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FRM Course: Empowering Finance Minds to Lead

Posted on August 28, 2025November 12, 2025 by Imarticus Learning

Tired of just running reports? Ready to be the one guiding decisions when markets shift and uncertainty hits? That’s exactly where the Financial Risk Manager (FRM) course steps in.

Offered by the GARP and recognised worldwide, the FRM program equips you to analyse, manage, and mitigate complex financial risks. Its curriculum spans quantitative methods, market and credit risk, liquidity and operational challenges, and emerging industry practices – preparing you to build risk frameworks that support real business strategy.

For professionals aiming to move beyond routine finance tasks and step into impactful, leadership-oriented roles in banks, consulting firms, and multinational organisations, FRM acts as a true career accelerator.

In this guide, we’ll break down everything you need to know about the FRM course – from eligibility and fees to career benefits and job opportunities – so you can decide if it’s the right next step for your finance career.

What is the FRM Course?

The FRM course is offered by the Global Association of Risk Professionals (GARP). It’s globally recognised. That means whether you’re in Mumbai, New York, or Singapore, your credential signals expertise in financial risk management – a language that every top-tier firm understands.

In today’s unpredictable financial landscape, FRM gives you the expertise to make smarter, more confident decisions, the kind that help organisations stay steady even when markets get volatile.

If you might be wondering what is FRM, think of the FRM Course as your toolkit for risk leadership. While traditional finance roles focus on reporting or compliance, FRM trains you to identify, assess, and mitigate risks before they turn into problems.

🎥 Before we dive in, here’s a video that breaks down everything you need to know about the FRM course – from fees and eligibility to duration and career scope.

The FRM Course Structure

The FRM isn’t just a credential; it’s a signal to employers that you’re prepared for strategic leadership. The FRM program is broken down into two parts, designed to build your knowledge from the ground up.

Part I builds foundations in quantitative methods and financial market instruments, while Part II delves into market, credit, operational and liquidity risks, as well as contemporary risk management challenges.

Part I: The Core Foundations

This is where you lay the groundwork. Imagine trying to explore a new city without a map – you’d get lost. Part I gives you the map. It focuses on quantitative methods, financial instruments, and the core concepts of risk.

Topic	Focus
Foundations	Ethics, Corporate Governance, and Core Risk Concepts
Quantitative Analysis	Statistical methods and modelling for risk
Financial Markets & Products	Understanding Derivatives, Fixed Income, and more
Valuation & Risk Models	Measuring risk with tools like VaR and stress testing

If you were equipped with Part I knowledge back during the 2008 financial crisis, you could have quantified subprime mortgage risk, understood derivatives exposure, and anticipated the ripple effects across global banks. That’s the kind of foresight FRM equips you with.

Part II: Strategic Application

Part II is where you move from theory to strategy. It’s like being fresh out of an architecture degree; the first project hits hard. It isn’t just designing – suddenly, you are juggling market swings, credit, operations, cash flow, and new challenges like ESG and cyber risks. Real-world projects are way more complex than any classroom could prepare you for.

Topic	Focus
Market Risk	Managing fluctuations in market prices
Credit Risk	Dealing with potential borrower defaults
Operational Risk	Mitigating losses from internal failures (people, processes, systems)
Liquidity & Investment Risk	Managing cash flow and investment portfolio risks
Current Industry Issues	Emerging topics like ESG, climate risk, and cyber risk

Passing the exams and documenting two years of relevant professional experience signals your readiness to lead risk initiatives rather than simply react to them. To understand how the FRM program builds your knowledge step-by-step, explore our detailed FRM Course Structure section.

Pro Tip: Specialising in emerging areas like ESG risk, climate modelling, regulatory technology, and sustainable finance further enhances your market edge. As firms prioritise these domains, FRM holders find themselves at the forefront of transformational finance roles.

Important Note: To officially get your FRM Charter, you must document two years of relevant work experience after passing both exams and within a 10-year window.

FRM Exam Details & Preparation

You can’t ace this by just skimming. The FRM exams are rigorous, but the structure is straightforward. With disciplined preparation, you can confidently clear them.

Aspect	Part I	Part II
Format	100 multiple-choice questions	80 multiple-choice questions
Duration	4 hours	4 hours
Study Time	275-300 hours recommended	275-300 hours recommended

Smart Tip: If you schedule 2 hours daily for quantitative practice and another hour for reading GARP core texts. By four months, complex probability models that initially seemed daunting become intuitive.

FRM Course Cost Breakdown

Here’s a quick overview of the FRM course fees to help you understand how the total cost is distributed across different components.

Component	Cost (USD)	Notes
Enrolment Fee	$400	One-time fee
Part I Exam Fee	$600-$800	Based on early vs. standard registration
Part II Exam Fee	$600-$800	Based on early vs. standard registration
Estimated Total	$1,600-$2,000	A small investment for a big return!

Think about it – spending $2,000 to unlock global career opportunities and leadership roles is a small price for financial freedom and professional growth.

FRM Course Pass Rates

The FRM Certification remains one of the most demanding credentials in financial risk management – official data from GARP shows that exam pass rates for Part I typically range between 40% and 50%, while for Part II they trend higher, at about 50% to 60%.

These moderate pass rates reflect the rigorous nature of the exams and why holding the FRM credential is viewed as a mark of serious competence in risk management skills.

How to Prepare for the FRM Course?

Using the right techniques can make a huge difference when it comes to acing your exams. Here are a few practical tips to help you prepare effectively for the FRM exams:

Structured Study Plan: Break the syllabus into weekly milestones with a reputable provider. Consistency beats cramming.
Mock Exams: Build stamina and timing. FRM isn’t just about knowledge – it’s about applying it under pressure.
GARP Core Readings: Don’t skip them. They’re the backbone of exam success. Supplement with trusted third-party question banks.
Real-World Application: Whenever possible, link theory to your current work. For example, use Part II frameworks to evaluate your company’s operational risks.

Why is the FRM a game-changer?

Let’s be real – the FRM isn’t just another finance certification you add to your résumé. It’s a powerful launchpad that can completely change the direction of your career. Let’s break it down:

Massive Paycheck: According to the U.S. Bureau of Labour Statistics, risk management roles and FRM holders enjoy median salaries soaring around USD 156,100 globally. For Indian finance professionals, this translates to career paths that not only elevate your earning potential but position you as a coveted expert in a field that’s gaining unprecedented strategic importance.

Job Security & Growth: Roles in financial management are expected to grow by a strong 16% through 2032. Plus, 40% of risk-management jobs require or prefer the FRM credential.

Global Elite: Join a network of 90,000+ FRM professionals operating in over 190 countries. Talk about a serious networking edge!

In-Depth Expertise: You won’t just learn buzzwords. You’ll master cutting-edge quantitative models, stress testing, and frameworks for complex risks like climate and cybersecurity.

Future is Bright: A staggering 73% of professionals expect risk management roles to increase over the next 18 months, and 85% would recommend a risk career to a peer. Optimism is high. And you need to be ready to step up!

Why Choose the FRM Course?

Let me be honest: the FRM is not for everyone. This certification is purpose-built for finance professionals who are ready to seize the leadership seat. If you’re in a finance role and feel limited by repetitive tasks, FRM can change your trajectory.

You should pursue the FRM if you are a:

Risk Analyst ready to lead projects and transition into management.
Credit & Market Risk Manager seeking the deepest, most authoritative insights.
Operational Risk Specialist looking to streamline firm-wide processes and influence enterprise strategy.
Consultant advising clients on macro-level risk and corporate resilience.
Finance Leader committed to steering a firm through market volatility and regulatory change.

Stop settling for a career of calculations. The FRM course is the definitive step to becoming an indispensable, high-earning financial strategist.

💡 Did You Know?

According to the 2025 FRM Global Practice Analysis Report,
40% of financial risk managers have responsibilities related to climate risk.
42% of financial risk managers view AI/machine learning as a key area for continuing education.
55% of financial risk managers spend at least half of their time performing risk management tasks.

Insights from the 2024 GARP Risk Careers Survey

GARP‑certified professionals are in high demand. More than 40% of survey respondents said the FRM Certification is listed as preferred or required in job postings.
Nearly 79% of survey respondents globally reported a high degree of satisfaction in their work. 73% anticipate opportunities in risk management will increase slightly or significantly over the next 18 months. 54% plan to hire more risk professionals, and 85% would recommend a risk management career to peers.

This underscores why FRM holders are in demand worldwide.

FRM Course Benefits

Imagine being the person in the room who can spot a financial storm before it hits – a professional everyone turns to for guidance when markets shift unexpectedly. That’s the kind of edge the FRM certification gives you.

Earning your FRM isn’t just about learning risk – it’s about becoming the go-to expert in a fast-moving financial world.

Top banks, investment firms, consultancies, and regulators look for professionals who can spot, analyse, and manage complex risks that others might miss.

It also opens doors to better pay – FRMs often earn 15-30% more than their peers and career paths that can take you from risk analyst all the way to chief risk officer.

With a global network of over 90,000 risk professionals across 190 countries, your opportunities aren’t limited by geography.

And with emerging areas like ESG, climate, and cyber risks shaping the future of finance, FRM helps you stay ahead, think strategically, influence decisions, and turn your expertise into real impact, reputation, and career growth.

FRM Career Path

When I first looked into the FRM course, what really grabbed my attention was how practical and career-focused it is. Unlike generic finance certifications, FRM is built to give you skills you can actually use in high-impact roles.

Here’s what you stand to gain from pursuing the FRM:

Strategic Risk Expertise: You’ll learn how to spot, measure, and manage financial risks before they become big problems. Think of it as having a financial radar for every decision your company makes.

Global Recognition: FRM is recognised in over 190 countries. Your skills aren’t just for local roles—they make you a global asset.

Leadership Readiness: FRM doesn’t just teach technical stuff. It trains you to make smarter decisions under uncertainty – a skill that sets you apart for managerial and executive roles.

Future-Proof Skills: From ESG and climate risk to AI in finance, FRM ensures your knowledge stays relevant as the industry evolves.

Networking Opportunities: You join a community of over 90,000 professionals worldwide, opening doors to mentorship, collaboration, and career growth.

Real-World Impact: Imagine being a Risk Analyst, and your bank is eyeing a new investment portfolio. FRM equips you to quantify market and credit risks, spot operational weak spots, and make recommendations that protect the firm’s bottom line – turning you into a trusted decision-maker.

But the opportunities don’t stop there. The rise of fintech and digital banking has created new roles in model risk, compliance analytics, and stress testing, where FRM knowledge gives you a powerful edge. Even consulting and tech-driven financial companies now rely on FRM-certified professionals to design robust, data-backed risk frameworks.

Whether your goal is to work with global banks or lead risk strategy for an emerging fintech, the FRM badge signals that you’re equipped to guide decisions – not just report on them.

Emerging Specialisations: ESG, AI, and Sustainable Finance

Risk management isn’t just about markets anymore.
With global shifts in ESG (Environmental, Social & Governance) standards, climate risk, and AI-driven analytics, FRMs are at the forefront of defining what financial sustainability looks like.

These evolving domains are opening new, high-impact roles in green finance, climate risk assessment, and digital risk strategy – all areas where FRM knowledge gives you a clear edge.

FRM Salary in India

More than just a pay bump, the certification opens doors to leadership. Many professionals transition from routine finance roles to strategic positions like Risk Manager or even Head of Risk within a few years of completing their FRM journey.

Let’s talk numbers. One of the biggest motivators for taking any certification is the career upside – and FRM salary delivers.

Experience Level	Common Job Roles	Average Salary Range
Entry-Level (0-2 years)	Risk Analyst, Credit Risk Associate, Junior Risk Manager	₹10-15 LPA
Mid-Level (3-5 years)	Risk Manager, Market Risk Analyst, Treasury Specialist	₹18-25 LPA
Senior-Level (7+ years)	Senior Risk Manager, Head of Risk, Chief Risk Officer (CRO)	₹30-50 LPA+

Fresh FRM-certified professionals start in analytical or junior management roles across banks, NBFCs, and consulting firms.
With experience, FRMs move into risk management and treasury functions, handling complex portfolios and regulatory reporting.
At senior positions, FRMs lead enterprise-wide risk frameworks, policy compliance, and strategic decision-making across financial institutions.

You can transition from an Analyst role at a mid-sized bank to a Senior Risk Manager position at a multinational after completing FRM. Within three years, your salary can nearly double, and you can lead a team that directly advises on strategic investments.

Globally, salaries are even more attractive than the FRM salary in India: FRM holders in the US, Singapore, and the Middle East often earn USD 100,000-180,000+, depending on experience and industry.

Why Choose Imarticus for the FRM Course?

The FRM is the smartest move for ambitious finance pros who want to lead, not just calculate. It’s in high demand, offers great pay, and equips you with future-proof expertise in a rapidly evolving financial world.

Thinking of studying FRM on your own? That’s possible – but here’s why Imarticus Learning makes it easier and more effective:

Why Choose Imarticus FRM:

Learn from Experts: Mentorship from industry pros who’ve managed risk at global banks.
Complete FRM Coverage: Structured, GARP-aligned guidance for Part I & II.
Interactive Classes: Real-time problem-solving, case studies, and doubt-clearing sessions.
Smart Progress Tracking: AI tools highlight your strengths and areas to improve.
Trusted Study Material: Kaplan resources and mock exams included.
Flexible Learning: Full-time, part-time, or hybrid options for working professionals.
Career Support: Assistance with placements at top banks and firms.
Pass & Career Guarantee: Structured coaching to get you exam-ready and job-ready.
Real-World Learning: Cases drawn from actual boardrooms, trading floors, and advisory work.

Success in FRM isn’t about cramming formulas; it’s about connecting those numbers to real situations – like understanding how a shift in interest rates ripples through bond portfolios or liquidity positions. With a clear plan, discipline, and the right training support like Imarticus’ GARP-aligned modules, most committed candidates manage to clear both parts confidently.

🎥Curious about how the FRM stacks up against other big finance certifications like ACCA, CMA, CFA, or CPA? Check out this video:

FRM Course vs CA vs CPA vs CFA vs CMA vs ACCA: Which Finance Qualification Wins?

The FRM is specialised in risk management, whereas general finance certifications like CFA or CPA focus on investments, accounting, or auditing. For professionals aiming to lead strategic decision-making in uncertain markets, FRM offers unmatched expertise and credibility.

Credential	Focus	Global Reach	Senior Salary (India)	Top Role Target
FRM	Risk Management (ESG, Credit)	Global	₹30 LPA+	Chief Risk Officer
CFA	Investment Analysis	Global	₹28 LPA+	Fund Manager
CPA	Accounting (US GAAP)	Global	₹25 LPA+	CFO
CA (India)	Accounting & Tax	India	₹20 LPA+	Domestic CFO
CMA (USA)	Management Accounting	Global	₹22 LPA+	Corporate CFO
ACCA	Global Accounting	Global	₹22 LPA+	Audit Specialist

Why FRM is the Preferred Choice?

Directly prepares you for leadership roles in risk management.
Global recognition in 190+ countries ensures career mobility.
Hands-on skills in quantitative modelling, ESG risk, climate, and AI.
High earning potential with strategic career growth.
Networking edge with 90,000+ FRM professionals worldwide.

For finance professionals looking to step into roles where decisions shape business outcomes, FRM is not just another certification – it’s a career accelerator.

FAQs About the FRM Course

If you’re considering the FRM course, you probably have a few questions. Here are a few frequently asked questions covering topics such as eligibility, exam difficulty, salaries and career opportunities related to the FRM course.

What is the FRM Course?

The FRM course, offered by the Global Association of Risk Professionals (GARP), is one of the most respected and in-demand qualifications in the finance world. It’s designed to help you truly understand how risks affect businesses and how to manage them effectively. Whether it’s market, credit, operational, or liquidity risk, FRM gives you the real-world tools to handle them confidently. In simple terms, it trains you to think like a risk expert – the kind of professional companies rely on when the markets get unpredictable.

Is FRM better than CFA?

Honestly, it depends on what you want to do in your career. The CFA is great if you’re drawn to investment analysis, portfolio management, or research. On the other hand, the FRM is all about understanding and managing financial risks – perfect if you’re interested in banking, treasury, or enterprise risk roles. They’re both valuable in their own ways. In fact, many professionals choose to pursue both, as the combination provides them a strong balance of investment knowledge and risk expertise – a real advantage in today’s financial world.

Who is eligible for the FRM course?

Anyone interested in finance or risk can register for FRM Part I. There aren’t strict eligibility rules. To actually earn the FRM Charter, though, you need to pass both Part I and II and have at least two years of relevant work experience in finance, investments, or risk management.

What are the FRM course fees?

The total cost of the FRM course typically ranges between ₹1,41,800 and 1,80,000. This covers a one-time enrollment fee plus the exam fees for both Part I and Part II. The exact cost depends on when you register – those who sign up early usually pay less. So, if you plan and register during the early window, you can save quite a bit compared to the standard registration fee set by GARP.

Is FRM tougher than an MBA?

They’re different. An MBA gives you a broad understanding of business, while FRM is highly specialised and technical. Many people find FRM more quantitative, especially in areas such as probability, statistics, and valuation models. That said, pairing an MBA with an FRM can give you an edge in strategic and technical skills.

Is the FRM Course Very Difficult?

Let’s be honest – yes, it’s challenging. GARP designed the exam to test real-world understanding, not just theory or rote learning. You’ll be diving deep into quantitative methods, risk models, and decision frameworks that push you to think like a strategist. Pass rates usually range between 40% and 60%, which tells you it’s rigorous but absolutely doable with the right approach.

Can I complete the FRM course in 1 year?

Yes! With the right plan, it’s doable. Many candidates take Part I in May and Part II in November. With consistent study and guidance from institutes like Imarticus Learning, you can complete both parts in just one year.

What is the FRM Salary?

FRM-certified professionals generally start around ₹12-15 LPA in entry-level roles, often as Risk Analysts or Associates. Once you gain a few years of experience, the numbers rise quickly – mid-level professionals earn between ₹18-25 LPA, while senior roles, especially in risk leadership or treasury, cross ₹30 LPA and beyond.

Who Hires FRMs in India?

FRM professionals in India land roles at some of the biggest names in finance – HDFC, ICICI, SBI, and the Big Four consulting giants like Deloitte and KPMG. You’ll also find them steering risk at global banks like Morgan Stanley, Citi, and HSBC. But it’s not just the traditional players – fintech startups, asset managers, rating agencies, and even regulatory bodies are now actively hunting for FRM-certified talent. If you want to be the go-to person who helps firms navigate risks and make smarter decisions, getting your FRM opens doors everywhere.

Take Charge of Tomorrow’s Financial Challenges with FRM

The FRM course is your ticket to stepping out of routine finance tasks and into strategic risk leadership. The FRM isn’t just about clearing exams – it’s about truly mastering the skills to navigate real-world challenges like market volatility, credit risks, operational hiccups, and even newer threats such as ESG and cybersecurity.

It’s a globally recognised credential that earns you respect and opens doors to top banks, consulting firms, fintechs, and regulatory bodies. More than anything, it gives you the confidence and credibility to make an impact where it matters most – in key financial decisions.

Ready to lead, not just calculate? Start your FRM Course journey with Imarticus Learning, where expert mentors, GARP-aligned curriculum, smart progress tracking, and real-world case studies come together to make your success achievable. Take that decisive step towards becoming the financial strategist tomorrow’s market needs.

FRM Salary in 2025: Career Path, Experience, & Industries

Posted on August 14, 2025October 31, 2025 by Imarticus Learning

When you hear about the Financial Risk Manager (FRM) certification, one of the biggest questions you probably have is: What kind of salary does an FRM in India actually earn? Because let’s be honest- salary talks matter. They’re not just numbers; they symbolise career growth, recognition, and the return on investment you’re making in your education and skills.

The FRM Certification isn’t just about pay; it offers diverse opportunities across banking, asset management, fintech, and consulting, unmatched by most finance certifications.

If you’re curious about the FRM salary journey in India – how it starts, how it grows, and what top professionals are earning – this guide breaks it all down. From early-career paychecks to six-figure packages, we will explore the full picture based on real data and industry insights of the Indian finance industry.

What is FRM?

You might be wondering, What is FRM? Firstly, the FRM certification, offered by the Global Association of Risk Professionals (GARP), isn’t just a fancy line on your resume. It’s a global gold standard for risk management professionals. When you earn your FRM, you’re telling employers you understand market risk, credit risk, operational challenges, and how to manage financial uncertainty.

That specialisation makes you highly sought after, especially by banks, asset management firms, insurance companies, and consulting agencies. This demand is what pushes the salary numbers higher.

FRMs aren’t limited to one sector- they work in banking, fintech, consulting, insurance, and asset management, offering unmatched career flexibility.

When markets swing unexpectedly, FRMs are already a step ahead, running scenarios to prevent huge losses. At a fintech startup, they use their FRM skills to spot risky loans before they turn sour. A consultant dives into flawed models to fix mistakes and guide smarter decisions. Day to day, FRMs are the ones who anticipate problems, weigh risks, and keep big financial moves safe, just like having a financial safety net on a massive scale.

If you want to get a Global Finance Certification, this video will guide you in your journey.

Comparing FRM Salaries Across Career Stages

This table shows a rough overview of the salary range across various stages of FRM.

Experience Level	Typical Salary Range (INR)	Common Roles
0-2 Years	₹4-7 LPA	Risk Analyst, Junior Risk Consultant
3-7 Years	₹8-15 LPA	Risk Manager, Senior Risk Analyst
8+ Years	₹20-35+ LPA	Head of Risk, CRO, Director of Risk

For highly experienced professionals with global portfolios, salaries have been recorded at or above ₹1 crore per annum, especially in multinational banks or risk consulting firms headquartered abroad.

This upward trajectory reflects not just market demand but how the FRM equips professionals to keep adding more quantifiable value year after year.

The Growing Demand for FRMs in India

The Indian financial sector is not what it was a decade ago. It is moving at a fast pace with rapid digitisation, security measures, increased compliance and regulatory requirements, and dynamic market risks have transformed how financial institutions operate. Banks, NBFCs, fintech companies, and investment firms now view risk management not as a support function but as a strategic one.

That’s where Financial Risk Managers come into play. FRMs are professionals trained to identify, measure, and mitigate risks from market and credit risks to operational and liquidity challenges. The certification, offered by the Global Association of Risk Professionals (GARP), has become the global benchmark for risk expertise.

In India alone, the surge in demand is remarkable. As financial institutions expand globally, the need for professionals who can anticipate and manage risk exposure has multiplied. According to recent GARP data and industry reports, FRM-certified professionals consistently fall within the top 15% of finance earners across roles.

Why FRM Certification Has High Salary Potential

When people talk about the FRM, they often focus on the exams – the formulas, the case studies, and the long nights spent with risk models and quantitative analysis. But what truly gives the FRM its value is what it represents to employers:

An FRM-certified professional signals the ability to think strategically under uncertainty, manage measurable risk, and align financial decision-making with long-term stability.

This combination of technical precision and business understanding is exactly what companies pay a premium for.

If you want to boost your earning potential, this video will help you choose the right career track.

FRM Salary for Freshers

For most professionals, it starts soon after passing Part I (or sometimes both parts) of the FRM exams and stepping into their first analytical or risk-related role.

At this stage, roles typically include:

The salary range for these entry-level professionals generally falls between ₹4-7 LPA.

While that may sound modest at first glance, the distinction lies in what the FRM credential represents. Unlike most fresh entrants into finance or banking, FRM holders are seen as technically trained specialists, not generalists. This perception allows them to command 20-30% higher starting pay compared to their non-certified peers.

In cities like Mumbai, Bengaluru, Pune, and Delhi-NCR, where multinational financial institutions and risk consulting firms dominate, FRM freshers often receive offers on the higher end of this range.

But what really makes this stage powerful is how fast things begin to move once you start applying what you learned. The early exposure to risk analytics, data modelling, and compliance systems sets the foundation for accelerated career and salary growth.

Mid-level and Managerial FRM Salaries

Once you’ve spent a few years in the trenches – reading financial statements, building stress-testing models, running VaR simulations, and reporting risk forecasts – your value multiplies rapidly.

This phase, typically between 3-7 years of experience, is where FRMs begin to transition into roles that combine technical work with decision-making responsibilities.

Common titles at this level include:

The salary range for these mid-level FRMs in India generally falls between ₹8 to ₹15 LPA.

This is also the point where your compensation starts to reflect impact. Companies don’t just pay you for identifying risks – they pay you for protecting assets, anticipating losses, and building frameworks that save millions.

That’s why professionals who actively develop cross-functional skills, especially in Python, R, SQL, Power BI, or Tableau, see faster jumps. Additionally, working alongside business strategy or treasury teams exposes mid-level FRMs to decision-making layers that later qualify them for managerial positions.

One of the most rewarding aspects at this stage is recognition.

Within five years, many FRM professionals find themselves managing teams, leading compliance audits, or presenting risk analysis reports directly to CFOs or risk committees. Every such milestone justifies the upward salary climb.

Senior and Leadership-level FRM Salaries

Reaching this stage is like crossing the summit of a steep but rewarding mountain. By now, you’ve accumulated 8-15 years of experience and are often handling risk across functions, divisions, or even regional units for large enterprises.

Senior and executive-level roles often come with titles like:

The salary range at this level typically spans ₹20-35+ LPA, with certain roles – particularly in global investment banks, Big 4 consulting firms, or multinational corporations touching and even exceeding ₹50 lakhs annually.

If you’re part of international risk teams or manage compliance across regions, these numbers can cross into seven-figure salaries in global terms ($100,000+).

This phase is less about technical modelling and more about strategic leadership – guiding corporate policy, ensuring regulatory alignment, and shaping a company’s risk culture at the macro level.

What’s most notable? The FRM doesn’t just add financial value; it compounds it over time. Each stage amplifies your skill set, experience, and earning potential.

With FRM skills in risk modelling, stress testing, and forecasting, professionals stay in demand even during market downturns- job security that many other finance certifications can’t match.

Factors That Shape FRM Salary in India

Even though the certification provides a solid base, several factors influence how much an FRM earns at any stage. Understanding these helps you plan your career trajectory more strategically.

1. Industry or Sector
Risk professionals earn the highest pay in banking and investment firms due to the complex demands of risk management, followed by competitive salaries in insurance and asset management for actuaries and claims risks, while consulting and fintech offer fast growth and performance-based bonuses, with smaller firms providing broader, multi-dimensional roles.

2. Company Size and Reputation
Large multinational firms and global banks pay significantly more than startups or regional institutions due to the scale of their financial exposure and compliance requirements.

3. Location
Salary packages differ geographically.

Mumbai leads as India’s financial capital, offering the highest pay.
Bengaluru and Delhi NCR follow closely, thanks to their corporate risk hubs.
Tier-2 cities may offer slightly lower compensation, but often balance it with a better cost of living.

4. Additional Certifications & Education
Professionals who combine FRM with CFA, CPA, or MBA in Finance see stronger salary growth. Employers value multi-certified experts who can bridge investment decision-making with risk policy.

5. Skill Set
Quantitative proficiency alone isn’t enough anymore. Mastery of data analytics tools, modelling software, and coding languages like Python, R, or VBA can lift salaries by up to 20–30%.

6. Soft Skills and Communication
FRMs with the ability to communicate risk in business language, mentor teams, and manage stakeholders elevate compensation, especially in leadership roles.

FRM Salary Insight: India and International

FRM is a global designation, and it’s common to hear that FRMs in countries like the US, UK, or Singapore earn significantly more. While nominal earnings are indeed higher abroad, the real story lies in purchasing power parity.

The advantage here is growth at home. Indian FRMs working for global teams in domestic offices can often draw international compensation bands, especially in cities like Mumbai, Hyderabad, and Gurugram. So, even while based in India, FRMs have the potential to achieve seven-figure (in INR terms) salaries with global exposure.

Local Impact, Global Reach

Indian FRMs today are writing a new chapter in global finance- one that’s no longer limited by location, but enriched by global opportunities right here at home. While the FRM designation is recognised across continents, for professionals in India, the world is increasingly coming to them. Instead of an apples-to-apples comparison of salaries abroad, the modern FRM journey is about leveraging international opportunities and enjoying the unique advantages of India’s thriving financial sector.

What sets the Indian FRM experience apart is the ability to access international compensation bands and exposure, without leaving the country. Many multinational employers now match global pay scales for top Indian talent, especially for those in strategic roles or leading regional risk functions.

A Journey Fueled by Opportunity

For those considering the FRM credential, the most powerful narrative isn’t just about salary numbers, but about the quality of opportunities. Indian risk managers are now shaping global best practices, networking with leaders across time zones, and building careers that blend international experience with local advantages.

Risk professionals based in India increasingly work on cross-border risk mandates, participate in global strategy meetings, and manage portfolios that span continents. A ₹30 LPA salary in India can offer a lifestyle comparable to a $120,000 package in the US due to differences in the cost of living. Plus, India’s risk management ecosystem is now globally integrated. Many international investment banks and financial tech giants operate their risk control centres in India, giving professionals local access to global pay scales.

The Big Picture

Ultimately, the FRM salary story in India today is about aligning ambition with unique opportunities close to home. As financial markets integrate and global firms deepen their roots here, Indian FRMs find themselves at the centre of high-value, globally relevant roles- living the kind of career journey that past generations could only imagine.

FRMs in the US or Europe typically earn higher nominal salaries (think $100,000 and beyond).

– GARP’s Global Reports

How to Accelerate Your FRM Salary Growth

While earning potential is a hallmark of the FRM journey, how fast you reach your goals depends largely on strategy. Here’s what consistently makes the difference for high-earning FRM professionals:

Get Certified Early
Passing both FRM exam parts early lets you dedicate more energy to specialised learning, project work, and networking. The earlier you earn your designation, the faster your salary compounding begins.
Gain Diverse Experience
Exposure across multiple risk domains – credit, market, liquidity, and operational- makes you versatile. Recruiters pay a premium for professionals capable of handling multi-dimensional risk mandates.
Keep Learning
Continuous education in regulatory changes, data analytics, and financial modelling ensures your profile stays in demand. Upskill with AI in risk, fintech regulation, or quantitative methods.
Network Effectively
Engage with the GARP community, LinkedIn groups, webinars, and industry events. Referrals and informational connections can unlock exclusive job offers that may not be publicly listed.
Demonstrate Business Impact
Don’t just quantify risks, quantify outcomes. When your analysis leads to measurable profit protection or compliance cost savings, those tangible contributions justify salary hikes and promotions.

A Day in the Life of an FRM: Turning Planning into Risk Management

An FRM starts their day like most of us- planning. Just as we budget for our dream vacation by measuring all scenarios for travel, they run stress tests to see how sudden market changes could affect their firm’s investments.

When they help a fintech client design a lending algorithm, it’s like figuring out how much to spend on a wedding without going into debt- balancing opportunity with caution.

Later, reviewing risk models for a corporate client feels like checking loan options before buying a house, making sure every decision is safe and informed.

FRM skills turn the careful planning we do in daily life into strategies that protect millions, helping companies navigate uncertainty with confidence.

FRM Salaries Across Industries in India

One of the most fascinating aspects of an FRM career is how versatile the certification is. From banks to fintechs, and even energy companies and regulatory agencies, risk management expertise is now indispensable everywhere. But how much do FRM-certified professionals really make across different industries?

This table shows an overview of the top employers for FRM across various industries.

Industry	Top Employers
Banking and Financial Services	HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra, SBI, Citibank, Barclays, JP Morgan India
Consulting and Professional Services (Big 4 & Beyond)	Deloitte, KPMG, PwC, EY, McKinsey, Boston Consulting Group (BCG)
Insurance and Actuaries	LIC, HDFC Life, ICICI Prudential, SBI Life, Bajaj Allianz, Future Generali
Fintech and Startups	Paytm, Razorpay, Groww, Cred, PolicyBazaar, Lendingkart, Pine Labs
Asset Management & Hedge Funds	BlackRock, Franklin Templeton, Nippon India AMC, AQR Capital, HDFC Asset Management
Corporate Risk Management (Non-Financial Firms)	Tata Group, Reliance Industries, Mahindra Group, Aditya Birla Group, Larsen & Toubro
Technology and Engineering Firms	Infosys, TCS, Wipro, Accenture, Fractal Analytics
Energy, Infrastructure, Manufacturing	Indian Oil, ONGC, Adani Energy, NTPC, Siemens
Government and Regulatory Agencies	Reserve Bank of India (RBI), SEBI, NABARD, Ministry of Finance
Healthcare and Pharmaceuticals	Sun Pharma, Dr. Reddy’s, Biocon, Apollo Hospitals

The Broader View

Across all these industries, the average FRM salary in India is now approximately ₹21-22 LPA, with senior professionals easily exceeding ₹35 lakhs or more, depending on specialisation.

frm career opportunities and industries in india

Career Pathways Beyond Salaries

Sure, salary is a big motivator, but the real win of being an FRM goes beyond the paycheck. Think of it this way: one year, you could be analysing credit risk for a global bank; a few years later, you might be helping a fintech startup design AI-driven risk models.

The variety ensures that as you climb the salary ladder, you’re also expanding your professional horizon in tangible, rewarding ways.

FAQs About FRM Salary

Here are a few frequently asked questions about the FRM Salary.

Can a fresher earn a decent salary after FRM?

Yes, freshers with FRM certification typically start at ₹4-7 LPA, which is competitive compared to non-certified peers.

Does FRM certification guarantee a salary hike?

While not automatic, FRM significantly enhances your profile and chances of a salary increase, especially when paired with relevant experience.

How long does it take to reach six figures as an FRM in India?

Typically, 7-10 years of experience combined with FRM certification can lead to six-figure salaries, depending on the company and role.

Is the FRM salary higher than the CFA in India?

Both certifications have value in different finance areas; FRMs generally earn more in risk management roles, while CFAs often lead in investment management. At senior levels, the salary gap between the two tends to even out.

How does location affect FRM salaries?

Location plays a big role. Major cities with a dense financial ecosystem or hubs, such as Mumbai, Bengaluru, and Delhi, likely pay 20-40% more on average than other cities due to higher corporate presence and the cost of living.

Which industries hire FRM professionals?

FRMs are in huge demand across all sectors due to globalisation and business expansions. Banks, financial institutions, asset management and hedge fund companies, insurance firms, actuarial firms, consulting agencies, fintech startups, corporate risk management, engineering companies, energy, infrastructure and manufacturing companies, government and regulatory agencies, healthcare and pharmaceutical industries, and even tech companies dealing with financial data hire FRMs in large numbers.

FRM Salary in India: Key Takeaways and Career Insights

The FRM isn’t just a credential that pays well; it’s a career multiplier that combines intellectual satisfaction with financial reward. And what’s even more inspiring is that the FRM journey aligns with India’s own economic trajectory. As financial systems evolve, the value of certified risk professionals grows exponentially.

The journey may start small, but with focus, resilience, and continual learning, it leads to something far bigger – the power to turn financial risk into professional opportunity. From the first ₹4-lakh paycheck to ₹30+ lakh leadership salaries, every stage is a step toward mastery, confidence, and influence in the financial world.

If you’re passionate about finance, analytics, and strategy, and you want a career where your decisions directly shape business outcomes, then the FRM is far more than an exam. It’s a pathway to security, respect, and six-figure success. Take charge of your career and step into the world of financial risk management. The FRM certification offers a proven path to both professional excellence and financial success.

FRM is recognised as the gold standard in risk management, with top global companies actively hiring certified professionals. In India, FRM holders command an average salary of ₹18 LPA, and with Imarticus’s program fees at just ₹90,000, the return on investment is exceptional. Beyond the financials, the certification equips you with globally relevant skills, opens doors across banking, fintech, consulting, and asset management, and positions you for leadership roles. If you’re aiming for a high-growth, high-impact career in finance, FRM is the sure-shot next step.

FRM Certification: Turn Your Finance Knowledge into Global Credibility

Posted on August 14, 2025November 14, 2025 by Imarticus Learning

Finance today isn’t just about numbers on a spreadsheet; it’s about navigating uncertainty, making high-stakes decisions, and staying ahead of risks that can ripple across markets overnight. In this fast-evolving world, credibility isn’t given; it’s earned. That’s where the FRM Certification comes in. Offered by the Global Association of Risk Professionals (GARP), this designation is more than a credential; it’s a signal that you can interpret complex market behaviour, quantify risks, and guide strategic decisions with confidence.

As 2025 unfolds, the finance landscape is changing fast:

Algorithmic trading and AI-driven lending are creating new market risks
ESG and climate analytics are reshaping investment strategies
Global regulations demand smarter risk oversight

FRM-certified professionals are uniquely prepared to translate complex risk data into actionable insights. They don’t just react; they influence decisions, protect assets, and help firms stay competitive in a volatile world.

This isn’t about earning another certification. It’s about transforming how the world sees your expertise, opening doors across industries, geographies, and leadership levels, and building a career that’s truly future-proof.

In this blog, we’ll unpack together what FRM certification really means, the skills it builds, the career opportunities it unlocks, and why it’s becoming one of the most valuable finance credentials in 2025.

If I had to summarise the FRM Certification in one line, it’s the qualification that transforms how the finance world trusts your judgment.

What is the FRM Certification?

The FRM Certification is a globally recognised professional credential awarded by GARP to individuals who demonstrate deep competence in measuring, managing, and responding to financial risk. When someone asks “what is FRM?”, the simplest way to explain it is this: it’s a qualification that proves you understand how risk actually behaves in the real world, in markets, in balance sheets, in business models, and in financial systems.

Why should you pursue an FRM Certification?

Unlike many finance qualifications that lean heavily on static theory, the FRM Certification is built on how risk evolves in practice. The curriculum is shaped by real market events: liquidity crises, credit defaults, interest-rate shocks, model failures, operational breakdowns, and this makes the learning experience grounded and current.

You’re not just memorising formulas; you’re learning how risk interacts with decision-making under uncertainty.

At its core, the FRM Certification tests your ability to:

Identify risk across markets, credit portfolios, operations, and investments
Quantify it using statistical tools and model frameworks
Interpret risk outputs with judgment, not just numbers
Recommend strategies that protect profitability and long-term stability

Here’s a quick snapshot:

Parameter	Details
Credential Name	Financial Risk Manager (FRM)
Awarding Body	Global Association of Risk Professionals (GARP)
Levels	Part I and Part II
Focus Areas	Market, Credit, Operational, and Investment Risk
Recognition	Globally recognised in 190+ countries
Typical Duration	6–12 months (depending on study pace)

To get a comprehensive understanding of what the FRM course entails and what it means for your career as a financial risk professional, this quick guide would be very helpful to you:

Skills of an FRM Professional

An FRM-certified professional brings a specialised blend of analytical, technical, and strategic skills that make them indispensable in risk-focused roles.

At a glance, here’s the core skillset:

Quantitative & Statistical Analysis: Ability to interpret data, build models, and draw insights from complex financial patterns.
Risk Modelling Expertise: Proficiency in tools like VaR, stress testing, scenario analysis, and sensitivity metrics.
Financial Markets Knowledge: Deep understanding of derivatives, fixed income, structured products, and how market behaviour affects risk.
Regulatory & Compliance Awareness: Familiarity with Basel norms, global regulatory frameworks, and risk governance standards.
Problem-Solving & Decision-Making: Capacity to evaluate risk trade-offs and guide sound strategic choices.
Technical Skills: Working knowledge of Excel, Python, R, and risk engines used in large institutions.

Here is a visual that sheds light on the core skill sets an FRM or an aspiring FRM should command in order to excel in their careers:

Why FRM Certification is the Best Choice!

What makes the FRM certification the best choice in 2025 isn’t just that the demand for risk professionals is growing: it’s that the nature of finance itself has changed. The skills the FRM builds are no longer “specialised”; they are becoming core to how modern financial institutions operate.

Let’s look at what’s driving this surge in demand:

The demand for FRM-certified professionals is accelerating, driven by a mix of global and technological forces. GARP’s 2024 Global Risk Careers Survey reports that 21% of financial institutions plan to expand risk-management hiring in the next three years, signalling a clear industry shift toward specialised expertise.

As AI, algorithmic trading, and digital banking reshape financial systems, organisations urgently need talent that can decode complex data risks and emerging tech-driven vulnerabilities.

Add to that the tightening regulatory landscape under IFRS 9 and Basel III, and the FRM credential becomes even more valuable—serving as the critical link between risk data, strategic decisions, and regulatory compliance.

The world’s financial ecosystem is becoming more volatile and interconnected. Why? Because every major financial event: SVB collapse (2023), UK pension LDI crisis (2022), pandemic-driven credit shocks, all highlighted one thing:

Firms don’t just need analysts; they need people who can foresee, quantify, and mitigate risk. And that’s exactly what FRM professionals are trained to do.

Career Growth with FRM Certification

FRM certification acts like a career accelerator, especially for young professionals who want to jump from basic analyst roles into specialised, high-impact positions.

Typical FRM Career Path (India + Global)

Curious about where an FRM certification can take you? This section walks you through the typical career path for FRM professionals in India and around the world, showing how the credential can help you move from entry-level risk roles to senior leadership positions, all while keeping your career options open across banks, fintechs, consulting, and global finance firms.

Analyst → Specialist (1–3 years)

Most graduates start in generic roles: Credit Analyst, Product Analyst, or Finance Trainee.
FRM helps you break out of “entry-level silos” into specialised, high-impact roles, the ones recruiters actively hunt for.

Where you move:

Market Risk Junior Analyst
Credit Policy Analyst
Liquidity Monitoring Specialist

Why the career jump happens?
Because these roles require technical foundations that most analysts don’t have.

Specialist → Strategist (3–6 years)

This is the phase where FRM adds the most value. You now move into roles where you influence decisions, not just carry out analysis.

Where you move:

Risk Modelling
Stress Testing
Portfolio Risk Management
Treasury & ALM

What changes:
Your work directly affects capital allocation, lending strategy, hedging decisions, and regulatory posture, increasing your FRM salary trajectory sharply.

Strategist → Leadership (7–12 years)

By this stage, firms want professionals who understand:

Risk behaviour during market cycles
Regulatory reporting
Liquidity crises
Large-scale financial systems

Where you move:

VP – Enterprise Risk
Head of Market/Credit/Operational Risk
Model Governance Lead

What changes:
Your work shifts from executing analysis to shaping strategy and influencing key decisions. You start leading teams, designing risk frameworks, and advising senior management on capital allocation, regulatory compliance, and enterprise-wide risk policies.

Leadership → C-Suite (12–20 years)

FRM is one of the most common pathways to becoming a Chief Risk Officer (CRO) – a role whose importance and compensation have grown faster than almost any other in BFSI.

CRO Compensation Globally:
$180k–$450k (₹1.2 Cr – ₹3.5 Cr+)

This top-of-the-pyramid role is becoming indispensable because every major firm now considers risk a strategic function, not a back-office one.

What changes:
At the C-Suite level, your role moves from managing teams and processes to shaping the organisation’s risk culture and long-term strategy. You’re influencing board-level decisions, aligning risk with business growth, and ensuring the firm navigates uncertainty while staying compliant and profitable. Your focus is no longer on individual risks but on enterprise-wide resilience and sustainable value creation.

FRM Certification Career Ladder and Salary Growth

And yes, FRM is globally recognised. Whether you’re applying to BlackRock in London, DBS Bank in Singapore, or Kotak Mahindra in India, the FRM credential is understood and valued.

It’s not just about prestige; it’s about global employability. FRM certification aligns perfectly with the finance industry’s evolution, where data, risk, and technology converge.

Benefits of FRM Certification

One of the biggest advantages of earning the FRM certification is the range of doors it unlocks. FRM gives you a toolkit that applies across banks, consulting firms, investment companies, fintechs, NBFCs, regulatory institutions, and even global risk teams.

This is because the world of risk management touches every financial decision: credit approvals, trading desks, treasury operations, stress testing, digital lending algorithms, regulatory reporting, you name it, an FRM’s skillset is needed somewhere in the process.

Here’s how FRM professionals are positioned across industries:

Job Role	Typical Employer	Core Skills Leveraged
Risk Analyst	Banks, NBFCs	Market & Credit Risk Analytics
Treasury Manager	Asset Management Firms	Liquidity & Capital Allocation
Risk Consultant	Big 4 Consulting	Enterprise Risk Strategy
Investment Analyst	Hedge Funds	Quantitative Risk Modelling
Regulatory Advisor	Central Banks, Regulators	Policy & Compliance Risk

💡Imagine this:
You start your career as a Risk Analyst at a private-sector bank. Within a year, your FRM background helps you understand how loan portfolios behave during volatile markets. That knowledge gets you picked for a special project evaluating digital lending risk, a project that puts you in meetings with senior treasury and credit teams.

A year later, the same risk skills make you a strong candidate for an investment research role at an asset management firm, where you’re now applying the same concepts to portfolio risk and factor modelling.

Same skillset, multiple career paths.

ROI after FRM Certification

When it comes to career impact, the FRM certification delivers one of the strongest payoffs in global finance. Across major financial hubs, FRM-certified professionals consistently earn 25–40% higher salaries than non-certified peers in comparable roles.

This uplift isn’t arbitrary. It stems from the FRM’s reputation for producing professionals who can navigate market volatility, regulatory pressures, model risk, and fintech-driven disruptions. Employers pay a premium for that skill set.

Here’s how the difference looks across common mid-career roles:

Role	Without FRM	With FRM Certification
Risk Analyst	₹8 LPA	₹11.5 LPA
Treasury Manager	₹12 LPA	₹16.5 LPA
Credit Manager	₹10 LPA	₹14 LPA
Risk Consultant	₹13 LPA	₹18 LPA

That’s a substantial ROI, especially since FRM is one of the most cost-efficient short-term certification courses in finance, typically completed in under a year and at a fraction of the cost of MBA or CFA programs.

Credibility & Networking Edge

The FRM designation doesn’t just validate your technical skills; it gives you entry into one of the most respected global communities in finance. With 95,000+ certified risk professionals across 190+ countries, the FRM network includes senior leaders across banking, asset management, consulting, and fintech.

You’re not just adding a credential; you’re joining a circle of practitioners shaping modern risk frameworks. Many FRM-certified professionals hold influential roles at institutions like Morgan Stanley, Citigroup, J.P. Morgan, Deloitte, PwC, HSBC, and BlackRock, where FRMs routinely work on regulatory stress testing, trading-book risk, climate-risk analytics, and model validation.

What truly sets this network apart is its constant flow of high-quality knowledge. Through GARP forums, annual conventions, research publications, and regional chapter events, FRMs engage in real conversations around:

Basel III/IV reforms, capital buffers, and global regulatory alignment
Fintech-driven risk evolution, including AI governance and blockchain risk
ESG and climate-risk models, now central to institutional strategy
Market volatility cycles, VaR backtesting, and liquidity-risk controls

Being FRM-certified positions you at the heart of these discussions, giving you not only credibility but visibility. It signals to employers and peers that you’re part of the cohort shaping the next phase of global risk management.

Future-Proof Career Skillset

Finance keeps shifting: new products emerge, regulations tighten, markets behave unpredictably, and technology reshapes how risk is measured. In this kind of ecosystem, static knowledge loses value quickly. The FRM Certification stands out because its curriculum evolves with the same forces that reshape global markets. It trains you in skills that stay relevant even as financial systems change.

The FRM course empowers you to lead and is a toolkit you build layer by layer:

Part I sharpens your ability to measure risk, while
Part II strengthens your ability to manage it.

Together, they prepare you for decisions where judgment matters as much as formulas, the kind of decisions organisations increasingly value.

Here’s a simplified look at what the FRM course covers:

FRM Part	Core Topics	Industry Application
Part I	Foundations of Risk, Quantitative Analysis, Financial Markets & Products	Market & Credit Risk Quantification
Part II	Market, Credit, Operational, and Investment Risk Management	Enterprise Risk Strategy & Model Governance

Why These Skills Matter in Today’s Job Market

Every major financial sector is increasing risk hiring, not just banks. Fintech, NBFCs, insurance firms, and even global technology companies now rely on risk teams to make sense of volatility.

Skill Area	Job Demand (%)	Industry Report Insights
Market Risk	35%	Demand is high due to increased economic volatility, regulatory changes, and rapidly shifting market conditions in banking and finance. Risk professionals now need analytical, technology, and predictive modelling skills to address new hazards and compliance needs.
Credit Risk	30%	Significant growth driven by consumer lending and analytics. US employment for credit risk analysts is projected to increase by 11% between 2018 and 2028, with salaries rising and new analytics roles growing rapidly. Demand is especially strong in banking, fintech, and portfolio management.
Operational Risk	20%	Operational risk management has become a strategic priority for organisations worldwide due to supply chain disruptions, cybersecurity threats, and increasing regulatory scrutiny. Firms are investing in talent for digital process safety and business continuity.
Quantitative Modelling	15%	Quantitative skills and modelling are central to financial innovation, AI integration, and big data analytics. Although quantitatively lower, the demand for quants is surging in diverse industries (finance, tech, insurance). Data science jobs, including quant roles, are expected to grow by 36% in the US between 2023 and 2033.

Demand Drivers and Trends

Risk management jobs are increasing due to economic volatility, cyber threats, AI adoption, and evolving regulations.
Quantitative modelling is integral in big data, AI, trading, and financial engineering, with companies prioritising interdisciplinary and advanced analytics skills.
Salary trends show continued growth; for example, average US salaries for credit risk analysts have climbed 7% in five years.
Versatility is valued in data-driven roles: 57% of 2025 data science postings seek professionals with broad expertise across AI, ML, and quantitative analysis.

How to Earn Your FRM Certification

Becoming an FRM isn’t complicated, but it does require steady preparation and an understanding of the FRM course structure and steps involved. The process is organised, the requirements are clearly defined by GARP, and once you know what to expect, planning your timeline becomes much easier.

This section walks through the essentials: from registration to clearing both exam levels and fulfilling the work experience requirement, so you have a clear roadmap from where you are today to becoming a certified Financial Risk Manager.

FRM Certification Pathway

Register with GARP: Start by enrolling for the FRM Part I exam on the GARP website.
Pass Both Levels: You’ll need to clear Part I and Part II, offered in May and November annually.
Gain Work Experience: Two years of relevant risk management experience are required.
Apply for Certification: Once verified, you’ll officially be recognised as a Financial Risk Manager.

Why Choose Imarticus Learning for the FRM Course

Preparing for the FRM Certification becomes significantly easier when you’re learning with a structure that has already worked for thousands of candidates. Imarticus Learning’s FRM program is built to deliver clarity, efficiency, and exam-ready confidence.

India’s 1st & Only GARP-Approved Exam Prep Provider
This matters because it means the curriculum, teaching methodology, and assessments follow the exact global standards set by GARP, assuring learners that the preparation is accurate and exam-aligned.
100% Pass Guarantee
If you follow the program requirements but don’t pass, Imarticus lets you repeat the next batch at no additional cost. This safety net ensures learners never prepare alone or unassisted.
300+ Hours of Expert-Led Training
Every concept in the FRM course is taught by seasoned industry professionals. The teaching focuses on clarity, simplifying quant-heavy topics, breaking down risk models, and linking them to real-world financial situations.
4,000+ Practice Questions & Full-Length Mock Exams
The question bank mirrors the complexity and structure of actual FRM exams. Full-length mocks help you develop exam stamina, time management, and topic mastery; three factors that directly influence pass rates.
Live + Recorded Learning Flexibility
Learners can attend live online classes and revisit every session as recorded videos. This flexibility helps working professionals and college students pace their preparation without losing continuity.
Performance Tracking & Doubt-Clearing Support
Analytics-based progress dashboards, doubt-clearing sessions, and mentor interactions help you stay on track and strengthen weaker areas before exam day.
Career Support After the Exam
Once learners complete the FRM Certification requirements, Imarticus offers placement assistance, resume building, and networking access across banks, consulting firms, and risk management teams.

FAQs About FRM Certification

The FRM Certification is a significant step for anyone planning a career in risk management or financial analytics. To help you evaluate whether it aligns with your goals, this section addresses the most frequently asked questions about the course, career growth, exam difficulty, eligibility criteria, and its relevance in India and abroad.

Is FRM better than CFA?

While both CFA and FRM certification are prestigious finance credentials, they serve different purposes. The CFA focuses broadly on investment management, portfolio analysis, and equity research, whereas FRM dives deep into risk management, like credit, market, and operational risks. For professionals aiming for careers in risk analytics, compliance, or financial regulation, the FRM certification offers more focused and globally recognised expertise. Many learners at Imarticus Learning even pursue FRM alongside CFA to complement their skill sets and maximise their global finance potential.

What is the FRM certificate?

The FRM certification, or Financial Risk Manager certification, is a globally recognised credential offered by GARP (Global Association of Risk Professionals). It validates your ability to identify, assess, and mitigate financial risks across banking, fintech, and corporate sectors. Earning the FRM certificate demonstrates mastery in areas like quantitative analysis, financial markets, and credit risk. At Imarticus Learning, the FRM course is taught through a structured, mentorship-based model that ensures learners are exam-ready and industry-aligned from day one.

Is FRM very tough?

The FRM certification exam is considered challenging due to its analytical and quantitative rigour, but it’s absolutely achievable with the right preparation strategy. It requires a solid understanding of financial mathematics, risk frameworks, and real-world case studies. Candidates who follow structured programs, like those offered at Imarticus Learning, benefit from guided mentorship, mock tests, and curated study materials that simplify complex concepts and increase first-time pass rates. With consistent preparation, the difficulty of FRM becomes manageable and rewarding.

Who is eligible for the FRM exam?

Anyone with a strong interest in finance, economics, or quantitative analysis can register for the FRM certification exam. There are no formal prerequisites; even students in their final year of graduation can appear for FRM Part I. However, to earn the full certification, candidates must pass both FRM exams and complete two years of relevant work experience. The Imarticus Learning FRM course helps candidates build the required foundational knowledge and practical readiness, whether they are fresh graduates or mid-career professionals.

What is the FRM salary?

Professionals holding the FRM certification often command impressive salary packages due to their expertise in risk management. Globally, FRM-certified professionals earn between ₹10–25 lakhs annually in India and $90,000–$150,000 internationally, depending on experience and industry. Employers such as JPMorgan, Goldman Sachs, and Deloitte actively hire FRMs for high-stakes financial roles. Many learners from Imarticus Learning’s FRM course report significant salary hikes and faster promotions within the first two years post-certification, thanks to their globally validated skills.

Is FRM harder than CA?

Comparing FRM certification with CA (Chartered Accountancy) is like comparing specialisation depth to academic breadth. CA is more focused on accounting, auditing, and taxation, while FRM emphasises advanced risk management, financial modelling, and market risk analytics. The FRM is shorter in duration and less extensive in volume but more quantitative and analytical. Many professionals find the FRM conceptually demanding but practically more rewarding in terms of global career opportunities and industry mobility.

Is FRM maths heavy?

Yes, the FRM certification is math-intensive, but not to an unmanageable level. The exam includes quantitative sections involving probability, statistics, and basic calculus. However, the focus is on application, using math to understand risk models, financial instruments, and valuation metrics. Structured training programs like Imarticus Learning’s FRM course simplify mathematical concepts through real-world examples, ensuring that even non-engineering or non-mathematical backgrounds can grasp them effectively.

Is 27 too late for CFA?

Absolutely not. In fact, 27 is one of the most common ages for professionals pursuing both the CFA and FRM certification. Many candidates start their finance upskilling journey in their mid-to-late 20s to pivot into higher-paying roles in banking, consulting, or investment risk. What matters most is strategic preparation and the right guidance, both of which are available through platforms like Imarticus Learning, which tailor learning experiences for working professionals seeking to advance their global finance careers.

Who earns more, FRM or MBA?

The earning potential of an FRM certification holder often matches, and sometimes exceeds, that of MBA graduates, depending on industry and role. While MBAs typically pursue general management paths, FRM professionals specialise in high-demand areas like risk analytics, investment strategy, and regulatory finance. Employers value FRM-certified candidates for their technical and analytical edge. Combining an MBA with FRM can unlock top-tier roles in financial consulting, making it one of the most powerful finance combinations globally.

Is FRM in demand in India?

Yes, the FRM certification is in exceptionally high demand in India due to the rapid growth of risk and compliance functions in banking, fintech, and NBFCs. Major employers like ICICI Bank, HDFC, KPMG, and PwC are actively seeking FRM-certified professionals to strengthen their risk frameworks. The rising focus on digital finance and regulatory governance has made FRM one of the top short-term certification courses in finance. Enrolling with Imarticus Learning can help Indian candidates gain the right preparation and placement support for these emerging roles.

Who is the richest MBA in India?

Some of the richest MBAs in India include business leaders like Sundar Pichai (IIT + Wharton) and Indra Nooyi (IIM Calcutta + Yale). However, unlike MBA programs that cost lakhs, the FRM certification offers a more cost-effective route to high-paying finance roles globally. With Imarticus Learning’s mentorship-based FRM course, candidates can achieve similar global exposure and financial success at a fraction of the time and cost. While this question doesn’t directly relate to FRM certification, it highlights the value of finance education in shaping high-income careers.

Bringing It All Together

Once you break down what the FRM actually teaches, you start noticing how much of modern finance is shaped by risk, sometimes more than returns themselves.

Once you start understanding risk the way FRM teaches you to, markets stop feeling random. You begin to recognise patterns, anticipate movements, and connect the dots between global events and financial outcomes.

Most people in finance spend years learning these insights through trial, error, and experience. The FRM simply accelerates that maturity; it gives you the lens professionals use at banks, hedge funds, and consulting firms to make decisions that actually move money and manage billions.

And that’s why this qualification carries so much weight. It sharpens your judgment, broadens your global relevance, and gives you a framework to navigate a career where uncertainty is constant and expertise is rare.

If reading this helped you see the bigger picture of what the FRM can unlock, you’re already one step closer to making a more informed career choice. And if you decide to pursue it, the FRM Course preparation offered by Imarticus Learning can give you the structure, clarity, and support you need to move confidently through the journey, without feeling overwhelmed or directionless.

Your next step only has to be intentional.
And the FRM might just be the step that shifts everything forward.

80% of Corporate Finance to Use Predictive Analytics by 2028 – Skills You’ll Need

Posted on August 13, 2025August 13, 2025 by Imarticus Learning

As we enter a new era in corporate finance, predictive analytics will take the reins. By 2028, it is expected that 80% of corporate finance will realise the potential of this technology and bring it into every aspect of their operations. The implications are profound, and the possibilities are vast. But what does this digital transition mean for finance professionals? In a word, it means: experience in upskilling. If you are open-minded and willing to seize this opportunity, predictive analytics will not only help you future-proof your career but also allow you to work on the front line of corporate finance as it shifts into its next era. In this blog, we will discuss the skills required to work and thrive in this changing context. The focus will be on predictive analytics – a powerful tool that uses historical data and statistical algorithms to forecast future trends and behaviours. Importantly, this is not simply a trend; it represents a shift – an opportunity for you to be a pioneer of change in the finance sector. So let’s get started with some basic understanding of predictive analytics and how you can set yourself up for success in the future of corporate finance.

The Rise Of Predictive Analytics in Contemporary Corporate Finance

Corporate finance is experiencing a seismic change with predictive analytics being adopted at warp speed and is now positioned to be an industry disruptor. By 2028, it is projected that a significant portion of the corporate workforce, estimated at 80%, will be using predictive analytics, thereby redefining the future of the corporate finance sector. Predictive analytics uses big data, machine learning, and statistical algorithms to provide insight into future financial trends and empowers companies to:

Identify and control risk.
Optimise financial decisions.
Increase operational efficiency and profitability.
Predict market trends and customer behaviour.

In addition, the use of predictive analytics in corporate finance is creating a demand for new skill sets, including:

Data analysis and interpretation knowledge and skills.
Understanding of machine learning and artificial intelligence.
Knowledge and understanding of statistical models and algorithms (SMA).
Ability to convert raw data into strategic insights.

Core Predictive Analytics Skills	Value
Data analysis	How to derive actionable insights from big data
Machine learning	How to automate and improve predictive models
Statistical modelling	How to interpret the statistical concepts of CMA
Strategic insight	How to make sense of the data and recommend actions

As the momentum in predicting analytics quickly unfolds in corporate finance, these technical skills will be vital. Professionals will need to adapt to this arena and continue to invest in tools and talents that harness the opportunity predictive analytics offers in supporting the success of corporations.

Welcome Future Forward: An Exposition of Financial Forecasting Tools

In a fast-changing world of finance, predictive analytics will be revolutionary. As we get closer to 2028, the usage of finance analytics tools, especially in the area of predictive analytics, is expected to increase dramatically.

Predictive Analytics: This strong and valuable tool uses both historical data and machine learning or artificial intelligence to predict specific outcomes in the future. These predictive outputs enable organisations to leverage data-driven decision-making, creating a positive business outcome and driving financial growth.
Risk Management: In addition to predictive analytics, finance analytics tools can also pinpoint risk and areas of potential weakness for the organisation. This can provide the opportunity to develop strategies to minimise financial risk.
Cost Management: Lastly, finance analytics tools allow organisations to assess the way they spend their money. This can help the organisation identify areas of unnecessary costs and implement strategies to be more cost-effective.

While there is much focus on the predictive aspect of finance analytics tools, they also provide a lens to look at and assess current financial health and the degree of risk. With machine learning and AI, predictive analytics tools have improved considerably from costly and ineffective alternatives. Some popular finance analytics tools include:

Tableau: Tableau is a user-friendly interface with robust reporting capabilities.
Oracle Crystal Ball: Oracle Crystal Ball is a spreadsheet-based application for predictive modelling, forecasting, and simulation.
IBM SPSS Modeller: IBM SPSS Modeller is a predictive analytics tool and platform that brings predictive intelligence to the decisions that individuals, groups, systems, and enterprises make.

As 2028 approaches, proficiency in a range of financial analytics tools is a critical skill for all financial professionals. Now is the time to embrace finance analytics tools and become a leader in the emerging and competitive financial market.

Predictive Analytics – The Future of Business Planning

With the unpredictable nature of today’s economy, many business leaders are turning to advanced applications to help them understand current trends and predict future outcomes. One technology that is at the forefront of this shift in thinking is predictive analytics, which is being used to develop insightful strategies for financial forecasting.

Companies should adopt predictive analytics for financial forecasting for several reasons:

Accuracy: Predictive analytics provides forecasts based on historical data, and predictive analytics uses machine learning techniques, which can lead to improved accuracy beyond any traditional methods.
Efficiency: Predictive analytics enables businesses to automate forecasting, saving time and money.
Identifying Risk: Predictive analytics will identify potential financial risks before they occur, enabling companies to plan and execute strategies to mitigate them.

It is predicted that by 2028, 80% of all corporate finance will be using predictive analytics in their financial forecasting, and this will also lead their workforces to a new mix of skill sets.

Key Skills	Explanation
Data Science	Applicants will have data evaluation and analysis skills for complex datasets.
Machine Learning	Applicants will understand how to identify and interpret the machine learning techniques used in predictive analytics.
Strategic Discussion	Applicants will be able to use the forecasts to reconsider and plan out their strategic direction.

Adopting predictive analytics is not just a strategic direction but also a change in everything that we have believed about financial forecasting. Companies that can respond quickly by making adjustments and changing will be the ones to thrive in the increasingly data-based world of corporate finance.

Unlocking Financial Insights with Predictive Algorithms

The finance industry is entering a new phase of development, shifting its focus from numbers and spreadsheets to fundamental data processing algorithms based on data science. Specialising in data analytics, mainly predictive analytics, has become a game-changing tactic used by finance professionals around the world.

Predictive analytics is a more advanced form of data analytics that uses historical data, statistical algorithms, and machine learning techniques to identify the likelihood of future outcomes. Predictive analytics is being used in finance for several applications:

Risk Management: Predictive models are used to detect and assess the risks and uncertainties that are anticipated to have potential impacts in real time, which spurs immediate action.
Investment Strategies: Utilising data analytics to predict investment insights with greater precision is a method that yields higher returns on investment.
Operational Efficiency: Predictive analytics is used to improve a company’s financial operations to reduce costs and save time.

The finance industry is beginning to see the scale of opportunity that data analytics offer. An upcoming report predicted that an astonishing 80% of corporate finance will use predictive analytics by 2028.

The increasing trend of predictive analytics is leading to an increased level of demand for professionals working in data analytics. To remain competitive within the industry, finance professionals may want to enhance their skills in the following areas:

A thorough knowledge of statistical methods and data analysis
Knowledge of analytics software, such as Python and R
Skills in machine learning or artificial intelligence
The ability to convert complex data into an actionable representation and insight

As we approach a more data-driven future, the ability to conduct predictive analytics will soon become a critical skill for finance professionals. Accepting the potential of this new era will help build more effective decision-making, as well as enhance operational efficiency and profitability.

The Growing Significance of Predictive Analysis within Financial Industries

The implementation of predictive modelling within finance is ever-evolving, with the trend only ever going to increase. In fact, by 2028, it is believed that up to 80% of corporate finance will depend heavily on predictive analytics, but why is this shift happening?

The reasons are vast:

Enhanced Decision-Making: Predictive analytics empowers finance professionals to predict financial trends and market fluctuations. This allows them to create and execute strategic decisions that mitigate risks and maximise profits.
Risk Management: Predictive models help identify promising risks and enable mitigation ahead of scope, for example, predicting credit defaults, bankruptcy incidences, or market fluctuations and government financial pitfalls.
Retaining Clients: Financial institutions can predict client behaviour using predictive analytics, allowing them to tailor their services to increase customer satisfaction.

The rise of predictive modelling in the finance sector is easy to judge, and its benefits are undeniable. It’s going to reshape finance, help businesses have more data-led decisions, decrease risks and improve customer retention.

They say that while the move to predictive analytics is exciting, it highlights the need for more people to do it. As demand for predictive modelling in finance continues to increase, so will demand for people who can collect, handle and analyse complex financial data. For those of you looking to secure your careers in finance and choosing the best way to add value in your business, it wouldn’t be a bad idea to know and understand predictive analytics.

Do you like data? Are you excited about its ability to predict what is next? If the answer is yes, our predictive analytics course is a good fit for you. The predictive analytics course uses historical data to allow you to use your technical and strategic skills to analyse, interpret and predict trends. The course fits directly with the subject of our blog, as you can walk straight into any job or project and apply what you have learnt straight away. By being able to work through the processes of predictive analytics, you can uncover opportunities, reduce risks and ultimately help grow your organisation. So now is your chance to learn new skills, advance your career, and become a relevant finance professional in one of the fastest-growing areas of finance.

Frequently Asked Questions

What is predictive analytics in corporate finance?

Predictive analytics is an advanced analytics subfield that employs new and existing data to project activities, behaviours, and trends. In corporate finance, predictive analytics helps predict future financial outcomes based on historical data and insights. This is valuable in supporting informed, strategic decision-making regarding risk management, investment, and financial planning.

Why is predictive analytics becoming more relevant in corporate finance?

Predictive analytics is gaining relevance in corporate finance due to the rapid pace of technological change and the vast amount of available data. The ability to predict future financial trends and behaviour has the potential to provide competitive advantages, enhance decision processes, and reduce risks. Given that 80% of corporate finance is predicted to be using predictive analytics tools by 2028, this demonstrates that predictive analytics capabilities will undoubtedly be a key driver of financial strategy and growth.

What skills will I require to implement predictive analytics in corporate finance?

Corporate finance professionals will require technical and strategic skills to implement predictive analytics in corporate finance. From a technical standpoint, an understanding of data analysis software, statistical programming languages, and machine learning concepts is imperative. Business professionals should consider utilising financial databases, modelling datasets, and developing algorithms. From a strategic standpoint, the ability to analyse, interpret, and communicate complex data insights that can be translated into actionable plans should be considered an essential aspect of predictive analytics.

How do I obtain the skills I need for predictive analytics in corporate finance?

Obtain the skills needed for predictive analytics in corporate finance through formal education, self-study, and application. Degrees or courses in statistics, data science, finance, or a comparable degree concentrated on datasets and statistical modelling should be considered a good starting point. Although formal education is valuable, self-study via online resources, textbooks, and tutorials will undoubtedly be helpful. Finally, applying predictive analytics datasets through internships, work experience, or project work will be paramount to developing theoretical knowledge into practice within real-world financial contexts.

What are the challenges to consider when implementing predictive analytics in corporate finance?

While there are many benefits to consider through the use of predictive analytics for corporate finance, challenges do remain. Data quality, shortage of skilled individuals, and successful incorporation into timelines, procedures, and systems are just a few of the difficulties relevant to this dynamically evolving field. Ultimately, predictive analytics models are only as good as the original dataset on which the model is based, so any inaccuracies and biases contained within the original dataset will also affect the dataset being used for predictive analytics.

World Bank: 70% of Banking Jobs Will Need Digital Skills by 2030 – How to Prepare

Posted on August 13, 2025August 13, 2025 by Imarticus Learning

As we progress in the digital age, the evolution of the banking and finance career sector is becoming even clearer. The World Bank released a report that indicates that, by 2030, 70% of all banking jobs will require digital skills. This projection provides a strong blueprint for those looking to build a future in this sector. Embracing digital skills in banking has become a necessity and not an option. Digitalisation also represents more than the advancement of technology; instead, there is a profession-wide evolution of skills towards a new banking reality. Given these critical changes in the industry, we have to understand and prepare ourselves for the future. This blog will explore how to future-proof your banking career, so you can be equipped with the required digital skills as we start to navigate a rapidly changing banking world. So, if you’re beginning your career journey or simply looking to elevate your current position, now is the time to ride the digital wave transforming the banking sector.

Digital Revolution In The Banking Sector

The digital revolution is quickly changing the banking sector, and the demand for professionals with digital skills is rising. The World Bank report projects that by 2030, 70% of all banking jobs will require digital skills. This unprecedented change offers both challenges and opportunities for people pursuing a banking and finance career. First of all, technology is redefining traditional banking roles. Data analysis, digital marketing, and cybersecurity are now fundamental banking skills. For example:

Data Analysis – Banks are applying Big Data to help drive decisions, predict trends, and mitigate concerns in the delivery of customer service. With this level of investment made into data analysis, this translates into a high labour market demand for professionals with data analysis capabilities.
Digital Marketing – As banking extends beyond the branch or phone, digital marketing skills are essential for engaging customers and building a strong digital brand.
Cybersecurity – As digital transactions grow, so do cyber threats. As such, professionals with cybersecurity skills are in high demand to protect financial data.

To be successful in the future of banking careers, it is going to be vital for you to adapt to a new way of working and develop your skills to move forward. Several online platforms are now offering courses in data analysis, digital marketing, and cybersecurity that can help you advance your banking and finance career.

Also, you will need to have a customer-first mindset and be able to adapt to new tools and technologies. The future of careers in banking will no longer be based on just hard digital capabilities, but on having the right mindset to innovate, change, and navigate a new way of working.

Preparing for digital transformation in the banking sector

Technology has changed the nature of careers in banking and finance exponentially. Digital skills are no longer only an advantage; they are now a necessity. Many reports, including one from the World Bank, have predicted that the digital transformation will impact about 70% of jobs in banking by 2030. Financial establishments are continuously looking for individuals who can effortlessly navigate the digital realm while placing great attention to the following skill sets:

Data Analysis: Comprehending and interpreting complex data sets is essential in the banking industry. This entails familiarity with data analytics tools and knowledge of predictive modelling.
Cybersecurity: As banks’ operations go online, so does the increased potential for cyber attack. So, cybersecurity skills are highly sought after to protect sensitive financial information.
Artificial Intelligence and Machine Learning: These technologies are transforming the banking industry, making skills in artificial intelligence and machine learning increasingly important.
Blockchain and Cryptocurrency: As banks continue to adopt blockchain technology and deal with cryptocurrencies, professionals who are knowledgeable in these areas are in high demand.

Increased digitalisation of the banking industry is not just about the technology being implemented but also a movement away from traditional and developed ways of working, i.e. adopting new ways of working, thinking digitally, and promoting innovation. Therefore, those contemplating a career in banking and finance need to ensure they are equipped with the necessary digital skills to enter this new arena. That means formal education, online courses, or self-learning, it doesn’t matter, it will all help. The time to start is now.

Preparing for a Future in Financial Technology

In an increasingly digital landscape, a career in banking and finance isn’t all about just crunching numbers anymore – you’ll need a multi-faceted mix of financial knowledge, technological understanding, and innovation. The World Bank predicts that by 2030, 70% of banking jobs will require digital skills. To secure a place in the future of banking technology, it is essential to understand the changing requirements and adapt accordingly. If you are hoping to enter the door of fintech careers, here are some ideas to get you started:

Digital literacy: Proficiency in digital tools and platforms is not optional. The banking and finance industries will be reliant on digital tools in the future, particularly in areas such as cloud computing, data analytics, and machine learning.
Be aware: The fintech sector changes rapidly, so staying updated on the latest trends, such as blockchain and AI—be sure to read articles published about them—will keep you ahead of the game.
Develop your soft skills: The fintech sector will also consider your soft skills, for example, thinking creatively, solving problems and being flexible, in addition to your technical ability.
Obtain relevant qualifications: Consider whether a degree, certificate or course of study in financial technology, data science, or any specific field that pertains could be helpful. Many institutions offer courses that are specially prepared for students exploring careers in banking technology.

In conclusion, the career path in traditional banking and finance is changing rapidly, mainly due to the central role of technology in these sectors. Therefore, the individuals who will succeed in this exciting, future-focused industry are those who can combine their understanding of finance with their ability to understand digital tools and trends.

Developing Digital Skills: A Requirement For Banking and Finance Career Positions

Upskilling – or developing new skills – has now become a necessity for most roles in banking. It is essential to remain competitive, as banking jobs are evolving to incorporate tools and technologies that transform every sector. The World Bank estimates that 70% of all banking jobs will require digital skills by 2030. For those looking to upskill for a banking and finance job, there are several main areas to concentrate on:

Data Skills: With the rise of big data comes the ability to analyse and interpret this data. Data skills will allow professionals to make informed decisions, identify trends and tailor services for their clients.
Cybersecurity: The finance sector is at high risk for potential cyber threats, especially when considering recent news headlines about security breaches and attacks. Cybersecurity skills can cover knowledge of the latest security protocols as well as identifying and limiting potential threats.
Fintech Acumen: Knowledge in innovative solutions like blockchain, artificial intelligence (AI) and mobile banking technology is essential as they are changing how traditional banking activities can be done.
Digital Communication: As more customer communications move online, understanding digital communication tools is a key competency. Today’s banks utilise social media channels, chatbots and email for communication.

Upskilling for banking jobs improves employability and workforce readiness for the future of work in banking. Through developing digital skills, you will have laid the groundwork for a successful, resilient banking and finance career. It’s no longer enough to keep up with changes and increasing demands on the banking sector; it’s about staying ahead, ready to take advantage of changes.

Getting Ready for a Digital Future in Banking

As we look to the end of this decade, we anticipate seeing significant changes to the landscape of careers in the banking and finance sector. According to the World Bank’s forecasts and modelling, roughly 70% of banking jobs are predicted to require digital skills by 2030. This rapidly evolving trend also highlights the importance of the banking and finance industry preparing for a digitised future.

Changing Skillsets: Banking no longer only provides a tick-board for numbers and financial regulations. By 2030, there will be a great demand for professionals with skills in data analytics, artificial intelligence and/or blockchain. The banking sector will become increasingly digitised, and skills in navigating these new realities will be essential.
Changing Job Roles: Traditional banking roles will also be impacted, where a bank teller’s role may now involve not just face-to-face customer service, but also proficiency in various digital banking applications.
The Rise of Fintech: Fintech has been disrupting the banking industry for several years, and its impact on careers in banking and finance is expected to be significant by 2030. As a result, many industry roles will need to adapt to these new technologies.

Evolving changes in the banking and finance sector present both obstacles and opportunities for people choosing to pursue a career in banking and finance. Professions will adjust to adapt to the digital disruption of financial services rapidly, and individuals will need to earn new up-skilling and educational qualifications. Lifelong learning and building comfort with digital tools will ensure employability and ultimately support the continued growth of the banking and finance sector in the digital age.

As we eagerly await the arrival of 2030, let us prepare to embrace this digital revolution and how these evolving trends will help you succeed in a career in banking and finance.

Navigating this banking and finance career path can be a deep, complex process, characterised by many challenges. Imarticus Learning’s highly regarded and well-structured banking and finance course is designed to make this journey possible by providing the knowledge and skills needed to be successful in the industry. This comprehensive course complements the topics we’ve covered in this blog, providing an appreciation for the subtleties of the financial sector. The program is structured for delivery to offer you both practical and theoretical knowledge from industry professionals. By taking this course, you give yourself the best chance of moving forward in your career, especially with the skills and abilities to stand out in the job market. This program is ideal for individuals who wish to explore banking and finance further, and gives you the best platform for you to make the most of your future. Enrich your career with this course, and move confidently forward towards fulfilling your purpose in the banking and finance sector.

FAQs

When the World Bank says, “70% of banking jobs will need digital skills by 2030”, what does that mean?

The World Bank indicates that due to rapid digitisation of the banking sector, the way jobs are created, developed, change and become obsolete will occur at a much quicker and possibly systematic pace. Therefore, based on current expected rates of digitisation, by 2030, approximately 70% of all roles in the banking sector will require some level of digital skills. Digital skills may not always be the apparent choice i.e. algorithms that process data or AI that communicates with customers (currently). Regardless of the job role, the career area of banking and finance is going to require digital skills, whether you are aware of it already or not.

Why is there going to be an increased need for digital skills in the banking and finance career area?

The banking and finance sector is in a state of rapid change, driven by technological advancements. With the increased use of digitisation and automation, there is a growing demand for people to leverage these technologies to make Banks and financial services work more efficiently and provide better customer service. Increased cyber threats also require banking professionals to have developed knowledge and understanding of digital security. Digital skills are no longer merely beneficial but essential in the banking and finance career area.

What digital skills can I expect to be sought after in the banking area?

The digital skills you are required to know can depend on the type of job role. However, some popular digital skills include data analytics, financial software, cybersecurity knowledge, blockchain and cryptocurrencies, and knowledge of AI and machine learning. Given that working remotely is becoming increasingly common in banking and finance, it is essential to be proficient in using digital and online communication and collaboration tools.

How can I prepare my digital skills for the changing banking area?

To prepare you for the changing area, start using various online digital media and resources to be informed of the latest digital trends in the banking and finance sector. Read articles, attend webinars, and visit industry events. In addition, consider professional courses to gain hands-on experience with various digital skills in banking and finance. Importantly, you must not only gain the relevant skills but also continuously update them, as the world of digital banking is constantly changing to keep pace with the new digital environment.

What are the career opportunities for candidates who have digital skills in the banking area?

Given the demand for digital skills, individuals skilled in digital technologies are more likely to have varied opportunities in the banking and finance career area. I expect to see roles available in areas such as digital banking, financial technology (fintech), cybersecurity, data analytics, and

From Side Hustles to Six Figures: Why Gen Z is Eyeing CPA Certification

Posted on August 13, 2025August 13, 2025 by Imarticus Learning

As the concept of “9 to 5” continues to evolve, Generation Z is initiating a new career trajectory. One of the paths that is gaining steam is pursuing a CPA designation. In today’s blog, we will explore how this designation is transforming side hustles into six-figure careers, creating exciting future opportunities for these individuals. The reasons for pursuing a CPA designation are numerous; whether it is to gain financial independence, have flexible work hours, or start a successful career, there are many great perks of CPA certification! For a bit of background, a Certified Public Accountant (CPA) is an internationally recognised accounting designation that offers a professional in-demand skill-set that is needed across multiple industries. By having attention to detail and a strong affinity for numbers, Generation Z can use this certification to open doors and develop a six-figure career in no time! In exploring the reasons why CPA certification can have this appeal, we hope it will encourage the next generation of accounting professionals to be strategic about their careers and potentially achieve significant success. Buckle up as we move from side hustles to six figures!

Closing in on Financial Success: The Growing Trend within Generation Z

Generation Z, the most technologically engaged generation, has shown increasing interest in financial stability and independence. An increasing number of digital-first natives are pursuing the CPA designation to help move them towards a secure financial future. For the following reasons:

Worldwide Recognition: The CPA is a globally recognised certification, affording Generation Z the ability to work anywhere in the world with this designation. The diverse and immersive travel experiences around the globe will appeal to Gen Z.
Financial Independence: The median salary for CPAs is over $70,000, with information from the U.S. Bureau of Labour Statistics indicating a very promising median earning potential for CPAs. This appeals to Gen Z, as they are known to be eager to reach financial independence as early as possible.
Changing Business Landscape: The changing world of business is increasingly requiring professionals who can change and grow with it. The CPA certification equips Gen Z with relevant skills to showcase their marketability in the evolving landscape.
Entrepreneurial Opportunities: Their reputation as self-starters and side hustlers means that Gen Z are always looking to be in control of their career path. The CPA designation is versatile enough to allow them to open their firm, consult, or work in legitimate industries.
Continuing Education: The value of lifelong learning is something Gen Z reflects and appreciates. The CPA certification process provides this and has exchanges of supportive, continuing education credits toward maintaining certification.

A chart helpfully summarising the benefits of CPA certification for Generation Z might look like the following:

Benefits of CPA Credential	Why They Are Appealing to Generation Z
Worldwide Recognition	Ability to travel and work
Financial Independence	High earning potential
Transferable Skills	Preparation for business in transition
Entrepreneurial Opportunities	Flexibility to choose careers
Life-Long Learning	Encouragement of a life-long learning culture

In conclusion, CPA certification is an excellent opportunity for Generation Z, aligned with their values, dreams, and lifestyle.

Expanding Horizons: Adventures in Certified Public Accounting

In recent years, Certified Public Accounting (CPA) has evolved from a traditional profession into an exciting path of career opportunities. The CPA certification is being seen more as a way to explore a multitude of careers inside and outside of the accounting profession.

One of the best CPA career opportunities is in corporate finance. As a CPA, you can grow into some of the highest-paying jobs, including Chief Financial Officer (CFO) or the Director of Finance; in these roles, you will help manage and grow the profits of businesses.

Auditing and assurance services: If you prefer the traditional aspects of a CPA career, CPAs can help businesses ensure transparency in their operating procedures and ensure compliance with the accounting standards.
Forensic Accounting: A CPA can also focus on fraud detection and fraud prevention.
Business Financial Analysis: Business corporations are always looking to invest and require CPAs to evaluate their investment options and associated risks.

In addition to the above careers, CPA certification opens the door to consulting services where CPAs can advise businesses on various financial and operational needs. Additionally, the rise of Digital Finance and fintech start-ups offers an even wider range of possibilities for CPAs. They can now consider roles such as Financial Systems Analyst or Compliance Officer within these new industries.

In short, obtaining the CPA designation adds to your credibility as a finance professional and opens a breadth of avenues to explore. So whether you’re a recent graduate or an experienced contributor, the career options for CPAs are limitless and can lead to a lucrative, rewarding profession.

Global Opportunity with CPA Designation

In a globalised world, it makes sense for ambitious Gen Z professionals to pursue global CPA recognition. The global CPA recognition is sought after by many, as it not only proves one’s level of competency in accounting but also signifies a global professional opportunity.

Here are some top benefits of obtaining a global CPA recognition:

International Recognition: With a worldwide recognised qualification, a CPA certificate allows you to compete for jobs on a higher level in the job market. It also means you commit to maintaining the highest level of practice in financial management and accounting, making you a very applicable candidate for multinational businesses.
Career Development: Global CPA recognition offers career paths that enable you to work in numerous countries. Your qualifications allow you to work in many different roles and professions in finance, audit, taxation and consulting, promoting career development opportunities at a quicker pace.
Increased Salary: CPA professionals typically earn higher salaries because they possess specialised skills. According to a survey, individuals with CPA credentials typically earn 10-15% more than those without the credential.
Networking Opportunities: The global CPA community is a fantastic opportunity to network with industry leaders and other professionals around the world. These connections can lead to collaboration and advancement in your career.

To put this in context, the global CPA recognition is an investment in the professional you will be. It develops the skillset to navigate complex financial worlds, hence creating the value of you as an employee. You may be a Gen Z professional looking to start your career or a seasoned accountant looking to land that next big job – a CPA certification will allow you to do things worldwide.

Understanding the Road to CPA Certification: The Important Things You Need to Know to Get Through the Exam

Perhaps one of the most challenging steps to the CPA certification is the infamous CPA exam. In itself, it is an actual test of your accounting ability. But if you prepare strategically, you can minimise the pressure of this task. Here are some practical tips for your CPA exam preparation.

Understand the Exam: Familiarise yourself with the exam, which consists of four sections: Auditing and Attestation (AUD), Business Environment and Concepts (BEC), Financial Accounting and Reporting (FAR), and Regulation (REG). Each section has a specific structure to the exam – knowing that will help shape your study strategy. You may decide to incorporate study themes for consecutive sections based on similarities, for example, the BEC and REG focus on professional responsibilities.
Make a Study Plan: Fortunately, a good study plan to break down your CPA certification study material into manageable content is a huge advantage. As you map out your preparation for each section of the CPA exam, make sure to include timetables that provide for your rewrites and revisions, breaks, and rest to prevent burnout.
Practice Questions: There is no question too small or insignificant to use to enhance your understanding. Doing past questions is a great way to see the types of questions that you will be asked on the CPA exam, as well as to find out what you may need to study more on.
Study Groups: Consider forming a study group with others looking to obtain their CPA. It can be very helpful to discuss complex concepts, find relevant information sources, and gather other perspectives on financial accounting topics.
Keep informed: The accounting landscape is constantly changing, and for you to become a CPA, you need to stay informed of changes in laws, regulations, and standards.

It will take time to get your CPA certification, and it is a marathon, not a sprint, so taking a steady and measured approach to your preparation is essential. Your work and planning will be worthwhile when you can call yourself a CPA.

Realising Potential: The Benefits of CPA Certification for the 21st-Century Corporate Ladder Climbers.

In a world of heightened competition, today’s young professionals are continuously exploring ways to climb the corporate ladder faster. For finance professionals, a CPA (Certified Public Accountant) is a reliable, gold-stamped passport. And besides being globally recognised, CPA certification offers other benefits:

Career Cheer: Acquiring a CPA certification is the perfect way to speed up your career progression. Your certification demonstrates your commitment, knowledge, and skill. Thus, your resume will become a magnet for prospective employers when your CPA is listed in the credentials section.
Higher Earnings: The Association of International Certified Professional Accountants found that a CPA makes 10-15% MORE than someone who is not a CPA. So, not only is a CPA a strong credential to have, it can also help fatten your wallet!
Different Career Paths: As a CPA, you are not just limited to auditing or public accounting. You can explore consulting, forensic accounting, tax, and even corporate finance.
Worldwide Credential: A CPA is a credential that is recognised globally. This means that if a job in the international market is your goal, certification will help you achieve it.

As a younger professional, a CPA can be a significant boost to your career objectives. A CPA not only give you a strong skill set, but it also differentiates you from everyone else in the job market. Beyond that, it provides you with a competitive edge. As you embark on your journey, please remember that the benefits of certification extend far beyond monetary gain. I encourage you to think of yourself beyond gain, empowerment, differentiation and a pathway to a prosperous future in finance.

In finance and accounting, you may be looking for ways to maximise your career opportunities. The Imarticus Learning CPA Certification course can be your starting point to achieving this goal. This course is thoughtfully designed to help you stay ahead of the curve concerning the industry and develop skills that will enhance your career. The CPA Certification complements the topics we address in our blog, adding a dimension in which you are more familiar with the principles of international finance and accounting. Not only do you have an internationally recognised credential through a CPA certification, but you also have countless job opportunities in the financial industry. The knowledge and skills from this course can be beneficial, as they give you an advantage over your colleagues and allow for career advancement in the corporate world. Enrol today and start a rewarding career in finance.

CPA Salary in India: How to Triple Your Income in Under 2 Years

Posted on August 13, 2025August 13, 2025 by Imarticus Learning

CPA Salary in India: How to Triple Your Income in Under 2 Years

While manoeuvring the financial landscape can be arduous, the journey itself can be remarkably fulfilling, especially for those who possess a Certified Public Accountant (CPA) certification. The CPA salary range in India is an indication of the worth and prestige this internationally-renowned qualification adds to an individual’s career. But would you believe that you can achieve a triple increase of your CPA salary in India under two years – if you go about it the right way? Perhaps that bold prediction appears to be quite exaggerated – but given the right career journey, continual skills development, and networking, it’s a reasonable target.

In this blog post, we will outline how to not only maximise your CPA salary in India but also potentially make quantum leaps in your career journey. Therefore, whether you are an established CPA considering your next career move or an aspiring CPA wanting to understand the earning potential of a valued certification, you’re in the right place to understand more about ramping up your financial career growth. Let’s get started and improve our chance of tripling your CPA salary in India in under two years!

Analytics of CPA Salary Progression in India

Within the financial ecosystem of India, the journey for a Certified Public Accountant (CPA) is recognised more than ever for its significance. As the demand for CPAs in India continues to grow, the impact has been felt in their salary trajectories, and prospects are attractive to those looking into this career path. The average salary for a CPA in India is about INR 7 Lakh per year. A few years later, you can expect that salary to triple. This shows how quickly and how much you can make as a CPA in India. There are several reasons for this rapid growth at this stage in your career:

Level of Experience: As you gain experience as a CPA, you can earn a higher salary. After only a few years, you will see a significant rise in your salary.
Skills and Knowledge: Those who continue to learn new skills can demand a higher salary. Specific skill sets in key areas (financial analysis, regulatory compliance, tax advisory, etc.) allow a CPA to earn a premium over those of similar position and experience.
Geography: Your salary is also influenced by the city you work in. If you choose a metro city, you can expect to earn a higher salary based on the dense representation of multi-national companies and the greater cost of living.

As a rough guideline, here is a salary progression for a CPA in India:

# of Years of Experience	Average Salary (Rs)
Less than 1 year	3 – 4 Lakh
1 – 3 years	4 – 7 Lakh
3 – 5 years	7 – 12 Lakh
More than 5 years	12 Lakh and more

Overall, CPA salary growth in India is strong and swift. In addition, given the intrinsic stability and respect that accompany this career, the CPA version is an attractive career option for qualified finance professionals in India.

The Explosive Growth of Certified Public Accountants

The increasing focus on financial services has escalated the demand for Certified Public Accountants (CPAs). The demand for CPAs has led to a significant increase in the Indian CPA salary. The earnings potential of a CPA is incredible and carries immense potential for those looking for a rewarding career in finance and accounting.

CPAs are not just accountants; they are strategic advisors and decision-makers. Their knowledge of business operations, tax regulations, and financial processes enhances their value to the job market and their earnings potential.

In the Indian context, you may consider a CPA’s potential earnings like this:

CPA – Entry Level: In their early career, the average CPA salary in India is between INR 7-9 lakhs per year.
CPA – Mid Level: A few years in the industry increases the salary in the region of INR 10-20 lakhs per year.
CPA – Senior Level: The highest-level positions can have salaries of more than INR 20 lakhs.

To increase your CPA earnings potential, consider the following:

Continuous Learning: Financial rules and technologies change rapidly. Stay ahead with constant learning.
Specialisation: Specialist CPAs in areas such as taxation and auditing will make higher salaries than generalists.
Build Relationships: Strong working relationships can lead to new opportunities.

In summary, the CPA earnings potential in India is excellent and provides a rewarding career path. With the proper knowledge and approach, a CPA can significantly boost their salary in less than two years.

Climbing the Accountancy Career Ladder

The journey towards an effective and lucrative accountancy career, primarily as a Certified Public Accountant (CPA), relies on effective career planning, dedication, enthusiasm and flair, or, altogether, a lot of luck. Although a CPA career progression map can be highly rewarding, it is worth noting that, with some research and an effective plan, you could potentially triple your salary in less than two years, particularly in a vibrant and emerging economy such as India.

Career Element 1: After gaining your CPA qualification, you will most likely start your entry-level job as an Audit Associate or a Tax Associate. At this stage in India, you can expect a CPA salary to range between INR 7-12 lakh per annum.
Career Element 2: After gaining sufficient work experience (anywhere from two to five years), you can expect to progress to a mid-level position such as a Senior Accountant or Financial Analyst. The approximate CPA salary in India for these roles can break into the range of INR 12-24 lakh per annum.
Career Element 3: With even more experience and expertise, you can aim for a senior managerial role such as Finance Manager, Controller, or even CFO. Here is where the CPA salary in India and your potential earnings could climb or exceed to the range of INR 24-60 lakh per annum.

To efficiently move up your career ladder as a CPA, it is crucial to continuously upskill, network, and actively seek challenging opportunities, and most importantly, leave room for luck. The CPA qualification is internationally recognised and gives a clear path to a successful career opportunity. With India’s rapid and continuous economic growth, the demand for CPAs to enhance their careers and salaries will surely be plentiful with the right skills, determination and a little bit of luck.

Identifying High-Earning Industries for Chartered Professional Accountants

To maximise your CPA salary in India, it is essential to know which industries tend to pay the most for your skills. Specific sectors are known to pay high wages, and if you can get into these industries, you will have more opportunities to increase your income in the future.

Financial Services: The financial services industry is one of the highest-paying industries for CPAs. Financial institutions such as banks, insurance companies, and investment businesses will regularly hire CPAs to perform complicated financial transactions, while ensuring compliance with taxing mandates. CPAs have a strong understanding of risk management, as well as a working knowledge of financial planning, which gives them significant leverage when negotiating compensation in the industry.
Information Technology: As modern society continues to evolve and rely on technology, the IT industry has emerged as a hot spot for CPA jobs in India. Tech firms seek financial professionals to manage their complex economic systems, which often comprise a diverse and variable mix of liabilities, equity, and ownership models. CPA job titles in technology-related companies may include, but are not limited to, financial planning and analysis, risk management, and/or corporate finance.
Manufacturing: The manufacturing industry is another industry where compensation is lucrative for CPAs. Positions may include active involvement in budgeting, cost management, and financial analysis. Given the fact that many multinational manufacturing companies have headquarters in India, the opportunities to capitalise on your CPA license will be abundant.

Overall, if you can focus on working in these industries, you may be able to maximise your CPA salary in India. Additionally, as you increase your skills and experience in a particular sector, your earning potential will likely increase, while also increasing your opportunities for career advancement. Keep in mind that the key to a higher CPA salary is to understand where your skills are valued and then direct your career path in that direction.

Practical Strategies to Dramatically Increase Your CPA Salary in India

As a Certified Public Accountant (CPA) in India, increasing your income is likely a key focus. Here, we explore a few strategies to help you maximise your income, potentially tripling it over the next 2 years.

First, continue your education. The finance industry undergoes rapid change, and you may be left behind if you do not keep up with current trends, tools, and regulations. By taking professional development courses, you increase your skills and marketability, which will also increase your expected CPA salary in India.

Second, try to pursue specialisation. You will have the ability as a CPA to concentrate in areas such as auditing, financial consulting, or taxation. As specialisation often equates to expertise, this can make you even more valuable through the specialisation process.

Here are some additional strategies:

Networking: Create a network of relationships that includes influential people in the finance industry. These relationships will provide you with connections that can help get you into higher-paying jobs.
Certification: Pursue new certifications that relate to your field. The more certifications you carry, the more potential your CPA salary in India can have.
Negotiation: Learn how to negotiate your salary. Negotiation is essential to helping you increase your income over the long term.

Finally, you may want to consider moving into private practice. Although it often requires a decent investment up front, the potential return can lead to a massive increase in your CPA income. Just remember, the road to tripling your income is a marathon, not a sprint. With patience, focus, and the proper techniques, you can achieve income goals!

Imarticus Learning’s Best CPA Certification course is perfect for professionals in finance as it is for students training to be Certified Public Accountants! It prepares you to write the challenging CPA exam, but it also gives you applied learning skills that are relevant to the changing landscape of the global finance space. The content of this course aligns with our blog topic, providing you with information and understanding of the power and influence of the CPA role in the current business climate. You will have an edge in this comprehensive course that may enhance your CPA salary in India, as well as expose you to new opportunities and niches in the finance industry across the globe. Theory and practice will provide a thorough understanding of the role of a CPA and make you a more marketable professional. If you are looking to reach new heights in your Professional career, this CPA Certification is your launch pad!

ACCA Career Journeys That Skip the Traditional Big 4 Route

Posted on August 13, 2025August 14, 2025 by Imarticus Learning

Starting an ACCA career is often seen as an adventure in the vast world of the Big 4 accounting firms; however, the career opportunities available are far broader than just these four firms, with many opportunities that remain unknown to us. This blog will explore the various career paths ACCA professionals can take, which may be outside of the standard Big Four perspective. We will review the often off-the-beaten-path track in the ACCA career universe, with roles in all manner of industries, from finance to education and everything in between! We intend to introduce you to the fantastic opportunities that a non-traditional career as an ACCA could present to you, and give you the intrigue to skip over the familiar highway to travel on your unique road towards your professional career path. With that in mind, whether you are an aspiring ACCA, a recent graduate, or a professional willing to make a change, we hope this blog will encourage thinking outside the box and present you with fresh ideas for a career with your ACCA. Sit back and enjoy the adventure as we take you on the ACCA career path tour.

Exploring the many roads of ACCA Career options (Outside the Big 4)

While many ACCA professionals aspire to work in one of the Big 4 accounting firms, there are numerous opportunities beyond these traditional paths. An ACCA (Association of Chartered Certified Accountants) career opens up all types of job roles in many markets, not just the Big 4.

Corporate: ACCA professionals are also popular across the corporate sector. From controllers to CFOs, ACCA qualifications are designed for people who want to pursue high-level financial management roles.
Public Sector: ACCA careers can also be in government entities and public sector organisations. These careers may involve supervision of financial management, auditing, and budgeting.
Not-for-Profit Organisations: Not-for-profit entities often seek ACCA professionals to oversee finances, allocate resources, and ensure financial transparency.
Educational Institutions: ACCA professionals can also find careers in education, either lecturing or developing financial and accounting curricula.
Consultancy: If you prefer a dynamic environment, career opportunities abound in consultancy. ACCA professionals can consult on financial management, risk management, and strategic planning for many businesses.

As you can see, ACCA careers are not limited to traditional pathways. The career opportunities within ACCA are vast, and ACCA professionals can determine their career paths. As long as you have the appropriate skills and mindset, there are many opportunities in various sectors for an ACCA professional.

Consider your Options: Diverse Opportunities with an ACCA Qualification

It is a common belief that you only get to work at one of the ‘Big 4’ accounting firms with an ACCA qualification. However, that is not true – an ACCA qualification enables you to find many alternative careers with many more benefits and drawbacks.

For example, ACCA qualified people can work in:

Financial Consultancy: ACCA careers closely align with principles of finance to provide advice to businesses to help them maximise income and reduce expenses. The work involved as a consultant typically requires, in addition to financial expertise, a focus on economic strategy, risk, and financial forecasting.
Teaching or Academia: If you love to teach, as an ACCA, you could have a great career in academia. You can continue working in your ACCA field, whether as a lecturer or researcher, or any combination of them, to assist the next generation of financial professionals.
Non-Government organisations (NGO’s): NGO’s frequently employ ACCA professionals to maintain and manage their finances, ensuring funding is spent correctly and accounted for. This role involves vectors of financial strategy and direction, but is further weighted by social obligations.
Own Business: Many ACCAs utilise their financial abilities and pursue their businesses. This path offers an alternative vocational opportunity to be your boss, carries significant responsibility and high expectations.

Remember, whilst ACCA is a stepping stone to employment within the ‘Big 4’, it is equally an opportunity to follow a variety of career paths. In closing, don’t limit yourselves, but explore some alternative ACCA career paths to see where your qualification may take you on your journey.

Entering the Startup Ecosystem as an ACCA

The startup ecosystem is an exciting and energised space that offers the required unique skill set that ACCA professionals have. Most ACCA roles in the startup environment embody the nature of diverse, challenging yet rewarding, nurturing the opportunity for a successful ACCA payout outside of the traditional Big 4 offering. ACCA practitioners can assume several key roles in startups as follows:

Financial Controller: An ACCA practitioner in this capacity will manage the whole of a startup’s financial activities, ensuring that all financial operations run smoothly and comply with regulations.
Business Advisor: ACCA practitioners can act as business advisors by using their broad-based financial and business skills to provide strategic advice and guidance to startups that can help them through financial complexities and business challenges.
Internal Auditor: An ACCA practitioner can act as the internal auditor, ensuring that a startup is complying with financial regulations and standards to mitigate risks.

The table below provides a summary of the key accountabilities and skills related to the ACCA roles we have discussed:

Role	Accountabilities	Skills
Financial Controller	Managing financial operations, budgeting, and reporting	Financial management, strategic planning, and leadership
Business Advisor	Providing strategic business advice, financial planning	Business acumen, problem-solving, and communication
Internal Auditor	Ensuring compliance and risk management	Attentiveness, risk assessment, and integrity

Pursuing an ACCA career in startups is about more than just crunching numbers. It is about being part of a team that builds something from the ground up, enjoying the thrills of entrepreneurship, and making an impact. It is about promoting an area of expertise to support the mission of the startup. Whether you are an ACCA graduate or an experienced practitioner, the startup world offers incredible opportunities and rewards for your career pathway!

Exploring the Road Less Travelled in Small and Medium-Sized Enterprises

Starting an ACCA career is by no means a straight path to the Big 4. SMEs have a lot to offer ACCA professionals.

In SMEs, employees are exposed to a broader range of responsibilities earlier than they would have been in a larger company. This is because smaller teams often require you to wear multiple hats! As an ACCA professional working for an SME, you will have:

A wider range of tasks, skill-building and learning experiences outside of your area of expertise or practice.
A much greater opportunity to contribute to the organisation because of the smaller teams in SMEs.
Faster job progression – SMEs tend to work at a faster pace than larger entities.

Finally, given the flatter hierarchical structures at many SMEs, working relationships between employees and senior management tend to be closer. This can play an essential role in your future career, too, providing insights that may not be present at larger organisations!

There are also some disciplinary challenges with an ACCA career in another SME, including limited resources, unstructured or limited training programs, and heavier workloads. However, the potential opportunities for development, growth, and ability to have an impact is favourable to me as an ACCA professional.

Bottom line? If you are newly qualified or an ACCA member contemplating a career change, SMEs are an exciting alternative to consider. The road to success is not always the most walked-upon road.

Diversifying your ACCA career: Look beyond the Big 4

While you’ll often find an ACCA career will often land in the big four, you should take the opportunity to consider the range of jobs available to you; these fields include finance and banking, healthcare, and retail, to name a few. Your ACCA qualification allows access to a range of industry sectors.

Finance and Banking: With solid training and a strong background in financial management, ACCA is a highly regarded professional in the finance and banking industry. ACCA professionals are involved in a range of activities, including risk awareness, planning for capital purchases, and investment banking.
Healthcare: The healthcare industry similarly has full-time and employed ACCA professionals, as the financial management activities emphasise understanding financial consequences when it comes to budgeting, financial reporting, and the ability to develop long-term strategies.
Retail and FMCG: As an ACCA professional in this space, you are ideally suited for taking advantage of opportunities for accumulating, interpreting and understanding roles involving supply chain cost data, and the development of pricing and revenue growth plans.
Technology: The tech industry is characterised by risk-taking and disruptiveness, driving positive change in a fast-moving world. ACCA professionals can find roles in technology companies using skills in financial modelling, business analysis, and advisory strategies.
Government and non-profit: Many ACCA professionals contribute to the public sector or charitable organisations by providing a mark of integrity and credibility, as well as developing business processes and policies, such as producing budget forecasts for government departments and all forms of public funds.

The above list reveals that there is a range of sectors with different ACCA opportunities, allowing you to develop your career path according to your interest, focus or desired outcome. Always remember, your career as an ACCA professional is not limited to the Big Four; however, as a qualified professional with skills and knowledge, you will have a meaningful career in any sector. Enjoy the flexibility that your ACCA qualification provides, and embrace the opportunities that await you. Who knows, your new ACCA career journey could be just around the corner.

Check out the new opportunities available in finance and accounting as part of our ACCA Certification course at Imarticus Learning. The ACCA Certification course builds the knowledge and skills necessary for a successful ACCA career. It aligns well with the purpose of this blog on professional development in the finance industry, and we love providing our readers with the experience. This course covers a wide range of material while building a solid foundation in financial management, taxation, auditing, and much more. ACCA Certification grants candidates global possibilities as it is recognised in over 180 countries. Thus, whether you are an aspiring accountant or an accountant wanting to level up in your career, the ACCA Certification can serve as a significant career milestone. So make the smart move towards a fruitful ACCA career, and create new professional opportunities with us at Imarticus Learning.

Frequently Asked Questions

What is an ACCA Career?

An ACCA career is defined as a professional journey pursued by individuals who have received the ACCA (Association of Chartered Certified Accountants) qualification. This qualification is globally recognised and opens new doors to opportunities in many roles related to finance or accounting at many organisations worldwide. Not only that, but it does not limit you to just the traditional path at the Big 4 accounting firms, and there’s also a wide array of alternative pathways.

Can I skip the traditional Big 4 pathway in my ACCA Career?

While many qualified ACCA professionals tend to start at the Big 4 accounting firms, that is not the only route available to you. You may want to consider whether opportunities in banking, insurance, public sector, corporate finance or even charity work, are more appealing options. You may also wish to look at academic or consulting roles. Just keep in mind that your ACCA qualification provides useful transferable skills for a wide array of jobs to go beyond the Big 4.

What are the possible advantages of taking an alternative route in my ACCA Career?

There are many advantages to taking an alternative route in your ACCA Career. The alternative pathway allows you to not only avoid the pressure cooker environments often associated with the Big 4 firms, but also achieve a better work-life balance. This alternative route also allows for a different set of experiences and skills, which could potentially benefit you when considering future career progression. It may also afford you opportunities for work within areas that are in better alignment with your interests or long-term career objectives.

What is the job outlook for those who choose an alternative ACCA Career?

The job outlook for those who choose an alternative ACCA Career is strong, and, considering the demand for ACCA qualified professionals spans numerous sectors outside of just the Big 4. In other words, the diversity of skills and knowledge obtained through an ACCA qualification prepares people to transition between different roles or different sectors, and having the ability to pivot between different options gives a good indication of job security and long-term career prospects.

If I skip the Big Four route initially, can I work there later in my ACCA Career?

Yes, you can! Ultimately, pursuing an alternative pathway first does not prevent you from working with one of the Big 4 firms at a later stage in your ACCA Career. The experience you will gain working in an alternative role may afford you a much more diverse experience that will make you a more appealing candidate when you decide to move. Your wider breadth of knowledge and diversity will put you in a position to distinguish yourself.

2025–2030: Data-Driven Investment Banking Roles to Surge 70% – How to Leverage

Posted on August 12, 2025August 12, 2025 by Imarticus Learning

With the digital disruption of the competitive landscape of finance, investment banking roles are poised to experience significant growth. Projected data indicates that there will be a considerable increase in investment banking roles from 2025 to 2030, estimated to be about 70%. The increase of these roles is not by accident. The industry is rapidly transforming because of data. This is not just some economic news, as you all know, it is an industry move, and the time for commitment is now. The finance industry sees this fantastic opportunity and is mobilising towards a data-driven process. This is why we are in the moment to look at the upcoming opportunities. The difference between you and successful candidates is one word – opportunity – having the ability to create opportunities by using the proper skill set at the right point in time.

This blog offers an alternative perspective on the evolving investment banking landscape and guides how to position yourself in this exciting opportunity meaningfully. With the right tools and knowledge, you should not only be ready for the changes but also be in the lead with a key role in shaping the future of investment banking.

The Growing Importance of Analytical Skills in the Financial Services Industry

The evolution of investment banking analytical skill sets is already evolving. It is important to note that the increase in emphasis on data skills in banking is mainly driving this rapid evolution. That is, with an observed increase by 70% of data-driven roles, it seems even more critical for banking professionals to pursue an understanding of the importance of industry data research and analysis and how data adds value to banking.

The ability to engage and deploy data skills in communicating and understanding data analysis will therefore be critical. The above range of skills has wide-ranging implications in the following areas:

Risk Management: Entry-level professionals with solid data skills will have the knowledge to identify, evaluate, and control exposure to financial risks, making better decisions.
Customer Insight: Data analytics can provide insights into customer behaviour, allowing banks to develop an offering of products/services needed by a specific type of customer.
Fraud Identification: Data analytics can identify aberrations in behaviour patterns and find evidence of potentially fraudulent activity for analysis.

It is important to note that the ability to take large amounts of data and turn it into usable strategy is highly sought after in the investment banking profession. One way to add value to data is through data visualisation. It produces a straightforward, concise, and compelling narrative of what the data is saying and aids decision-makers in choosing a path to follow.

In summary, it is essential to note that data is playing an increasingly relevant role in investment banking. The ability to harness insights from risk awareness and customer behaviour is no longer optional; the ability to sort through the data is becoming a prerequisite for success. The need to adapt to data is a requirement for anyone in the investment banking profession who wants to remain relevant.

The Data-Driven Role in Investment Banking is on the Rise and Unstoppable

The banking and investment sectors are experiencing an impending transformational change. The demand for data-driven decision-making has increased exponentially, especially in investment banking. Between 2020 and 2030, data-driven roles are expected to surge by 70 per cent, making banking operations and their future increasingly dominated by data. Multiple factors are contributing to this shift:

New Technologies: The ongoing development of technology, such as Artificial Intelligence (AI) and Machine Learning (ML), has created a legitimate need for roles based around data analysis and data interpretation.
Risk Management: Investment banking entails significant financial risk, and, as a result, the ability to sift through large amounts of data for risk analysis will only become more central in the sector.
Operational Performance: By making decisions based on data, banks can operate more efficiently, provide better customer service, and improve their overall profitability.

In light of these developments, the specific job tasks associated with investment banking jobs are poised to increase considerably. To cite specific examples: data scientists, data developers, and data analysts are all going to be in significant demand given their expertise on the analysis and interpretation of data and their ability to extract patterns from large data sets. The same could be said for those positions that are related to the development of AI and ML. The positions that will have the highest expected growth in demand will likely be AI specialists and ML engineers.

Investment banking operations in the future, therefore, will become more data-driven. As the industry sees more positions targeted towards the analysis of data, we expect firms to scout for and hire people who have an understanding of data analytics roles to enhance their placement opportunities and ultimately create a new workforce/development model to respond to the emergent data demand trend, which includes the emerging adoption of AI and ML.

Expected Increase in Data-Based Roles in Investment Banking

The finance industry has always thrived in an ever-changing environment, and one of these sectors that will see 100% growth and position availability is investment banking. The anticipated job growth from 2025-2030 for data-based positions in investment banking is expected to grow by 70%. This increase is primarily derived from the rising prominence of big data, machine learning, and AI in decision-making.

There are three main reasons for this increase:

A need for analytics: Investment banking roles are increasingly requiring skills in advanced analytics, as the vast amount of available data necessitates evidence-based decision-making.
Regulatory and oversight role: The finance sector will always be heavily scrutinised and regulated. Regulators want the bank to provide data-backed explanations/reasons for their actions.
Technology: A host of new and emerging AI and machine learning technologies have introduced innovative ways to provide investment banking services, including detailed and accurate financial predictions.

The job market is already responding to these changes. From surveys;

30% of all jobs in investment banking were data jobs in 2025
70% will be in 2030

So, the direction of travel in terms of investment banking roles is clear: there is a concerted movement towards data jobs. This is not speculation; it is already here. If you are thinking about getting into investment banking or moving up within it, then it would certainly be prudent to improve your data analytics skills to be a valuable employee.

The Growing Role of Data Analysis in the Finance Sector

Moving into a data-driven future, there is much to consider about how data analytics will influence the finance sector, including investment banking roles. Investment banks are always looking for new ways to leverage data analytics to make better decisions, predict market changes, and ultimately enhance performance.

Using data analytics in finance has numerous benefits:

Risk Management: Investment banks can use predictive analytics to identify risks, their impact and proactively mitigate them.
Understanding Customer Behaviour: By leveraging data analytics, investment banks can gain insights into customer behaviour and develop more effective strategies to meet customer needs through tailored products and services.
Fraud detection: With an increasingly complex set of algorithms in place, data analytics will identify irregular patterns with the potential for fraudulent activity.
Enhanced Decision Making: Data analytics provides actionable information to inform better decisions, ultimately driving revenue growth and potentially increasing profit.

The future of the investment banking roles is shaping up to be data-driven – below is a table indicating this growth from 2025 to 2030 in investment banking:

Year	Year	Predicted Increase of Data-Driven Jobs
2025	50%
2030	70%

Data analytics in finance is both a more intuitive business practice and the next significant disruption in investment banking. Data analytics will transform the fast-thinking, ambitious role of the investment banker, helping to redefine new roles, streamline processes, and change the trajectory of the financial industry over the next two decades. Performing well in data analytics is a high-value, scalable skill in investment banking.

Unlocking Your Potential in the Growing Field of Investment Banking

With the demand for investment banking roles predicted to increase by 70% by 2025 – 2030, it is vital to equip yourself with the fundamental skills and knowledge to succeed in this new field. Focusing on banking career readiness is a great way to open new doors in financial services.

Three areas to consider for banking career readiness include:

Digital Skills: The banking sector is moving towards digitalisation, so knowing how digital technologies work (i.e. blockchain, AI) is very important.
Analytical Skills: Investment banking jobs require a high skill level in interpreting data. Developing a skill set to analyse data effectively will be necessary.
Regulatory Aspects of Digital Financial Management: The rules of the road in the banking sector are changing daily, so knowing and understanding them is critical. Knowledge of local and global financial regulations will help you stand out as a candidate.

To prepare you for banking career readiness, you may want to consider additional training and/or related certifications. This will help you stand out as a candidate.

It is also equally important to stress that there will still be a need for soft skills (e.g. communication, leadership, problem-solving) in a data-driven industry. Capitalising on the development of both their technical skills and soft skills will help you increase your potential in today’s competitive landscape in investment banking. By concentrating primarily on these areas, you will be ensuring you are ready for the explosion of investment banking roles, and you will be prepared for a successful career in the finance sector.

Investment banking roles are proliferating across the financial sector. To get an edge, you must upskill and ensure you stay current with the latest developments in the industry. Imarticus Learning’s investment banking course is fully optimised for the opportunity we see emerging in the market. While we are consistent with the topics covered in this blog post, the program is designed to provide you with a comprehensive overview of the operations and functions of investment banking. The investment banking course will provide a practical experience within the industry, showcasing the best skills for operating in this ever-evolving, booming sector.

Explore new career pathways in investment banking by learning from industry experts while gaining an in-depth understanding of the sector. The course will not only provide you with the requisite theoretical input, in addition to sector exposure, but will leave you job-ready as well. The Imarticus Learning investment banking course will be your ticket to an exciting career in investment banking.

Frequently Asked Questions

What are data-backed investment banking roles?

Data-driven investment banking roles are defined as positions in the investment banking sector that depend on the analysis of large sets of data and regular data interpretation to help determine investment decisions. These roles usually require the use of sophisticated statistical tools and approaches to interpret trends, predict market actions, and advise investments. They are becoming more crucial as the global banking industry inevitably moves closer to an entirely paperless, digital, and data-driven world.

Why are data-driven investment banking roles expected to increase by 70% between 2025 and 2030?

There are a few reasons projected for the increase in data-driven roles in investment banking. First, there is the ongoing digital disruption of the banking industry that is producing more data than we can even begin to think about analysing or interpreting. Second, advancements in data analysis technologies (like artificial intelligence and machine learning) will further enable those roles to leverage, analyse, and interpret the data in ways we couldn’t even consider before. Last, there is an increased awareness of the value that data analysis brings to decision-making in the banking industry. As such there is an increased need for professionals equipped with data analysis skills.

What skills are necessary to leverage data-driven investment banking roles?

Individuals looking to leverage data-driven roles in investment banking generally need to have a strong knowledge of finance, as well as an advanced skill set in data analysis. This includes advanced statistical analysis of data, data mining, predictive modelling, and machine learning algorithms. Having experience with regulations and ethical considerations around data privacy is also an essential skill that entrepreneurs and analysts will need to consider. Soft skills—including problem solving, decision-making, critical thinking and communication—are also an important factor, as these roles typically include presentations on complex data insights into a more easily understood format.

How can someone prepare for the surge of data-driven investment banking roles?

Ideally, preparation for data-driven investment banking roles should include both education and practical experience. A formal education in finance, statistics, computer science or an allied field will provide the formal educational context. Practical knowledge and skills can be developed through internships, projects, or previous jobs that allow for data analysis. Lastly, being up to date on current industry trends and technologies will be critical.

What is the outlook for data-driven investment banking roles?

The outlook for data-driven investment banking roles is very promising, considering the expectation for growth in demand. This suggests that these roles will become increasingly critical as more banking institutions recognise the value of data evaluation in their decision-making processes. As new technologies emerge and existing technologies and methodologies evolve, we can expect data-driven investment banking to also grow in demand.

78% of Post-Trade Banking Jobs to Evolve by 2030 – Key Skills & Opportunities

Posted on August 12, 2025August 12, 2025 by Imarticus Learning

The future of investment banking is set for massive disruption. According to a recent report, 78% of roles in post-trade banking are projected to change by 2030, which is a significant shift. How ready will we be?

This evolution will not only relate to the arrival of new technologies but will also encompass what the skills, roles, and opportunities look like in a period of significant discontinuity. As we begin to see the end of a paradigm, it is helpful for people to know what skills will be required and what opportunities are likely to arise.

The objective of this blog is to provide a roadmap for professionals, both aspiring and experienced, to navigate the evolving investment banking landscape. By understanding these changes, we can prepare ourselves to move forward, and although there might be challenges ahead, there will also be opportunities to embrace in these potentially disruptive times.

The Future of Post-Trade Jobs

In fast-moving financial markets, job evolution is a given that will happen. As investment banking continues to develop with cutting-edge technologies, it is predicted that by 2030, 78% of post-trade banking jobs will change.

The expected changes will occur in the following:

Artificial Intelligence: As AI becomes more front and centre, post-trade professionals may become more involved in managing, understanding, and analysing data generated by AI.
Regulation: There will be more emphasis on understanding and working with the global finance regulatory framework, requiring advanced knowledge.
Risk: As the market becomes increasingly complex and the effects of the global risk environment become more pronounced, skills associated with risk management will become even more crucial going forward.

Expect many new opportunities within investment banking for those willing to invest in the future of post-trade roles and continue to develop their skills in new areas.

In summary, the post-trade job evolution is laid out below as it will progress to 2030:

Current Role	Evolution by 2030
Data analysis	AI Management
Transaction processing	Regulatory Compliance
Risk assessment	Advanced Risk Management

These changes are a reflection of the challenges being faced in the finance industry and the need for ongoing learning and skill enhancement. The future of investment banking is a promising time for those finding themselves working in post-trade jobs, with new roles, new technologies, and new opportunities ahead.

New Skill Sets for the Future of Investment Banking

The financial world is changing rapidly, and the future of investment banking will not be different. With 2030 approaching, it is essential to identify the changing skill sets. Listed below are several key investment banking skill trends that may shape the industry:

Digital Literacy: If investment banking continues to provide services through new digital platforms accurately, digital literacy may become imperative for all investment bankers. Familiarity with financial technology solutions, blockchain technology, and data analytics is likely to be a standard requirement across all levels of employment.
Sustainability Knowledge: The conversation of sustainability is growing on a global scale. Investment bankers will need to understand sustainable finance and the importance of ESG (Environmental, Social, Governance) factors on an investment strategy: What is it? And how does it impact investment strategy?
Regulatory Compliance: As laws and regulations continue to evolve, it is crucial to stay informed about the latest compliance requirements to effectively implement legal investment practices and maintain trust with clients and stakeholders.
Soft Skills: In the context of investment banking, it is unrealistic to expect soft skills to be less important than technical skills; the practice of soft skills is a driver of building relationships and growing a book of business.
Adaptability: The banking sector is fast-paced even for seasoned professionals. Therefore, the ability to adapt to new situations quickly and utilise new information positively may be an adaptive skill in the future, through the contemplative nature of investment banking.

These skills, paired with a solid understanding of investment banking, will help professionals navigate the evolving landscape of the industry. As investment banking continues its evolution, skills identified will evolve.

The Evolution of Investment Banking: A Look to the Future

Today, banking operations are undergoing a transformation that is unprecedented due to technology advancements and evolving customer needs. This evolution provides both challenges and opportunities in investment banking.

The three main drivers of this evolution are:

Technology: Automation and AI are enhancing processes, improving risk management, and increasing efficiencies.
Regulation: The future of investment banking will be fluid, based on regulatory changes and operational responses.
Customer demands: Customers want digital banking with personalised service and seamless user interfaces.

According to industry estimates, approximately 78% of post-trade banking jobs will evolve by 2030, marking a significant paradigm shift in the future of banking operations. The entire shift will continue to create a new set of roles and skill sets:

Data Analysts: As data becomes more important to everyone, data analysts will be required in investment banking.
Risk Managers: Risk management will be elevated due to regulatory changes and increasingly complicated financial products.
Tech Specialists: Investment banks will require specialists with knowledge of AI, machine learning, and blockchain.

Overall, it is anticipated that this transformational period will have implications for the future of investment banking. Changes and technology can be uncomfortable, but investment banks have a responsibility to prepare for a more profitable and sustainable future. Preemptively considering the changes is essential to remain competitive in investment banking.

Recruitment in Investment Banking is Changing

The future of investment banking will be changing drastically in the next decade due to a variety of factors, including technology, regulatory requirements and client expectations, which are all influencing investment bank hiring trends, including:

Increased interest in data scientists and technologists: The rise in FinTech, coupled with growing AI adoption, is creating a hiring marketplace that favours technologists over finance candidates.
Increased demand for regulatory-focused positions: As banking regulations emerge on a global scale, and become more complicated, there are now regulatory specialists focused on institutions’ own unique rules that need to be hired to navigate the intricacies of those regulations.
The emergence of soft skills: including problem-solving, adaptability, and communication, is taking precedence over “hard” skills as technology evolves, replacing various aspects of a financial professional’s work.

In response to these shifts, investment banking institutions are changing their hiring strategies: they are hiring from layman backgrounds, specifically STEM, in addition to advancing their training programs for current employees seeking to update their skill sets to improve their future practice.

To be competitive in the future of investment banking, candidates must make an effort to upgrade their skills and effectively navigate a changing environment. Changes in recruitment trends do reflect a shift in not only job opportunities in the investment banking industry, but also ultimately, pathways for career development. These changes signify exciting new opportunities for candidates willing to embrace them.

To summarise, investment banking of the future will reflect the melding of finance, technology, and regulation, mixed with some soft skills!

Advantages of a Career in Banking

A career in banking can offer many benefits, both financially and in personal and professional development.

The first characteristic value: Stability and job security.
The future of investment banking may change, but the industry provides a good prospect for a lifelong career. Predictions suggest that by 2030, 78% of post-trade banking jobs will have changed drastically, which can mean new opportunities or skill set requirements.

Key Advantages:

Career Advancement– Banking careers have a clear career path with structures for advancement and promotion.
Upskilling– it will demand a new skill set in the future of investment banking. The learning will be enjoyable and reward your long-term professional value.
Diversity– Banks operate in a global world, providing exposure to diverse cultures, people, and business practices.
Competitive Salaries– Banking jobs generally attract good salary packages and additional benefits.

Banking careers are more than doing money transactions. Many skills will be developed and learnt in a career in banking, including problem-solving, communication, leadership, and many others. These skills will all be needed in the future of investment banking.

The future of investment banking will be more digital, more inclusive, and more customer-focused. The change will create exciting opportunities for those who can learn and adapt, and enjoy being part of a continually changing environment. If you are considering a career in banking, you have a lot to look forward to. Imarticus Learning offers you the opportunity to build your career in finance with the best investment banking course. This investment banking course has been thoughtfully constructed to provide you with knowledge, practical skills, and the future of investment banking.

In this course, you will explore investment banking operations, learn about trends in the investment banking sector, and understand the future of investment banking. Furthermore, it touches upon the topics discussed in this blog, which will strengthen your understanding of investment banking and enable you to apply that knowledge in real life. Choosing this course will assure that you are investing in a better future and that you’ll have the skill set necessary to function and thrive in the investment banking environment.

FAQs

What do we mean by the future of investment banking in terms of post-trade banking jobs?

The future of investment banking is changing quickly. We will distribute research in different modes over time. To what extent are jobs in post-trade banking to change by 2030; it is estimated that 78% are likely to change significantly. Post-trade banking encompasses all processes that occur after a trade is completed, including clearing, settlement, and reporting. Post-trade banking jobs will be transformed drastically in the coming years through technological advancements, such as artificial intelligence (AI), blockchain technology, and automation. This will open up new opportunities and calls for new skills in the industry.

What key skills will be needed in the future of investment banking?

As the future of investment banking changes, so will the key skills needed to work in these roles. Professionals will be required to have great flair in the ability to utilise technological advances, data analytics, and clearly understand regulatory requirements and risk management. Besides, soft skills such as adaptability, problem solving and clear communication will be vital as the financial landscape continues to change and young professionals find their place in this transition.

What will be the opportunities for the future of investment banking by 2030?

The transformation of post-trade banking jobs will present many opportunities by 2030. As these roles will be driven by technology into the future, the sector will need more technologists, data analysts and emerging technology specialists supporting and working in investment banking. As a consequence of this transformation, talented professionals will be offered opportunities to upskill and adapt to a new job or existing role.

How can someone prepare for the future of investment banking?

Professionals should prepare for the future of investment banking by ensuring that they develop both technical and soft skills in equal measures. Understanding the most recent technologies, such as blockchain and AI, and having experience in using them will be important. Equally as important, no skill will matter without good, effective communication, problem-solving, and general adaptability, which will again be worthwhile. Keeping up with trends and staying vigilant about change will help prepare for the industry’s future shifts.

How will the evolution of jobs in post-trade banking impact the overall industry of investment banking?

The evolution of jobs in post-trade banking will likely have a major effect on the overall industry of investment banking as has been the case throughout the evolution of the sector. As jobs in post-trade banking become more technology-related, investment banks will adapt to change and adjust their strategies and processes to leverage and utilise the technology. This could lead to a more efficient, streamlined industry, promoting the pride and risk associated with data analysis and better use of technology in a fast-paced environment. Additionally, we will create a highly competitive market for young, inexperienced jobs.