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Top Investment Strategies Every FinTech Professional Should Know

Posted on July 2, 2025July 2, 2025 by Imarticus Learning

Reading Time: 4 minutes

In fintech, everything moves fast. New tools, new trends, new expectations. But when it comes to investing, the basics still matter. You need clear thinking, smart timing, and a strong plan to protect and grow wealth.

That’s why fintech professionals can’t just rely on tech skills or product knowledge. They also need to understand solid investment strategies, because the tech might change, but the financial principles behind it don’t.

For those looking to lead in this space, taking a structured MBA in Fintech can bridge that gap, combining technical expertise with sound financial judgement.

This article breaks down key investment strategies fintech professionals should know, including practical portfolio management tips and fintech investing approaches that work in 2025.

Why Investment Strategy Matters in FinTech

In a sector built around speed and innovation, it’s easy to forget that investing rewards patience. The right strategies help fintech professionals manage both personal and client capital with discipline, even when markets turn unpredictable.

Understanding investment strategies is useful whether you’re:

Building a fintech product that supports investments
Managing a digital asset portfolio
Advising clients on allocation or risk
Making your own investment decisions

It gives context to the numbers, the news, and the risks.

What Are the Core Types of Investment Strategies?

Let’s start with the core investment strategies. Every approach to investing falls under a few broad strategies. Knowing these helps you pick the right method or blend of methods for a given goal. Each one has its pros and challenges. The key is understanding when and how to apply them.

Strategy Type	Description	Best Suited For
Value Investing	Buying undervalued stocks with long-term potential	Patient investors focused on fundamentals
Growth Investing	Targeting companies expected to grow faster than average	Those chasing capital appreciation
Index Investing	Buying broad market ETFs or index funds	Passive investors looking for market-level returns
Income Investing	Focusing on dividend or interest-producing assets	Investors needing regular cash flow
Momentum Investing	Following stocks with strong upward trends	Traders comfortable with volatility

Portfolio Management Tips for FinTech Professionals

Managing a portfolio well means more than buying and holding. It’s about balance, review, and consistency.

Here are five essential portfolio management tips:

Diversify across asset classes
Spread investments across stocks, bonds, real estate, and possibly crypto. Don’t put all your eggs in one basket.
Review risk regularly
What was a safe asset last year might be volatile today. Adjust your risk profile as the market shifts.
Don’t overreact to noise
Fintech news moves fast. Filter out the hype and stick to your framework.
Use stop-loss wisely
Protect your downside, especially in volatile assets.
Rebalance quarterly
Check whether any holding has grown too large and shifted your asset mix.

Watch: Types of Investment Decisions – Master Capital Allocation & Business Growth | Module 02 I Imarticus Learning

Fintech Investing: What Makes It Different?

Fintech investing involves strategies built around emerging financial technologies. These can include:

Buying equity in early-stage fintech startups
Trading in digital assets (e.g., crypto, DeFi tokens)
Using AI-driven investment platforms
Allocating capital to robo-advisors or smart portfolios
Participating in peer-to-peer lending

This area blends innovation with high risk and high potential. Fintech investing demands sharper due diligence, clear exit planning, and a good sense of timing.

How Professionals Use Technology in Strategy

Tech plays a growing role in how people manage investments. For fintech professionals, this is an advantage.

Here’s how tools help shape investment strategies:

Robo-advisors automate allocation and rebalancing
AI platforms identify market patterns for trend-following
Blockchain data gives insights into DeFi and crypto behaviour
Mobile dashboards let you track portfolio performance in real-time

Remember, human judgment still matters. Don’t outsource your thinking completely.

Investment Strategy by Time Horizon

Planning your investments based on how long you want to hold them? Here’s a general breakdown.

Time Frame	Suggested Strategy	Risk Level
Under 1 year	Liquid funds, short-term bonds	Low
1–3 years	Balanced portfolio, income focus	Moderate
3–7 years	Growth and value stocks, real estate	Medium–High
7+ years	Equity-focused, high-growth, private equity	High

Tip: Different goals need different timelines. Retirement planning isn’t the same as saving for a house.

Common Mistakes FinTech Professionals Make with Investing

Even smart people can get it wrong. Here’s what to avoid:

Chasing hype coins or penny stocks
If it sounds too good to be true, it probably is.
Ignoring fees
Small platform or trading fees eat into long-term returns.
Overtrading
Checking prices daily often leads to panic selling or rushed buying.
Too much faith in automation
Tech is helpful, but oversight is still your job.
No exit strategy
Every investment should have a condition under which you sell.

Formulas That Help Simplify Strategy

You don’t need to be a maths whiz, but these two simple formulas help build smarter portfolios:

1. Rule of 72 (to estimate how long it takes to double your money):

Time to Double (years) = 72 ÷ Annual Rate of Return

So if you expect a 6% return:

72 ÷ 6 = 12 years

2. Sharpe Ratio (measures risk-adjusted return):

Sharpe Ratio = (Portfolio Return − Risk-Free Rate) ÷ Standard Deviation

The higher the Sharpe Ratio, the better your return for the risk taken.

Conclusion

In 2025, fintech professionals are expected to do more than keep up. They’re expected to lead. Whether managing client portfolios, launching investment products, or building platforms from scratch, a clear grip on investment strategies is non-negotiable.

Know the basics. Use technology smartly. Plan across time horizons. And always keep risk on the radar. The best fintech leaders not only know how to build the tech but also understand what the money behind it is doing.

If you’re serious about shaping the future of fintech with solid investment sense, an MBA in Fintech by Imarticus Learning is a strong step forward. They offer blended learning with real-world relevance, so graduates are ready to think like investors, not just coders or analysts. You learn how investment strategies work, how to manage risk at scale, and how to tie financial decision-making with innovation.

Frequently Asked Questions

What are the best investment strategies for fintech professionals?
Diversification, value investing, and growth strategies are a good base. Pair them with fintech-specific insights like crypto trends or startup due diligence.

What’s the difference between fintech investing and traditional investing?
Fintech investing focuses more on innovation, digital assets, and platform-driven investments. It often involves higher risk and newer markets.

How can I manage my portfolio better?
Diversify, monitor regularly, rebalance quarterly, and avoid emotional decisions. Use automation tools, but review them.

Are robo-advisors reliable for long-term investing?
They can be, if set up properly. But it’s wise to monitor performance and not rely blindly on algorithms.

What role does time horizon play in strategy?
A major one. Short-term goals need safer assets. Long-term goals can afford more risk.

Do fintech pros need formal education in investing?
It helps. Technical skill isn’t enough when managing money. Courses like an MBA in Fintech provide context and structure.

Is crypto a smart part of investment strategies now?
It depends on your risk tolerance. It can be part of a diversified portfolio, but never the whole thing.

Best Fintech Schools to pursue MBA in Fintech

Posted on June 24, 2025 by Imarticus Learning

Reading Time: 4 minutesThe Fintech industry is currently transforming the financial status of the world, raising the demand for talented experts with thorough knowledge of finance and technology. Pursuing an MBA in Fintech from the highest-ranked university, you are likely to be heading towards an interesting career. Following is a comprehensive overview about some of the top universities for fintech MBA programs in India.

KL University

KL Business School of KL University is famous for the integration of technology and management studies. KL University’s MBA in Fintech is famous for an all-around approach to making students experts in finance’s new reality.

Program Highlights:

Duration: 2 years, full-time on-campus studies
Industry Partnerships: Conducts a Fintech Workshop by PwC Academy to provide practical experience to the fintech industry.
Student curriculum: Educates the student on new technologies like cloud computing and cybersecurity, thus the student is educated on current trends in the market.
Placement Record: 100% placement record with 2-3 placement opportunities for the students.
Alumni Network: The alumni are placed in large brands like Tech Mahindra, Accenture, Infosys, Cognizant, and Wipro.

To know more about it, go to the KL University MBA in Fintech program page.

Jaipur School of Business

Jaipur School of Business offers a future-focused MBA in Fintech course to train students with all the expertise that they need to be successful in the fintech sector.

Programme Highlights:

Programme duration: Full-time 2 years
Eligibility: Bachelor’s degree with a minimum of 50% marks in Finance or STEM streams.
Industry Exposure: Includes a PwC Academy Fintech Workshop, which offers experiential expertise and industry exposure.
Curriculum: Includes major topics such as digital payments, blockchain, peer-to-peer lending, and robo-advisory services.
Learning style: Use case-study and experiential learning to bridge practice and learning.

For more information, refer to Jaipur School of Business MBA in Fintech course page.

Indian Institute of Management (IIM) Sambalpur

IIM Sambalpur as an institute provides a Master of Business Administration (MBA) with specialisation in fintech.

Program Highlights:

Duration: 2 years, full-time residential
Curriculum: The courses are equipped with blockchain, digital payments, and financial analytics to make the participants global responsible leaders.
Learning Environment: The serene atmosphere of the campus provides an ideal environment for serious learning and reflection.
Faculty: Comprises seasoned professionals and academics who work to provide quality education.

To know more, search the IIM Sambalpur MBA program page.

ITM Business School

ITM Business School, an entity of the ITM Group of Institutions founded in 1991, provides an MBA in Fintech to meet the changing needs of the industry.

Programme Highlights:

Location: Navi Mumbai, Maharashtra
Course curriculum: Combinations of financial technology, data analytics, and digital finance with focus on experiential learning through case studies and projects.
Industry Partnerships: Takes advantage of the concentrated industry partner base and offers the students fantastic opportunities for placement and internship.
Learning Method: It emphasizes experiential learning in order to equip the students properly in managing real-world situations in the fintech industry.

DY Patil University

DY Patil University Vijay Patil School of Management has an MBA fintech specialisation, which also tries to mould technicians with financial skills.

Course highlights:

Collaborations: Provides different courses in graduate and postgraduate programs in collaboration with Harvard Business School Online.
Curriculum: Provides courses in digital banking, blockchain technology, and financial analysis, providing end-to-end complete knowledge in the subject of fintech.
Industry Exposure: Provides internships and live projects with top financial institutions and fintech companies.
Learning Environment: Provides state-of-the-art infrastructure and industry stalwarts and veteran academicians as faculty.

Samuel Curtis Johnson Graduate School of Management, Cornell University

The Samuel Curtis Johnson Graduate School of Management, Cornell University offers an MBA with a FinTech Intensive to create the next-gen fintech leaders.

Key features of the program:

Duration: 2-year MBA program
Curriculum: The curriculum is enriched with a FinTech Intensive with data analytics, blockchain, and digital finance course.
Ranking: Occasionally ranked as one of the best business schools globally, ranked by Financial Times 9th globally and 5th in US in 2024.
Alumni Network: Due to its strong and large alumni network, students get exposed to opportunities in the world’s great financial and tech firms.

Frequently Asked Questions (FAQs)

What is an MBA in Fintech?

An MBA in Fintech is an M.B.A. in finance and technology which renders the students industry-ready professionals to serve the domains of digital banking, blockchain, AI finance, and financial analytics.

Why do I need an MBA in Fintech?

Fintech is one of the fastest-arriving fields with highly remunerative career opportunities. The students, through the program, become financially empowered technology-enabled professionals with improved employability in the digital finance sector.

Fintech career opportunities post-Post-MBA

Post-graduates can be recruited as:

✔️ Fintech Consultant

✔️ Financial Data Analyst

✔️ Blockchain Developer

✔️ Digital Banking Manager

✔️ Risk & Compliance Manager

What are the skills required to thrive in Fintech?

✔️ Financial markets and regulations knowledge

✔️ Python, SQL, Java programming

✔️ Blockchain knowledge and applications of AI

✔️ Analytical and problem-solving

How long is an MBA in Fintech?

MBA in Fintech is typically a 2-year (full-time) program. Part-time or executive MBA is also provided by some institutions.

Who recruits Fintech MBA graduates?

Banks: HDFC, ICICI, SBI
Fintech Startups: Paytm, Razorpay, CRED
Global Companies: Goldman Sachs, JP Morgan, Deloitte

What is the salary of an MBA Fintech graduate?

Fintech freshers salary is ₹8-₹20 LPA

Are online MBA in Fintech courses available?

Yes, certain universities offer online or hybrid fintech MBA courses to offer convenience for professionals.

How to select the best fintech MBA course?

Find programs that offer:

✔️ Industry partnerships & live projects

✔️ New curriculum with AI, blockchain & digital banking

✔️ Strong alumni network & placement support

Where can I pursue an MBA in Fintech?

Best universities to pursue fintech MBA are:

KL University
Jaipur School of Business
IIM Sambalpur
Cornell University

Conclusion: Future of Fintech Education

The fintech sector is revolutionising the way businesses are conducted, and technical as well as finance experts are highly sought after. An MBA in Fintech can lead to excellent career prospects in digital banking, blockchain, AI finance, and cybersecurity.

Key Takeaways

✅ Fintech education fills the gap between new technology and traditional finance.

✅ Premier universities provide career-focused syllabuses, hands-on training, and good placements.

✅ Finance will be digital in the future—fintech-trained professionals will develop the next generation of financial disruption.

Want to Start Your Fintech Career?

Need an Industry-Approved Fintech MBA? KL University educates its fintech MBA with live projects, industry mentorship, and PwC-approved fintech training. Learn blockchain, AI, cloud computing, and digital banking—all in one course.

Don’t learn fintech—let’s make the fintech revolution happen!

Enroll in KL University’s MBA in Fintech Today!

Legal Challenges in the Cryptocurrency Market

Posted on April 18, 2025 by Imarticus Learning

Reading Time: 5 minutesIn the past few years, the cryptocurrency market has moved from a small tech trend to a vast money world. From Bitcoin to Ethereum and DeFi, this space has grown fast. But with such growth come rules, risks, and challenges that firms and users must face.

As the cryptocurrency market cap rises, the laws protecting it become more difficult. From India’s mixed stand to global bans on DeFi sites, one must understand the laws shaping this fast-paced world.

The Unclear Legal Status of Cryptocurrency in India

Why is it hard to rule crypto? It’s due to traits we all like: no main boss, names kept from view, and it works past lines on maps. Unlike banks, the cryptocurrency market has no one in charge. So, law groups around the world are trying to catch up.

If you hold assets in a reportable foreign financial account exceeding $10,000, you must file FinCEN Form 114, the Foreign Bank Asset Report. However, FinCEN’s guidance on whether cryptocurrency qualifies as a reportable asset remains unclear.

In some countries, like the US, the SEC says some coins are stocks. In Japan, they treat them like funds. The cryptocurrency market in India sits in the middle — not banned, not ruled. If you study for an MBA in fintech, this space gives you a chance to shine. Knowing the law map of crypto means leading in the new world of funds.

Big Law Challenges in the Cryptocurrency Market

1. No One Rule for All

There is no one law that people use. Though the cryptocurrency market cap is huge, the laws still clash. One crypto brand that works in the EU might get banned in China. In India, it’s not a crime to trade coins, but tax and law norms are still fresh. This mess makes it hard to grow and join hands with firms in the new world.

2. Guarding Users from Scams

With no rule book, scams rise — fake coins, lies, or theft. It’s hard to track lost cash or blame firms when things go wrong. This is key as India’s cryptocurrency market grows. With more people worldwide, there’s a big need for rules that keep risks low and users safe.

3. Tax and How to Show It Right

Taxation in crypto is still a grey area. How do you tax cash made from NFTs or stake coins? What about free coin drops?

India now puts a tax on crypto, but the rules on how to show profits are not clear. For those with an MBA in fintech, this is your chance to lead — help shape new tax rules and aid firms in the right direction.

India once considered a full ban. Then, in 2022, it set a 30% tax on coins and NFTs. This move showed that India sees crypto as real cash, but it also made people ask how the law will play out now. India has not made crypto legal yet, nor has it shut down coin sites. This slow but smart path might let the cryptocurrency market in India grow while still keeping users safe.

Case to Know: Ripple vs SEC

The Ripple vs. SEC case is a major court battle in the cryptocurrency market. In December 2020, the U.S. SEC sued Ripple Labs, the firm that made XRP. The SEC alleged that Ripple sold XRP as a stock but did not list it as the law requires.

What Each Side Said

SEC’s View: The SEC alleged XRP is a stock since Ripple had a hand in how it was well spread and used sales to fund its work. The SEC said this means Ripple should have filed XRP under stock laws.
Ripple’s View: Ripple said XRP is digital cash, not a stock. It runs on its own, like Bitcoin and Ethereum, which the SEC does not see as stocks.

What the Case Means for All

New Rules: If Ripple wins, it may set rules for all digital cash in the cryptocurrency market.
SEC’s Reach: If the SEC wins, it may get more power to rule the cryptocurrency market and may bring more strict laws.

In 2024, Ripple won some small wins. The court said XRP sold to people does not count as stock deals. But big firm sales are still in check.

Legal Risks for Cryptocurrency Investors

Legal Challenge	Explanation
Tax Reporting Issues	Investors may face penalties if they fail to report cryptocurrency holdings and transactions correctly.
Regulatory Uncertainty	Constantly evolving laws make compliance challenging for investors and businesses.
Jurisdictional Differences	Cryptocurrencies are well treated differently across states and countries, leading to potential legal conflicts.
Unregulated Decentralised Exchanges	No legal protection exists for investors if fraud or theft occurs on decentralised platforms.
Risks with Centralised Exchanges	Even regulated platforms may mishandle client funds or fail to protect against cyberattacks.
Price Volatility	Market values fluctuate due to investor sentiment, leading to high risks and potential gains or losses.
Changing Regulations	Authorities frequently update laws, creating uncertainty for long-term investors.
Jurisdictional Disputes	Different regions enforce varying rules, complicating legal obligations for cryptocurrency users.

For MBA in fintech graduates, the skill to read these law maps will set you apart in the job world.

What Next for Crypto Law?

In time, we will see clearer and more shared law rules. The world’s top banks and groups talk of one law map. India is in talks with the G20 and FATF to make this real.

This is great news if you study the cryptocurrency market in India or plan to work in this space with an MBA in fintech. When the law is clear, the field will grow — and those who know both law and coins will lead the way.

The legal side of the cryptocurrency market is still new and full of turns. But it holds great scope. If you’re a firm, a coin fan, or an MBA in fintech graduate, your knack for working past these law bumps will shape your path.

MBA in FinTech: Shaping Future FinTech Leaders with Imarticus Learning and KL University

Get privileged industry insights from experts while learning at workshops that will help you lead in this field. The acquisition of modern FinTech specialisations through a competitive MBA in FinTech by KL University and Imarticus Learning allows you to develop a strategic career advantage while protecting your future professional prospects.

Enrol in a curriculum that teaches the latest technologies, such as cloud computing with cyber security, along with fundamental industry elements to meet today’s market requirements. Industrial practitioners who teach from their extensive professional experience guide students to develop essential FinTech career skills in the classroom.

Enrol Now & Transform Your Career in FinTech!

Join the Future of Finance with Imarticus Learning – Trusted by Millions Worldwide.

FAQ

What are the biggest legal risks in the cryptocurrency market?

Ans. Four fundamental legal risks stem from confusing regulations, possible restrictions, taxation problems, and instances of deception.

How do regulations impact the cryptocurrency market cap?

Ans. Strict regulations can limit crypto trading, affecting demand and reducing the cryptocurrency market cap. Positive legislative measures produce increased confidence levels, enhancing market adoption and leading to higher prices.

Is cryptocurrency legal in India?

Ans. Cryptocurrency stands as a legitimate entity in India, although Indian authorities have not acknowledged its position worldwide as a legal tender. The Indian government maintains control through crypto gain taxation at a rate of 30% while requiring a 1% tax documentation service on all transactions.

What are the tax rules for crypto investors in India?

Ans. All crypto investors in India who generate earnings from their investments must pay taxes at the 30% rate, which excludes any possible deductions. Every transaction exceeding the specified limit triggers a 1% tax deduction at the source requirement for Indian taxpayers. People who fail to report their crypto winnings will face penalties from the authorities.

Can the government ban the cryptocurrency market in India?

Ans. The Indian government has established strict rules about cryptocurrency instead of completely banning it. The government maintains ongoing efforts to develop legal structures for crypto while recognising that a complete prohibition remains unlikely because most countries choose to adopt it.

How Can Fintech Certification Boost Your Career

Posted on February 28, 2024September 1, 2025 by Imarticus Learning

Reading Time: 3 minutes

Know About FinTech

Financial Technology, popularly known as FinTech, refers to the technological innovations introduced to simplify and improve services in the finance sector. Today, companies worldwide are investing in Fintech development to have an edge over their competition. This has led to the creation of some job opportunities for qualified professionals in Fintech.

Most job roles in this field require candidates to have in-depth knowledge of the latest technologies and their use in the finance sector. If you are a techie who wishes to work in a dynamic industry, then Fintech is ideal for you. While being tech-savvy is important, it is also crucial to have interests in finance and management-related fields.

Today, just having experience in Fintech topics is not enough to secure a job in this field. Companies are looking for professionals who can fill in skill gaps. Additionally, if you’re looking to build a career in Fintech with high earning potential, taking a Fintech certification course is the right choice.

What is a fintech certification course?

Fintech certification courses give you an in-depth understanding of practical business knowledge and technology-driven financial strategies. It covers areas such as the financial market, innovation strategies, risk management, cybersecurity, etc.

Fintech certification courses help you understand how to make the best use of technologies like blockchain, cloud computing, AI, machine learning, IoT, etc. to make informed finance decisions.

How can Fintech certification help with the advancement of a career in Fintech?

The corporate world is undergoing a dynamic change today. In this situation, companies are on the lookout for individuals who are updated with the latest trends in the financial market and technology and can offer financially viable solutions to their business problems. Through Fintech certification courses, you can learn about blockchain, cryptocurrency, AI, machine learning and Big Data. Having a fintech certification will give you an edge over your competitors and facilitates career growth.

What are the benefits of taking up a Fintech certification course?

Below are some of the benefits of Fintech certification course:

Helps in career advancement

If you are a professional looking for a boost in your career in fintech, then a fintech certification can be of help. It will equip you with the knowledge and skills required to provide the right financial advice to companies. This way, you can take your career in the right direction while being an asset to the company.

On the other hand, if you are a beginner trying to build a career in fintech, a Fintech course will introduce you to the vast opportunities in this field. Thus, you will be able to focus on the career path you want to undertake.

Learn the role of technology in finance

By joining a fintech certification course, you can explore the technological aspect of finance. This is possible through subjects like cryptocurrency, AI, Neobanking, payment status, blockchain etc. In-depth knowledge in these areas will enable the professional to analyse the situation and provide effective solutions to business problems.

Keep up with the latest trends

As technology and finance are merging, Fintech has become a crucial aspect determining a company’s success. You should have a great understanding of the nuances of Fintech and the latest trends in the field. With a Fintech certification course, you will be capable of helping your company stay ahead in the competitive market.

Learn in-demand skills

Working as a fintech professional, you need to master several hard skills. The skills taught cover areas such as data analysis, machine learning, programming, cybersecurity, blockchain technology and digital banking. Expertise in these areas can help build a successful career in fintech.

How can Imarticus Learning help you build a career in fintech?

A fintech courses will equip you with the right set of skills and knowledge required to build a career in fintech. It provides exposure that will allow you to deal with the intricacies of the job role. In collaboration with SP Jain School of Global Management, Imarticus Learning offers a certification course in the fintech field.

The duration of the course is 3-4 months. Here, you are taught how to best use the technology tools and techniques to improve finance services. You will learn under the guidance of industry experts with years of experience in the field. You are also given the opportunity to connect with industry leaders and build a vast professional network.

The fintech certification that Imarticus Learning offers will ensure that you are equipped with the capacity to grow in your career. Our students work at reputed companies like Reliance, Tata Consultancy Services, HDFC Bank etc. Visit Imarticus Learning now to build a successful career in fintech.

Success Stories: How Blockchain Has Transformed the FinTech Industry

Posted on February 26, 2024September 1, 2025 by Imarticus Learning

Reading Time: 3 minutes

Blockchain technology has greatly changed the financial services industry. It is a decentralized, transparent, and secure digital ledger. This technology can change how transactions are done, recorded, and checked. In this blog, we’ll explore how blockchain has changed FinTech with some success stories. Let’s learn about the exciting world of blockchain!

What Is Blockchain Technology?

Blockchain technology is a distributed ledger that records transactions on many computers. It provides transparency, security, and efficiency. It stops data tampering, cuts the need for middlemen, and allows real-time processing. Blockchain is popular in FinTech for payment processing, identity management, and smart contracts.

Blockchain in FinTech: Success Stories

Here are some amazing stories of how blockchain has transformed FinTech.

Success Story 1: Faster Cross-Border Payments

Before blockchain, sending money abroad was slow and expensive. Now, platforms like Ripple use blockchain for quick and low-cost international transfers. Both people and banks enjoy this.

Success Story 2: Stronger Security

Blockchain is more secure than older systems because it’s decentralized. This means no one can easily change the data. So, companies like Civic use blockchain to store personal data safely. This helps protect people from fraud and identity theft.

Success Story 3: Smart Contracts Make Processes Easier

Smart contracts are code agreements. They work on their own when certain conditions are met. Ethereum is a platform that lets people create these contracts. They help simplify tasks in finance, like loans and insurance. This saves time and removes the middleman.

Success Story 4: Trade Finance Revolution

Blockchain has simplified trade finance processes. Platforms like we trade use blockchain to enable faster, more efficient, and secure transactions between businesses. This has resulted in reduced costs and increased trust between trading partners.

Success Story 5: Transparent Supply Chains

Transparency in supply chains is essential to ensure the quality and authenticity of products. Blockchain-based platforms like VeChain provide end-to-end tracking of products, making it easy for consumers and businesses to verify the origins and quality of goods.

Success Story 6: Tokenization of Assets

Blockchain technology has made it possible to tokenize various assets, such as real estate, art, or stocks. Tokenization allows for easier and more efficient trading of assets, making them accessible to a wider range of investors. Platforms like Polymath enable businesses to issue and manage security tokens on the blockchain.

The Growing Importance of Blockchain in Finance

Blockchain technology is becoming more important in finance. It offers better security, transparency, and efficiency. This helps financial companies save time and money while reducing risks. As a result, businesses are eager to adopt blockchain in their operations.

Tips for Success in Blockchain Careers

To excel in blockchain, learn about the technology and stay up-to-date. Network with others in the field and attend events. This will help you grow your skills and find job opportunities.

Skills Needed for Blockchain Careers

To succeed in blockchain careers, develop a mix of technical and soft skills. Understand how blockchain works and learn programming languages like Python and Solidity. Also, improve problem-solving, communication, and teamwork abilities. This will help you excel in blockchain jobs and contribute to the industry’s growth.

Continuous Learning and Upgrading Skills

The world of blockchain is always changing, with innovations and updates. To stay ahead, continuously learn and upgrade your skills. Explore new blockchain platforms, tools, and techniques. This will make you more valuable to employers and help you adapt to industry changes.

Opportunities in Blockchain and FinTech Startups

Blockchain and FinTech startups offer exciting opportunities for professionals. These companies often work on cutting-edge projects, allowing you to gain experience and grow your skills. By working with startups, you can make a significant impact and be part of shaping the future of finance.

Global Impact of Blockchain Technology

Blockchain technology’s impact goes beyond finance. It can benefit other industries like healthcare, supply chain, and real estate. By learning blockchain, you open doors to careers in various fields. Embrace the potential of blockchain technology and broaden your horizons.

How Imarticus Learning Can Help You

Blockchain technology has truly revolutionized the FinTech industry. By learning about blockchain and its applications, you can be part of this exciting change. If you have a bachelor’s degree in finance and are ready to start your journey towards a successful career in FinTech, enrol in Imarticus Learning’s Professional Certificate Course in FinTech today.

Imarticus Learning offers a FinTech course to help you learn about blockchain. The course covers essential topics like digital payments and lending. They focus on hands-on learning and real-world experience, so you’ll be ready to succeed in the FinTech industry.

Visit Imarticus Learning to learn more and take the first step towards a rewarding future in FinTech.

Voice Commerce and Virtual Assistants in Financial Transactions

Posted on February 13, 2024September 1, 2025 by Imarticus Learning

Reading Time: 3 minutesIn the bustling digital marketplace, the modern shopper and banking customer have evolved, and so have their methods. Remember the days when we relied heavily on touchscreens, clicking through endless options to shop online or navigate through our bank accounts? Those methods, while still in play, are gradually taking a backseat. Today’s digital natives, always on the hunt for efficiency and ease, have discovered the allure of voice commerce.

But exactly what is the voice commerce?

Voice commerce isn’t just another tech jargon; it’s a transformative chapter in the e-commerce narrative. At its core, it leverages voice recognition technology, permitting consumers to engage in a multitude of financial activities. Want to purchase the latest novel, transfer funds to a friend, or invest in a promising start-up? All you need to do is voice your command. No tapping, no typing, just speaking. It’s as seamless as having a conversation.

But how did we transition to this voice-driven realm so smoothly? Enter the stalwarts of voice technology: virtual assistants.

Virtual Assistants: Not Just Helpers, But Financial Companions

Once upon a time, Alexa, Siri, and Google Assistant were primarily our go-to sources for trivial tasks. Need a quick weather update? Want to set a reminder for your meeting? These virtual aides were at our service. However, as technology progressed, so did their capabilities.

Today, these names represent more than just digital helpers. Virtual assistants in banking have seamlessly integrated into our financial spheres, evolving into reliable financial companions. Think about it: with a simple voice command, you can access account balances without logging into a banking app, transfer funds without navigating through multiple screens, or effortlessly clear monthly bills. It is financial management streamlined and simplified!

Balancing Convenience with Security

Every silver lining has a cloud, and in the world of voice commerce, the cloud often manifests as security concerns. However, the fintech industry is nothing if not innovative.

Voice biometrics is emerging as the guardian angel, identifying the nuances in each individual’s voice, much like fingerprints do. As these systems continually evolve, driven by advancements in machine learning and AI, they’re becoming increasingly adept at distinguishing genuine commands from potential security threats.

Why Financial Institutions Should Tune In

If you’re wondering why banks or financial institutions should lend an ear to voice commerce, consider this:

A tailored journey: With AI at the helm, virtual assistants can gauge user behaviours and preferences, leading to uniquely curated banking or shopping recommendations.
Streamlined operations: Voice commands minimise manual intervention, translating to significant operational cost savings.
Deepening customer ties: Offering a hands-free, streamlined experience is a sure-shot way to enhance user engagement, fostering brand loyalty.

The Student Perspective: Why This Matters

Voice commerce isn’t just a topic for boardroom discussions—it holds relevance for students, too:

Career Opportunities- As this field grows, it will spawn numerous job roles, from voice UI/UX designers to voice data analysts. Students with an understanding of voice commerce will be better positioned to seize these opportunities.

Research and Innovation- Those pursuing research can delve into optimising voice algorithms, enhancing security, or exploring its applications in various financial sectors.

Everyday Applications- Even outside professional realms, voice commerce will become integral to personal financial management. Knowing its intricacies can lead to better personal financial decisions.

Gearing Up for the Future

For students aiming to stay ahead in the fintech curve, delving deep into voice commerce is invaluable. A well-rounded Fintech Course from Imarticus can provide insights, case studies, and hands-on experience in this realm, setting the stage for future innovators.

To Sum Up

For students, voice commerce and virtual assistants herald an exciting phase in the confluence of technology and finance. Embracing and understanding this change will not only enrich their academic pursuits but also equip them for a rapidly transforming financial world. The future beckons, and it speaks in voice commands.

How are online fintech courses reshaping Financial education?

Posted on February 13, 2024September 1, 2025 by Imarticus Learning

Reading Time: 3 minutes

The rise of online learning

Online learning has experienced a rapid rise in popularity in recent years. With advancements in technology and the increasing demand for flexible and accessible education. The online courses offer flexibility, convenience, and affordability. This is highly attractive if you do not have the resources to pursue classroom education. The rise of online learning has also opened up new opportunities for professionals. It enhances your career prospects and keeps you updated with industry trends. Online fintech courses have revolutionized the way education is delivered.

Advantages of online Fintech courses

Online fintech courses offer numerous advantages for you. These courses provide flexibility and convenience as you can access them from anywhere. Online fintech courses provide you with the opportunity to enhance your skills. They provide knowledge in the evolving and innovative field of financial technology. Let us see these advantages in detail:

Flexibility

Online fintech courses offer the advantage of flexibility. It allows you to learn at your own pace and at a time that is convenient for them. This is particularly beneficial for working professionals who may have other commitments.

Accessibility

You can access online Fintech courses can from anywhere. You just need an active internet connection. This eliminates the need for students to travel to a physical location, saving time and money.

Cost-effective

Online fintech courses are often more affordable compared to traditional classroom-based courses. There are no additional expenses such as commuting or accommodation. Course materials are often included in the online platform.

Updated content

Fintech is a rapidly evolving field. Online courses are often updated to reflect the latest developments and trends. This ensures that you receive the most relevant and up-to-date knowledge and skills.

Interaction and networking opportunities

Through an online fintech course, you can interact with instructors and fellow students. You can make use of discussion forums, webinars, and virtual networking events. This facilitates knowledge sharing and networking within the Fintech industry.

Career advancement opportunities

Completing an online fintech course can enhance career prospects. It opens up new job opportunities. Employers value candidates who have demonstrated a commitment to continuous learning. Acquiring specialized knowledge in Fintech is an added advantage.

How are online Fintech courses reshaping financial education?

Online fintech courses are reshaping financial education. These are making it more accessible, practical, and cost-effective. These courses provide the knowledge needed to thrive in the evolving fintech industry. Let us look at some of the major aspects:

Accessibility and convenience

Online fintech courses are revolutionizing financial education by making it accessible to a wider audience. These courses can be accessed from anywhere, at any time, allowing individuals to learn at their own pace and convenience.

Practical and real-world focus

Online fintech courses are designed to provide practical knowledge and skills. These can be immediately applied in the real world. The courses are created and taught by industry professionals. Ensuring that the content is relevant and up-to-date. These courses focus on the practical aspects of financial technology. Such skills help to succeed in the rapidly changing fintech industry.

Cost-effectiveness

Online fintech courses offer a cost-effective alternative to traditional financial education. These courses are often more affordable than traditional degree programs or in-person workshops.

Because of remote access, you can save on transportation and accommodation costs. This makes financial education more accessible to a wider range of individuals, including those with limited financial resources.

Master finance in the digital age: Online fintech courses

Taking online fintech courses is a great way to master finance in the digital age. These courses offer valuable knowledge that helps you succeed in the financial industry. Whether you are a professional looking to upskill or starting a career in finance. These courses provide a convenient and flexible way to learn.

At Imarticus Learning, we offer online fintech courses designed for young professionals. They equip you with the skills and knowledge you need to excel in the financial industry. Our courses cover various aspects of fintech. These include blockchain, artificial intelligence, data analytics, and more.

We offer expert-led classes and interactive learning materials. So, you can gain a deep understanding of the latest trends shaping the financial sector. Whether you’re looking to upskill, switch careers, or enhance your existing knowledge. Our comprehensive courses are tailored to meet your specific needs.

Join us today and take the first step towards a successful career in fintech. Visit our website to explore our course offerings. Start your learning journey today!

Decentralised Finance and Synthetic Lending for Finance Professionals

Posted on February 1, 2024September 1, 2025 by Imarticus Learning

Reading Time: 4 minutesDecentralised Finance (DeFi) and synthetic lending are reshaping the financial sector, offering new opportunities for finance professionals. DeFi, using blockchain and smart contracts, empowers users and reduces traditional intermediaries, while synthetic lending enables the creation and trading of synthetic assets.

With a projected revenue of $64.9 billion by 2027 and a 14.40% annual growth rate (CAGR 2023-2027), these innovations are crucial. For finance professionals, pursuing a fintech certification can provide specialised knowledge in DeFi, blockchain, and synthetic lending, positioning them to excel in this evolving field. Learn more about these core elements of the finance sector in this concise and comprehensive guide.

What is Decentralisation of Finance (DeFi) in Crypto?

DeFi in crypto, short for Decentralised Finance, is a revolutionary approach to financial services that leverages blockchain technology to create a system where traditional intermediaries like banks and brokers are bypassed. Instead, DeFi operates directly using digital assets, smart contracts, and other blockchain-related tools, such as oracles.

How does DeFi Work, and What are its Benefits?

DeFi operates in a manner distinct from traditional banking transactions, removing entry barriers for financial activities. It serves as a peer-to-peer lending and borrowing network within a designated network.

Some of the key components that govern the functionality and utility of DeFi encompass and structure its overall ecosystem are:

Settlement layer: This foundational layer outlines security protocols and rules. Ethereum, for instance, operates with ether as its native currency.
Asset layer: Each blockchain has its unique tokens and digital assets.
Protocol layer: It guides smart contract implementation.
Application layer: Users interact with the blockchain through this layer.
Aggregation layer: Aggregators link decentralised applications (dApps) and protocols, forming the core infrastructure for financial services.

Key Benefits of DeFi

DeFi offers several advantages over conventional financial systems, including:

Programmability: DeFi enables the automatic execution of digital financial instruments through programmable contracts.
Inclusivity and freedom: DeFi simplifies asset management, reduces fees, and enhances financial freedom compared to traditional systems.
Transparency: DeFi operates in real-time, ensuring instant access and transaction verification layers to reduce fraud risks.
Asset security: Non-custodial wallets and smart contracts ensure user control and tamper-proof security in DeFi.
Interoperability: DeFi protocols are modular, allowing customisation and integration with third-party applications for flexibility.

What is Synthetic Lending?

Synthetic lending or synthetic loans are financial arrangements that simulate the characteristics of a traditional loan without an actual transfer of funds. Instead of lending or borrowing real assets or money, synthetic loans use financial derivatives, such as options and swaps, to create a contractual agreement that replicates the economic outcomes of a loan.

How does Synthetic Lending Work, and What are its Benefits?

In a synthetic loan, two parties agree to exchange cash flows or returns that mimic the interest payments and principal repayments of a real loan. These agreements are often used in financial markets for various purposes, including speculation, risk management, and achieving specific investment objectives.

It is typically created through derivatives and smart contracts on a blockchain or similar decentralised platform. This is achieved by creating a contract that mimics the performance of the target asset.

Synthetic Loans enable investors to:

Diversify their portfolios
Access assets that might be otherwise challenging to obtain
Engage in trading and investment strategies without the need for traditional financial intermediaries.

However, they also come with risks, such as the potential for smart contract vulnerabilities and the need to understand the intricacies of the specific synthetic loan being used.

How is Synthetic Lending Related to DeFi?

Synthetic loans are an integral part of the DeFi landscape, as they facilitate the creation of synthetic assets and the replication of real-world assets within a decentralised and blockchain-based financial system. They contribute to the broader DeFi objective of providing more accessible, open, innovative financial services.

Synthetic loans play a significant role in this ecosystem for several reasons:

Asset replication: DeFi platforms use synthetic loans to replicate the value and performance of real-world assets or financial instruments, such as stocks, commodities, or currencies.
Smart contracts: Smart contracts underpin the creation and execution of synthetic loans in DeFi. These contracts are self-executing agreements that automatically follow the predefined rules and conditions, enabling the replication of assets and the management of loans.
Liquidity and accessibility: Synthetic loans enhance liquidity within the DeFi ecosystem, allowing users to create and trade synthetic assets more easily. This accessibility reduces barriers to entry for a broader range of users.
Risk management: DeFi users can employ synthetic loans for risk management purposes, such as hedging against price fluctuations in real-world assets.
Diversification: Synthetic loans enable diversification of investment portfolios, as users can gain exposure to a wide array of assets without the need to hold each asset individually.

Key Differences Between DeFi and Synthetic Loans

Professional fintech courses will teach you one key aspect about DeFi and synthetic loans, which is, although distinct, both are interconnected. Synthetic loans are a specific application within the broad ecosystem of DeFi.

The key differences are enumerated in the table below:

Parameters	DeFi	Synthetic Loans
Scope	Comprehensive financial ecosystem with various services, aiming for decentralisation.	Specific tool in DeFi, focused on asset replication.
Functionality	Facilitates lending, borrowing, trading, yield farming, and more using blockchain and smart contracts.	Primarily replicates real assets through smart contracts, often as derivatives.
Use Cases	Serves traders, investors, lenders, and liquidity providers.	Used by investors and traders for asset exposure and risk management.
Complexity	Complex ecosystem with multiple protocols and applications.	Simpler subset focusing on synthetic asset creation and trading.
Innovation and Adoption	Pioneering financial innovation, ever-evolving.	Innovative component of DeFi with a focus on asset replication.
Regulatory Considerations	May face regulatory scrutiny due to its decentralised nature.	May encounter similar regulatory issues, especially when replicating regulated assets.

Conclusion

The modern financial sector has seen a steady paradigm shift with the introduction of cryptocurrency in the recent digitally-driven age. In this context, the significance of decentralised finance and synthetic lending becomes increasingly apparent. As businesses worldwide embrace the digitisation of their financial operations and assets, these innovative concepts stand at the forefront of reshaping the financial landscape.

If you are actively pursuing a career in finance, the importance of keeping up with the steady changes in this sector is a mandate. You can achieve this by taking professional financial technology courses that offer valuable insights and knowledge that can help finance professionals navigate the ever-evolving landscape.

Imarticus Learning’s Professional Certificate In Fintech is one such course that can help you stay updated on fintech advancements so you can remain competitive and enhance your expertise in this field.

Payment Gateways, Global Payment Ecosystems and The Use of Blockchain For Programmable Payments

Posted on January 31, 2024September 1, 2025 by Imarticus Learning

Reading Time: 4 minutesDigital payments are now being used in almost every business, whether you are shopping online or in person. A study showed an estimated annual growth rate of 23.8% of the global mobile payment market will be observed between 2021 and 2026.

A payment gateway is an interface between businesses and customers, allowing companies to receive payments. It helps in maintaining the integrity and security of sensitive financial information.

A payment ecosystem supports all digitally made payments, making the payment process smooth and efficient for merchants and consumers.

Programmable payments are a new frontier in payment technology, offering customers financial advantage and maximum flexibility. To make programmable payments more efficient, blockchain technology is being used. This blog will address digital payment methods in detail.

If you want to build a career in the fintech industry, enrolling in financial technology courses can help you understand the various digital payment methods.

What is a payment gateway?

A payment gateway can be defined as an online service which allows merchants to accept payments from their customers via websites or mobile applications. It serves as an intermediary between the merchant and the financial institute which processes the payment.

This transaction processing technology acquires, stores and transmits the customer’s card information to the acquirer. It also notifies the customer about the payment acceptance or declination. Payment gateways use data encryption to protect the confidential payment data of the customer.

In online stores, the payment gateways are the ‘checkout’ portals used to enter card information for services. In physical stores, the payment gateways have a point-of-sale (POS) terminal, which accepts card information.

How does a payment gateway function?

Payment gateways use a complex, multistep process, which helps ensure the transaction is accurate, secure and efficient. Here is an overview of how payment gateways work:

When customers enter their card details for a purchase, the web browser immediately encrypts it. This data is then set to the web server of the vendor. SSL (Secure Socket Layer) encryption ensures safety during this step.
The secure order information is then transmitted to the payment gateway. The payment gateway sends this encrypted data to the business’s processor through an SSL connection.
The payment process of the business forwards the data to the appropriate credit card network. The data is then sent to the bank, which issues the customer’s card through the network.
The concerned bank is sent an authorisation request, and they send the processor a response code. This code indicates the acceptance or declination due to insufficient funds or a stolen or lost card.
The payment gateway gets confirmation from the customer’s bank that the payment has been approved. It responds to the business interfaces, generally their website or ecommerce platform. This is when the payment is officially considered processed.

Several credible fintech courses will help you understand the process of payment gateways working in detail.

What is the global payment ecosystem?

In simple words, the modern global payment ecosystem is an internationally interconnected system of banking organisations, non-banking financial organisations and technology which facilitates the transfer of monetary funds.

The transferred funds might have different forms, such as credit card payments, cash, electronic transfers (EFTs), mobile wallets, etc.

The global payments ecosystem consists of a number of entities which are interacting during the payment process. These entities are issuers, acquirers, payment networks, payment gateways, payment processors, facilitators, value-added resellers (VARs), independent sales organisations (ISOs), integrated software vendors (ISVs) and member service providers (MSPs).

The global ecosystems are governed by several local, regional, national and international laws covering everything from privacy, security and taxation issues.

How does the ecosystem make global payments more secure?

Payments and transactions can be carried out physically using credit or debit cards with a card reader or through online transactions. It is done through a bank or a private server with a virtual payment system for facilitating and securing payments.

The payment service keeps information such as the transaction amount, the vendor and the buyers, the location of the transaction and any fraud attempts (if any). This information can, however, be retrieved by the company, vendor or business. This provides complete transparency, peace of mind and insights into the transaction history, which can be retrieved whenever needed.

If something goes wrong, such as transaction failure, detection of a fraud attempt or something else, the exact cause can be identified by local and online support teams.

Acquiring a fintech certification can help you understand how global payment ecosystems work.

What are programmable payments?

Programmable payments have been developed to respond to the fast-evolving digital payments landscape. It allows people to link multiple bank accounts and payment sources to a particular card. This makes it easier for cardholders to track their monetary funds and enjoy the benefits of all their accounts.

Use of blockchain in programmable payments

Blockchain offers several advantages, such as security and transparency; hence, it is a very suitable method used in the payments and finance industry. Financial technology courses will help you understand blockchain and its application in payments. Using blockchain technology for programmable payments has a number of advantages, such as:

Removes intermediates

Mediators are needed for the current payment systems. Even though mediators help maintain the authenticity of a payment, they also offer a number of drawbacks, such as:

The service that they offer is chargeable.
Increases the transaction time.

On the other hand, using the blockchain payment system, one can:

Protect the authenticity of a transaction without any mediator
Settle any transactions more efficiently.
Facilitate peer-to-peer payments.

Security and transparency

Blockchain technology offers a high level of transparency. All the details of the transactions taking place via the blockchain network are as follows:

Visible to everyone
Storeed in the blockchain
Immutable

Therefore, when making payments, you don’t need to worry about keeping any records since they get saved in the blockchain. They are kept safe, and they ensure data integrity.

Quick and safe cross-border payments

Making cross-border payments used to be a problematic area for a long time. It also has some challenges, such as:

Various intermediaries involved
Payment processing time is very long
A very expansion option
Lack of transparency

Using blockchain, one can:

Blockchain payment systems reduce the payment processing time from days to a few hours to transfer funds quickly.
Protects all the payment information since all transactions on the blockchain are immutable.
Blockchain ensures high transparency and reduces the intermediaries in the payment process.

Conclusion

The digital payments landscape is exponentially evolving. Businesses worldwide are using digital payment methods to facilitate the payment process. The global payment ecosystem has made it easier to make not only national but international payments within a matter of seconds.

Experts are constantly working to make digital payment easier for the merchant and the customer. If you want to work in fintech, check out this Professional Certificate in Fintech by Imarticus. This fintech certification course offers its students an in-depth understanding of fintech and hands-on experience from industry experts.

Explore 5 Blockchain-backed FinTech Trends for 2024

Posted on January 25, 2024September 1, 2025 by Imarticus Learning

Reading Time: 3 minutesThe intersection of FinTech and blockchain has given rise to groundbreaking innovations that are reshaping the financial landscape.

According to a recent report, the global fintech blockchain market is expected to witness massive growth, amounting to $21.67 billion by the end of 2028. Blockchain, with its decentralised and transparent nature, offers unparalleled security and efficiency in financial transactions.

In this article, we will explore some of the many 2024 FinTech innovations with blockchain that are revolutionising the way we conduct financial operations, from payment and lending to asset management and beyond.

Blockchain Identity Management

Blockchain identity management leverages the principles of blockchain technology to create secure, transparent, and user-centric digital identity solutions.

At its core, it involves the creation, verification, and management of digital identities on a blockchain network. Unlike traditional systems where identity data is stored in centralised databases, blockchain identity management distributes this information across a decentralized ledger, thereby enhancing security and privacy.

Financial Supply Chain

By utilising modern technologies such as blockchain, financial supply chains have now become significantly more efficient and transparent. Whether applied to large enterprises or SMEs, blockchain has the potential to transform the financial supply chain by providing cost control, improved data management, and heightened security.

One of the most notable examples in this aspect includes the transparency and traceability offered by blockchain in simplifying auditing processes. Auditors can now access a complete and unalterable record of transactions, streamlining compliance verification.

Decentralized Finance (DeFi)

Decentralized Finance (DeFi) is another significant trend of blockchain in finance 2024 that is reshaping the entire financial landscape. It can be described as a set of services that includes lending, borrowing, and trading built on blockchain networks. These services operate without traditional intermediaries, offering users increased accessibility, transparency, and control over their financial assets.

Some of the most popular DeFi applications currently include Decentralized Exchanges (DEXs), stablecoins, lending platforms, and yield farming protocols, among others.

Smart Contracts

Smart contracts represent a revolutionary application of blockchain technology, offering a decentralized and automated approach to executing and enforcing contractual agreements.

Smart contracts are self-executing contracts with the terms directly written into code. They automatically execute and enforce the terms of the agreement when conditions are met. This, in turn, eliminates the need for intermediaries such as lawyers or brokers to oversee and facilitate the contract.

Some of the key advantages of this blockchain technology include enhanced security, efficiency and automation, cost savings, and global accessibility, among others.

Cross-Border Payments

Traditional methods of international payments are often accompanied by challenges such as delays, high costs, and vulnerability to errors. However, with the emergence of blockchain technology, all of these obstacles are now manageable and have entirely redefined the landscape of cross-border payments.

Blockchain technology, when coupled with digital currencies or stablecoins, enables near-instant cross-border transactions. Unlike traditional bank transfers that may take several days to settle, blockchain transactions can occur within minutes, providing a significant increase in speed.

In addition to this, traditional cross-border transactions often involve multiple intermediaries, each charging fees for their services. Blockchain’s decentralized nature eliminates the need for many of these intermediaries, thereby leading to cost savings.

Conclusion

Blockchain FinTech trends 2024 are ushering in a new era of financial services characterised by decentralization, transparency, and enhanced accessibility. From the decentralized financial ecosystem of DeFi to the potential widespread adoption of smart contracts, these trends reflect the transformative power of blockchain in the finance sector.

As these innovations continue to evolve, they hold the promise of reshaping financial systems globally, making them more efficient, inclusive, and resilient.

If you wish to learn more about such emerging innovations in the financial realm, check out the ISB Advanced Certificate in FinTech in collaboration with Imarticus Learning.In this 5-month course, you will get to learn blockchain basics, explore tech innovations, and discover the impact of fintech on various aspects of finance such as banking, insurance, asset management, and more. Furthermore, this program also has several benefits for each candidate, such as expert-led learning, ISB executive network, and career mentoring services.