Commercial Banking

Commercial banks specialise in providing services such as accepting deposits, providing business loans and also offer basic investment products which don’t need much investment guidance. Commercial banking is often a division of a big bank and sometimes it is a stand-alone special unit. The main difference between commercial banks and retail banks is that it majorly deals with corporates, medium & large sized businesses in addition to the general individuals.

Both private sector and public sector banks are included in the commercial banking category. The commercial banking performs a wide range of functions including accepting deposits, providing loans and credit services, credit creation, agency functions, etc. While providing credit to customers the commercial banks do not advance cash rather they create a deposit account for the borrowing party to withdraw funds. It helps to better channel the limited funds available at a bank.

Commercial banking careers are considered one of the most sought-after career roles and invite a lot of competition. The most prominent roles and positions offered at commercial banks include account manager, loan officers, sales associates, trust officers, branch managers, etc. The remuneration for commercial banking careers varies greatly depending upon your position and experience. One can get an entry-level role by completing graduation in a relevant field such as commerce, economics, mathematics, etc. Managerial roles require post-graduate degrees such as an MBA.

Role of a Financial Analyst

One of the primary responsibilities of a financial analyst is to conduct a financial analysis of businesses to paint a comprehensive financial picture of the organization. Financial analysts use tons of relevant financial data including the historical and current records to assess outcomes for business decisions and find profitable investment avenues. It helps companies to assess the feasibility of a particular project by predicting the future revenue and expense from the operation.
Financial analysts are required to have good quantitative acumen and analytical skills. Financial analysts use relevant financial data to help companies make important financial decisions. Financial analyst job roles are considered as a prestigious one and it often has very well defined roles and responsibilities providing a good work-life balance. The requirements for the role of financial analysts vary depending on the organisation and the exact position that you are offered.

There are multiple job roles that you can opt for depending upon your interest including equity analyst, treasury analyst, investment banking analyst, etc. The best course of action to get entry-level jobs as a financial analyst is to complete your graduation in a relevant discipline such as commerce, statistics, economics, etc. If you are already working at a job and want to advance your career as financial analysts, you can opt for financial analyst course by reputed institutions like Imarticus Learning that also provides job assurance with the top-notch companies in the field.

Which One You Should Choose?

Now that we know what both the job roles entail, choosing between a commercial banking and financial analyst career will be easier. It is a very subjective matter and requires personal evaluation. The very first thing to keep in mind while choosing a particular career option is your interest. Do you like interacting with customers or do you like working behind the scenes churning numbers? If you prefer the former then you should opt for a commercial banking career and if you choose the latter then financial analyst is a good fit for you.

The second most important thing to keep in mind while choosing your career is the skills you have. Your hard and soft skills combination plays an important role in finding out the most suitable career option for you. In a commercial banking career, you need to have excellent communication and sales skills, you should have a problem-solving approach and you should be customer-oriented. For the role of a financial analyst you need to be good with numbers and have a knack to trends and patterns, you should possess good analytical and presentation skills too. You can use these guidelines as parameters to find the most suitable career option for yourself.

Also Read: Difference Between Business Analyst & Financial Analyst

What is the Advantage of Doing Financial Modelling?

Posted on by Imarticus Learning

What is Financial Modelling?

Financial modelling can be explained as the process of creating a mathematical model that represents the actual financial situation. It helps to summaries the relevant financial variables by applying advance analytics and statistical tools. Financial models are widely used by banks and financial institutions to represent the performance of a project, investment, financial instrument or any other portfolio.

Financial modelling has gained huge importance in the last few decades as it helps to predict future trends and identify risks that might hamper the success of businesses.

Financial models are abstract representations of the real-life financial scenario; it is built on various assumptions regarding the economy and business. The financial modeling course is not just relevant for banks and financial institutions but all businesses that are looking to predict future trends and minimize their risk exposure. Any financial decision regarding a project involves predicting the future revenue from it and the expenses associated. Generally, we make assumptions regarding these variables based on the information at hand. Financial models help to make more accurate predictions with the given data sets based on the assumptions regarding the project.

Benefits of Financial Models for Businesses

Now that we have a fair idea as to what financial modelling exactly entails, let’s dig deeper into the benefits of financial modelling for organizations and why it’s an indispensable tool for most businesses.

  • Futuristic insights: The primary role of any financial model is to make predictions regarding the future. This helps businesses to obtain valuable insights into the future and provide them with instant solutions to their problems. An instant solution in the sense that they are better prepared to tackle future problems that have not yet happened and which probably will. This helps businesses to know what their future income stream looks like and helps them manage their expenses accordingly. It also guides them on decisions related to entering new markets or expanding into different territories.
  • Minimize risk exposure: One of the main advantages of financial models is that they help to identify risks associate with the business based on the historical data and current market information. Early risk detections help them to minimize the risk exposure and eliminate the risk in some cases altogether. Financial models make predictions based on the assumptions and data at hand, a different set of assumptions produce different results. This can helps businesses to find the best course of action and reduce the challenges in the way drastically.
  • Regular assessment: Financial modelling helps businesses to conduct monthly or periodic assessment of their financial performance. It helps to compare the actual performance of the organization with the predicted performance at the beginning of the period. It helps to identify the loopholes or pain points associated with a business and provide useful insights into the factors that are affecting the performance of the business. Businesses can make alterations and adjustment to reap profits from their operations based on the financial assessment.

Career Benefits of Financial Modelling

There is a growing demand for professionals who are well versed with financial modelling techniques. We have already discussed the numerous benefits that financial modelling offers to businesses in the contemporary landscape. Credit rating, risk management, investment banking, equity research, mutual funds, etc. are some of the most prominent segments which employ financial modelling professionals.
The importance of using data to make predictions about the business has grown in the past decade and so has the need for qualified professionals who know the ins and out of financial modelling. Financial modelling provides you with an opportunity to work in highly rewarding profiles such as Mergers and Acquisitions, Venture Capital, Asset Allocation, IP Valuation, etc. You can opt for financial modeling course by reputed institutions like Imarticus Learning to obtain a comprehensive and practical understanding of the industry. It even guarantees job assurance. with some of the leading corporations in the industry.

Also Read:  What is Financial Modelling Course

What are the Objectives of Credit Management?

Posted on by Imarticus Learning

What is Credit Management?

Credit management is all about overviewing and supervising the loaning process so that the risk associated with loaning funds to borrowers can be minimized. It entails granting credit, setting the terms of the agreement, recovering the credit amount, conducting due diligence, etc. 

An effective credit management process focuses on minimizing the credit risk that could adversely impact the cash flow and lead to losses. An effective credit management process helps to minimize the capital amount tied up with debtors so that it can be invested to gain returns. 

A good credit management policy ensures that the business never faces any cash flow disruptions. Eliminating bad debts by reducing the credit risk can help a great deal when it comes to saving funds for profitable ventures. Banking and financial institutions play a great role when it comes to channelling funds into the economy.

Naturally, the chances of credit risk increase when an organization is in the business of loaning out funds. An effective credit management policy is a necessity for players in the banking and financial services industry.

Objectives of Credit Management

Your primary objective in credit management should be the avoidance of excessive debt. Easy access to credit including multiple credit accounts with large credit lines can lead to severe financial problems and even bankruptcy in the event of a job loss or illness. You should follow conservative spending guidelines for determining how large your overall credit lines should be relative to your income–and how much debt you should carry on those lines.

Investment Banker

Credit risk management is also one of the most prestigious careers in the finance industry. One can opt for a credit management course to obtain a comprehensive understanding of the process and have an edge over the competition. Now that we have a fair idea of what Credit Management entails, let’s delve deeper into the objectives of credit management.

Procedures

Lenders design lending pricing, policies and procedures for employees to achieve credit-risk objectives. Based on borrower credit scores, procedures advise bank employees on how to process and price loan applications to reduce credit risks. Banks often instruct lending staff to approve or reject applicants based on their credit scores. 

For example, lender procedures may permit loan officers to approve loans at higher than market interest rates for borrowers with credit problems that increase loan risk.

Managing Financial Risk

The most important objective of credit management is reducing financial risk for banks and businesses. Loaning out funds is an important function for banks and also for other financial institutions that are primarily working on providing credits for all small and big businesses. Credit risk is attached to the process of loaning out funds. Credit risk is the risk of default by the borrower on their loan repayment obligation. There are a lot of factors that can increase the credit risk which may result in a huge loss for banks and financial corporations.

Credit management helps to effectively manage the financial risk associated with doing business. Effective credit management policies help to weed out the bad borrowers who do not qualify for a loan from banks. When companies follow the credit management policies put in place, they can deal better with losses and bad debts. They are more prepared to handle the risk of default by the borrowers because they loaned out funds in their risk capacity.

Improving Cash Flow

The second most important objective of credit management in the list is related to improving the cash flow. Cash flow is related to the cash income and expenditure that are recorded in the company’s books of account. Keeping a balanced cash flow helps businesses to manage their investments effectively. Businesses need to have cash for various purposes; it could be for paying a creditor or a supplier, purchasing assets or inventory, investing, etc.

Businesses can lose out on profitable investment opportunities due to a lack of cash at a given time. Maintaining a balanced cash flow helps businesses to operate freely and increase their overall income by investing in profitable projects. It also helps them maintain a healthy business relationship with its suppliers and creditors.

Increased credit risk can hamper the cash flow and lead to losses. Improving cash flow can make or break the game for organizations, especially for banks and financial companies.

Fiduciary Responsibility

Other than improving cash flow and managing financial risk, this objective is also equally important if not more. Fiduciary responsibility refers to the legal and moral obligation that a company has to act in the best interest of its clients or other stakeholders.

 The lending companies also have a fiduciary responsibility towards their shareholders which makes them accountable for all of their actions. Conservative credit risk management policy is important to maintaining fiduciary responsibility as it helps to safeguard the loan portfolios and reduces the probability of bad debts that could harm the interest of the shareholders.

What is the Difference Between Working in a Private Equity and an Investment bank?

Posted on by Imarticus Learning

An Investment bank is responsible for raising capital and assists its clients in making financial decisions. They help businesses to raise capital via investment from investors. Private equity also helps in raising capital but it is different from an Investment bank in many ways. Both these fields are concerned with the shares of any particular firm/company but their working methodology is different from one another. The professionals who work in both these sectors also have a different working approach. Read on to know more about the differences between working in private equity and an Investment bank.

Difference between Private Equity and an Investment bank

The major differences are as follows:

  • Investment banks provide investment opportunities to their clients but they never buy shares in their client’s business. They assist their clients in raising capital but are never involved in the business whereas if you are working in private equity, you will try to buy a stake in your client’s business. Private equity is fully involved in the client’s business. You can say that besides assisting in raising capital as Investment banks do, they are also an investor for their clients.
  • An Investment bank can help its clients in generating capital and this process can go till the client is satisfied with the bank’s services. In the case of private equity, you will try to buy an underperforming company and then make it successful and quickly sell your stake to some other stakeholder and exit from that company. They try to buy a stake at lower prices and sell it at higher prices.
  • An Investment bank knows the revenue it has to generate for its client in advance whereas if you are working in private equity, there is no limit up to how much you can increase the value of your stake. Private equity also shares their client’s profit as they are also stakeholders in that particular company. Mostly, private equity receives its profit share in dividends.
  • The target investors of private equity are generally UHNWI (Ultra-High Net-Worth Individuals) for investing in ventures whereas an Investment bank generally provides its services to all types of companies/firms ranging from mid-level companies to high-level companies.
  • The analysis of clients, market structure, etc. done in the Investment banks is more detailed and critical because they have to identify the risk associated with any client. On a contrary note, private equity does data analysis only to find out about the trends and potential investors. There is not much risk associated with their clients as they mostly work with UHNWI clients who can manage themselves pretty well.

Working Culture of Employees in an Investment bank and a Private Equity

An Investment bank has a workforce consisting of analysts, consultants, etc. who are larger in number as compared to the number of workers in private equity. Private equity works with a limited number of employees and has fewer working hours as compared to an Investment bank. The employees in Investment banks have fixed salaries but the employees in private equity are also involved in the business and many times get a small percent of the share of any particular venture where their firm is investing.

One can choose any of the aforementioned fields according to their interests. The skills required are almost the same in both of these sectors. You need to have more negotiation skills for working in private equity and if you are working in Investment banking, you need to have an analytical approach. To learn more about the working methodology, one can take up Investment banking courses available on the internet.

Also Read: Difference Between Investment Banking and Corporate Finance

Top Investment Banking Trends To Watch In 2021

What Are The Best Investment Bank To Work For

Top Investment Banking Trends to watch in 2021!

Posted on by Imarticus Learning

Investment Banking is a dynamic industry that has been evolving rapidly in recent years. The last decade has seen significant changes as new technologies and regulations have impacted how investment banks operate.

Today, Investment Banks are more compliance-focused than ever before, with increased pressure to meet regulatory demands. The increased regulatory scrutiny of the sector means that companies need to be aware of their responsibilities and obligations when operating an investment bank or providing services for one.

Investment Banking Career

Investment Banking career is a highly sought-after career, and it is not an easy one to enter into. The competition for these jobs is stiff, but if you’re looking at building a career in Investment Banking, then you must stay updated on the banking trends that are in the market.

Some top investment banking trends to watch out for in 2021:

HFT (High-Frequency Trading)

The global high-frequency trading market is set to nail a bullish growth in upcoming years from 2020-2026. These platforms use complex algorithms, analyze the market, and spot emerging trends in a second’s divide. Large investment banks typically employ HFT. The firms that implement HFT expect high favorable returns on trades. This gives a systematic approach to active trading. With the number of advantages HFTs offer, in the coming years, there will be a rise in the use of HFTs.

Virtual IPOs

The COVID-19 pandemic has forced organizations to opt for virtual IPO. Traditionally, the roadshow and pricing of IPOs would take approximately two weeks. It also used to be dependent on face-to-face interactions among management & prospective investors.

Automation of the process has led to a decrease in time by 50 percent. Also, demand for remote connections and transactions has been accelerated during the lockdown. So, tracking legal diligence & reports is the new trend for IPOs.

Digital technologies

The pandemic has pressed for a strong wave of digital transformation, i.e., consolidation & automation of mid-and back-offices. Some of the latest digital technologies introduced & redefined include:

  • Robotic Process Automation (RPA): saves money on operations
  • E-payments
  • Cyber hygiene
  • Use of AI/ML to improve existing systems
  • Confidential computing to streamline data & communication privacy
  • Automation of data distribution using big data analytics & real-time reporting
  • Increased security by tapping the core of blockchain technology in transactions

Changing Employability with Trends

As technology overpowers investment banks, recreating jobs is the need of the hour. Talented professionals have a deep understanding of new technologies, regulations, risks, and updates. Investment banks are now hiring professionals from cross-industry, acquiring tech companies like IBM, Microsoft, and others.

Investment Banking Career with Imarticus Learning:

Investment banking professionals must upskill themselves & have an augmented understanding of technology. You can choose to keep yourself updated in this domain through recent investment banking certifications courses.

Imarticus Learning through the Certified Investment Banking Operations Professional program is helping professionals explore financial, technical, and interpersonal skills. The investment banking courses equip students with the skills required to begin a career in investment banking.

The students learn job-relevant skills, get hired, gain industry certifications while learning through live virtual classes during the program. The 360-degree structured learning package allows students to access an industry-aligned curriculum, be tech-enabled & get 100% placement assistance. The industry connects, and the alumni network at Imarticus Learning boosts the students looking to grow connections & search for better opportunities in the industry.

Contact us through the Live Chat Support system or plan a visit to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, Gurgaon, & Ahmedabad.

Related Article:

How Much Do Investment Banker Earn In India?

Career As Investment Banker

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What Is the Pay Progression for a Career in Financial Analysis?

Posted on by Imarticus Learning

Financial analysis is important to predict the financial impact of any business decision. Financial analysts use business data to forecast and to decide the impact of any financial decision. They provide periodic reports to their clients which helps in keeping business in profit.

There are senior as well as junior roles in the financial analysis sector. Often, financial analysts work on a junior level and open a lot of job roles for them by their performance.

Let us see the pay progression for a career in financial analysis.

What is a Pay Progression?

A pay progression is an increase in wages/salary because of the upliftment of the job role. For example, a junior financial analyst moves on to a senior role and is provided a hike in salary. It is different from salaries increased due to inflation or bonus given to the employees by any particular firm/company. Pay progression does depend on individual performance and career growth.

Pay Progression for a Career in Financial Analysis
If you have joined a firm as a junior financial analyst, you will be working under a senior analyst. One can directly become a senior analyst if he/she has an advanced degree in finance and analysis. Many junior analysts work on junior roles and then leave to gather advanced degrees after gaining a little work experience. According to payscale.com, a junior analyst in the USA earns around $50,000 per year and according to surveys conducted by indeed, a senior financial analyst earns around $72,000 per year in the USA.

There are a lot of job roles in the financial analysis sector like financial advisers, financial managers, budget analysts, junior and senior analysts, etc.

Business Analyst Online TrainingThe upward mobility is quite high in the field of financial analysis and one can build a good career with his/her performance and results. One can work hard and can rise to good positions like the fund manager, chartered financial analyst, etc. which have high salaries.

The financial analyst course must help your clients to make better financial decisions. A good financial analyst helps a company/firm in avoiding those business decisions which could result in financial instability. The more profit you provide to your clients, your reputation as a financial analyst will grow and you can move to senior job roles quickly.

Career Path in Financial Analysis
The major job roles in terms of hierarchy from junior to senior job roles in the financial analysis which will give you an idea of pay progression in this field are as follows:

• Junior Financial Analyst is the basic step in the field of financial analysis. A junior financial analyst forecasts possible investment opportunities & analyses the business decisions and produces detailed financial reports.

• Senior Financial Analysts are the ones who have an advanced degree in the field of finance and have some work experience. They review financial reports and make recommendations.

• A director is one who has massive work experience in the field of finance. He has a team to guide and coordinates audits.

• Chief Financial Officer (CFO) is responsible for managing debt, equity, and financial forecasting. According to Investopedia, the average salary of a CFO in the USA is around $371,548 per year which is massive.

Conclusion
One has to perform well in terms of advice, reports given to his/her clients to grow his/her financial analysis career. There is a lot of upward mobility in this sector thus opening the path for a hike in salaries. One can take up financial analysis courses available on the internet via elite sources to boost his/her knowledge and to apply it in their job. This article was all about pay progression and career opportunities in the financial analysis sector.