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Tag: capital market course

Understanding the basics of an executive program in investment management

Posted on by Imarticus Learning

An executive program in investment management can be a great way to learn more about managing your money. These programs are for professionals who want to understand the investment industry in-depth. This blog post will discuss the basics of executive programs in investment management, including what you can expect to learn and the benefits of completing one.

The basics of an executive program in investment management

These programs prepare students for careers in investment banking, asset management, and other finance-related fields. An executive program in investment management typically covers risk management, portfolio theory, and quantitative methods. Students in these programs learn how to identify and assess opportunities, make investment decisions, and monitor and manage portfolios.

Executive programs in investment management are for working professionals who want to advance their careers in finance. These programs last for one to two years and often include a practicum or field experience component. Admission to an executive program in investment management usually requires a bachelor’s degree in business, economics, or a related field. 

Benefits of an executive program in investment management

An executive program in investment management can offer you many benefits, including:

  • In-depth knowledge of the investment management industry
  • Exposure to a variety of investment management topics
  • The opportunity to network with other professionals in the field
  • The chance to earn a credential that can enhance your career prospects.

If you are interested in pursuing a career in investment management, an executive program in investment management can give you the necessary knowledge and skills to succeed. These programs can be demanding, but they offer a great return on investment for those dedicated to their studies. With hard work and dedication, you can position yourself for a successful career in investment management.

Discover a career in investment banking course with Imarticus Learning

The distinguished IIM Calcutta teaches the world’s top financial management and financial accounting program. This curriculum will cover the fundamentals and advanced concepts of debt capital markets, equity capital markets, and investment banking.

The Executive Course in Investment Banking and Capital Services is the most exemplary program for executives aiming to advance their careers in finance. This curriculum was created in collaboration with IIM Calcutta and will teach students the technical skills and practical knowledge that a professional financial needs.

 This program will provide students with an extensive understanding of investment banking and global capital markets. Our industry-leading training provides students with in-demand technical and managerial abilities and practical knowledge of the topic and its practical application.

Course Benefits For Learners:

Use of Data Analytics in Improving Working Capital Management

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What is working capital management?

Working capital is an organization’s utilization of money to cover its daily needs, such as paying for raw materials, supplies, and salaries. The term can also be applied to individuals. Working Capital Management is defined as “managing cash flow so that it fulfills all the business needs”.

For example, if you have $10 in your wallet but need $100 worth of groceries today, your working capital would be negative $90. Working capital management takes care of the flow of funds within the organization. It ensures that funds are available to meet short-term obligations without having to borrow or sell assets. It’s essential for all businesses because it affects the growth and the profits of the company.

Without sufficient working capital, companies will fail before utilizing their full potential. Working capital management is a critical function for every company. Whether you are operating in the manufacturing or service industry, managing your working capital will impact your ability to grow and succeed.

How does it help the organizations?

Data analytics can help organizations measure how much money they need for their working capital based on their current situation. This way, they can improve their working capital management by minimizing risks such as overinvesting or underinvesting in one area while neglecting others.

There is a need for both MSMEs and large manufacturers to remotely manage their supply chain, cash flows, etc. This has led to a rapid and massive shift away from manual processes. This is where automation comes into play – Accounts Receivable Automation (ARA) was developed as an alternative solution by many companies who needed more control in this area of their business while still managing all aspects with less workforce. These systems allow businesses to deal directly with suppliers and it drastically cuts down processing between payments and delivery.

Application in the real world

In the past few years, the use of Data Analytics has been steadily increasing as a way for organizations to understand their customers better and identify trends.

In today’s world, data analytics is indispensable as it facilitates the efficient working of an organization. The proper recording and analysis of every activity related to the manufacturing cycle of the products help in having visibility of the processes.

Data Science Course

One particular area where Data Analytics can be applied is in examining customer payment patterns, such as when customers pay or don’t pay on time. For example, one company found that because of the customers who paid late, they were losing roughly about $21 million annually due to delayed payments from other clients. It also examined the reasons as to why people pay late. They came up with several insights like cash crunch during month-ends, etc. that stopped them from making these payments.

Using a company’s balance sheet and cash flow statement, a financial analyst can determine when the business has excess funds and also the times when they need more money. This analysis can then be used to establish an appropriate financing strategy that balances the company’s needs with its ability to repay the debt over time. Data Analytics makes the entire process smoother and better.

Conclusion

To maintain change, it is imperative to differentiate between noise and signal. This is done by developing measurable, granular  KPIs that are monitored strictly. Carefully analyzing historical data can provide valuable insights into managing networking capital by quickly finding and dealing with emerging issues.

Contact us today if you want to be well equipped when it comes to dealing with such situations. With a digital analytics course, implementing these tactics in your business becomes easier.

With a data science course, you become aware of the techniques that go into it. The course comes along with a placement opportunity so that you’re all set to apply your business analytics knowledge in managing operations.

Credit Underwriting Standards: A Challenge for Smaller Banks!

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The main revenue for a bank always comes from the money they lend to different borrowers. The interest obtained on that lent money generates revenue for them. Now, this lending process exposes a bank to risks.

In this article, we will discuss various aspects of credit underwriting standards and the importance of a credit analyst course or a PG diploma in banking and finance.

What are Credit Underwriting Standards?

Underwriting standards are a set of guidelines defined by banks or lending institutes, to determine if a loan applicant is qualified for the loan or credit. Credit underwriting standards determine the loan amount, loan terms and tenures, rate of interest, etc. This credit underwriting standard works as a risk management process that helps minimize the risk factor from the lent loan.

Key factors of Credit Underwriting

There are some basic points a bank should consider before granting the loan.

  • A common problem faced by credit approvers is that they often don’t get sufficient financial information from the applicant.
  • An efficient cash-flow projection report can be prepared with enough historical data, balance sheet statements, and a financial analysis system. However, appropriate information needs to be obtained from borrowers regarding expected trends, upcoming capital structure and incorporated in cash-flow modeling for better prediction.
  • Rating models can be efficiently predictive and render an effective early caution against credit deterioration only when the data fed to them are quality data.
  • When the process is more manual and duplicate data is kept in multiple systems, it causes an increase in “time to cash”. The key factors that contribute to “time to cash” are the market environment, the efficiency of decision-makers, and system infrastructure.
  • To understand the key performance indicators and meet the audit requirements, extracting the right data is essential. Also, a user-friendly way of capturing data and a strict well-defined process is essential to make sure the data is correctly apprehended and managed.
  • Understanding the business model sustainability of the borrower is important. The borrower should have better alignment between business strategy and financially reliable sectors to recover the losses when one sector is underperforming.

Challenge for Smaller Banks

When it comes to smaller banks, they face few challenges while maintaining credit underwriting standards, which either cause problems for them in the present or might create in the future.

  • Major small banks face significant challenges in terms of their ability to produce, manage and maintain sufficient data. This is a clear indication that small banks suffer due to a lack of IT infrastructure and strong risk governance policies.
  • Another key trend among smaller banks is that because of the extremely competitive market, the interest rates that banks offer on loans are not calculated based on the underlying credit risk of those loans, but rather they are more intended towards capturing the market. This lack of risk-based pricing may cause a future inability to recover the money lent.
  • The banks are launching new products, offers, expanding themselves into new markets, re-adjusting risk strategies because of intense market competition. There was a drop in average lending margins which basically reduced the overall profit margin for a bank.

Conclusion

Credit risk management comes with various challenges. Proper analysis of quantitative and qualitative data, decision-making ability, and mutual relationships can help to reduce the risk and only a properly trained professional can do that.

When you are looking for a career in the banking sector, deep knowledge of credit underwriting standards is essential.

Credit risk underwriting courseA credit analyst course or PG diploma in banking and finance may help you to achieve that. Credit Risk and Underwriting Prodegree In Collaboration with Moody’s Analytics is such a tailor-made course for you.

What is Global Investment Banking?

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To better understand what global investment banking is, you first need to know the basics of capital markets. 

Global Investment Banking is a term that refers to financial services firms that provide advisory and underwriting services as well as trade execution for international securities transactions. These firms can be split into two categories: those active in capital markets and trade life cycle activities and those specializing in one or more areas of a three-stage process. 

Global investment bankers are responsible for taking care of capital market transactions that affect the world. This includes helping countries with their trade life cycle, such as searching for new trading partners or negotiating deals with different countries and regions in the world.

The Growth Scope of Investment Banking Industry:

The global investment banking industry will grow from $102.84bn in 2020 to $111.45 billion in 2021 at a CAGR of 8.4%. The growth comes from the companies rearranging their operations and recovering from the ‘pandemic impact,’ which led to restrictive containment measures involving social distancing, remote working, and closure of commercial activities resulting in operational challenges. As a result, experts predict the market to reach $137.97bn in 2025 at a CAGR of 5%.

North America emerged as the largest region, accounting for 46% of the market in 2020. The Asia Pacific stood as the second largest region accounting for 26% of the global investment banking market.

Career Scope in Investment banking:

With the fast-paced growth rate of the industry, there is immense scope of growth for those who aspire to be investment bankers. Investment banking is a popular career option among recent graduates, particularly among business and finance majors. 

What’s the primary appeal? First, it’s a field with a lot of opportunities and a high earning potential.

Some reasons why investment banking is an excellent field for graduate aspirants:

Learn a lot quickly

Due to its fast-paced nature, investment banking offers a lot of opportunities for learning and skill-building. In addition, professionals get exposed to a lot of information about financial trends and markets and information about what makes businesses sustainable.

Highest earning potential

Investment banking is a field with very high earning potential. As a result, entry-level financial analyst packages are pretty lucrative compared to other fields, and there is a significant increase every year.

Develop transferrable skills

The skills and business savvy techniques you develop as an investment banker help you transit into any other industry in later years. It is excellent for entrepreneurs who are interested in running their businesses.

Develop a strong professional network

A strong professional network is essential for a career boost. A career in investment banking lets you build a network that serves you for years! 

Investment Banking course with placement in IndiaLearn and grow with Imarticus!

If you are looking for investment banking courses, Imarticus is the place where you can end your search! The power-packed Certified Investment Banking Operations Professional (CIBOP) course equips students with skill-sets required to begin a career in investment banking operations, treasury & clearing services.

Why Imarticus?

Learn Job-Relevant Skills: Get an in-depth understanding of complex securities, derivative products, and functions within investment banking operations.

Get Hired: Imarticus offers investment banking courses with placement and extensive career support.

Investment Banking course with placement in IndiaGain Industry Certifications: London Stock Exchange endorses CIBOP certificate; thus, Imarticus Investment banking courses are worth it!

Live Learning: Live facilitated instruction provides the best outcomes.

Make the most of your investment, and break into Investment banking with the best in state-of-the-art classrooms across India. Get started today!

Anti-Money Laundering: What Is It And Why It Matters?

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Did you know that global money-laundering transactions are estimated to be worth $1-2 trillion? 

Money laundering is one of the biggest issues plaguing the global economy. Companies all across the world look for ways to counter this problem. Money laundering hurts the capital market and makes it difficult for organizations to thrive.

Hence, organizations rely on investment banking professionals to protect the capital market. In the following sections, we will cover the issue of money laundering in detail and learn how companies use anti-money laundering (AML) procedures to counter this issue.

You will also find out how you can become a part of the solution by enrolling in Investment banking courses in India.

MBA online CoursesWhat is Money Laundering?

Money laundering is a significant financial crime. It refers to the process of legalizing money that has been obtained illegally. It focuses on hiding the nature, source, and act of a crime to give it a legal image.

Some of the illegal activities that utilize money laundering are terrorism, corruption, drug trafficking, and human trafficking. Governments and companies all over the world strive to combat this issue as it damages the economy and society as a whole.

What is Anti-money Laundering?

Anti-money laundering refers to the provisions and procedures companies use to prevent money laundering in their organization. One of the most popular AML procedures is KYC (know your customer).

In this procedure, a company requires its customer to verify their details such as an address, name, and ID. This way, the company can mitigate suspicious transactions. And, if a customer performs one, it can track him/her quickly.

There are many AML procedures and they help a lot in combating the issue of money laundering. However, industries require professionals that are well-acquainted with the advanced AML procedures.

How you can get involved?

Money laundering is a big issue and one of the best ways to combat this problem is by learning the necessary compliance and skills.

If you are interested in pursuing a career in finance, then you should take a course that covers anti-money laundering provisions and procedures properly. This way, you would be well-equipped to combat this problem at the organization you work in.

The best way to go about this process is to join investment banking courses in India. Most reputable investment banking courses in India cover AML procedures along with the basics of investment banking.

Before joining a course, be sure to check its crucial details such as the investment banking course fees, duration, and modules. After completing investment banking courses in India, you can apply for high-paying roles in the finance sector and help organizations in protecting and growing the capital market.

AML implementations help companies in mitigating money laundering activities. However, they require the expertise of skilled professionals to do so.

You can become a part of the AML solution by enrolling in relevant investment banking courses. If you are interested, then check out Imarticus’ Certified Investment Banking Operations Professional (CIBOP) program to get the right direction.

What Are Some Technologies That Can Prove Beneficial For Retail Banking?

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What Are Some Technologies That Can Prove Beneficial For Retail Banking?

Financial institutions annually spend huge amounts running into billions of dollars a year on upgrading technology and undertaking system integration work. This is not a fad but an essential for their survival. But, in comparison to the newer banks and the capital market courses the technology of the new age is not only nimble and lightweight but is also more adaptable and faster than the older banks’ legacy systems.

Some areas where technology definitely impacts the banking services can briefly be summarized as below.

A. Customer authentication: Imagine a dual-control process with multi-factor authentication taken care of in a bank. It is possible only when the technologies keep pace with the customer demands and is possible only with the application of the latest developments in big data analytics, AI and ML.

B. Data Security: Data is being generated by the fraction of a second and its sheer volumes are nowhere better known than in retail banking. Storage of data is another sector where banks need to tread carefully because of the increased KYC norms. Innovations in cybersecurity, cloud storage, and such areas are not only essential but mandatory for compliance or regulatory norms and to gain customer trust, loyalty and confidence. Such futuristic technologies suitable for retail banking can be learned in Capital Market Courses.

C. Legal and KYC requirements: With financial markets tightening the noose around fraudulent investors and borrowers the regulatory environment is much more stringent than ever before. The bank’s documentation, its process, and technology have all been under regular scrutiny in recent times. It would be impossible if not for Regtech innovators and technology stepping in to make it feasible.

D. Integration with legacy technology: Banks are big acquisition businesses and this means mergers of legacy technology of the two entities. When such legacy systems are to be transitioned to a newer uniform technological platform it involves huge costs. Technology can definitely help integrate the legacy systems at reduced costs and without changing the existing infrastructure.

The areas and developments that will see changes:

Citing a 2018 outlook report from SIFMA there are four trends that will definitely see benefits and change in retail banking. They are:

1. AI will aid and enhance the processes of decision-making and investments.

2. Automatic processing and AI will see a huge change.

3. Blockchains and capital market courses will lead to technological innovations to make retail banking and the capital markets more investor-friendly and efficient.

4. Data security and protection will increase in importance.

How do the banks benefit?

According to the experts, bankers, analysts, consultants, etc that spoke to The Financial Times, the top 5 areas that have the potential to be successfully transformed by blockchains are

Settlement and Clearing:

The bank network is a tangled network of securities, investments, and loans that need to be recorded, settled and cleared on a daily basis. And, this costs billions of dollars annually to run. Accenture says that this area of settlement and clearing could save investment banks up to USD 10bn if they use blockchain technology for efficient settlement and clearing operations.

Payments:

Payments systems from the central banks globally are moving to explore blockchain technology and shifting payments system processes to blockchains and issue digital tokens that can be used on the stock markets and cashed in at the central banks. Commercial banks also have pushed forward with their own projects instead.

Trade finance:

LCs, trade finance, bills of lading, etc are still paper-transactions sent through post or fax globally. According to the R3 MD, Charley Cooper, this is an obvious area where banks can benefit from blockchains.

Customer Identity Verification:

Lenders are in reality trusted custodians of investor’s money and regulators will hold the banking agents responsible for authentication of records and checking the customer’s identity. This area is a vital banking-risk that blockchain-processing can easily overcome. It is an era of start-ups in the KYC blockchain-enabled systems. Some of them are Blockstack, Cambridge Blockchain, Credits, and Tradle.

Syndicated loans:

It takes a long 19 days for US companies to raise syndicated funds from banks. Early repayments and foreclosures are still done on paper. To address the efficiency of this area Credit Suisse and 19 similar-minded financial institutions formed a work-consortium with the blockchain enablers to put the syndicated loans Synaps on a blockchain framework.

Conclusions:

Taking capital market courses at Imarticus Learning can help you learn and reskill on such futuristic technologies for retail banking. Hurry and enroll. For more detailed information regarding this and for further career counseling, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

What Is The Function Of Retail Assets In Capital Markets?

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By retail assets, one means the products that are sold. In terms of the capital market, these could be the products of the equity and debt capital markets. Hence one needs to understand the very basics of the capital market to understand its retail assets. Let us start.

Understanding the terminology:

Doing capital market courses can be very useful to get the big picture of the capital markets. The term capital market is the place where securities in the form of various instruments like a bond, stocks, etc can be exchanged by the capital needy borrower and the capital-rich investors.

They comprise the foreign exchange-FOREX market, the bond markets, and the stock markets. The major markets are London, New York, Hong Kong, and Singapore, NSE, NASDAQ, BSE, etc. which are normally found in nearly all financial centers.

The Capital Market courses classify the capital market as secondary or primary markets. The bonds and the stocks are the most popularly known instruments. The financial analyst in the capital markets is the bridge and seeks to make these transactions efficient in the capital market where the borrowers needing capital and the lenders with surplus capital can both exchange securities transparently.

Capital markets deal with capital suppliers including private investors, institutions offering instruments related to their savings and investments in life insurance companies, pension funds, non-financial companies, and charitable institutions and foundations which have surplus cash to invest.

The capital-needy users of the funds are motor-vehicle and home purchasers, governments using funds for building infrastructure projects, non-financial companies, and those seeking capital investment or operating expenses in firms/organizations. Thus capital markets sell both debt and equity securities. The capital markets operate on electronic platforms through online transactions.

Both capital markets and investment banking cover equity and the debt capital market. Capital markets use investor investments and savings serving as a channel between firms needing capital and suppliers who have capital. The capital lending entities include institutional and retail investors while those needing the capital are governments, businesses, and laymen.

Equities are actual ownership of the company stock certificates and the returns on it depend on whether the company makes a loss or profit. Debt securities such as bonds, debentures, etc are IOU’s that bear a fair interest rate higher than that offered by banks. When companies go public they sell IPOs to large institutions like banks, institutional investors like hedge funds, mutual funds, etc.

If the stock is sold to the investor it is called a primary market and the secondary market sells those shares and stocks that come up for trading or reselling existing security. The secondary market is overseen by the SEC. Ex: NASDAQ. This provides investors with a regulated ecosystem and reason to invest in the capital markets.

Different types of Retail Banks:

Retail banks can be of three types. They are:  

  • Commercial Banks
  • Investment Funds
  • Credit Unions

All these banks offer services related to retail banking and provide almost similar services. Their products include: 

  • Savings accounts
  • Checking accounts
  • Mortgages
  • Credit cards
  • Debit cards
  • Personal loans.

Why do a course?
Here are the top reasons for doing capital market courses.

1. Staying updated with technology changes:
Today’s business world needs a good understanding of the working of businesses and compliance with political and regulatory issues. It goes beyond the reading and understanding balance sheets, compliance issues or regulatory measures and reporting.

Data analytics, capital market courses, Deep-Learning systems, and predictive-forecasting are helping make investment decisions and strategies evolve with knowing the exact outcome of the impact of such decisions. All available data and allied technologies are now being used and the financial data is no longer disparate from business data.

2. Skill-set development:
The focus of Capital Market Courses at present on the skill development of personnel for banking and capital markets. The obvious outcomes they will look for are to include customer-facing processes, a deep understanding of business requirements, proficiency in predictive forecasting tools, change, and soft-skills management and understanding and creating financial models for the capital market decisions.

3. The good payouts:
FAs in the capital market according to Indeed make an average of USD 65-110k. They also receive great bonuses, perks, and incentives that total to almost being equal to their earnings. In essence, payouts and lucre are huge incentives in career-making decisions.

Conclusion:
Doing a course from a reputed Academy like Imarticus has several advantages besides certification which works as a true measure of your practical skills. On a concluding note, remember that at Imarticus Learning you can do capital market courses tailor-made for capital markets which cover the comprehensive syllabus with plenty of hands-on experience that is sure to give your career a huge head-start!

For more details in brief and for further career counseling, you can also search for – Imarticus Learning and can drop your query by filling up a simple form on the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Why Project Portfolio Management Is Important?

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PPM or Project Portfolio Management means the collective project management of an entire portfolio of projects rather than managing a single project from start to finish. The PPM is responsible for the entire project portfolio process, which projects to choose and include in it, how to budget and allocate resources to each project in the portfolio when to take on such projects, what is the impact of the time taken and such. Let us explore the best features and mistakes that happen in the PPM process.
The PPM benefits:

1. Decision Making:

PPM drives the business decisions which are taken based on data forecasts and insights. The visibility of data needs to be from the tactical perspective which is a bottoms-up model and the strategic perspective which is a top-down model. Only when this integrated perspective and model is visible and presents the past metrics of PM will one be able to forecast the future trends and draw insights from the strategy. This also helps weed out those projects that are misaligned with corporate objectives.

2. Risk Management

This critical criterion is essential to project portfolio process and PM. The amount of risk-taking needs to be optimal and between safe and risky to ensure profitability. But, PPM is a safe bet to check overspending caused by no visibility into project data, inaccurate scheduling, poor project estimating, and improper resource allocation. Forrester reports suggesting a decrease of 10 percent in overspending on an average in organizations by using effective tools and techniques of PPM.

3. Faster turn times:

Efficient project portfolio process training can help lessen project turn-times by a median value of 10 percent. Repeatable processes such as standardization, governance, and workflow are proven and by aligning PPM with such processes the ambiguity is removed and leads to productivity and business value.  The shortened time to market often prove to be decisive factors in being competitive and getting through earlier.

4. Increases success:

Project failures are oft because of unsuccessful project delivery. The delivery itself depends on schedule delays, cost overruns, ill-managed resources, badly defined requirements, lack of strategy alignment, technical limitations and unresolved issues.  PPM ensures minimization of these factors. The PMI reports affirm project failures reduce by 60 percent and projects executed increase by 30 percent with PPM.

5. Increases collaboration:

Many organizations till date use manual tools for PPM like Excel worksheets located on a client’s computer and not available to the organization in real-time. This can lead to inconsistent and conflicting data. PPM streamlines the data channels in real-time. PPM can help reduce by 25 percent the volume of administrative tasks while improving team collaborations for data streamlining.
The PPM mistakes:

1. Not having a tangible investment strategy:

It is a common practice in many companies, whether start-ups or larger corporations, to directly Starting with funding and budgeting is common in many industries. The priority list of projects is spent on till the budgets are exhausted and a project lower the list often do not see the light of day. PPM works on the resource allocation to all prioritized projects after listing projects aligned with the organization’s productivity and achievement goals.

2. Not dividing large projects into smaller ones:

The agile method is to break large projects into smaller achievable tasks and then prioritize the tasks. This provides smaller releases for testing and action even when the large project is still on-going rather than allowing the whole project to reach a stage of no return. Assigning and allocating team members to each task is also easier and achievable.

3. Not prioritizing tasks:

When multiple projects run it is often easy to ignore those with lower visibility. It is important to prioritize all tasks small and big on to a backlog list which is reviewed often to allow for realigning projects, prioritizing them and getting them done.PPM ensures just this.

4. Letting change get out of hand:

PM is always full of scope-creep which slips in gradually and escalates only when such projects need extra resources to restore their scope. When done late in a project this leads to project failures. PPM is adept at managing scope creep and hence leads to better productivity and efficient time-keeping.

5. Not using a PM tool:

PM tools envisage the status of a project and its visualization using graphic-tools. They enable better opportunity finding, efficient resources allocation, and spot problems before they become critical. Regular reviews even on a daily basis can ensure the smooth process of the project portfolio process. 
In parting, PPM is a very good course you can take up at Imarticus Learning. They also train you to undertake PPM certification from PMI and assure your placements.

How Should You Acquire Domain Knowledge In Capital Markets?

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Domain knowledge in project management is crucial when making a career in a banking project sector. Hence it would be great to do a course when looking to make a capital market for beginners career in this core sector. When starting your career there are many questions as to what one should do to assimilate knowledge quickly so one can move into a good banking career. The capital markets world over may differ in product offerings, trading practices, and regulations. However, the one constant has been the growing demand for skilled capital market personnel in banking circles.

What is the capital market?

The capital market instruments are: 

1. Shares: Share is a part of the ownership in the form of the share and forms the capital base of any company. The sharing unit can be traded in and many people hold shares to sell when the markets boom making huge profits.

There are two types of shares. Namely, 

  • Equity shares
  • Preference shares

2. Debentures: Companies issue debentures under the company’s seal as funds borrowed for a long term and form a part of the borrowed capital of the company. Such debentures carry a fixed interest rate and maturity period. These are the certificates issued

3. Bonds: To raise capital for projects governments and large companies issue bonds which are again long-term capital borrowings. Like the debentures bonds also carry a fixed interest rate and maturity period. The interest charged on such bonds is on the coupon rate.

4. Derivatives: These instruments derive from other underlying assets and securities. The selling price, function, risk, etc of the derivative depend on the assets underlying them.

Some examples of the Capital Market for beginners drawn from derivatives are

  • Futures
  • Swaps
  • Options
  • Exchange commodities
  • Traded Funds

EFFECTIVE STRATEGIES TO RIDE THE EDTECH WAVEHere are simple steps in a tutorial to increase domain knowledge especially in the capital market for beginners.

1. Research your knowledge to narrow down to your domain choices:

For example, if you want to be a domain expert in banking you must narrow down to the capital markets from the various services offered by investment banks. Next, add questions and actions to research and act upon them.

2. Question bank building:

Ask your questions of an expert on the subject of capital markets.

What questions to ask depends on your question list and domain knowledge. Rather than ask an obvious question try asking questions like-Do all asset classes get mark-to-market action? How are bad loans monitored? and such.

When and whom to ask questions is important. Never ask domain technical questions to the executive or a domain operations question to the accountant!

Record the answers for further reviews.

3. Do a course:

You have a variety of domain choices here related to the capital market domain.

·         WMI-Wealth Management Institute course

·         Do the CFA-Chartered Financial Analyst course

·         An MBA course with a finance domain focus

·         Do the MFE-Masters of Financial Engineering degree

·         Get experience in domain work: To get practical hands-on skills many students opt to take the financial professionals course at a reputed institute like Imarticus Learning.

4. Attend events:

This is the best place to learn more about domains. Build your domain knowledge with reading from 

  • Banking Associations / Magazines – FundSuperMart, The Asian Banker, WealthMatters, etc
  • Software vendors – FlexCube, Temenos, SAP, SilverLake, Finacle, etc 
  • Hardware vendors – HP, IBM and such
  • Consulting firms – Boston Consulting Group, McKinsey and Company, PWC, Accenture, IBM GBS, etc

5. Knowledgebase building: 

Create a base on hard disk from your records, questions, etc and build on it. Update it periodically and add indices to it to demarcate the domains.

6. Knowledge Communities: 

Join such communities for mentorship and issue resolutions in your domain from a peer group. You can teach, learn and explore domains at the same time!

7. Mentorship: 
This is crucial to emulate in domain expertise building.

8. Offer to help:
This method is a great way of gaining hands-on information and experience in domain knowledge.

9. Update Solutions Knowledge: 
Technology is evolving as are standard practices. Hence do continued domain learning to get ahead of the career curve.

Wrapping Up …

Acquiring domain knowledge is not difficult. There exist SO MANY things you can do to acquire such knowledge. Firstly start with a plan, build knowledge bases through MOOCs and online reading, question all your premises, enroll in courses, and take the support of community groups.

Do your capital market for beginners course at Imarticus Learning because they help you in all the above aspects, offer excellent mentorship, prepare you for certification exams, and go further with assured placements.

Their course has a comprehensive part, modules on soft skills, resume writing, mock interviews, and personality development too. Enroll today! For more details and further career counseling, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

What Qualification Does One Need To Go For Capital Market Training?

Posted on by Imarticus Learning

If you are passionate about the Finance industry and have a fine knowledge and interest in the Sensex and nifty, why not make a career in the Capital Market and become a Capital Market Analyst?

A Capital Market Analyst is the one who combines sales, consultation, trade, and banking and balances these to work for the cause. With the market growing vast, there is a rewarding career in the Capital Market Analysis. Today we have professional training in Capital Market that produces highly skilled analysts.

What does a Capital Market Analyst do?

The Analyst can be found working in a various established organization such as Hedge Funds, consulting firms, the investment banking group, and other related firms.

They have a key role in facilitating communication between the company, investment firms, and research organizations. Companies count on them to bring the best possible deal for the clients and investors both. Capital Market Analyst is the supporter of the business that seeks capital investment in their company or the other way around.

The responsibilities of a Capital Market Analyst are: 

  • Communicating with the investors: They are the first ones who start the communication with the investors and are also responsible to research about them in details.
  • Setting or negotiating price: It is the responsibility of the analyst to deal with the pricing and thus they need to be highly persuasive and also adjusting in nature.
  • Organizing events: These analyst act as the middleman between the firms and the companies and thus will make efforts and organize events for the frequent meetings.
  • Pitching documents: They prepare the pitching documents that contain clear messages with all the details and helps to put forward the case.
  • Closing the deals: Last but not least, the analyst’s seals and finalizes the deal and ensures satisfaction on both sides.

Qualifications and Skill required to become a Capital Analyst

It is a field which requires all-round varying knowledge and different skills to be put together to create huge profit for the employers. In today’s contemporary times, a specialist is preferred who have a specific area of focus but some key qualities need to be present in common.

They require prominent knowledge in :

  • Trading
  • Settlements
  • Custody
  • Compliance
  • Risk
  • OTC derivatives
  • Finance
  • Prime Brokerage
  • Knowledge of IT Softwares

To become a Capital Analyst, one will need at least a Bachelor’s Degree in Finance, Business, Statistics or related field. Though there are no hard and fast qualification requirements to train in Capital Analysis, having strong communication skills, negotiation skills, analytical and research skills will surely give an upper hand. Also, if you intend to become a specialist in certain fields such as Healthcare, Tech, Media and Communication, you need to have deep knowledge about the sector.

There are several pioneer institutes in the country that run Capital Market Courses and provide top-notch training in the making of Analyst experts. The capital market tutorial is an easy way to gain basics in this field that will boost up your start. These tutorials are easily available, highly simplified that ensures the technicalities of this field are easily understood.

Share and Derivatives Analysis

Derivatives are among the most powerful financial tools which mainly represents contracts between two parties and derives its value from an underlying asset. The most common types of derivatives are stocks, commodities, market indexes or interest rates.

With shares and derivatives as a fast-growing financial instrument category, it becomes of utmost importance that a company dealing with finance takes measures for Share and Derivative Analysis. Derivative Analysis plays a pivot role in eliminating risks and helps in making successful predictions about the company and its future performances. This analysis indicates how well a firm is doing in the market in comparison to its competitors.

Share and Derivative analysis manifest complete details about the company’s strengths and weaknesses, its business relations, financial performances and all those factors that affect its earnings, dividends and future growth prospects. This analysis tool is being used worldwide to initiate successful trades. The purpose of the analysis is to help make more financially sound investment-related decisions by the investors.

Ways to learn Share and Derivative Analysis

Today, we have access to multiple sources of education that are easily accessible and highly reliable. To learn about Share and Derivative Analysis, a beginner needs to focus on fundamentals and basics of derivatives. There are so many resources and different platforms that can help gain a strong and sound knowledge about how derivative analysis works. Few of the ways we can approach are,

  • Read books
  • Tutorial videos
  • Certified courses
  • Resources and guidelines available online and offline
  • Blogs and Articles
  • Online and Offline Seminars

All the above-mentioned categories are helpful for a beginner to gain knowledge in this field. A word of advice is to make sure the resources are reliable and credible. For more details, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Hyderabad, Delhi, Gurgaon, and Ahmedabad.