Blockchain and FinTech: Career Opportunity or Threat?

Posted on November 9, 2021March 26, 2024 by Imarticus Learning

The industry of financial services is one that has expanded at an exponential rate over the past couple of years and by the looks of it, it doesn’t look like its growth is going to slow down any time soon. With the establishment and growth of mobile payment, cryptocurrencies as well as online banking, a question that is largely being asked is whether digital systems such as these pose a threat to us while we go about our daily businesses.

There is an element of uncertainty to any revolutionary idea and FinTech is no different. FinTech has been finding a place in industries and organizations belonging to a variety of sectors, reaching almost all areas thus inspiring further change as well as innovation within it.

However, it is important to be careful and take measures to diminish the potential for this technology to be utilised as a tool for malpractice.

The inadequate performance of banks is among the several reasons contributing to the growth and popularity of FinTech. Banks seem to be having difficulty in gaining their cost of capital and thus are looking for newer business models as an aid. In order to remain competitive, banks are looking for various strategies that will help them evolve.

Banks need to slowly start coming to terms with FinTech technology as well as its potential to start operating over a large number of sectors, thus not being limited to just financial services. An issue that is being posed at present is the development and use of blockchain technology.

The technology meets all the vital requirements for durable media, thus guaranteeing integrity as well as the confidentiality of the various documents sent to the client. This increases its appeal for potential use by banks. Customer empowerment is another key factor in the development of FinTech.

Advantages of FinTech

There are several advantages that FinTech provides its users with. FinTech improves efficiency, is faster and provides an improved experience in general for its clients as well as end-users. People do not have to be at the mercy of banks in dealing with various international payments as well as transactions.

FinTech provides its users with an ability to perform all their important financial operations through their smart-phones or computers and these are processed in a matter of seconds.

Risks Posed By FinTech

Even though FinTech is advantageous in a large number of ways, like any other technology, FinTech also poses a few risks in its use. The first concern when talking about FinTech is the various risks posed by third-party services like cloud vendors. There is a level of operational risk posed by a third-party governance system.

Procyclicality is a possible risk which could come out of a number of sources and lead to various systematic risks. This becomes very important particularly when there is a high number or concentration in a platform or a market segment.

Another thing that may pose as a concern is various cross-border legal issues and various other regulatory issues which would need to be taken into account as well. When it comes to computation of big data and algorithm complexity, the lack of clarity makes regulatory disclosures all the more challenging.

Cyber risk is the most obvious threat that people worry about when it comes to any technology. The more we move towards digitalizing our world, the more we need to ensure that everything is up to date and mitigate security risks.

A career in FinTech right now is the smartest choice to make. FinTech courses would help in equipping with information and details required to succeed in this field. It is important to learn blockchain before stepping foot into the world of FinTech.

What Makes Credit Underwriting Such A Fascinating Career Option?

Posted on October 16, 2021May 28, 2025 by Imarticus Learning

Throughout your life, you would have seen countless advertisements for insurances (of all sorts.) However, if you have ever decided to fill one and go through the entire process, you would have faced the risk assessment.

Risk assessment is the insurance company’s way of determining whether insuring you would be a profitable deal or not, since each year, these companies are risking billions of dollars. Comprehensive risk management thus becomes more important.

A Credit Underwriting career is a career in which you do a risk assessment. Yes, a credit underwriter’s job description is to go through all the applicants and determine their risk coefficient. A credit underwriter’s job is both demanding and challenging, yet at the same time entertaining and lucrative.

Let us understand why credit underwriting is such a fascinating career option.

Credit Underwriting: Job Description

As an underwriter, you would be the person accepting any understated liability, thus making you the person who will be held responsible for the potential losses incurred by the client. A credit underwriter does the same thing in an economic context.

So, when you accept this highly analytical, 40-hours-a-week desk job, you will be expected to review the application for insurance coverage for people and organizations. You are supposed to extract all the valuable information from their applications and then use your computer to develop a risk factor coefficient.

You, as a Credit Underwriting Career, have a pivotal role in the company’s profits (and losses). Since a lenient underwriter would open up the company to unprecedented losses, a very strict underwriter would run the company into the ground by losing its business. Thus, striking the right balance is critical for any Credit Underwriting Career.

What makes credit underwriting fun?

From the description of Credit underwriting thus far, it seems more daunting than fun. However, there are many apparent benefits, and we have listed some of them below:

You get to work with the latest technology:

Traditional means of risk assessment have been invalidated by advancements in technology like Machine Learning, Artificial Intelligence, and Deep Learning. You, as a credit underwriter of the 21^st century, would be working mostly with such tech stacks. You would be using exciting and cutting-edge statistical modeling from day today.

Insurance and other benefits:

Since you will be working with insurance agencies, and you will be bestowed upon the best plans for yourself without going through any painful process, you also have a high chance of having other benefits like retirement plans, etc.

Paycheck:

It is estimated that a Credit Underwriting Career would earn you about $69,380, which translates to about a whopping fifty-one lakh rupees an annum. That is a very lucrative reason to pick up underwriting as a career.

Conclusion:

Credit Underwriting as a Career has its pros and cons like any other career. We hope to have provided you with enough information to make an informed choice on your own.

How is FinTech Helping the Sports Business Industry in 2021?

Posted on October 7, 2021January 4, 2022 by Imarticus Learning

In recent years, FinTech has influenced several industries. The use of FinTech can not only optimize different operations but also generate more revenue by improving user experience. Since the implementation of FinTech is now widespread, many jobs are available. The sports business industry can benefit from the use of FinTech.

If you are interested in sports as well as financial technology, you can enroll in FinTech courses online. Imarticus Learning offers a comprehensive course in FinTech that allows students to find jobs in several sectors.

Use of FinTech in the Sports Business Industry

A career in FinTech has endless scope. The sports business industry is currently booming and the application of FinTech can increase revenue. FinTech is applied in the following aspects of the sports business.

Sports Broadcasts

Sports broadcasts have gained popularity and several networks invest in different data sharing options. The broadcasts can be monetized effectively with FinTech solutions. Blockchain technology can be applied to understand viewer preferences and provide content accordingly. Since the networks are decentralized, it is easier to monetize the data.

Sale of Tickets

FinTech solutions have enabled better optimization of virtual transactions. The sale of tickets to sporting events is a huge form of gaining profits in the sports business. Online verification ledgers can be used to provide secured payment gateways and prevent fraud. Customers often use cryptocurrency in this sector. Cryptocurrency can be used to purchase tickets to events as well as subscriptions for sporting channels or streaming platforms.

Sale of Sports Memorabilia

The sale of sports memorabilia is a significant part of the sports business industry. Implementation of FinTech has helped to increase the online sale of sports memorabilia and similar products. However, the online sale has also increased the risk of counterfeit products. But the use of online security technologies helps to ensure that sellers and users are genuine. Secure networks can also be created for the sale of products.

FinTech can be implemented in sports statistics. The statistics can be used to understand viewer responses and provide improved services. These services can be monetized better, ensuring profits. FinTech can also be utilized in the online sports industry. Online games, modeled after real sporting events, have gained popularity. They are quite significant in generating profits in the sports business industry.

Become a FinTech Expert

To use FinTech in the sports business, you need hands-on training and Industry experience. Imarticus Learning offers professional certification in FinTech. The course includes teaching in online mode and several real-world case studies.

These case studies are instrumental in preparing students to use FinTech in the sports industry. Blockchain and cloud computing is essential for a successful career in FinTech, particularly in the sports business industry. Imarticus Learning includes both these topics in the curriculum. The curriculum has been designed by industry experts to ensure that students understand how the professional field functions. Of all FinTech courses online, this one from Imarticus Learning includes access to the FinTech community.

This allows students to expand their networks and interact with professionals. Imarticus Learning also has several industry partnerships. These partnerships ensure that students have access to current resources and learn more about the recent trends in FinTech solutions. Students can use these trends to optimize sports business and help to increase the growth of revenue for specific companies.

If you are looking for a career in FinTech, the professional Fintech certificate course from Imarticus Learning is the best option. Students can interact with their peers and instructors, participate in webinars and gain more experience. This will ensure a stable and rewarding job in FinTech, particularly in the sports business industry.

Campus Placement: Preparation Tips & Tricks!

Posted on August 30, 2021October 13, 2022 by Imarticus Learning

Grounds Placement is vital piece of designing life and utilizing the best Tips and Tricks your planning can go on to a higher level.

Lift in Campus Placement: IT firms, new companies

Enormous data innovation (IT) organizations, just as trendy new companies, are making a shortcut around designing universities to select last year understudies, following a time of moderate recruiting. Not just have a few spotters made a rebound after their swearing off-grounds last year, universities are additionally seeing more offers, with better compensation bundles.

The overall arrangement tips and deceives that will help you break the situations. The arrangement will begin with some study:

1. Which organizations visit your school/college for arrangements? (Viz. Infosys, TCS, Cognizant, ABB, L&T, etc)

2. What are the enlistment methodology for every one of the organizations?

3. What is the overall admission? For instance, there are universities where the huge IT organizations select in hundreds! This will assist you with choosing the degree of rivalry you’re probably going to confront.

4. What is the qualification models? This is vital on the grounds that it will assist you with disposing of the organizations you ought to plan for.

7 Important Tips for Campus Placement:

With the entirety of the above data available to you, you may begin your whole prep-work in after way

1. Back To The Roots:

A lot of up-and-comers will in general disregard this, yet the main thing in your choice cycle will be your insight into designing themes – that you’ve concentrated in the course of the last 2-3 years. The entirety of your endeavors will go waste in the event that you come up short on the fundamental information regarding the matters. Disregard robbing up and repeating – something that you’re utilized to accomplish for the tests. All things considered, overhaul every one of the subjects ‘for yourself’!

2. Pick Your Favorite Engineering Subject/Topic:

Interviewers make their work simpler by asking you for your number one designing subject. Presently, you ought to be very ready to deal with this inquiry. When you tell the questioners your #1 theme; expect a couple of inquiries identified with it. It’s regular that you ought to be ready to address inquiries on your number one designing subject or theme. On the off chance that you haven’t effectively chosen, it’d merit returning to every one of the themes and discover the one which you tracked down the most intriguing.

3. Fitness Tests:

This is the place where the primary ends will start – the inclination tests. Parcel of designing understudies dread the inclination tests. In any case, the truth of the matter is that there’s nothing to stress over in light of the fact that it’s *VERY EASY* to break fitness tests. Everything necessary is practice! That’s right! You read that right. Simply continue rehearsing and in a little while – you will tackle all the fitness questions like a master. Try not to hope to dominate the fitness abilities in possibly 14 days. Basically, 1.5-2 months is the base required time.

One thing you can do is skirt the harder subjects; like for the majority of the understudies, inquiries on changes and blends, likelihood are troublesome. So skip them! And yet, ensure you’re truly adept at breaking the wide range of various sorts of inquiries.

4. Composed and Spoken English:

Like it or not; however, the Indian occupation markets request individuals who can talk and compose the right English. Tragically – not very many individuals focus on their relational abilities. On the off chance that you think you need to hone your English talking/composing abilities; then, at that point NOW is an ideal opportunity to do it. It will help you in your whole vocation. Trust me, many individuals superfluously get dismissed on the grounds that they can’t impart or put themselves out there.

5. Meeting (Technical):

If you’re acceptable at designing subjects (tip #1), then, at that point breaking the specialized meeting will not be an issue. There are a few hints here on CE that will help you break the specialized meetings. It’s smarter to ask your questions in our specialized conversation segments ( regardless of how fundamental they are) and get your thoughts clear.

6. Meeting (HR):

If you believe that clearing apti and specialized rounds guarantees that you’re chosen, the stand by a moment – ordinarily, arrogant competitors get dismissed in HR interviews – something that shouldn’t occur to you. So approach the HR meets severely!

In any case, that doesn’t mean you ought to have a genuine appearance all over. All you’re normal in an HR talk with is to act naturally, have a grinning face, don’t be arrogant, and be amped up for the things. Try not to exaggerate anything!

All things considered, on the off chance that you have any inquiries or questions about breaking the grounds enlistments season; post them underneath. Want you to enjoy all that life has to offer!

7. Fabricate Your Skills Showcase Portfolio:

When there are a large number of other designing understudies planning for the very occupation that you are getting ready for, your shots at getting chosen will go down. How would you stand apart from the opposition? Indeed, the appropriate response is straightforward –

“Accomplish something others aren’t doing”

In a month’s time, you can assemble the phenomenal profile. You should simply, pick one of the programs and do it by giving 2 hours out of every day.

Large Data

IoT

Blockchain

Android

Full Stack Development

Plan and Simulation

Computerized reasoning

What Makes an Imarticus – UCLA Certified Analytics & AI Professionals To Be Forever in Demand

Posted on August 28, 2021March 21, 2024 by Imarticus Learning

Modern-day technologies like AI (Artificial Intelligence), ML (Machine Learning), data analytics, etc. are revolutionizing the working culture of businesses & firms. Analytics professionals use these technologies to ease & pace the analytics process.

Analytics professionals are required to extract meaningful insights from huge chunks of unorganized data to make better business decisions. Professionals with a certification from a reliable source surely get an edge over others when it comes to upward mobility.

Let us see how can you get the Imarticus – UCLA certification in Analytics & AI along with its benefits.

Course Overview

Imarticus provides a post-graduate program in Analytics & Artificial Intelligence in collaboration with UCLA Extension which is a major certificate issuing institution in the United States.

You will get dual certification from two reputed sources if you opt for this course. Many individuals have built their Analytics and Artificial Intelligence careers successfully with the help of this course.

You will be receiving live training from world-class celebrities from UCLA & Imarticus. This course has around 400+ hiring partners with a 3-30 lakh salary range. You should have completed your graduation with at least 60% marks to enroll in this course.

Let us see how Imarticus – Analytics & AI professionals are forever in demand.

Broad Course Contents

This 28 weeks long online course covers all the aspects of analytics & AI along with data science fundamentals which helps in building a successful career. You will get to know about various tools/languages via this course like Python, Scikit-learn, Keras, TensorFlow, NLTK, OpenCV, etc. The major topics which will be covered in this course are as follows:

Data Science Fundamentals – You will be introduced to statistics in the first four weeks. You will also get to learn Python basics during this tenure. After that, you will perform data analysis with Python. Various concepts of data processing & statistics like central tendency, standard deviation, Z-score, etc. will be taught to you.
Machine Learning – ML will be taught to you for 6 weeks. Various topics of machine learning like multiple regression, correlation analysis, dummy variables, etc. will be taught to you. You will also be able to run various ML models in Excel in the practical classes. You will also learn about data science business models developed with the help of machine learning.
Deep Learning – Deep learning is a cutting-edge technology used for forecasting & enhancing decision-making ability. You will be taught about deep learning with an industry-first approach for 6 weeks.
NLP – Natural Language Processing (NLP) has helped in enhancing the ways humans react with computers. It has also automated the analytics process in firms/organizations. You will be studying this topic for about 4 weeks.
Computer Vision – You will be taught about computer vision, an AI-based technology that helps computers in extracting information for digital images and videos. You will focus on this topic for around two weeks including practical classes.

Pros of the Course

Besides the gravity of certifying institutions, the teaching methodology of this course ensures that the students will have a long run in the industry.

The pros of opting for this Imarticu’s Analytics and Artificial Intelligence course are as follows:

This instructor-led training is self-paced so that you can take your time to understand concepts.
You will work on various in-class industry-oriented projects to know about the practices in the industry.
You will also come across practice projects, boot camps, capstone projects, workshops, etc. if you opt for this course.
You will also get to test yourself in a hackathon at the end of the course.
The last two weeks of the course will be dedicated to placement preparation where you will get to learn from industry experts. Imarticus also provide excellent placement support to its students.
You will be provided a dedicated program mentor to guide you through the course and also for career advice. You can also monitor your test results & course progress.

Conclusion

This course follows an industry-first approach to make you ready for the industry. You can build a successful career with the broad topic coverage & placement support of this course.

Enroll in the Imarticus – UCLA Analytics & AI course now!

Top Tips on Asset Management!

Posted on August 19, 2021May 23, 2024 by Imarticus Learning

What exactly is asset management? The clue lies in the title itself! Business organizations have many types of assets, both tangible and intangible assets. Asset management is about managing these assets.

Proper asset management practices should be in place to avoid any events of these assets being stolen or lost. Not only this, good asset management practices help regulate many maintenance issues and ensure the company assets comply with the government as well as insurance policies. The current situation and the changes to the way business is being done creates a lot of confusion.

With many employees logging in from home, there are confusions regarding the distribution and maintenance of the company’s assets. Managing assets within the company premises is easier compared to managing assets that are spread across different locations, especially when you do not have access to many of them. All these have increased the relevance of asset management roles.

Though the current situation is nor permanent, and things will come back to normal sooner or later, but asset management is going to be an important career choice in the coming days. So, if you are looking for a lucrative career in this area, use this time to get asset management training and secure a good future.

Asset Management Tips

Create a Team with Senior Manager Onboard: First and foremost, create an asset management team with at least one senior member from the management onboard.

This is because the company might have made many important investments on assets and it is important to have someone to represent the management.

Select Qualified staff: While selecting the members for asset management, make sure that you select qualified and responsible people who are ready to take up responsibility.

As the company grows and evolves, strict measures must be laid down in place to ensure data accuracy.

Define the Role and Need: Many times, companies create an asset management role without giving much thought to it. This could result in creating a role and team without a mission or vision. Before making investments and rushing into implementing asset management measures, take time to define the needs and goal.

Do in Phases: If you try to implement asset management in the whole organization at once, then it could be confusing and tedious. So, introduce the system slowly and gradually, starting from one or two departments and then covering other departments in phases.

Decide the Lifecycle: For implementing effective asset management practices, you need to define the lifecycle of each asset.

This requires a technology that could effectively capture the requisite data at every stage.

Use the Right Tools: Using appropriate and updated tools and software is important in smooth execution of the asset management methodologies and to accommodate the data flow. Using an appropriate tool would not only defeat the purpose of asset management but also incur unwanted expenditure and may result in revenue loss.

Continuous Monitoring: Once you set up an asset management plan and strategy, ensure that every asset is mapped, and every department follows the system. Failing to ensure this will create loopholes in the system, and could result in defeating the purpose.

Identify Data Inaccuracies: Inaccurate data could result in deviation from the procedures of asset management and could eventually disrupt the system. You may consider using RFID tags or hand-held scanners to identify inaccuracies in the database.

Periodical Review: This is the lifeline of any system that is put in practice. You need to do a periodical review to make sure that the system is well-aligned to achieve the objectives. In case you find any problem, they can be corrected on time for the efficient running of the system.

Asset Management is a key focus area in business and is independent of industries. To be a successful asset manager, you need to acquire certain skills.

Enrolling in an Asset Management course would help you know what the role is, what the responsibilities are, and how to execute them.

Imarticus introduces you to the best faculties in asset management.

Additionally, you will be introduced to industry experts and successful alumni who can help you and steer you towards a successful career. Placement services are in place to ensure that you get a right launching pad to start your career.

Take Advantage of This Once-In-A-Lifetime Opportunity To Express Your Ideas And Win Fantastic Prizes.

Posted on August 11, 2021May 30, 2025 by Imarticus Learning

Are you a Data science blogger? Imarticus Data Science is proud to announce our Data Science Blogging contest. This contest will reward the best Data Science blog posts of 2021 with fantastic prizes with up to 10,000 gifts vouchers.

Do you feel like you have many insightful thoughts to share as a blog on Data Science & Analytics? If you enjoy writing about data science, there is a once-in-a-lifetime opportunity to put your ideas in front of countrywide audiences. And the best blog post author stands to win a prize for their work!

Share your blog on any of the following topics:

Data science
Data Analytics
Machine Learning
Data Engineering
Deep Learning
Computer Vision
Python Programming and many more related to Data Analytics topics.

The Criteria to Participate in Data science Blogging contest

All blogs should be 500 to 1000 words in length.
The content must be original, well-researched, plagiarism-free, and informative.
Do not entertain duplicate posts.
The deadline is August 31st, 2021, at 11:59 pm IST.
The number of article contributors is restricted to three members.
blog.imarticus.org will host all the articles with credit given to the contributor(s). Blog entries are considered Imarticus Learning intellectual property from this point onward.

How to enter in the Data science Blogging contest and the process

Write a blog on a topic of your choice pertaining the data science and analytics. After completion, share your blog at blog@imarticus.com on or before August 31st, 2021, 11:59 pm, Indian Standard Time (IST).
The originality, creativity, and level of depth in all blog articles.
The content should meet the minimum criteria explained above and be submitted before the given deadline.
Will upload all the eligible blogs on or before September 11th, 2021.
The writers will receive the respective blog links by September 11th, 2021. The individual should share the blog link on their social channels with mandatory hashtag rules.
Imarticus team will evaluate the engagement on the individual blog posts until September 30th, 2021. The Imarticus panel team will shortlist the best 25 blogs and promotes them on their social channels until October 30th, 2021.
The blog that receives the most engagement by October 30th, 2021, is shortlisted as the winner. Imarticus Editorial Panel’s decision is final and binding in case of any dispute.

Why should you participate in the Imarticus Blogger of Year Contest?

Imarticus Social recognizes your skill and is eager to help promote your blog.
Exiting winning amount to motivate and encourage your effort.
The winner details will get necessary coverage within the media promoted and supported by Imarticus Learning.
We will promote the interview of the top 25 selected bloggers on different social channels of Imarticus Learning.

Apart from the 10,000 gift voucher to the winner, Imarticus Learning will give prizes to the other participants. The details are as follows:

Winner: 10,000
Runner Up: 7,500
3rd Place: 5,000
4th to 10th Position: 2,000
11th to 20th Position: Imarticus Hall of Fame Entry

T&C Apply.
Imarticus Learning shall own the Intellectual Rights of the blog content shared with us at blog@imarticus.com with due credits to the writer(s) till perpetuity. Imarticus Learning reserves all the rights to use, publish or remove the content on all our platforms.

The decision of the Imarticus Editorial Panel shall be final and binding in all matters. Any dispute will fall under the jurisdiction of Mumbai. The winners will receive Gift Vouchers.
To know more – Click here

Conclusion:

If you are interested in data science and want to share your ideas with the world, then this is a once-in-a-lifetime opportunity. Entering our #ImarticusBlogLikeAPro Season 1 Championship Award along with a cash prize of INR 10,000/ will not only is fun, but it could also win you fantastic prizes! Professional tone required for submission.

Is Embedded Finance the Next Evolution in Fintech?

Posted on August 11, 2021March 22, 2024 by Imarticus Learning

What is Embedded Finance?

Over the decade banking services like lending, payments, remittance have shifted from being under the sole purview of banks to non-bank service providers. The various financial services have come to be embedded within the software and applications of the non-bank providers streamlining both customer and business enterprise experience. Embedded finance or embedded banking, as is popularly termed, is the future of Finance Technology (abbreviated Fintech).

It is essentially the merging of a non-financial service provider, for example, a telco or local SaaS business, with a financial service provider.

With embedded finance reshaping and creating new roles for technology companies in the financial world, a career in Fintech will prove to be highly rewarding in the coming years.

For this, it is imperative to know what is a Fintech professional and the best Fintech courses in India that one can opt for.

Role of Embedded Finance in the Industry

With the world increasingly adapting to the digital revolution, businesses, both local and international, are looking forward to expanding their horizons to provide banking services ranging from providing loans, cashless payments, credits, debit cards, and e-wallets. Earlier businesses had to create a Fintech arm within the company costing a fortune to oversee the financial operations.

However, with embedded finance infrastructure, this disadvantage has been overridden resulting in almost double the normal profit. And with the disappearance of third-party banks, the process becomes smoother for the consumer. It lures the customer with its easy transaction process thus monetizing him/her and expanding the business.

Apart from integrated payments, the other high point of embedded finance is the ease of accessing in-app credit programs and loans, enabling the customer to complete a purchase without leaving the app and converting it into an EMI at the checkout point as is seen with Amazon.

Embedded card payment involves the creation of the company’s own cash card in exchange for a white label debit card. The cash card is linked to the user’s bank account giving him direct access to his user balance. This can be arranged by the company at a small interchange fee with the partner bank.

Embedded insurance is also being integrated into the buying experience of customers to seamlessly complete the procedure of insuring a car or home or other such purchases without the inclusion of a third-party insurance company. This is not only cost-effective but also saves a lot of time and pain on the part of customers as demonstrated by major automobile companies.

Embedded banking has taken a step forward in the evolution of the Fintech industry by taking investment into its territory. Investment has always been a tricky affair for the common man. With API-based brokerage firms leading the way for embedded investments, it is no longer a faraway dream. Platforms have integrated stock market investing by building microservices beginning with opening an account and ending with trading and market data.

The Way Forward

Fintech Infrastructure stands upon three pillars – digital platforms, financial institutions, and embedded finance infrastructure companies. To make each of these pillars functional data science, AI, cloud management, and blockchain development work together. To understand what is a Fintech professional’s role and how to make a career in Fintech, you can check out the professional Fintech certificate course.

It is best to start young if you are looking forward to making a career out of Fintech and especially embedded finance. One can choose from some of the best Fintech courses in India and opt for a subject of his/her choice. An undergraduate course in finance, economics, engineering, commerce, or management followed by post-graduation in the specific field can open avenues for youngsters and aid them in building a lucrative career in Fintech.

Good to Have: New Age Skills in Credit Risk & Analysis!

Posted on July 28, 2021March 21, 2024 by Imarticus Learning

Many people think that credit risk and analysis is a dying industry. They believe that technology or computers in the future will take it over. However, this couldn’t be further from the truth.

In reality, Credit risk and underwriting degrees are becoming more critical in today’s world because they teach people to work with numbers and use them effectively for decision-making purposes.

Skills for Credit Risk Analysts:

A career in credit risk and underwriting requires a diverse skill set. You must understand the intricacies of various industries, have excellent analytical skills, and have an in-depth knowledge of accounting principles. However, it’s not just about the technical aspects.

A successful candidate also needs to possess some New Age Skills such as leadership abilities, communication skills, and negotiation experience. New skills must be learned to stay on top of the latest trends. One of these new skills is programming, which can help with data analytics and automation.

Here are some other common skills required for a Credit Risk Analysts:

Strong quantitative & analytical skills: Credit Analysis requires digging into financial statements & analyzing credit risks using tools like ratio analysis. Hence having an analytical mind is important.

Knowledge of financial analysis: A Credit Analyst must know their way around financial statements & develop a knack to find items impacting the company’s debt-paying abilities. Risk analysis is a part of their job profile and may demand analysis of different scenarios.

Attention to detail & diligence: Errors made in assessing creditworthiness can be costly for the entity & stakeholders too.

Communication skills: Credit Analysts course prepare financial standing reports, which needs excellent report writing skills. They are also required to interact with company management & clients, to scrap out information & discuss problems. Good people with oral communication skills excel as credit analysts.

Comfort with Financial/Statistical software: Credit analysis requires risk analysis using statistical software. Knowledge & comfort working on such platforms is an advantage.

Move up the Ladder with Imarticus Learning:

A Credit analyst’s job is challenging and demands analytical solid skills. Looking for careers after graduation, you can get placed as junior analysts/management trainees assisting analysts. However, to move up on the ladder, you may need a Master’s degree or certification courses like CFA/CA/FRM.

Imarticus Learning offers Credit Risk and Underwriting Prodegree that helps you carve a career in Credit Risk Underwriting. Students get an in-depth understanding of the dynamic banking & non-banking financial corporations (NBFC) loan markets during the program.

Through this Credit Risk and Underwriting Prodegree, students acquire a powerful toolkit that helps them understand the credit landscape, learn the entire process of loan assessment and due diligence and conduct financial analysis. The students get hands-on learning experience and explore five comprehensive case studies linked to different aspects of the curriculum.

After completing this course, students are rewarded with an industry-recognized Certificate of Excellence in credit risk & underwriting. The certification represents the skills & knowledge they have imbibed during the course and can be used to boost your portfolio and resume. To answer your questions like what after B.Com? This CRU Pre-degree is the answer!

For further details on business analytics courses in India, contact us through the Live Chat Support system or visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

BBA-Your First Step To The Business World !

Posted on July 23, 2021March 21, 2024 by Imarticus Learning

The benefits of pursuing a Bachelor’s in Business Administration degree are numerous. This degree is excellent for those who want to pursue a career in business, accounting, or finance, and it can also be helpful for those who are not sure what they want to do with their lives after college.

Pursuing an online BBA program provides many of the same benefits as the traditional campus-based programs you would find at universities worldwide. With this article, we will explore some reasons why online BBA classes might be suitable for you!

What is a BBA degree?

A BBA degree or Bachelor of Business Administration is a post-graduate level degree that will give you the skills and knowledge to enter the business world. An online BBA certification provides students with real-life experience through internships, networking opportunities, and more!

Bachelor’s in Business Administration degrees combine management theory with practical application.

Why do I need a BBA degree?

A Bachelor of Business Administration degree typically requires entry-level management positions in the business. The BBA curriculum includes courses on marketing, accounting, and finance.

What all BBA courses are available?

The courses offered in an online BBA program will vary based on the curriculum of your particular institution. The most popular course is called “Business Administration” and covers various topics like accounting, economics, management, marketing, etc. Business students also have access to electives ranging from investments and entrepreneurship to finance or human resources.

For those with no previous business experience, some basic foundations classes cover traditional subjects such as math or English but apply them specifically to the world of business. These foundational classes should be taken by all undergraduate bachelor’s degree-seeking students regardless of their major field is business-related or not. They help prepare you for any career path one might want to pursue down the line.

How much does it cost to get my BBA degree?

It depends upon the college or institution you choose. The degree from the premium institutes is way high compared to online BBA classes or certification. For more information about online BBA certification, you can visit Imarticus Online BBA courses.

Is there an easier way to get into the business world without going through all the schooling and debt of getting a four-year college degree?

If you want to make a successful career in the business world, it highly recommends pursuing your degree from established institutes or enrolling in online certification programs.

Do I have any other options in terms of career choices besides becoming an accountant or financial analyst with my accounting background and knowledge in Excel spreadsheets, PowerPoint presentations, and Microsoft Word documents?

There are hundreds of career choices that you can pick after pursuing your BBA degree. You can become a marketing specialist, financial analyst, business consultant, or management consultant. You could even pursue your MBA to gain more knowledge and expertise in the field of accounting and finance.

Conclusion: BBA degree gives you all of the tools and knowledge needed to succeed with your studies and your career. An online BBA certification and classes from Imarticus provides graduates with more than just theoretical understanding; Imarticus online BBA classes also prepare them for real-life situations they may encounter as they enter the workforce.

Imarticus faculty are experts who have years of experience working in various industries to get hands-on training while still achieving their academic goals. What’s stopping you? Enroll in our BBA online classes today!

Tag: Education