Everything About The Financial Services And Capital Markets Landscape

Posted on September 15, 2022September 15, 2022 by Imarticus Learning

Everything About The Financial Services And Capital Markets Landscape

The financial services landscape is a complex and dynamic ecosystem. It encompasses banks, insurance companies, investment banks, asset management firms, hedge funds, and many other financial institutions. The industry is evolving as regulators impose new rules on the firms to ensure that these companies are managed safely and in an accountable fashion. This blog post will explain everything about financial services and the capital markets landscape.

How do regulations shape the financial services landscape?

Regulation is an essential driver of change, reshaping the financial services landscape. To understand what drives this change, let’s look at how regulations shape the industry.

The financial crisis of 2008 and 2009 triggered a market correction that left many institutions scrambling to tighten their belts and rebuild their balance sheets. Banks scale back on lending activity for fear of future losses on outstanding loans, significantly impacting consumers’ access to credit.

Fintech companies started popping up all over Silicon Valley with various products to disrupt traditional financial services providers by offering better user experiences while reducing costs/fees associated with existing offerings. These businesses have successfully attracted users partly because they provide instant gratification when transacting online or mobile phone apps.

The inclusion of technology in banks, insurance companies, and other traditional institutions has led to a new model of banking and insurance. The inclusion of technology has created a new way for consumers to interact with financial services providers.

The old model of banking and insurance is no longer relevant as we see banks and insurers embracing digital transformation, cloud computing, artificial intelligence (AI), and machine learning. In the past decade, many banks have been working on changing their systems from a paper-based approach to one that’s more automated by using personal computers, mobile devices, or tablets.

The industry’s response to regulatory demands has led to several changes.

The landscape of financial services and capital markets has experienced significant disruptions over the past decade. These changes have included technology in banks, insurance companies, and other traditional institutions. This new model of banking and insurance is called fintech.

This created artificial intelligence-based trading strategies for institutional investors and hedge funds, making them more efficient at making investments. Because they no longer had human biases that slowed down their decision-making process during periods such as recessions when people tend not to invest much money at all due to fear of losing money as everyone else does during times like those.

The financial services and capital markets landscape is evolving at a rapid pace. As the industry responds to regulatory demands, it has seen several changes over the past decade.

Discover a financial risk management course with Imarticus Learning

Our financial risk management certification will teach students about investment banking, capital markets, risk management, and fintech. IIM Lucknow’s best business school created this six-month rigorous curriculum. This course may benefit experienced middle managers looking to relaunch their careers in the financial services industry.

Course Benefits For Learners:

As part of this equity research course, students will have the chance to meet and interact with their peers and industry professionals.
In these finance and capital markets, students will master essential areas like investment banking, capital markets, risk, and fintech.
A diploma in risk management includes all the information students need to know about the financial industry and its functioning.

Top 6 careers in financial services and capital markets

Posted on May 9, 2022 by Imarticus Learning

Top 6 careers in financial services and capital markets

Financial services and capital markets are considered to be one of the most lucrative domains out there. Most of the job roles in the domain of finance offer great career prospects and growth. Because of the financial accounting work and the transaction of huge amounts of money in the capital market, there are a lot of career opportunities available with high earnings. If you really want to grow in the world of finance, then you must consider doing a financial risk management course.

Top Six Career Options in Finance Services

Investment Banker – An investment banker raises capital for organizations and companies. Investment bankers also facilitate deals such as mergers and acquisitions for companies. Investment bankers also handle the portfolio of large investors and assist them in investing in start-ups as well.
Financial Analyst – Financial analysts specialize in markets, accounting and economics, and compliance. They advise companies to make strategic decisions and invest, based on financial models, analysis, and revenue estimations.
Venture Capital Analyst – Here, the responsibility is networking, following the new market trends, and meeting potential targets. You will help provide start-ups and small firms with new business expansion plans but do not have access to the stock market.
Chief Financial Officer (CFO) – A CFO is tasked with conducting a company’s financial activities. He/she plays an important role in the overall success of a company by influencing the company’s strategy.
Stock Broking – There is no doubt that stockbroking is a lucrative profession. You can also do a job as a stockbroker or even open your own broking house.
Risk Analyst – The risk analyst’s liability is to minimize losses and mitigate the uncertainty of the company. He/she identifies and analyses potential threats to a company’s assets, and predicts changes, future trends, and costs for the company.

Top 6 Careers in Financial Services and Capital Markets

Credit Analyst – The responsibility of a credit analyst is to review financial information to finalize the process of loan decisions. Credit analysts may take part in audits of companies and individual clientele.

Fund Manager – A fund manager’s main job role is to buy and sell shares in an establishment’s portfolio. This may include reviewing a company’s portfolio so that he/she is buying and selling the right stock options. Fund managers also administer the mutual funds and pensions of the company.
Business Development Manager (BDM) – The BDM conducts research in markets and creates strategies for enhancement. He/she helps the company to grow with new ideas, processes, and plans.
Actuary – The actuary mainly works in the insurance industry. He analyses the prospective risks for a business and develops insurance policies with all options and prices. The benefits for the company are estimated in the pricing of the insurance products.
Senior manager – A senior manager is the mastermind of the initial public offering (IPO process). He/she raises funds for business and updates shares and bonds on the stock exchange boards so that investors can bid and be active in trading. Opportunities are there in banks or finance companies for a senior manager.
Underwriter – An underwriter is responsible for analyzing and finalizing applications for mortgages, loans, securities, and insurance policies. The financial risk of a company depends on the underwriter.

Conclusion

IIM Lucknow is offering the best courses to achieve top careers in financial services and capital markets. It is one of the leading colleges in India, and you must visit. Join now and conquer the world of money. The PGDM in Finance Management is the perfect course to start with for individuals who wish to start their own businesses also.

Digital transformation in capital markets and finance

Posted on January 12, 2022 by Imarticus Learning

You will hardly find an industry sector that is not indulged in digitization. Digital transformation is the solution for the increasing needs of customers in the finance sector. Finance organizations are quickly moving towards digitization to cope with the current challenges. One can see several instances of digitization in the capital markets and finance.

Finance professionals are now looking for capital market courses that cover the latest technologies used in the industry. If you are looking to get into the fintech or investment banking industry, you should know about instances of digital transformation. Continue reading to know the scenario of digital transformation in capital markets and the finance sector.

Understanding capital markets

You must be aware of the money market where short-term debt and securities are exchanged. Unlike the money market, capital markets are concerned with the trading of long-term debt or securities. One can see companies, individuals, and governments investing in long-term securities offered by capital markets. There are several central organizations like SEBI and SEC, that oversee the capital markets. Many business organizations rely on capital markets for getting investment.

They raise capital for their business by exchanging shares and bonds with the investors. The finance sector is broad and one should know all its components. If you are planning to become a finance professional, you should be aware of the capital markets and how to trade within a capital market.

Digitization in capital markets

Capital market firms have to adopt digitization as it is the demand of customers at present. Digital has become an important aspect of customer lifestyle at present. Customers don’t want to visit a physical investment bank for investing in a capital market. Instead, they want to trade long-term securities via a few taps on their smartphone. One can find many mobile applications and digital platforms for trading in capital markets at present. As more and more customers are preferring digital channels, capital market firms are forced to undergo digital transformation.

To compete in this digital era, capital market firms are coming up with new services that can attract customers. You can find investment banks and other financial institutions looking to create reel-time and personalized digital services to win the trust of customers.

Besides the customer demands, the changing regulations have also forced capital market firms to undergo digitization. To comply with the regulations, capital market firms are using digital solutions. It is challenging to comply with complex regulations without the use of technology. The increase in competition has forced finance firms to adopt digital services and lure customers.

Digital transformation in the finance sector

If you go for financial services and capital markets course, you will get to know the extent of digitization. You must be aware of fintech services and how they disrupt traditional banking services. Many lending and insurance firms are also undergoing digital transformation to increase their market share.

Not to forget, you can now trade in short-term and long-term securities/debt within minutes from your couch. A financial services and capital markets course can help you understand more about digital transformation in the finance sector.

How to learn more about capital markets and the finance sector?

We at Imarticus Learning offer an Advanced Management Program in Financial Services & Capital Markets for young enthusiasts. The Advanced Management Program in Financial Services is endorsed by IIM Lucknow, which is one of the oldest institutes in India.

During the management program, you will get a chance to interact with peers at IIM Lucknow via the campus immersion. You will learn quickly about capital markets via the projects and simulations provided during the course. Start your management course with IIM Lucknow and Imarticus now!

Tag: financial services and capital markets course