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Tag: Banking and Finance Course

Things you need to know know before opting for a banking program

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Things you need to know before opting for a banking program

When it comes to banking and finance, a lot of things go into the process. If you’re looking to get into banking or finance, it’s important that you have a solid understanding of what banking means and what goes into the banking process. That’s why we’ve put together this informative post so that you will get an overview of what the banking program is all about and the things you need to know before opting for one.

Overview of the Banking program

Banking programs are basically designed to train individuals in banking and finance so that they can be better handled when it comes to handling banking transactions. These programs will typically cover topics such as accounting, financial analysis, and investment banking.

If we talk about the types of banking programs, then there are two types of banking programs: online and offline.

With an offline program, you’ll attend classes at a physical location. This is the traditional way of learning banking and finance.

Online banking programs, on the other hand, are becoming more popular these days. You can learn banking and finance online at your own pace and in your own time. There are many different types of online banking programs available, but they all have one goal: to help you become a better banker.

However, before you choose to enroll in a banking program, there are a few things you should know. So, let’s take a look.

Things you need to know:

  • The banking program you choose should be accredited by a reputable organization: Yes, it’s a priority that the banking program you choose is accredited by a reputable organization. There are many banking programs out there that are not accredited. These programs may not provide you with the quality education you need to be a successful banker.
  • Cost of the banking program: The cost of the banking program is a paramount factor to consider. Some programs may be more expensive. But keep in mind you get what you pay for.
  • Duration of the banking program: The duration of the banking program is also a crucial factor to consider. Some banking programs last a few weeks, while others may last several months. So, choose a program that fits your schedule and needs.
  • Instructor-led or self-paced: Banking programs can be either instructor-led or self-paced. If you’re someone who loves to learn at your own pace, then a self-paced program may be a good option for you. But if you prefer a more structured learning environment, then an instructor-led program may be a better choice.

Discover Banking course with Imarticus Learning.

online learning

Through this banking and finance online training, learners will gain technical and soft skills that are necessary for a successful career in retail banking—and in NBFCs or fintech.

 Course Benefits For Learners:

  • Many students who were placed in entry-level positions with reputable banks, NBFCs, FinTech companies, and other organizations have seen their pay increase by over 60%.
  • The postgraduate program in finance covers the following topics: introduction to Banking and Finance, Financial Management, banking operations, and credit analysis, consumer financial services, commercial banking & asset management.
  • Students will receive a corporate banking Certification course, which can improve their resumes and help them advance in their banking and finance careers.

 Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch with us via the chat support system.

Is Any Banking And Finance Course Worth It?

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Is Any Banking And Finance Course Worth It?

Before we get started on the blog, we’d want to ask you a few questions. Do you wish to study banking and finance courses only because your friends suggested it, or do you have a genuine interest in them?

If you answered yes to the first question, all you have to do now is relax, listen to your ideas, and make good decisions.

Peers will undoubtedly advise you on which options to pursue and avoid. However, it is all up to you to make the final decision. Instead of being perplexed by many recommendations, why not invest time in yourself and pick what suits you best?

And if you’re wondering what a banking and finance course entails or why you should pursue a career in banking and finance, this post is for you.

Banking and Financial Services include checking and savings accounts, health savings accounts, money market accounts, loans, credit cards, cash management services, lines of credit, and investment services provided by a Banking Organization.

Required Skillset in Banking, Finance, and Insurance

A job in this profession necessitates excellent analytical and quantitative abilities. Other talents necessary for a career in banking, finance, or insurance include:

  • Ability to Analyze
  • Quantitative Knowledge
  • Attention to Detail
  • Communication Capabilities
  • Mathematical competence is a must.
  • Objectivity and foresight are two qualities that you may find in a person.
  • Self-motivated

Here are some Different Banking and Finance Careers

Bank Clerks

Bank clerks are responsible for data entry, bookkeeping, and log-book maintenance. They work in various divisions inside the bank, including accounts, exchange, loans, securities, and administration. 

Probationary Officer (PO)

A Probationary Officer’s work description comprises a variety of responsibilities, including general banking and administrative duties. 

Specialist Officer

Specialist officers are significant roles in the banking industry, and they are employed to undertake tasks in a variety of industries, the most prevalent of which is agriculture. Promotion of loan and credit facilities is one of the tasks.

Branch Managers

A branch manager’s responsibilities include supervising all of a branch’s operations and activities, such as hiring and training personnel, overseeing daily transactions and financial activities, providing customer service, and maintaining reports.

Investment Banking

An investment banking professional’s job description includes assisting a customer (a firm or a person) in raising funds from the market by issuing securities. Participating in mergers and acquisitions on behalf of the customer is also part of the profile.

Financial Consultant

A financial consultant’s job is to assist clients in making sound financial decisions by assessing their current financial situation (investments, asset allocation, savings, tax planning, retirement planning, and estate planning), evaluating risks, developing financial strategies for the future, and tracking changes in their financial situation over time.

Discover a banking and finance career  with Imarticus Learning

This 300+ hour banking and finance online training will provide you with the domain and soft skills necessary for a successful career in Retail Banking, NBFCs, and FinTech. 

Course Benefits For Learners:

  • Our students get placed in entry-level jobs in top banks, NBFCs, FinTech firms, KPOs, and other organizations, with over 8000 learners placed with a 60% pay increase.
  • Learn about retail banking sales and operations tasks such as retail liability and retail asset products, NRI banking products, and developments in banking branch operations.
  • Students will receive a professional certificate in banking and finance, which will add significant value to their resume and assist their career progress on the correct path.

Contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Curious about banking and finance courses? Keep reading

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Curious about banking and finance courses? Keep reading

A career in banking and finance is one of the most desired jobs not in India but across the world. Why so? This sector offers you a chance to work in some of the most prestigious financial organisations in the world, and the salary is also handsome. Moreover, if you can bag a job in any international firm, you get the chance to travel the world as well.

Now, keeping all the glitz and glamour of this industry aside, you need to be cautious while choosing the right career direction as an aspirant. First, analyse and assess your strengths, skills, interest and personality and then decide. Once you are confident enough, you can enrol for banking and finance online training that will prepare you for the professional world.

So, to help you in your preparation, here are some common courses that will shape you up for a career in the finance industry.

Top 5 Course to Build a Career in the Banking and Finance Industry

Here are a few courses that you as an aspirant should know about –

Diploma in Banking and Finance:

A Diploma in Banking and Finance is a one-year course that covers every fundamental of this sector. The curriculum features insurance, investment, banking, finance, risk management, IT and computer applications etc. The best aspect is that you can only opt for this course after class 12. But you can also do it after completing your Bachelor’s degree.

After completing such a course, you can work as a Credit and Risk Manager, Financial Analyst, Loan Counsellor, Internal Auditor, Financial Consultant, Administrative Officer, etc.

BBA (Banking and Finance)

It is 3 years degree program for undergraduates who wish to have a career in banking and finance. Bachelor of Business Administration in Banking and Finance has been designed to familiarise you with the concepts that are predominantly used in this sector. You will have to study financial and corporate accounting, business statistics, banking law and practices, Investment banking, and corporate tax planning. You can enrol in this program after Class 12th from any stream, but if you have commerce background, it will give you an edge. After completing your BBA, you can always go for the MBA, or you can always opt for a job.

MBA in Banking and Finance: 

It is 2-year full-time postgraduate program in finance, and several management institutions in India also offer this course. The prerequisite for this course is that you need to score 55% in your Bachelor’s degree. After that, you could secure jobs as an analyst in banking, accounting, marketing and finance. You could also become a corporate analyst or an investment banker.  

Postgraduate program in Banking and Finance

This postgraduate program in banking and finance is for recent commerce and finance graduates who wish to be industry-ready without pursuing a higher degree. This professional course prepares you to work in the banking and finance industry. The curriculum here is industry-standard and more focused on your practical training. Also, with this course from Imarticus Learning, you will get placement assistance to secure a job easily.  

B.Sc. Banking and Finance

This course is similar to the BBA in banking and finance program. The only difference is that the focus here is also on the quantitative techniques used in the banking and finance industry. Therefore, a foundation in economic, quantitative, accounting, economic and finance subjects will be built for the students who can complete this course in 3 years, and you can enrol in the program after Class 12th. After completing your degree, you will be able to find jobs in the public and private sectors related to banking, insurance, accounting, auditing, etc.

To conclude, hopefully, this write-up has shed light on the courses that can help you build a career in banking and finance. So, you can now choose a course depending on your skill-set, academics and your career ambition.

 

Financial Modeling Training in 2022: How to get started without experience?

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Financial Modeling Training in 2022: How to get started without experience?

Financial modelling is a skill that helps a retail organization decide how and where to open its store. It is a key skill that is mandatory if you are looking for a career in finance. It is also helpful for entrepreneurs planning to start their own gig, and can even prove to be handy for marketing and sales professionals.

Financial modelling also includes looking at projections, evaluating the practicality of the decision, and analyzing the stock market in terms of cost, revenue, and profit.

If you do not have work experience, do not be afraid, you can still have your own business or make a career in finance by enrolling yourself in a financial modelling course.

 What are the Various Application Areas?

  • Corporate Finance

This model is used by various companies to evaluate their finances and projects and help create plans for funding projects.

  • Investment Banking

Financial modelling is the fundamental tool for valuation and analysis. An investment banker uses this model to come to a valuation in fundraising transactions. An equity analyst will use this model to come up with buy/sell or hold recommendations by applying them to value stocks.

  • Entrepreneurs

 

Entrepreneurs use the financial model to pitch their plans to prospective investors and to strategize their future plans. Carrying out various experiments can be beneficial to avoid any risks and financial loss in upcoming businesses.

Types of Models

When you enrol in a financial analyst course you will be taught about the following financial models:

  • Leveraged Buyout Model (LBO)

In this kind of layout, the firm will finance its acquisition via a considerable amount of debt. The LBO model is used so this model helps to critically analyze whether the business can manage the debtor if a certain degree of performance is needed to make sales and eventually pay off the debt.

  • Credit Rating Model

This model is employed by credit analysts to figure out the creditworthiness of a firm. The model makes assumptions with respect to future earnings and if the company can pay the interest and principle.

  •  Comparable Company Analyst

Under this model, the financial metrics of a company are compared with similar organizations in the industry.

  • M&A Model

The whole purpose behind the merger model is to decode the effect of the acquisition on the acquirer and whether the new EPS is comparable with the existing one. If the new EPS is higher, the transaction is referred to as ‘accretive’, and vice versa is referred to as ‘dilutive’.

 Skills You Need to Have

Although you can learn the tricks of the trade in this discipline by enrolling yourself in a financial modelling course, some skills that whether inherent or learned are essential to making this career work are:

  •         Prerequisite

Financial management and ratio analysis, financial statement, valuation methods, written communication, and analytical ability.

  •         Core Skills

Drawing up financial statements in excel, analyzing financial statements, and being able to build from scratch fresh financial models with high potential for success.

  •         Related Skills

Knowledge of mutual funds, debt markets, credit appraisal, and understanding of various financial market tools can help to build your business in finance, banking, and investment.

Conclusion

A financial modelling course is an in-demand qualification for many lucrative opportunities in the market such as equity researcher, portfolio manager, and credit researcher. If you do not have a background in this field professionally, you can easily join a course as a fresh graduate, post-graduate, or MBA student, and learn what it takes to be successful on this path.

Millennials are increasingly opting for banking and finance courses

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Millennials are increasingly opting for banking and finance courses

If you ask people why millennium opted for banking and finance courses, we are sure most would say they need job stability. But there might be a deeper reason why the millennium chose those two fields of study. Millennials are increasingly opting for banking and finance courses. 

What are banking and financial courses?

management development programs

Banking and finance courses are courses that teach students about the banking industry. The course prepares students for jobs in banking, finance, investment, risk management, insurance, computer application, information technology, and other disciplines by covering the principles of banking and finance. The primary purpose is to educate people about what goes in this field.

Why are millenniums opting for banking and finance courses?

It’s no secret that millennials are increasingly opting for banking and finance courses. But why?

Millennials are more interested in the job market and are more likely to choose a career path that is meaningful to them. Banking and finance are essential subjects when you are trying to make money, and these subjects are what you need. You must have a good education in these subjects to get a job. If you don’t know how to do something, it will be hard for you to get a job.

Millennium takes these courses because they will help them get a good job when they are older. They want to impact the world around them through their careers and be part of something bigger than themselves. And when it comes to choosing where they invest their time and energy, millennials are not interested in just any job—they want something that will make a positive difference in society. So what better way than by joining one of these career paths?

Millennial students are taking to the finance world and building careers in banking and financial services. They’re not just making a career choice. They’re changing how we think about our profession. These young people are more interested in a meaningful job that can help them make a difference in the world than just making money for the sake of it. We need to keep up with this trend because if millennials continue on this path, we’ll be able to attract even more talent into these fields and give people more significant opportunities for their future career choices.

Explore a career in banking and finance with Imarticus Learning

 Students will learn the technical and soft skills necessary for a successful career in NBFCs, retail banking, and fintech throughout this 300+ hour banking and finance online training.

Course Benefits For Learners:

  • Our learners are placed in entry-level positions at prominent banks, NBFCs, FinTech businesses, KPOs, and other organizations, with over 8000 students receiving a 60% pay boost. 
  • These online banking and finance courses cover retail liability and asset products, NRI banking products, branch operational advancements, and investment products, including mutual funds, insurance, stocks, and fixed-income securities.
  • A professional degree in banking and finance will be awarded to students, greatly enhancing their resumes and assisting in the advancement of their jobs.

Contact us through chat support, or visit one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

7 reasons why financial modelling skills are indispensable to investment banking professionals

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7 reasons why financial modelling skills are indispensable to investment banking professionals

To work in investment banking, you need to demonstrate that you have a range of skills and knowledge that are differentiated or in demanding careers, such as financial modelling skills. Moreover, the investment banking sector deals with the financing of companies through equity or debt. This includes work such as buying and selling companies in whole or in part, IPOs, joint ventures, or risk hedging.

To achieve this, investment banks must work directly with the management of the companies involved, as well as with investment funds or public financing facilities. 

This requires people who want to work in investment banking to have a multidisciplinary profile with extensive financial knowledge, agility in financial modeling, and good interpersonal and communication skills. Here we tell you 7 reasons why financial modeling skills are indispensable to have investment banking skills.

What is financial modeling? 

The term financial model refers to an abstract-mathematical version of a company’s financial reality in a set of spreadsheets.

best financial analyst courseA model is thus a mathematical, simplified, and idealized version of the reality of a company. The model works out simple versions of real factors and translates them into spreadsheets that facilitate the execution of mathematical calculations on the data.

The purpose of a financial model is to represent reality as simply as possible while still being a realistic reflection of the company’s situation, and thus to enable the company’s financial statements to be projected on the basis of current and historical data.

Here are the 7 main reasons why financial modeling skills are indispensable to having investment banking professional skills:

  1. It allows you to give a transparent picture of the overall situation of a company.
  2. It helps to project the impact of any changes in the company’s structure or business.
  3. Since financial models are designed taking into account historical data in addition to the structural situation, the model allows for the definition of scenarios with variables that reflect changes in the entire structure depending on their value.
  4. It is an integrated planning system that contains the profit and loss accounts, the balance sheet, and the calculation of capital flows with their respective dependencies. In this way, the model makes it possible to project the development and consequences of a change scenario for any given decision. This is an indispensable tool when making decisions affecting the structure of a company, as it makes the impact of any decision transparent.
  5. All companies need a business plan to organize themselves, but from the moment external financing comes in, whether, through credit or investment, the financial model becomes an essential planning tool.
  6. Investors only invest their money if they are convinced that the company will be able to repay loans and interest in the future, thus providing a return on their investment, which is why a transparent, complete, and correct presentation of the financial situation, especially the projected income, capital, and liquidity situation, is indispensable.
  7. Apart from their use in all matters relating to financing, financial models are also used for business management.

Why Imarticus for a CIBOP online course?

Financial modeling, i.e. the design and planning of a financial model, is mainly used in the preparation of a business plan or in the representation of a company’s financial structure. The aim is to translate the reality of the company into an abstract model that provides a transparent picture of the overall situation of a company. 

In Imarticus we offer CIBOP Certified Investment Banking Operations Professional courses for those who need to start from scratch. If you have any questions, please do not hesitate to contact us to have more information on investment banking courses.

Thinking About Doing A Banking And Finance Course In Your 20s? Read On

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Thinking About Doing A Banking And Finance Course In Your 20s? Read On

At present times, the majority of the students wish to build a career in banking or finance. Banking and finance careers can seem very hard to crack because of the high expectations of the corporate from the candidates. So, all the students who have a keen interest in the field of banking and finance can continue reading this.

Most of the students are extremely confused about where to begin and which banking and finance course to opt for. This article will guide all the students in their 20s on the path to their dream jobs. 

The demand for bank-related and finance jobs has grown day by day but still, not everyone gets selected for the same. One of the ways to get into any banking or finance job is to get enrolled in a specialized course and understand the ins and outs of the subject matter. Banking and finance jobs are the finds of profiles that attract the highest packages offered all around the world and therefore while enrolling for these courses it is important to choose reliable platforms. Well, Imarticus Learning is the best option for students who wish to get into a banking and finance career.

 Why Choose Us?

Students in their 20s who are looking for a good banking and finance course can enrol themselves in Imarticus Learning’s post-graduate program. Imarticus Learning offers offline PG courses for 4 months for young professionals and fresh graduates. We conduct 300+ hours of the Postgraduate Program in Banking and Finance and cover 3 modules namely, Retail Banking, Introduction to Financial System, and Investment Product and Soft Skills.

In the Retail Banking module, we start with an introduction to banking and then further discuss topics like retail liability, asset products, NRI products, and many more. Then we focus on the finance part by discussing the financial system, securities market, introduction to investment, mutual funds, tax planning, and many more. 

Our focus is to imbibe job-ready skills in their students. Thus, we have the third module solely focussing on soft skills that train you to be corporate ready. We do not believe in rote learning but in learning through hands-on experience, therefore we provide real-life case studies and test students on the same parameters. Along with this, we have guest lectures to give them an insight into the actual corporate world.  

For a more detailed outline of the course, click here. 

We also allow students to do banking and finance online training. The students go through this rigorous process of completing the banking and finance course, and students also get a professional certificate in banking and finance. Along with this, they get a certificate in Mutual Funds from the National Institute of Securities Markets.

What to Do After Completing the Program?

After training students to develop the necessary hard and soft skills for banking and finance jobs, we also provide placement opportunities. We have successfully set a record of placing 76% of our students with the highest CTC of 7.2 lakhs. Imarticus Learning has a partnership with more than 400 top-tier firms in the banking and finance industry. 

Our placement partners include Motilal Oswal, Standard Chartered, Goldman Sachs, Morgan Stanley, Edelweiss, Kotak Mahindra Bank, and many more. Our curriculum helps students land various kinds of job profiles like Business Management Associate, Banking Operations Manager, Value Banker, Regulatory Monitoring Associate, Client Servicing Manager, Relationship Manager, Bank officer, and many more.

Many of you might have this question in mind: How are we able to place our students in such top-tier firms? Well, the answer is very simple, we help our students every step of the way. We assist our students with enhancing their CVs and prepping them for the entire interview process by conducting mock interview sessions.    

How Do We Enrol in This Course?

To enrol in this program, click here.

In case of any query, we have chat support through which you can contact us at any time. Apart from that, interested students can always visit our training centers located in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Imarticus Learning is an excellent platform for young professionals and undergraduates to gain knowledge and get certified in the field of banking and finance. Depending on the feasibility of the student, we provide them with an option of completing their banking and finance online training. We believe in helping our students till the very end thus, providing them with excellent placement offers with top-tier firms. By enrolling in this course, students will be able to have a better and deeper understanding of banking and financial markets. 

Apart from that this course focuses on the holistic growth of a student. So, what are you waiting for? Come and join us at Imarticus Learning here. 

The Time is Now: Digital Transformation in Investment Banking Operations

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The Time is Now: Digital Transformation in Investment Banking Operations

Investment banking is an age-old industry that caters to the needs of businesses, investors, and capitalists. Investment banking is known to have an in-person engagement for its business processes. However, due to the recent COVID pandemic, investment banks had to reduce the level of in-person engagement.

For ensuring business continuity during market disruptions, investment banks are undergoing digital transformation. Digital transformation is helping investment banks to ensure business sustainability in this competitive space. Read on to know more about digital transformation in investment banking operations. 

The rise of the fintech industry 

There are many fintech firms that provide banking services to their customers with the aid of technology. Not all banking services are provided with the help of technology as some processes still need in-person engagement. For example, investment banks have to meet the client to explain the due diligence reports and competitive analysis reports. However, the fintech industry is on a roll and is generating huge revenue. Investment banks have a close eye on how fintech players have grown by adopting technology for banking services. 

WFH culture 

Some investment banks were not in the favour of digital transformation. However, when the COVID pandemic hit the globe, it was clear that digital transportation was necessary. To ensure business continuity, investment banks had to adopt the WFH (Work from Home) culture. Adopting the WFH culture required developing a virtual desktop infrastructure so that the employees could work remotely. Also, some of the investment banking operations were automated with the aid of technology. Those activities that could not be performed remotely were automated like AML (Anti-money Laundering) activities.

digital transformation in investment bankingThe effect of digital transformation on banks can also be seen in the recruitment process. Applicants with an investment banking operations course were selected via online tests and interviews. Young enthusiasts also looked for investment banking operations courses that could teach them about the technology being used in the industry. 

Use of new-age technologies 

The investment banking industry has now understood the importance of new-age technologies for business processes. Technologies like AI (Artificial Intelligence), data analytics, ML (Machine Learning), and others are being used by investment banks. AI/ML algorithms are being used to introduce automation in investment banking processes. 

Data analytics is being used widely in the investment banking industry to make sense of unstructured data. The customer and organizational data produced by investment banks need to be analyzed. It helps them in knowing the preferences of clients, market situation, and possible opportunities. The analytical insights can help an investment bank make better business decisions. You can find an investment banker course in India that includes data analytics and AI in its syllabus to highlight the importance of new-age technologies in the industry. 

You should choose an investment banker course in India that also focuses on digital transformation. Imarticus Learning is a reliable course provider that can help you in building a successful career in the investment banking industry. 

Why choose Imarticus?

Imarticus provides a ‘Certified Investment Banking Operations Professional’ certification course with an industry-endorsed curriculum. It is the best course for investment banking that will familiarise students with industry processes. Besides introducing financial markets to students, this course will also teach them about risk management and the trade life cycle. Imarticus also provides placement support via their investment banking course. You can learn job-relevant skills and can build a sustainable career. 

Conclusion 

You should choose a course that offers you an understanding of the tools and technologies used in the investment banking industry. Imarticus offers the best course for investment banking that covers multiple aspects of the industry. Start your investment banking course online now! 

The art of risk management in 2022

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The art of risk management in 2022

Introduction

We are always taught to save a certain amount every month to deal with unforeseen situations like health ailments, unfortunate incidents, or job loss. Similarly, banks, corporates, and other organizations need a plan to prepare them to deal with the situation arising due to the volatile market. Here comes the need for a professional risk management expert who can help organizations prepare in advance.

With changing times, several new courses have been introduced, and risk management is one of them. A professionally trained risk management expert is a person who can assess the rapidly changing and volatile market, identify the probable risks, and control threats to an organization’s capital and earnings. 

Risk management

  • The process of risk management helps organizations predict emerging threats, understand the implications, and devise a strategy to avoid or minimize their repercussions.
  • Risk management emerged as a new area of knowledge more than two decades ago, causing profound changes worldwide. It has become essential in today’s volatile economy. 
  • Financial risk management is one of the most sought-after skillsets to have not only for the financial services industry but for other sectors as well. Having knowledge of risk management increases your chances of earning well.
  • Fuelled by the complexity of financial products, increased regulation, and recent notable failures, the risk management profession has seen considerable growth over the past 15 years. 
  • Risk management is not an easy job: it needs specialized skills and expertise.

Job opportunities

  • Like other careers, having an advanced degree and certification in risk management escalates your chances to have a sound career opportunity in the financial risk management sector.
  • Candidates with a professional degree in financial risk management (FRM) can hope to have promising job opportunities as chief risk officer, senior risk analyst, head of operational risk, and director, investment risk management, to name a few.
  • FRM training is essential for you if you plan to get into risk management.

Need for risk management experts

  • Primarily, risk management has been associated with the banking, finance, and insurance sector (BFI). 
  • However, the global COVID-19 pandemic, the financial crisis, and the failures of several corporates have called for the need to have risk management experts in almost every sector who can evaluate and address potential risks across the enterprise, rather than in just the financial parts of the company. 
  • This has opened doors to various job opportunities for graduates with a professional degree in risk management.

Risk Management in Banking

  • It is difficult for anyone to predict or sense future challenges in any sector. Banking, in particular, has a cascading impact across industries. 
  • Thus, the requirement for risk management is inevitable for the banking sector compared to other sectors. 
  • With the expertise of risk management professionals, banks can initiate some initiatives now to deliver short-term results while preparing for the coming changes. 
  • By preparing in advance, banks will be able to avoid risk functions created by unforeseen situations.

Risk Management courses

  • Given the rising demand for experts in various industries, several institutions, including Edtech platforms such as Imarticus Learning, a technology-driven educational institute, have started offering professional courses in risk management.
  • The availability of courses in online mode offers an opportunity for people from anywhere to opt for this course at their convenience. 
  • Undergraduate and postgraduate students can simultaneously pursue such courses. It helps them save time and get into the professional world. 
  • Working professionals can also opt for risk management to improve their employability in various capacities depending on their skillsets.

Investment banking course with placement

In addition to risk management, Imarticus Learning also offers Certified Investment Banking Operations Professional (CIBOP). The duration of the course is 180 hours and equips you with the skillsets required to begin a career in investment banking operations, treasury, and clearing services. Placement is also taken care of by the institute.

Talent Acquisition And Development For Credit Analyst Course In 2022

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Talent Acquisition And Development For Credit Analyst Course In 2022

Do you aspire to be a credit professional? Are you on the lookout for a course that will equip you with the necessary skills to be one? To put it simply, through a Credit Risk Analyst Course, a learner can acquire the skills required to perform due diligence in terms of assessing if a particular borrower or debt issuer has creditworthiness.

It encompasses a broad range of topics, including credit modeling, consumer credit, credit derivatives, credit portfolio risk management, etc. As a learner, you can get exposure to analytical tools and techniques crucial to evaluating if a borrower can generate enough cash flows to meet debt obligations.

Individuals aspiring for a dynamic and aggressive career in commercial banking, credit rating, private lending, insurance, corporate credit, etc., can benefit immensely from a Credit Risk Analyst Course.

Talent Acquisition for Credit Analyst Course

credit risk analyst courseCredit Risk Analysis is primarily a number-crunching job that needs a strong foundation in finance. If you’re keen to pursue a Credit Analyst Course, you should have a Bachelor’s Degree in finance, accounting, or other related fields such as ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment.

These subjects aid risk management, making them crucial for a Credit Analyst Certification Course. Some potential employers may also give preference to candidates with an MBA, Credit Business Associate certification, or a Chartered Financial Analyst designation. While a financial background is certainly a plus point, some employers also choose to hire college graduates and train them on the job.

The Credit Analyst Training has educational subjects in the course such as industry and ratio analysis. This is because assessing the environment of a company is one of the critical components of assessing its risk. Candidates can also go for a Postgraduate diploma in banking and finance to gain deeper insight into the professional as well as practical knowledge of these sectors.

What to Look for in a Credit Analyst

An individual foraying into the field of credit analysis should have the following qualities:

  1. Ability to handle very high responsibilities in their job.
  2. Ability to assimilate a set of numbers and identify their implications for any specific client.
  3. Ability to effectively disseminate decisions to a wide group of people, be it orally or in print. Coming up with a solution to a problem makes little difference if it is not effectively communicated to others.
  4. Multitask ability to handle multiple projects simultaneously and prioritize projects efficiently.
  5. Basic knowledge of software usages like Microsoft Excel and other software that helps analyze numerical data.
  6. Fluency in English, besides strong oral and written communication skills. The candidate should also have a sharp sense of ethics and analytical and organizational skills.

Career paths of a Credit Analyst

Doing a Credit Risk Analyst Course opens a plethora of career opportunities, as a wide spectrum of businesses needs credit analysts. Be it banks, credit rating agencies, auto manufacturers, retail store chains, or even utilities and energy companies, any business that extends credit to its customers will recruit credit analysts to execute this job seamlessly.

The Credit Analyst Certification Course also helps you foray into lucrative careers like an investment banker, portfolio manager, or loan and trust manager.

If you’re on the lookout for top-notch credit analyst training that follows a strictly professional approach, Imarticus is the best bet. As providers of some industry-leading courses, we promise to hone skills that will give you an edge across industries such as financial services, analytics, AI, business analysis, and core technology.

Being a technology-driven educational institute, we leave no stones unturned to upskill individuals as per the demand of the times. You can drive to any of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, or Gurgaon, for more information.