Have you ever asked why stock prices jump, why the rupee fluctuates, and how banks earn?
The fundamentals of financial markets are never explained to many people in an easy-to-understand way. You may read about IPOs, interest rates, and inflation, but where do you start?
This guide is for the curious student, for the learner considering an MBA in Fintech, and for the professional wishing to renew her or his basics of financial markets.
Basics of Financial Markets: What you need to know
The financial markets are not only about purchasing shares. They also associate individuals, firms, and even governments with money and risk. You can imagine them in the form of huge systems that allow the flow of cash.
A financial market is an exchange where individuals purchase and sell shares, bonds, and contracts termed as derivatives. Such trades mostly occur at low prices. Raw materials and metals such as gold or oil are also found in the market, and so people call them commodities.
How Trades Actually Happen
Financial markets don’t all work the same way. They use different systems to match buyers with sellers:
· Auction markets – People buy and sell orders, and trades happen when prices match. This is how most stock exchanges work.
· Dealer markets – Here, dealers (or market makers) quote the prices they’re willing to buy or sell at. They help keep the market moving by always being ready to trade.
How Financial Instruments Work Behind the Scenes
Markets run on instruments. Equities build ownership. Bonds raise capital with promises to repay. Derivatives protect against risk. Understanding these is more than memorising terms.
The National Statistics Office expects GDP to grow by 6.4% during the 2025 financial year. This means growth may reach 6.7% in the second half, up from 6% in the first half.
Imagine you’re designing a fintech product. Without basic knowledge of financial markets, you won’t understand the risks users face.
Also, global shifts constantly affect local instruments. Knowing how to interpret those signals gives you the upper hand in strategy, development, and even regulation.
Break Down the Market Structure: From Participants to Products
At the centre are two markets: primary and secondary.
One helps companies raise new funds. The other allows buyers and sellers to trade existing assets.
Now, who takes part?
- Institutional investors
- Retail investors
- Brokers and market makers
- Regulatory bodies and fintech firms
These players each affect how transactions happen. Understanding their roles makes market behaviour easier to predict. This is why every student who joins the MBA in Fintech by Imarticus Learning studies these layers before they work on real capstone projects.
Your awareness of structure creates sharper decision-making. Whether you want to launch a new tool or enter investment banking, knowing who’s involved gives you direction.
What You Learn vs. What It Builds
| Concept | Skill Gained | Relevance to Career |
| Basics of financial markets | Clear understanding of instruments | Required in any finance-related decision |
| Risk and return fundamentals | Better judgment on investment choices | Needed for fintech product planning |
| Market structure and roles | Strategic analysis of stakeholder impact | Useful in consulting and investment roles |
| Global vs. local market trends | Scenario thinking and adaptive planning | Key for regulatory and policy roles |
| Data-backed financial modelling | Accuracy in forecasting | Core to all financial job roles |
Imarticus Learning’s MBA in Fintech: Practical Skills for a Digital Future
Imarticus Learning, in partnership with KL University, offers a full-time MBA in Fintech designed to create future-ready fintech professionals. The programme is hands-on and built around the industry’s real needs.
Learners take part in live fintech workshops with PwC Academy, gain exposure to cloud computing and cybersecurity, and solve real business problems with capstone projects. What makes this programme unique is how it blends theory with live practice.
Imarticus Learning ensures every learner gets to work with real businesses across India, gaining experience in how fintech truly works. This MBA in Fintech is for those who want more than just theory; it’s for learners who want skills that match the fintech world we live in today.
Students in this MBA programme at fintech also undergo PwC-led workshops. These sessions simulate live problem-solving. The market is asking for future-ready professionals, and this course trains you to be just that.
Imarticus Learning focuses not just on textbooks but also on market behaviour. It connects theory to tools you’ll actually use.
The curriculum spans:
- Cloud-based finance systems
- Cybersecurity fundamentals
- Behavioural finance modules
- Regulatory compliance
And with fintech growing faster in India than almost anywhere else, this structure matters. Imarticus Learning believes your knowledge must work in the field.
Join the MBA in Fintech programme by Imarticus Learning and KL University and start building your future from day one.
FAQ
1. What are the basics of financial markets?
Financial markets entail knowledge of shares, bonds, currencies, and commodities, including how to purchase and sell them.
2. What is the sense of practicing the elementary knowledge of financial markets?
All financial aspects, such as savings, investments, and debts, can be easily traced to the behavior of markets.
3. Is financial market learning hard?
Not if you follow the right learning path and use simple, real examples.
4. What makes a Fintech MBA different from a traditional MBA?
It includes fintech tools, digital banking, data analytics, and modern payment systems, not just traditional finance.
5. Do I have to learn coding to work in fintech?
Not always. Most jobs require business people who know technology and do not necessarily construct it.
6. Is it possible to get fintech employment without an MBA?
Yes, although an MBA in fintech will provide a sharp advantage in the competitive job market.
Final Words
Understanding the basics of financial markets isn’t just for finance students; it’s for anyone who earns, saves, borrows, or invests. And today, with the rise of fintech, there’s even more reason to take charge of your financial learning journey.
First of all, learn the basic knowledge of financial markets. Grow your knowledge step by step.
And if you’re looking for a guided, hands-on, industry-connected programme, the MBA in Fintech by Imarticus Learning gives you that platform.
Apply now and be part of the next wave of fintech leadership!