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Tag: Asset Management Courses

Career Choice Comparison: Asset Management vs. Wealth Management

Posted on by Imarticus Learning

Individuals and businesses deal with significant volumes of wealth and assets. Those who wish to focus on assets and the various ways of increasing and monitoring them can opt for asset management jobs. Candidates who are more focused on the overall finances can go for a wealth management degree.

Imarticus Learning’s CIBOP or Certified Investment Banking Operations Professional course offers a curriculum that includes both fields. Students can explore various options and choose their area of expertise at the end of the course.

best investment banking courses with placement in IndiaUnderstanding the Difference Between Asset Management and Wealth Management

Asset management deals with the investments of a company or clients. Asset managers are responsible for the money that clients invest. Asset managers take care of all investments, helping people follow the right procedure to set up accounts and invest in the right areas.

Investors can hire asset managers to assist them in opening accounts, finding the best investment opportunities, and finally making the trades. Asset management involves extensive risk management and research.

Managers need to research the condition of stocks, bonds, mutual funds, ETFs, or other forms of investment vehicles. After analyzing the research data, asset managers can accurately predict where one should invest to get the maximum benefits. Nowadays, asset managers are also responsible for ensuring that all investments are socially responsible.

Some asset managers may work in other aspects of investment management like tax-loss harvesting. An asset manager can at times provide financial advice. Since they have expertise in investment vehicles, individuals or firms that provide ETFs, mutual funds or similar products often hire them to get a better idea of what response their products will receive.

Wealth management deals with a broader view and includes all finances of a company or individual. Wealth managers have multiple tasks. Similar to asset managers, wealth managers have to conduct a risk assessment. A wealth management course usually prepares students for this task. Wealth managers are often hired by company stakeholders or older employees who require retirement planning services. Since wealth management involves monitoring individual wealth, managers can help clients choose the right retirement benefits.

Several clients also hire wealth managers for succession planning and estate planning. Wealth management also often involves the set-up and management of trusts. People who require insurance protection can seek the assistance of wealth managers. Wealth management often includes coverage of liability issues, stock options, and tax planning.

While there are differences in the services provided by asset managers and wealth managers, one also needs to look at the various compensation models. Asset managers usually take commissions. Their fees are based on the type of assets they are managing. Wealth managers, on the other hand, charge on an hourly basis or have flat fees. However, if they too are dealing with assets, their fees may depend on the size and value of those assets.

What Can Candidates Study to Work in Asset or Wealth Management?

Both asset and wealth management has a lot of scope and aspirants can benefit from honing their skills in either field. While there are several wealth and asset management courses, Imarticus Learning’s Certified Investment Banking Operations Professional course teaches students the skills necessary to land lucrative jobs. The institute organizes live lectures where candidates are encouraged to interact with peers as well as instructors.

The curriculum introduces students to financial markets. An understanding of the market trends is beneficial for both asset managers and wealth managers. Risk management is also a huge part of the course as it is extremely important for the industry. Candidates are prepared for interviews in their areas of interest and are guaranteed job interviews once they graduate.

The CIBOP course doubles up as a risk management course in banking and aspirants will benefit from the industry expertise offered. Such a holistic approach increases opportunities for all those who complete this degree.

Why now is a good time to become an Asset Valuation Consultant?

Posted on by Imarticus Learning

The increased demand for asset valuation consultants has led to rapid growth in the number of people taking up courses on asset management. But what is really driving this increase in demand? The answer can be found by looking at the global economy, which has been steadily increasing since 2007.

This is because more & more people realize that one of the best ways to protect their assets from any economic downturns or natural disasters is through an investment in intangible assets such as intellectual property, patents, brands, and goodwill. This blog post will discuss why now is a good time to become an Asset Valuation Consultant!

Why asset valuation consultant is a great career choice?

As the demand for asset valuation consultants increases, it is a good time to take up an online course and join this new profession. Assets such as real estate & securities are becoming more valuable than ever before – putting great pressure on investors to value these assets accurately. In recent years, asset-backed securitization has also increased, which means there is a greater need for accurate valuations of financial instruments that serve as collateral against loans or other types of debt financings.

This industry requires highly skilled professionals who have expertise in valuing multiple kinds of assets, especially fixed-income investments like bonds, derivatives, structured products, etc. It is also crucial to note that being an asset valuation consultant offers flexible hours so you can continue working while studying – and you can also work from the comfort of your own home!

What does an asset valuation consultant do?

An asset valuation consultant is someone who evaluates the worth of an investment or business. They do this by assessing its financial value and other factors like market impact, brand strength, etc. This often involves creating a report which will be used to make important decisions about the company’s future plans for investments or projects. The goal should always be to understand whether an asset is over-priced (considering it should cost less) or undervalued (when it costs more than what people are willing/able to pay).

In real-life scenarios, they work with investors, owners of businesses, and organizations. They are often employed by large corporations or financial institutions to look at their core assets like stocks, bonds, real estate, etc.

This role is growing in demand due to the increase in the number of business transactions happening around us daily. Due to this, there is a need for more professionals who can accurately value an investment opportunity before making decisions about it. Besides that, they also help understand what contributes to brand image & market perception, which helps companies make better marketing choices and improve internal operations through strategic planning processes.

Start your asset valuation consultant career with Imarticus Learning

Imarticus Learning offers various financial analysis courses that help you establish a rewarding career in the financial industry. The Asset Management Course is designed for students and professionals who are interested in working as an Asset Valuation Consultant or want to build a successful career in this domain.

This online course provides the knowledge of various concepts, tools, and techniques required for valuing financial assets like equities, debt instruments, etc.,

What’s unique about this Course?

  • Comprehensive 360-degree learning of the banking and wealth management industry
  • Tech-enabled learning
  • Industry-oriented curriculum designed/delivered in collaboration with industry veterans and leading firms.

Improving the Credit Risk Process | Risk and Resilience

Posted on by Imarticus Learning

Corporate organizations or individuals often borrow money to meet their business requirements. This is where credit risk needs to be considered as there might be a loss if the loan is not paid back. Credit risk assessment is essential and the process needs to be improved constantly.

A CRU Pro degree in credit risk and underwriting from Imarticus Learning can be of great help. The credit landscape is evolving and it is important to maintain the best practices.

How can you improve the credit risk process?

The credit risk process can be managed and improved with proper infrastructure and visualization. If you are interested in credit risk analysis, you should consider the credit risk underwriting course from Imarticus Learning.

credit risk analyst courseThe course will help you leverage current data and maintain the scorecard model. Here are some ways in which you can improve the credit risk process.

  • Constantly Check Data Sources

New data sources are available every day and you can use them to improve your portfolio. This is why you should evaluate all data sources available and apply them to your scorecard model.

  • Scorecard Model Validation

Get your scorecard model validated by an independent auditor. A third-party auditor can check your scorecard model and help you understand how the model can be improved. This will not only help you maximize the effectiveness of your credit rules but also identify the model’s weaknesses.

  • Monitor Your Scorecard Model

Once your scorecard model has been validated, you should keep monitoring it. Scorecard models will degrade with time. But if you monitor it, you will know when you need to improve it. You can use specific resources to understand and track the rate of degradation. Then use specific software solutions to stabilize the model.

  • Use Artificial Intelligence and Machine Learning

AI and machine learning can be used to improve credit risk. Such new technologies can be implemented on newer scorecard models to compare them with older ones. You will be able to understand how your scorecard model has evolved from a more traditional model. A credit analyst course will teach you how to use AI and machine learning for credit risk assessment.

  • Use Current Software Solutions

There are several new software solutions available for credit risk management. You can use different tools to assess credit risk and manage the borrower lifecycle. You will also be able to keep your portfolio secure.

  • Be Aware of Financial Crimes

To improve the credit risk process, you need to protect your portfolio. Financial fraud can happen at any time. But it increases due to an unstable or uncertain economy. So, you should always use the best cyber security technologies to detect and eliminate third-party attacks. When you take up a credit analyst certification course, you will learn how to protect your portfolio better.

credit risk analyst coursesLearn Credit Risk and Underwriting

Students who wish to have a successful career in the financial sector can enroll in Imarticus Learning’s credit risk underwriting course. Imarticus Learning offers a credit risk and underwriting Pro degree. The course is in collaboration with Moody’s Analytics. It is ideal for students who want to learn about dynamic banking and loan markets.

Instructors guide students through the credit landscape of the country and help them understand the various ways of loan assessment and financial analysis. This credit analyst course teaches topics like credit administration, credit underwriting, and the use of new-age software solutions for better credit risk assessment. Imarticus Learning and Moody’s Analytics offers an industry certification for all students.

The credit analyst certification course from Imarticus Learning includes live lectures so that students can interact with instructors. Students gain valuable industry experience through this course. It is ideal for a career transition to the FinTech industry.

A Beginner’s Guide to Asset Management Allocation in Trade Life Cycle!

Posted on by Imarticus Learning

What is trade?
Trade is an exchange of items within or outside the country. Trade has two elements: Buying and Selling. The catalyst which makes this buying-selling process hassle-free is money. In earlier times, people used to exchange the goods they have for the commodities which were owned by other people but today, you cannot separate money from trade.

Trade, as we know, is a process. And as every financial process involves a lot of assets, trade also makes use of the same. People who are trained with a proper PG Diploma in Banking and Finance can do this asset allocation with a lot of ease.

Stages in the Trade Life Cycle
In a globalized economy, trade is a continuous process. Exchanges take place now and then. Mentioned below are the prominent steps involved in the trade life cycle. With capital market training, you can understand each step involved with much more ease.

  • Sales

The process of Sales starts when there is a demand for a good or service. It starts with the seller and ends with the buyer. By this process, a client is acquired and then is provided by multiple buying options
E.G.: Various investment avenues that are available with an Investment banker. Such investment tools are curated according to the needs of the investor and then presented to him in the form of Hedge funds or mutual funds to the client.

  • Trade Initiation and Execution

Once the investor or the buyer selects the product or service he likes and places the order with the seller, the process of trade begins. Trade begins when there is a monetary exchange and even if the buyer asks the seller to give various quotes for his product (As in the case of huge deals). As soon as the order is placed by the buyer and it gets accepted by the seller, the trade is said to be executed.

  • Trade Capture

The real challenge starts once the order has been placed. It percolates down to several channels that use various assets to get the job down. Assets such as a bank, commodity, etc. have to be allocation right and quick to deliver the trade experience smoothly.

This process can be made efficient by proper Asset Management courses. Trades are then recorded in the whole operating system and are also brought into the Risk management system which will help in reducing risks associated with a particular deal and maximize value.

  • Trade Validation and Enrichment

The trade is then validated by several teams and various sets of parameters. Various stable and dynamic parameters are considered and are validated before the actual trade takes place. Assets such as currency have to be allocated and depreciation sand appreciation parameters have to be brought into the picture.

  • Trade Confirmation

This step is one of the most important steps of the Trade Life cycle. Various confirmations are made by both the parties in terms of delivery and payment of the products or services involved in a trade settlement. All of this is done at least a day before the settlement takes place. This provides a window to both the parties to make necessary changes to the trade deal.

  • Trade Settlement

This is the step where the commodity or the service gets delivered to the buyer. The buyer gets the required in exchange for cash. Also, buyers get security in exchange for cash. If the case is of derivatives, a particular currency is also delivered in return for some other currency.

  • Reconciliation

This step involves the bookkeeping and recording of transactions to meet the necessary accounting details of both the buyer and the seller. This also involves vouching, matching ledger accounts, etc. With effective training in the Certificate course in Banking and Finance and various asset management courses, this process can be made much easier and convenient to implement.

How Asset Management Helps You Sell Better, Faster and Smarter?

Posted on by Imarticus Learning

 

An asset is a resource that is owned by any business concern. Assets are both tangible and intangible. Equipment, machinery, etc. are some of the tangible assets whereas patents, copyrights, etc. are intangible assets. Assets also help in determining the worth of the company as there is a monetary value that is hidden in it.

Asset management is nothing but a systematic process of dealing with the assets a company possesses. It involves activities that are directly related to assets such as asset development, asset up-gradation, disposal of assets, maintenance of assets and so on.

The main motive of asset management is to optimize costs and also reap the best benefits one could get from a particular asset. Also, asset management involves managing assets according to the nature of the company e.g. A bank’s main asset is the money it holds. So, it will try to optimize its earning by the means of transaction costs, etc. on the other hand the main asset for any manufacturing concern would be its equipment and machinery so, it will lay its focus on maintenance and upkeep of the machinery.

What are the benefits of asset management?

The main agenda of managing assets is to either gain appreciation in the value as in the case of real estate or to make the most out of a particular asset that has a limited life span as in the case of factories. Also, assets are managed to mitigate risks. Asset management aims to ensure that with a minimum investment, the returns received are infinite.

Who offers the services of asset management?

The Asset Management Training is generally offered by financial institutions who are subject matter experts on “what is to be done with assets of a particular company.”

An asset manager makes a portfolio that promises high returns to a particular company with the number of assets available with them. His major job is to balance out the risks involved with suitable results.

The asset manager procures materials such as security papers, bonds, etc. from the Capital market and then make decisions on the basis of his client’s willingness to take risks. He considers all kinds of social, political and legal factors before making his move.  He has the final say in such decisions.

How does asset management ensure easy and quick revenues?

The main focus of asset management is to maximize the value of returns which can be gained by any asset. In a production concern, assets are taken good care of so that the machinery can run smoothly for long hours, hence producing a lot in a single day. The asset which plays a major role in any company is cash. Proper management of cash can solve a lot of problems for any company.

An asset manager with the consent of the company invests the company’s money in various avenues so that the available money multiplies in a short period of time. Also, an asset management company advises its clients on what assets to procure. A major example of this would be Mergers and Acquisitions.

An asset manager advice its client on what companies it can acquire to expand its business operations. He helps in purchasing assets as a part of investment strategy and then improves the state of the asset and resells the products made out of it or the asset itself at a much higher rate.

An asset manager helps in selling better by optimizing economies of scale and reaping the most out of the limited resources. Asset management also involves the computation of life cycles and additional costs involved with a particular asset. This translates into both long term and short-term financial planning hence, giving a clear direction to the company and optimizing profits.

Conclusion

Asset management is important if you want to reap out the maximum benefits from the available assets. It will bring out the benefits faster and more efficiently. It will help in making the best use of resources thus making the sales of a particular product smooth, multiplying revenues and making use of everything smartly and involving minimal costs. Hence, it proves to be a boon for companies.