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Tag: Banking and Finance Course

What is digital lending and how can financial institutions benefit?

Posted on by Imarticus Learning

With the evolution of technology, the financial sector has benefitted a lot. It takes away the grunt work and lets humans work for the things that AI is still unable to do. For example, strategizing, planning, and communicating. Now, as an added benefit there is another product of technology that has come to the aid of financial institutions.

That is, of course, digital lending. It benefits financial institutions in more than one way. And as the finance sector is booming now with new opportunities, this could not have arrived at a better time. 

This is why credit risk management courses should be the go-to next step for any finance student thinking of building a stable and prosperous career. Thankfully, there are lots of institutions in India that provide a compact credit analyst course.

Imarticus Learning with its legacy of opening new horizons to students of all major sectors obviously has also brought forth a solution for them. The credit analyst certification course does not only provide you with a lot of real-world experience and exposure, but here you can hone your skills to such a degree that will put you ahead of your peers. Now, let us take a look at the essence of digital lending and how it benefits financial institutions.

What is digital lending?

Digital lending is a technological process that helps financial institutions to provide faster customer service at the point of sale. It also boosts the company’s productivity as well as loan profits. Another major benefit of this technology is that it helps potential borrowers to seek loans from any internet boosted device from all around the world. This process is technically not new, although its practice has increased a lot in recent years. 

Benefits of digital lending

Although there are innumerable benefits of digital lending in the finance sector, there are four major ones that must be mentioned. They are, as follows:

 

  • Transparent application process: Digital lending makes the information regarding lending and borrowing of loans available digitally. This goes a long way to improve the borrower experience due to the transparency of information and reduces the decision-making time. As everything is available for the parties involved to oversee and are automatically updated, there are fewer chances of incomplete files delaying the process. This, in turn, betters communication between parties and provides a smoother experience for everyone around.

 

 

  • Analyzing information: As all the information regarding lending and borrowing can be accessed from one interface, the analyzing process of said data also becomes easier. The reason is in cases, companies can also digitalize the analytics and intelligence units.

 

 

  • Mobile applications: As everyone around now lives a busy daily life, the usefulness of employing mobile applications for these tasks is unparalleled. That is another benefit digital lending provides, as it enables you to put in your information as well as signature through the applications via an e-signature feature.

 

 

  • Helping the needy and no-credit customers: In traditional lending practices, the emphasis on credit scores hampers the process for needy and no-credit customers. Digital lending enables these customers to seek loans with no hassle for short-term lending.

 

With the boom in the finance sector, the benefits of digital lending are unmatched. This is why for students looking into a finance career, a credit analyst course will provide them with a better edge. Check out Imarticus Learning’s credit analyst certification course to ace these skills and give your career the boost it needs.

5 tips to learn efficiently while preparing for the Chartered Financial Analyst exam

Posted on by Imarticus Learning

CFA Institute confers the title of Chartered Financial Analyst to candidates who qualify for three six-hour exams within a minimum of three years. Preparation for exams like Chartered Financial Analyst (CFA) can be challenging, thus opting for a financial analyst course for preparation can significantly ease the journey. Aspirants are advised to check out some of the most sorted tips before preparing for the exam. Read on… 

5 Tips to Learn Effectively For Chartered Financial Analyst Exam

Tip 1: Practice and Practice 

CFA is undoubtedly a lengthy exam and each level consists of six hours. So, candidates must not only focus on grasping knowledge, but the management of time is also crucial. Thus, using the time to answer all questions needs consistent preparation and practice. In this regard, Chartered Financial Analyst courses for preparation assist students in learning about the concepts and sharpening time management skills. 

Additionally, the CFA website has practice questions and mock exams, so it is beneficial for students to start there. After that, analyze the topics you need to focus on and practice accordingly.   

Tip 2: Focus on Concepts More 

With the increasing difficulty level, the questions in the exam become more and more conceptual. Thus, rather than focusing only on solving problems, give proper time to sharpen conceptual skills and check some financial modeling courses. These courses will provide you with all the essential formulas and some tricks to save time while solving a problem. 

financial analyst certification courseTip 3: Use the Most Trusted Material 

To qualify for the CFA examination, focusing on each topic is not beneficial. Instead, go through the CFA website or opt for a Chartered Financial Analyst course for preparation to know about how each topic is emphasized in the exam. For example, topics like Ethical and Professional Standards fetch more questions than subjects such as Portfolio Management and Wealth Planning, Derivatives, and Technical Analysis. So, preparing smartly is more critical than scrutinizing every topic. 

Tip 4: Make Study Schedule with Priorities  

Planning for CFA is one of the most important things to do. But before doing so, analyze weaknesses or essential topics to focus on. This will help to distribute time properly in a schedule. Once a plan is made, it is very easy to get distracted. Thus, candidates are advised to take a financial analyst course for preparation to keep them in a routine and prepare for the exam effectively.

Apart from following a schedule, make sure to take breaks and give yourself enough time to sleep. It is essential to understand that preparation for CFA is a long-term process, and aspirants cannot do it within days. So, you have to incorporate rigorous study into your daily routine.

Tip 5: Enrol In a Course

Self-study is one of the most challenging approaches while preparing for the CFA examination. Thus, most experts advise taking any financial modeling courses to ace the CFA exam. This will help a candidate to stay focused throughout the study plan. Additionally, these courses are designed to sharpen time management skills and develop the discipline to create focus during exams. 

Thus, preparing for the CFA examination can be daunting, but candidates can use these tips to stay focused. One important thing to note is that, in the CFA exam, make sure to get competent with the calculator as this will be a friend throughout the exam. Also, do not be very stringent about your study plans, make a flexible plan, and reward yourself with breaks. With the correct approach and proper planning, it is possible to clear the chartered financial analyst exam.  

Do you need an MBA to move ahead in Fintech?

Posted on by Imarticus Learning

You need an MBA to move ahead in Fintech because any business interacting with the financial industry will require a diverse understanding of finance and technology. If you have a diverse background and specific skillsets for managing money and investing wisely, you can move up the ranks! To learn more about how to do so, we’ve compiled some insights from experts into five steps that will help you move ahead in Fintech.

Fintech: A Basic Overview

Fintech uses technology to improve and disrupt the traditional financial services industry. You can use it to create new products, processes, or business models.

The financial crisis of 2007-2008 highlighted the need for improved transparency, risk management, and regulation in the banking sector. There was a surge in investment into Fintech startups in response to this.

Banks and other financial institutions now use Fintech to improve their products and services. It can help them become more efficient, reduce costs, and provide a better customer experience.

Here are, Five steps to move ahead in Fintech:

Step One: Have a Diverse Background

One of the best things to move ahead in Fintech is to have a diverse background. It means having experience in various fields, including technology, marketing, and finance. With this type of foundation, you’ll be able to hit the ground running and learn new things quickly.

Step Two: Develop Your Skillset

In addition to having a diverse background, you should also spend time developing your skillset. It means making sure that you’re truly knowledgeable about the latest technologies and theories in finance, investing, and business.

Step Three: Networking

Networking is essential to moving ahead in any field, and Fintech is no exception. Attend industry events and meetups, and connect with as many professionals as possible. You never know who you’ll meet or what opportunities will arise!

Step Four: Stay Up-to-Date

As you can imagine, Fintech is a constantly evolving field. Staying up to date with the latest technologies will help you move ahead in your career. Read articles, watch videos, and subscribe to the leading blogs in the industry so that you can continue learning about the latest trends.

Step Five: Find employment using relevant skills.

If you’re about to graduate or are simply looking for a way to move ahead in Fintech, now’s the time to brush up on your resume and start applying. Many MBA graduates recommend tailoring your resume by adding relevant keywords which you’ve discovered during courses and workshops at business school.

Discover MBA in Fintech course with Imarticus Learning

The MBA in FinTech course allows students to apply what they’ve learned to real-world business challenges and circumstances. If students want to be a FinTech specialist and boost their professional chances, their quest stops here, and a fantastic FinTech learning experience begins.

Course Benefits for Learners:

  • This online MBA course covers every critical industry component while also providing hands-on experience with cutting-edge technologies like APIs, Blockchain, Cloud Computing, AI, Machine Learning, RPA, IoT, and Big Data.
  • Students get access to Fintech networking events, job boards, and webinars to help them make the most of their Fintech education and open doors to new employment prospects.
  • This online certification course for MBA students extensively examines the many paradigms of New Age FinTech, providing students with a high-quality learning experience.

The future of banking and finance courses after graduation: Spheres to expand

Posted on by Imarticus Learning

Banking and finance courses have always been in-demand after graduation. These are the most significant pillars of the economy. Even with the changes in technology, these sectors are growing consistently making them popular courses to pursue after graduating from 12th or colleges. The advancement of financial technology is one of the reasons why it is getting more and more popular. 

Unlike the earlier time, the prospects of a career in these sectors are not confined to clerical jobs. Several technology-oriented jobs in the banking and finance sector lure more graduates into this field. They can choose financial accounting, NMIMS Distance MBA, or other banking courses after graduation. 

Benefits of choosing banking and finance courses

  • There are plenty of job opportunities with multiple job profiles
  • Attractive salaries both within India and abroad
  • Perfect for career growth and for reaching the top levels
  • Ideal for highly ambitious professionals
  • Provides job security and satisfaction
  • Good opportunity for skill development in various fields
  • Most importantly, these two sectors will sustain even during a recession as they are the backbone of the economy 

Career options in the finance and banking sector

Apart from the well-known careers such as bank manager, financial accountant or financial risk manager, other flourishing career options are also highly rewarding. A few of such career options are, 

  • Asset Manager
  • Audit Clerks
  • Bank Teller
  • Book-Keeper
  • Business Analyst
  • Certified Public Accountant (CPA)
  • Credit Analyst
  • Equity analyst
  • Financial Manager
  • Financial Service Representatives
  • Foreign Exchange Trader
  • Internal Auditor
  • Investment banker
  • Loan Officer

Banking courses after graduation

There are bachelor’s degree courses, master’s courses, and various other diploma or certification courses available, both online and offline. 

Bachelor’s and Master’s courses

The Bachelor’s courses are available in sections such as Banking and Finance, Financial Accounting, Statistics and Business, Banking And Insurance, Commerce, etc. The respective master’s courses are available in these fields. 

The other options for a master’s degree include Financial Mathematics, Monetary and Financial Economics, or the likes of M.Voc in Banking, Stocks, and Insurance, etc. 

An MBA in finance is a game-changer. One could choose an offline course from a leading university or an equally compelling online course accredited or offered by famous universities. One such example is the NMIMS Distance MBA online course. 

Diploma and certification courses

As for the diploma certification courses, they can be short-term or long-term up to 12-18 months duration. These certification courses are niche courses that help you specialize in a specific field. Examples of such courses are, 

  • Advanced Certificate in Banking Laws and Loan Management
  • Diploma in Banking Services Management
  • Graduate Certificate in Banking Security
  • Graduate Diploma in Banking and Finance Law
  • Post Degree Diploma in Economics and Global Banking
  • PGP In New Age Banking (PGPNAB)

Regardless of the course that you choose, most of them focus mainly on banking principles, financial services principles, managing investments, investment regulations, and credit. 

The cost of these courses varies depending upon the type of course, the institution, and the specific curriculum. Certification courses are one of the best options for beginners. 

Conclusion

The future of banking and finance is technology-driven, and the graduates can expand their career options only with the help of technology-assisted courses. Analytical jobs are one of the most sought-after career options. Artificial Intelligence and Machine Learning integrated courses are also a good option. Having an MBA gives the much-needed push for the career. 

So the future of fintech and banking courses holds high regard. One must expand their horizon to get more opportunities. 

The Revolution of Capital Markets – All That You Need to Know

Posted on by Imarticus Learning

Capital Market is where the trading of financial securities between buyers and sellers takes place. It mainly focuses on the long-term securities of these bonds. Depending upon the magnitude, the role of a capital market can be directly connected to a nation’s economy, with any change in one can cause ripples in the other one.

This is why a revolution in this industry will have more impact and also why investment banking is a more potential career. The investment banking career is highly competitive and ambitious.   

Role of a Capital Market

The Capital Market includes both the bond market and stock market. Businesses use this market to get funding for supplies and resources. It helps generate a financial market by selling bonds or stocks of a company. 

The bond market is where the trading is mostly on debt securities. Buying a bond does not give any amount of ownership to the business. It simply enables the capital amount to be traded from one party to the other. It is considered as a loan or debt which has to be repaid. On the other hand, the stock market has trading where investors invest in buying shares of a business. 

When stocks are sold, buyers get partial ownership in the business in exchange. To make it available in the market requires the help of a banker who can prepare the necessary documents and complete the processes. 

Importance of Capital Market

  • Capital Market is essential for business owners to get financial aid to expand their business.
  • It reduces the business cost through the global economy and works as a reliable resource for liquidity.
  • It helps the buyers and sellers together in a single platform to boost the economy, nationally and globally. 
  • Businesses can find finance with reduced risks at these reliable markets. 

Investment Banking career

An Investment Banker is a responsible person who advises and facilitates investments for clients or businesses. They will need to keep track of the Capital Markets and act as an interface to help them in capital investments and help them raise the necessary capital for their plans. An investment banker must also have an understanding of the volatility of the capital market. 

People who have a certificate in investment banking can start their careers in this industry. The investment banking career is lucrative as it opens the way for higher compensation. Those who are interested in accounting, finances, or mathematics can easily have a career in this industry. Growth in this industry is faster but it requires performance consistency. 

Best course for investment banking

A certificate in investment banking is valuable when it provides in-depth knowledge in the various aspects of financial and capital markets. Courses like CIBOP ( Certified Investment Banking Operations Professional) are short-term but cover the most relevant aspects in this industry. 

It also helps in placements after providing hands-on experience in trading and other case studies. This will prepare the aspirants to face the common challenges in Capital Markets and investment banking. 

The opportunities in Capital Markets after such courses include the roles of Capital Market Operations Consultant, Financial Analyst, Risk management Consultant, Investment Banking Operations Lead, etc. There are plenty of opportunities for beginners and a career change for professionals. 

Conclusion

Investment Banking is now one of the most popular career options and there is a large pool of talent across the globe. But this is one career that requires working at odd hours to complete a particular pitch book. It is a highly pressurizing job and only those with competitive skills can thrive under the stress. 

PGDM in banking and finance: Opportunities and Impact in 2022

Posted on by Imarticus Learning

A Post Graduate Diploma in Banking and Finance opens up avenues to great job roles in the sensitive sectors of finance and banking. A good online MBA course or diploma program introduces learners to the world of strategic management, organizational behavior, human resource management, business law, and business economics.

These are absolutely essential for any senior finance professionals as well; however, in order to open up doors in Finance or Banking, one needs to learn financial accounting, analytics, cost accounting, retail banking, management accounting, and many other subjects that are very crucial for financial or banking sectors. 

Benefits of a Diploma in Banking and Finance

Here are some of the benefits of getting a Diploma in Banking and Finance or finishing an online MBA course:

  • Get better salary packages and more interesting job roles.
  • Prepare yourself for a professional environment with practical training and real-world projects.
  • Keep up with financial technologies and New Age Banking.
  • Industry-oriented training with domain experts and professors who help you solve real-world problems in finance or banking.
  • Learn research methodology and strategic management.
  • Learn treasury management.
  • Understand business ethics, risk, assurance, and governance.
  • Get introduced to Foreign Exchange Management and International Banking.
  • Learn about markets and financial institutes.
  • Understand corporate finance and financial services marketing.
  • Learn corporate banking, investment banking, and retail banking.
  • Learn about governing bodies, corporate law, and business law.
  • Become a master of financial accounting, management accounting, and cost accounting.
  • Master financial analytics and business analytics.
  • Learn about Information Systems and other ERP software.
  • Become a master of Decision Science and Operation Management.
  • Understand human resource management and the relation between financial management and marketing.

Career Options after Graduation

The impact of a PGDM in Banking and Finance is immense. The diploma holder’s value immediately increases in these domains, and thus, opportunities start presenting themselves in the form of management roles and other crucial or respectable roles within large organizations.

Finance is the backbone of businesses, and without financial experts, a business will not be able to manage itself very well. Not just financially, the business will also collapse in terms of organizational stability and operational infrastructure. Bankers experienced in investment banking or international banking are also extremely respected and rewarded handsomely.

Thus, if one decides to pursue banking and finance through a PG Diploma or MBA, then he/she can expect amazing returns in terms of job satisfaction and salary packages. For individuals who have completed programs such as the Post-Graduate Program in New Age Banking from Imarticus Learning (PGPNAB), getting desirable jobs in companies such as Morgan Stanley, Goldman Sachs, Deutsche Bank, J.P. Morgan, HSBC, and BNP Paribas is easy. 

Here are some popular career options after graduation in finance and banking:

  • Private Banker
  • Asset and Wealth Manager
  • Portfolio Manager
  • Investment Banker
  • Global Financial Researcher
  • Business Analyst
  • Financial Analyst
  • Budget Analyst
  • Operations Manager
  • Financial Strategist
  • Market Advisor
  • Business Development Manager
  • Investing Counsellor
  • Credit Manager

Conclusion

With a good program such as the PGPNAB from Imarticus Learning, one can get dual certifications and a salary increment. Imarticus Learning also assures placement support and a 25% salary hike. The PGPNAB is arranged in a manner that students get the Imarticus Learning PGPNAB diploma in 11 months and an MBA from NMIMS in 2 years.

This is extremely helpful for students as they are able to secure themselves jobs while also learning to become finance professionals. Through the PGPNAB, one can also benefit from the option to pay a certain amount of the fees only after getting placed in a company.

MBA degrees over the years and how to choose the right one

Posted on by Imarticus Learning

Traditionally, an MBA degree is offered as an on-campus option, where a student has to pause their career and cede their salary for it. But, in recent years, technology has shaped course delivery methods considerably, and most of the leading business schools are now offering part-time and online MBA courses. 

Due to the COVID-19 pandemic, a vast shift towards remote studies made aspirants opt for the online mode of education. Few of the world’s leading business schools have recently shifted to a complete online course curriculum. But, how do choose the right one? Here are the tips for settling on the right MBA course.

Tips to Choose a Right MBA Program 

Tip 1: Know Your Purpose  

While opting for an MBA program, it is vital to know the goals beforehand. Some aspirants wish to pursue the MBA to get a promotion, while others want to excel and get started in the business genre. For people who don’t want to leave their current job but want the degree to reach heights, an online MBA course will be perfect as physical meetings with new people, networking with industry experts, and reaching different companies might not be the primary priority. 

But, for a student who wants to get started in the business sector, physically meeting people is the primary criteria; hence, a traditional on-campus course will be ideal for them. 

Tip 2: Budget

While considering a business management course, budget is one of the primary deciding factors. While it is quite common to notice that on-campus courses are relatively costlier than digital MBA courses, it is essential to choose the suitable one.  

Few business programs also provide scholarships for deserving students. Hence, students who have a tight budget or are meritorious can check out the institution providing financial aids.   

Tip 3: Employability and Competition of Admission 

Institutions providing the best online MBA courses have a high employability rate. This factor is beneficial for students looking for a course that will provide them significant opportunities but within a limited budget. These online courses will groom them with all the amenities with options of industrial connection and a virtual networking ecosystem. The employability rate of a particular university is provided on the website itself, or it can be found on the internet if researched well. 

Additionally, an online business management course will give candidates options to study from their residence, with a minimum computer and fast internet connection requirement. Although most of the on-campus leading MBA courses have a high competition to get into due to their limited seat availability, these online programs have relatively more seats for students as institutions do not need to accommodate them on-campus. Hence, the competition to get into an online MBA degree course is somewhat easier for aspirants. 

It is easy to get lost in the different university prospectus when choosing an MBA program. Apart from these primary pointers, you can check – 

 

  • Class Profiles – 

 

Look at the profile of previously passed out candidates, where they are now, what positions are they serving, and others. This will provide you with the necessary idea of how the alumni have performed and your chances of success. 

 

  • Institution’s Reputation- 

 

Lastly, know about the national and international reputation of the university. A highly reputed institution will let its students connect with a large alumni base, thus widening the scope of employability and further studies. 

Hence, before choosing an MBA course, check out every above-mentioned factor to settle for an ideal one. Candidates should remember that both the digital and physical MBA’s have their pros and cons; hence it is crucial to choose accordingly. Imarticus offers some of the best management programs from some of the world’s renowned universities that one can choose from.

Understanding Python for Financial Analysis and Algorithmic Trading

Posted on by Imarticus Learning

The field of finance is as interesting, dynamic, and innovative as it gets. There are always new trends shaping the technologies under development, as well as those that have been around for a while. For people who are eager to learn financial analysis, there are countless opportunities in presential, online, and hybrid modes.

While financial theories are not something new, enrolling in a financial analyst course online, or in presential or hybrid modes, will allow you to understand in depth the mechanisms that affect the performance of projects, companies, budgets, and different financial transactions.

Just like any other field, the area of finance has had to evolve in order to keep track of the latest disruptive factors around the world, which is what has led to the progressive adoption of python as a tool for data processing and extraction. Not only has it permitted the improvement of existing procedures, but it has allowed the development of new techniques that provide more accurate and reliable results.

What is Python?

If you are new to all of this, you might be wondering what on Earth is python and why does it sound like a fascinating, magic solution for financial analysis. Well, the first thing to note is that financial analysis is not the only playground for python and that it has been an incredibly useful and powerful asset in numerous disciplines.

Python is a programming language whose flexibility and simplicity have turned it into the go-to option for software development, particularly in Fintech. It is easily readable, and its conciseness helps developers save time and effort when coding.

What is financial analysis?

Now that the first item on the list is clear, let’s pass to the second one and define financial analysis. This process consists of evaluating the appropriateness and the performance of financial transactions, businesses, budgets, among others, with the aim of determining its stability, solvency, profitability, or liquidity, in order to decide whether it is worth investing in it or not.

One way of learning all you need to know about financial analysis is signing up for a financial analyst course online from wherever you are! Although this would not compare to a bachelor’s in finance or economics, it will certainly give you practical knowledge and know-how in the area.

After having acquired significant expertise in financial analysis, one could also aim to be designated a chartered financial analyst (CFA) after taking a CFA course in India, or wherever you live. This evaluation will test your understanding of financial mechanisms and fundaments, asset valuation, wealth planning, and managing portfolios.

What is algorithmic trading?

The third and last term to go through corresponds to algorithmic trading. This process comprises the place of trade through an algorithm, which allows to increase revenue and save time. Why? Because algorithms are able to take human emotions out of the equation and make sounder decisions when placing the trades, apart from doing it at higher frequencies, increasing revenue over a defined period of time.

How can python be used for financial analysis and algorithmic trading?

As you can imagine now, python is an excellent tool for programming the algorithms used in algorithmic trading, and for analyzing the stock market, as it allows the financial analyst to handle large sets of data and to extract relevant information faster and more efficiently.

Fintech is just one of the many fields where python is leading change and allowing for improvements to take place across the globe. Whether we got you with the CFA course in India idea, or you were already determined to learn financial analysis, this is a promising path to follow.

What Financial Analysts Look at While Generating Forecasts

Posted on by Imarticus Learning

There is a lot to consider when it comes to forecasting, and that’s why financial analysts spend a significant time determining what data sets are most impactful in their forecasts. Financial analysts often look at stock prices, economic indicators such as GDP growth rates, the unemployment rate, and consumer sentiment index before making predictions about future events. They also compare current conditions against past trends for clues about where things might head next.

 Forecasting is an art and science.

Taking accurate measurements and inputting this data in a forecasting model is crucial to producing an accurate forecast. It, however, does not always provide correct estimates because they can sometimes be too broad or too narrow. The input data can also be inaccurate or outdated, which can alter the entire forecast.

There are three standard views of what makes a forecast:

1) A forecast is a statement made at the time “T” about an event that will occur at a time “T+n.”

2) A forecast is a statement about the value of a variable in the future.

3) A forecast is just one possible outcome, given the information currently available.

Typically, Financial Analysts use forecasts as part of their valuation process to help assess what values are reasonable for key variables used in their analysis.

Factors to consider while generating forecast:

1) What is Forecasting?

Typically, forecasts are about revenue, earnings per share (EPS), future dividends, or cash flows.

2) How Frequently is the Forecast being Made?

Most forecasts utilize regularly. One example would be financial analysts who use quarterly sales estimates for each firm within their coverage universe to make buy/sell recommendations to their clients.

3) Who makes the forecast?

The individual who generates the forecast can (and should) affect its reliability. A seasoned financial analyst will often generate more reliable estimates than a novice analyst.

4) Is there a Methodology Used to arrive at the forecast?

There should always be a rational methodology behind any forecast used in valuation:

  • A correlation between two variables
  • The expected future growth in a variable (i.e., revenue or EPS)
  • A regression analysis of historical data that plots the predictor against the predicted

5) How are Data Being Collected?

Many analysts use forecasts based upon past performance, which can be unreliable if used for an extended period. An example would be new management instituting changes that reduce costs or increase revenues, improving future cash flows.

6) What is the Liquidity of the Asset?

It would be best if you considered the liquidity of an asset:

  • How easy is it to sell at market value?
  • Are there restrictions on its sale?

Explore and learn with Imarticus Learning

This financial analyst certification includes hands-on training with leading technologies, including APIs, Blockchain, Cloud Computing, AI, Machine Learning, RPA, IoT, and Big Data.

Some course USP:

  • This financial analyst course aid the students to learn job-relevant skills that prepare them for a career.
  • Impress employers & showcase skills with the best online finance courses endorsed by India’s most prestigious academic collaborations.
  • World-Class Academic Professors to learn from through live online sessions and discussions. It will help students understand the 360-degree practical learning implementation with assignments.

Contact us through the live chat support system or schedule a visit to Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon training centers.

How will cloud, Blockchain, and IoT impact insurance?

Posted on by Imarticus Learning

As technology continues to advance, new opportunities arise for insurance companies. Cloud computing is one of the most recent innovations that has changed how data is stored and accessed. With the rise of Blockchain technology, people wonder if this will change how insurers operate their businesses.

Finally, with the Internet of Things (IoT), insurers can collect more data than ever before about their customers and business practices. How will these three things impact insurance? Let’s explore!

The Rise of Cloud Computing for Insurance

Cloud computing is a great way to increase the speed at which insurers can access data. Instead of having their server or an extensive database that may be prone to hacking, businesses can use cloud-based services from Amazon and Google. It allows these companies to handle all the security measures so that insurers can focus on other things. Since insurers can work faster and more efficiently, they can reduce costs and potentially increase profits.

Is Blockchain Technology the Future of Insurance?

Blockchain technology is an excellent way for users to create secure transactions without relying on a third party. This type of digital ledger system ensures that records are accurate and transparent. In the insurance industry, there are a few different ways you can use this technology.

  • You can pay out claims instantly without waiting for a third party to verify the payment.
  • Users can track their policy history from one insurer to another. It would prevent people from double-paying or having overlapping insurance plans.
  • Individuals can share their medical history with multiple companies to get better rates.

These are a few instances of how Blockchain can change how people do business in the insurance industry.

The Internet of Things Enhances Insurance Operations

With more devices connected to the internet, insurance companies can gather more data than ever before. This information can determine how likely people are to file claims or if their customers are at risk of accidents. It allows them to create better products that help people manage risks on their own. And when combined with cloud-based services and Blockchain technology, it is clear that IoT will be a critical part of the insurance industry in the future.

The advancement of technology is changing how people do business. From cloud computing to Blockchain, insurance companies can work faster and more efficiently than ever before. It may lead insurers to decrease their costs and increase profits in their businesses.

While this can be an advantage, it can also be a challenge for insurance companies. Since there is more competition, insurers must find new ways to stand out from their competitors and offer customers the best service possible.

Explore and Learn with Imarticus Learning

The Software Engineering certification online for Cloud, Blockchain, and IoT program collaborates with E&ICT Academy, IIT Guwahati, and industry experts to give aspiring Software Engineers the most pleasing learning experience possible. This intensive 9-month curriculum will prepare students for the new-age Software Engineer position, focusing on Cloud, Blockchain, and IoT.

certification in Blockchain, Cloud and IoTSome course USP:

  • This cloud DevOps engineer course for students is with placement assurance aid the students to learn job-relevant skills.
  • Impress employers & showcase skills with the certification in Software Engineering endorsed by India’s most prestigious academic collaborations.
  • World-Class Academic Professors to learn from through live online sessions and discussions.