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Category: Finance

Finance & Fintech

What a Decade of Success Looks Like in the Edtech Sector

Posted on by Imarticus Learning

What a Decade of Success Looks Like in the Edtech Sector

Since its inception in 2012, Imarticus Learning has become a leading online professional educational facility focused on creating the workforce of the future with new-age programs in Data Science & Business intelligence, Advanced Analytics, AI, Investment Banking, Financial Technology, Finance, Advertising, and much more. Nikhil Barshikar, the founder, chairman, and managing director created Imarticus Learning in 2012 and has effectively directed candidates in the proper professional route.

Imarticus Learning’s all-encompassing courses and programs have helped many successful people. Imarticus regards learning as an ongoing process. Their goal over the years has been to organize information and make learning accessible using contemporary technology to prepare our worldwide community of learners for a forthcoming, tech-driven society.

EdTech company

Imarticus Learning has a track record of achievement in offering high-quality learning from universities worldwide and developing challenging programs that are immersive, relevant, and progressive.

It has attempted to mix in-class study with practical experiences as an ed-tech startup by mainly focusing on hands-on and experiential knowledge. Imarticus Learning has indeed been devoted to offering creative and outcome-focused programs for more than a decade. 

In recent years, a growing number of start-ups have recognised the promise of ed-tech. Because of the Digital India program, the cultural relevance of learning through Indian society, and lower mobile internet pricing, the upward trend will continue.

Venture capital and private equity groups are also investing heavily in this industry, not just in K-12 (kindergarten through 12th grade), as well as online classes. Supplemental courses, exam preparation, online certification, and gamification all have enormous untapped potential.

An examination of China’s present startup environment will reveal a few real winners, among them is the ed-tech industry. With the statewide lockdown in India, there is an unexpected increase in demand for ed-tech businesses, even as others struggle to find their way out. According to analysts, the e-commerce market and ed-tech are some industries that may survive this rough period.

10 Years of Imarticus in Ed-tech

Over the last decade, Imarticus Learning has partnered with industry titans such as KPMG, Capgemini, Deutsche Bank, Goldman Sachs, HSBC, and others. It can today claim 85% of student recruitment in the world’s largest corporations. We have partnered with a total of 480 firms to date, and the list is growing with each passing year, thanks to cutting-edge tech and a strong staff of mentors.

After ten years of meeting the requirements of thousands of students, Imarticus Learning is looking to fund $40-50 million (303-379 crores).

As a consequence of virtual classrooms, electronic learning, digital teaching resources in classrooms, and the increasing use of cutting-edge technologies such as virtual worlds, machine intelligence, and augmented reality, learning delivery and techniques are developing. In various educational institutes, not only students and professors, but even businesses, are becoming increasingly aware of the advantages of educational technology.

Our online training programs are created and delivered in collaboration with international organizations and industry experts.

Students who complete the program obtain an industry-endorsed certificate that will look excellent in any portfolio and amaze future and current employers.

Advantages of Becoming a Member of Imarticus Learning Family

You may do so as an Imarticus after you have finished your course by going into our LMS and accessing curriculum information and learning resources to refresh your recollection.

Furthermore, the private equity platform has provided a multitude of industry opportunities and references of both open and confidential networks, which has aided previous Imarticus students.

Conclusion

To summarise, Indian ed-tech has a very promising future ahead of it, which we at Imarticus are very enthusiastic about. If you wish to discuss and dispute the above topics, or if you are developing anything in this area and want to talk about it, please visit Imarticus’ official page.

Smartphone usage and low data rates have changed the game for ed-techs. In India now, there are around 350 million smartphone users, a figure that is predicted to quadruple by 2022. With these figures, it is clear that mobiles and digital gadgets will be the universities of the future.

The delivery and methods of learning are evolving as a result of online classes, virtual classrooms, digital learning materials in classrooms, and the rising usage of cutting-edge technology such as virtual worlds, artificial intelligence, and augmented reality. Not only students and teachers, but also businesspeople, are becoming more aware of the possibilities of educational technology in several educational institutes.

Online courses provide the general public with a flexible and cost-effective approach to learning new skills. Education advances are allowing people to quickly access education, move beyond traditional academic education, and obtain a deeper grasp of a subject via videos, online study material, and educational applications with a range of learning aids.

What Digital Creators Can Learn From Investment Banking Operations

Posted on by Imarticus Learning

What Digital Creators Can Learn From Investment Banking Operations

When most people picture a bank’s operations, they think of the traditional banking activities that involve obtaining cash deposits from clients through checks and savings accounts to make interest-bearing loans. Investment banking operations are very different from these traditional banking activities. 

Instead, investment banks carry out tasks related to creating corporate securities, arranging mergers and acquisitions, or selling securities to investors. This post will explain what digital creators can learn from investment banking operations.

An overview of investment banking

Investment banking is a service industry. It’s global, complex, and highly regulated. Investment banks must compete with each other for clients, who are sophisticated investors who demand high levels of service. This means that investment bankers are experts in their fields while offering something more than just the standard advice that a client might get anywhere else. They know their client’s businesses and advise them on how best to cope with any issues arising from those businesses. 

What Insights Can Digital Creators Draw From Investment Banking Operations?

Investment banking operations are a great way to learn how to manage a business. When you’re working for a company as large and successful, you get to see all of the major decisions that go into running a business—and it’s not always easy or fun! 

You have to make tough decisions about whether or not to cut costs, which can mean firing people. You have been in this position before yourself as an entrepreneur; now imagine having hundreds of employees who depend on you making good choices.

They also teach you how team management works in the real world—not just at your startup with 3-4 employees but anywhere from dozens up to hundreds. In any organization with more than one employee, there will be friction between co-workers who have different ideas about how they should do things–and sometimes those differences lead them far away from each other! 

Some skills are transferable across industries: budgeting is one example where both parties face similar challenges (i.e., setting reasonable goals while keeping an eye on costs).

Ultimately, the key takeaway is that creators must stay focused on their core business to succeed. This means building on your skills and having good processes for managing content production in a scalable way over time as new technologies emerge. 

Learn investment banking courses with Imarticus Learning

The Certified Investment Banking Operations Professional program will give students a good start on their investment banking careers. This financial modeling certification will give students the skills they need to succeed in banking operations, treasury, and clearing services at all production levels.

Course Benefits for Learners

  • Students will learn how to manage complex securities and derivative products, their trade-life cycles, and the roles involved in investment banking operations.
  • With over 8,000 placements completed and a pay increase rate of 60%, students may get the support they need to start their investment banking careers.
  • After finishing the CIBOP course and related assignments, students will get an industry-recognized certificate.

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Will retail banks become extinct? What we know

Posted on by Imarticus Learning

Will retail banks become extinct? What we know

Customer banking habits vary significantly from one country to another. However, the pandemic has made some of these habits a global trend. The new age technologies and startup culture are challenging the existence of retail banking in the world.

Today, many application-based solutions are available in the market that enables you to transact and do more with your money at a click, without the need to visit the nearest bank retail outlet. Global researchers say that it’s not far that retail banks will become extinct. However, one thing that could save them for a while is adopting new-age technologies.

Unlike earlier, wherein doing business with international bank establishments was a glamour statement, today, it does not hold that value; instead, it is the digital experience of convenience, speed, efficiency, and interface.

Digital technology is a hygiene thing today and requires heavy investments by banks to make the most of the customers’ loyalty. It is just like a mobile service. You port to another mobile service provider if you do not get good network coverage. A similar trend is in the making in the banking space.

With a large portion of the population highly tech-savvy today, they need a robust digital banking platform that enables them to make their transactions – deposits, withdrawals, investments, and payments – on the move. Therefore, this leaves lesser chances of failure for banks than win clicks. The banks require a workforce that is engaged, technologically sound, and in sync with the changing times in the banking space. Moreover, the ones who can be integrated easily without much training are ready to take on challenges and upskill their capabilities as they move further.

 Imarticus Learnings’ Postgraduate Program in Banking and Finance prepares you for the changing banking trends and provides a platform to upskill and align with the needs of the industry. The course curriculum is designed to keep the ever-changing customer behaviour in the retail banking space in mind. Our faculty, with more than two decades of experience in retail banking help, provide an interactive learning environment led by case studies, industry interactions, and tech-back sessions. The module offers all-rounded learning and the ability of the aspirants to start contributing to the workplace they join from the very first day.

The retail banking courses training allows you to leverage Imarticus Learnings’ 400+ partnerships with top-tier hiring firms in the banking space. Our placement partners include Motilal Oswal, Standard Chartered, Goldman Sachs, Morgan Stanley, Edelweiss, and Kotak Mahindra Bank.

How to join Postgraduate Program in Banking and Finance?

Imarticus Learnings’ Postgraduate Program in Banking and Finance is a tailor-made program for those who want to make a career in retail banking or financial services. The program requires the aspirant to take an admission test and, post the relevant results, can enrol in the program.

What does the Program offer?

The program offers 300+ hours of in-depth skill enhancement training in the latest industry practices. It is a placement-focused certificate program with a professional certificate in banking and finance. The aspirant also gets certified in Mutual Funds by the National Institute of Securities Markets (NISM). This NISM Series V A – Mutual Fund Distribution certificate allows you to build expertise in Mutual Funds.

 

 

What is the Learning Module?

The learning module involves real-world use cases, business scenarios, practical assignments, industry interactions, and tech back sessions to gauge aspirants’ progress and prepare them to be the contributing lot from day one at the workplace.

To Know More, click on Postgraduate Program in Banking and Finance (imarticus.org)

Imarticus Learnings has a strong presence across India and UAE. Contact us through our live chat support or leave a Hi! on WhatsApp, and our representatives will get in touch with you. You can also visit our training centres in Mumbai, Delhi, Bengaluru, Hyderabad, Coimbatore, Chennai, Cochin, Kolkata, Thane, Pune, Ahmedabad, Jaipur, Gurugram, Noida, Patna, Lucknow, and Dehradun.

A-Z of building the right skills to enter the financial services and capital markets

Posted on by Imarticus Learning

A-Z of building the right skills to enter the financial services and capital markets

The financial services and capital markets are complex, ever-changing, and can be intimidating for those looking to enter the industry. If you’re looking to enter the financial services and capital markets, you must have the right skills. Therefore we bring this post to help you identify the skills needed and learn how to build them.

Identify the skills needed

You must identify the necessary skills to succeed in financial services and capital markets.

  • Financial Services Skills: You should understand how money works, how banks make loans and other investments, and how they help businesses grow. You should also understand accounting principles such as cash flow analysis, budgeting, and forecasting.
  • Capital Markets Skills: If you work in this field, then it’s likely that your role involves developing business plans for new companies or helping existing ones raise funds from investors.

Capital and financial markets fundamentals

  • Investors can buy, sell and trade securities such as stocks, bonds, and currencies in capital markets. The capital market is of two primary components: debt and equity. Debt refers to the money borrowers need to finance their assets, while equity refers to ownership stakes held by individuals or companies when they invest in businesses.
  • Financial markets: These include everything related to investing money as well as how it works financially within an economy—including commercial lending (such as mortgages), foreign exchange trading (the buying or selling of one currency versus another) and derivatives contracts (financial instruments that allow you to profit from changes in prices).

Technology fluency

Technology fluency is one of the essential skills for financial services and capital markets professionals. The technology you use to run your business is constantly changing, so you must be able to adapt and stay up to date. You’ll also need to use new technologies as they become available to improve customer experience and provide better service.

Communication and presentation skills

 Communication and presentation skills are important if you want to be a financial services professional. You will need to be able to communicate with a range of people in different situations and ages. You can improve your communication skills by learning how others present information through public speaking or presentation coaching courses. 

There are many aspects to financial markets, but they all have the same goal: making money. What’s different is how they go about it. The best way to get started is with a course or micro-degree in one of these areas to begin your career on the right foot and build up experience through training courses or internships at firms with relevant training programs.

Explore financial services and capital markets course with Imarticus Learning

corporate training programs

Students will learn about investment banking, capital markets, risk management, and fintech through our course on financial services and capital markets. The leading business school developed this rigorous six-month program at IIM Lucknow.

This capital markets certification course would benefit middle managers with experience who wish to relaunch their careers in finance.

Course Benefits For Learners:

  • As part of this financial services management course, students may network with their classmates and industry professionals.
  • The students will understand critical concepts, including investment banking, capital markets, risk, and fintech.
  • Capital market training courses teach students all they need to know about the financial sector and its operations.

Contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

The modern CFO – Guardian of financial risk management

Posted on by Imarticus Learning

The modern CFO – Guardian of financial risk management

A CFO is a financial executive responsible for meeting the company’s financial goals. The CFO oversees the company’s budgeting, planning, and resource allocation processes; conducts economic analyses; manages risk management; monitors performance indicators; monitors cash flow streams; reviews internal controls and audit procedures; coordinates with outside auditors regarding matters related to accounting standards or interpretations of applicable laws or regulations.

Working closely with corporate treasury

Corporate treasury is the department that manages your company’s cash flow, including payments to suppliers and vendors. Corporate treasurers work closely with finance officers to ensure their companies have sufficient funding for operations and capital expenditure projects. 

Focus on the long term

A modern CFO must be able to see the big picture and the impact of decisions in the long term. CFO needs to evaluate any determination regarding its short-term and long-term consequences and financial implications for an organization.

Embracing technology

workplace etiquette

Technology is a critical component of the modern CFO’s role. It offers a competitive advantage and helps you to be more effective in your work, which creates value for your company. The technology can also help you work more efficiently and collaboratively with other departments within the organization.

Helping to manage cash and liquidity

Cash and liquidity are the most significant risks in any business. They can cause massive damage to a company’s finances.

CFOs must be the guardians of this new reality because there is no room for error regarding cash management. The CFO needs to understand how much money is coming in and going out, how quickly it comes or goes, and whether any unexpected events like fires or floods could affect things from a financial perspective (or even an operational perspective).

CFOs will have to be the guardians of this new reality.

As the guardian of financial risk management, the CFO will have to be the eyes and ears of every department. The CFO must understand how data get used, who uses it, and why they do so. If a new technology comes out, that could change the way we do business, or if a new regulation comes into play that could make things more difficult for your company—you want your CFO on top of these things right away!

While the shift to digital and artificial intelligence will continue, we can expect more disruption in the years ahead. To prepare for these changes and take advantage of them, CFOs must be ready to adapt their skillsets—and even their thinking—to keep up with a rapidly changing world.

Discover the best fintech courses in India with Imarticus Learning

workplace etiquette

By offering practical instruction from industry experts, real-world case studies, projects using Blockchain and Cloud Computing, and important contacts with FinTech industry leaders and entrepreneurs, fintech certification strengthens students’ knowledge of FinTech.

Course Benefits for Learners:

  • The future of fintech is promising, and students may stay up to date by attending networking events, job advertisements, or webinars.
  • Learners will discover how to use fintech online training concepts in their daily operations.
  • These are the best financial risk management courses that provide students with the skills they need to secure their ideal jobs after graduation!

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

Risk Management: Meaning, Features, And Importance

Posted on by Imarticus Learning

Risk Management: Meaning, Features, And Importance

Risk management is discovering, evaluating, and controlling risks to an organization’s resources and profits. These dangers can get caused by several things, such as financial unpredictability, legal responsibilities, technological problems, strategic management blunders, accidents, and natural calamities.

An effective risk management program aids a business in taking into account all potential hazards. Risk management also examines the link between risks and the possible adverse cascade effects on an organization’s strategic objectives.

Risk management programs aim to protect and enhance corporate value by taking calculated risks rather than completely eradicating all risks.

Risk management: what is it?

The detection, analysis, and reaction to risk elements that are inherent in a business’s operations are all included in risk management. Effective risk management is acting proactively rather than reactively to influence future events as much as feasible. As a result, sound risk management can lessen the likelihood of a risk happening and its possible consequences.

training and development

Every company that operates in the market encounters several sorts of dangerous and unforeseen occurrences that might even result in the permanent closure of its activities. Risk is a component of the investment world that cannot be isolated. It is a necessary action that the investor must conduct to achieve growth, profit, wealth, and progress. 

For business people to increase their earning potential and reduce their exposure to various financial hazards, careful preparation and research are essential. Financial risk can take the shape of bankruptcies, volatile stock markets, recessions, elevated inflation, etc. To manage all unplanned and undesirable occurrences, firms of all sizes-small, medium, and large—practice risk management. 

Features of a risk management system 

Your company’s divisions and stakeholders will need to be able to swiftly and readily evaluate information to look for warning signs since they have various risk concerns. Data must be punctually given, updated in real-time, and demonstrate synergy between different risk areas to be effective; yet, inundating colleagues with voluminous and pointless information is likely to make it useless. 

Risk detection is excellent, but to truly enhance operations over the long term, you must understand the root causes and initiate events that gave rise to the risks in the first place. 

Importance of Risk Management

Risk management is essential because it allows companies to recognize and effectively address possible threats. A risk is simple to mitigate once it gets identified. Additionally, risk management gives a corporation a foundation on which to make wise decisions.

The most fantastic method for a firm to be ready for potential events that may arise during advancement and expansion is to identify and manage risks. 

Learn investment banking courses with Imarticus Learning

best capital markets course

With the Certified Investment Banking Operations Professional curriculum, students may jumpstart their careers in banking. This certification in investment banking will give students the skills necessary to succeed in banking operations, treasury, and clearing services at all production levels.  

The investment banking courses with placement cover Strategic planning and financial management, financing, and valuation of investment opportunities. 

Course Benefits for Learners:

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

An investment banking skills checklist for finance professionals

Posted on by Imarticus Learning

An investment banking skills checklist for finance professionals

A career in finance is quite exciting and profitable. But simultaneously, it is also demanding and stressful. One of the most demanding jobs is Investment Banker.

The investment banker works with any Company or the Government and helps raise capital or make important financial decisions during critical times like acquisitions and mergers. 

They even save the time and money of the client by pointing out the risks in a particular project. An investment banker even advises the Company regarding when to issue bonds, what price to assign them, and many more.

The article discusses an investment banking skills checklist for finance professionals. So, keep reading to learn more about the skills you can acquire through an investment banking certification course.

Top 12 Investment Banking Skills Checklist for Finance Professionals

An investment banker must have the following qualities to stand outstanding in this field.

#1. Patience

The investment banking job is quite tiring and sometimes stressful. You have to work long hours and must always complete work within deadlines. So, sometimes you may feel like leaving your job and looking for some other work.

That is why recruiters always look for such candidates who have patience and don’t lose temper easily.

#2.Global Outlook

You may work for a local Company but may meet foreign clients or do global transactions. So, you need a global outlook to work as a successful Investment Banker.

#3.Analytical

You have to face a lot of tricky questions every day. So, it is pretty important to be analytical for joining this job. You need to analyze a question from every possible angle and then answer a question.

Analytical skill is essential because they will help you break your client’s issues into different segments and create various financial models.

Are you trying hard to become an Investment Banker but not getting it because of poor analytical skills?

If yes, then Join Imarticus today. Imarticus provides an Investment banking course with placement. You can contact them either by chat support or by going to any of the nearest training centers of Imarticus.

#4. Presentation Skill

The job of an investment banker does not get over with completing the financial model. You must also present it or any other ideas to clients or your boss. So you need good presentation skills to work as an investment banker.

#5.Communication Skills

Communication skills are pretty similar to presentation skills. You need to communicate warmly and pleasantly to the clients. Remember, it differs from how you communicate with your friends or relatives.

Are you aspiring to become an Investment banker in a reputed entity but are afraid of weak communication skills?

If yes, then join the Investment Banking Certification course in Imarticus today. 

#6. Linguistic

Now Investment banks are looking for candidates who can speak a language other than English. So, there is enormous demand for investment bankers who speak two to three languages.

#7. Networking

You will lot of people in Investment banking career. The majority of them may help you in some way in the future. So it is pretty important to maintain an excellent network in your career.

#8.Creativity

Creative skill is quite essential to becoming a successful Investment banker. You will not be direct data to solve any financial issues. If you are creative, you can see a situation from different angles and solve financial issues wisely.

#9.Resilience

You may face much criticism from your boss at the beginning of your career. You don’t need to be disappointed or think about it for too long. You need to take their comments positively and be resilient to grow fast in your career.

#10.Mathematical skills

You have to deal with many data and numbers as an investment banker. So, you need to have good mathematical skills.

#11.Accounting Skills

Accounting skill is essential when preparing any financial model, making any adjustment in financial software, or analyzing data deeply. You should have this skill to become a good Investment banker.

#12.Influencing Skills

Sometimes you need to influence other people so that they can follow your ideas. It is mainly the case when you get a promotion and want your associates to follow your ideas. Remember, your associates can only follow you if you have influential skills.

Conclusion

The above skills are pretty vital to becoming a good Investment Banker. If you feel weak in any of the above skills described, join Imarticus today.

The Investment Banking program is excellent in Imarticus. This platform lets you get in-depth knowledge of complex securities, trade life cycles, and others.

You can join Investment Banking Program either by attending online classes or attending class in any of the Centers, which includes Mumbai, Thane, Pune, Bangalore, Delhi, Chennai, Coimbatore, Cochin, Kolkatta, and Hyderabad.

What can you do with a capital market certification?

Posted on by Imarticus Learning

What can you do with a capital market certification?

A Capital Market Certification is highly desired by individuals hoping to make a career in the financial services industry. Imarticus Learning and IIM Lucknow have collaborated to compose for their candidates the perfect course which will offer them excellent skills, insights, and resources required to upskill and always be a step ahead in their career. Imarticus Learning’s Advanced Management Program in Financial Services and Capital Markets is the ideal course for finance professionals with at least two years of experience and individuals who wish to reinvent themselves in the financial services industry.

This course opens up a wide array of possibilities, not just for individuals who are already pursuing a career in the financial services industry but also for individuals who wish to explore the financial services industry.

To learn more about what our course offers, click here: Advanced Management Program In Financial Services And Capital Markets By IIM Lucknow (imarticus.org)

It will not be wrong to claim that the financial services industry is one of today’s most rapidly evolving industries. Hence, compliance and risk management courses are highly sought after by candidates and recruiters. Therefore, a capital market certification from a reputed institute highly increases your chances of taking a step forward towards your career in the financial services industry, and who better to learn it from than one of the most prestigious members of the IIM industry and a tech-driven, educational institution committed to providing high-quality and industry-specific education through the use of innovative technologies and tailored training. The candidates get the best of both worlds through Imarticus Learning’s Advanced Management Program in Financial Services and Capital Markets.

For further information, use our chat support on Advanced Management Program In Financial Services And Capital Markets By IIM Lucknow (imarticus.org) 

With a Capital Market Certification from Imarticus Learning and IIM Lucknow, candidates will learn about Primer – Corporate Finance & Accounting, Investment & Corporate Banking, IB and Equity Research, Corporate Banking & Structured Finance, etc. At Imarticus, we promote a seeing is believing attitude in our candidates. Hence, we have inculcated hands-on training in all our programs which proves highly beneficial for the candidates in Capital Market Certification, Diploma in Risk Management, etc.

We can help you make the best decision about your career. Visit us at our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

Our highly skilled faculty at IIM Lucknow and Imarticus Learning ensures that students benefit from their highly skilled evaluations, their decades’ worth of experience in the financial services sector, and their compiled knowledge and resources, which would be at the disposal of the candidates. Through an advanced learning process, students will understand, hypothesize and apply their know-how in various subjects, which will render them job-ready by the end of their capital market certification course.

Some of the best features of the ‘Advanced Management Program in Financial Services and Capital Markets’ at Imarticus Learning are: Peer networking through Campus immersion, Executive Alumni status of IIM Lucknow, Capstone projects, and Simulations from Imarticus, Unique AMP curriculum in Financial Services and Capital Markets. All of these features will help the candidates learn from the experiences of their peers and colleagues, all the while developing their insights and advancing their knowledge. 

So, the question stands, ‘What can’t you do with a capital market certification?’ Let us help you be the best at what you do.

To download our brochure, click here: Advanced Management Program In Financial Services And Capital Markets By IIM Lucknow (imarticus.org)

Anti-Money Laundering In Banking: All That You Need To Know

Posted on by Imarticus Learning

Anti-Money Laundering In Banking: All That You Need To Know

Anti-money laundering (AML) is an essential component of the banking industry. It helps to prevent the flow of money obtained through criminal activity by ensuring that financial institutions are aware of their client’s business dealings at all times. This way, banks can identify potential risks and prevent them from happening in the first place. 

What Is Anti-Money Laundering?

Money laundering involves converting illegal funds into legitimate ones. Money laundering is an offense committed by criminals to hide the source of their illegally obtained wealth. The main goal behind money laundering is to achieve financial freedom and prevent authorities from tracking down the source of criminal funds. 

Why is Anti Money Laundering Important?

It is essential to have anti-money laundering in banking to stop criminals from using banks to launder money. Criminals use financial institutions for many things, which can include:

  • To hide their illegal activities from authorities.
  • To launder money they have acquired through crime, such as drug trafficking or terrorism financing.

Anti-money laundering (AML) is a regulatory framework that aims to prevent the improper use of bank funds and other financial services, such as money transmission, for illegal purposes.

It covers all transactions in which the source or destination of funds is unknown or an initial risk test cannot be applied. 

corporate training and development

The primary purpose behind AML regulations is to combat terrorism and other criminal activity. However, you can also use it against fraudsters who steal from their clients by using fake companies or opening new accounts without permission from the owner.

Anti-money laundering procedures require banks to report any suspicious activity they encounter within their network to identify potential criminals before they cause any damage.

How Does Money Laundering Happen in Banking?

Money laundering is a criminal activity involving concealing money’s origins from authorities. This process usually involves transferring funds from one place to another, making it difficult for law enforcement officials to track them down.

Making money obtained unlawfully (sometimes known as “dirty money”) look legitimate is known as money laundering. Money launderers may also deposit modest amounts of cash or smuggle cash into foreign nations to avoid suspicion. 

The dirty money seems clean and thus gets incorporated into the financial system due to these numerous transactions. Criminals can take money from lawful accounts and use it to fund acts of terrorism, organized crime, the trafficking of drugs, human trafficking, or terrorism.

Learn investment banking courses with Imarticus Learning

With the Certified Investment Banking Operations Professional curriculum, students may jumpstart their careers in banking.

This certification in investment banking will give students the skills necessary to succeed in banking operations, treasury, and clearing services at all production levels.  The investment banking course syllabus covers Strategic planning and financial management, financing, and valuation of investment opportunities. 

Course Benefits for Learners:

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

Can a financial analyst course make you a better finance professional?

Posted on by Imarticus Learning

Can a financial analyst course make you a better finance professional?

A Financial Analyst guides companies, organizations, and individuals on all matters relating to finance. All business investment decisions are facilitated by analysing economic and business trends and the company’s financial strategy.

best data analytics certification course

Finance Analysts work in banks and investment firms and also for general corporations. You need a grounding in finance, economics, accounting, and statistics as a start to pursuing a career as a financial analyst. Get a Financial analyst pro degree from Imarticus learning Pvt Ltd to give a boost to your career as a Financial Analyst.

What is the main function of a financial analyst?

A financial analyst normally works with financial data and manipulates it to show the underlying trends, whether seasonal or otherwise, calculates inter-firm and intra-firm ratios for understanding the company’s financial position, and analyses the industry or the sector where the company is working.

  • A financial analyst builds financial models and does sensitivity and scenario analysis with conservative and aggressive assumptions.
  • Analyses economic and business trends to provide information on which business decisions are based.
  • Help in the development of budgets and long-term forecasts for the organisation.
  • Conduct project appraisals and apply discounting techniques to evaluate the project viability.
  • Analyse equity securities and provide buy, sell and hold recommendations.

There may be jobs where you can work as a buy-side analyst or sell-side analyst. Job openings will be available with banks, insurance companies, mutual funds, and independent money managers.

  • If you attain enough experience and seniority, you can work as a portfolio manager, investment manager, or fund manager at a mutual fund house.

Educational qualifications required to be a financial analyst

A Bachelor’s degree in Commerce, Economics, or Engineering: A basic degree in maths, economics, or commerce will provide the proper grounding to pursue higher education in financial analysis and asset management.

Post Graduate degree: An MBA in Finance and Investments can come in very helpful to create the groundwork for Asset and Portfolio Management.

Higher Certification in Financial Analysis: The Chartered Financial Analyst certification from The Association of Investment Management and Research (AIMR), Virginia, is the ultimate academic achievement in Portfolio Analysis and Investment Management. It is a rigorous 3-year course. To help you prepare for this course and a career in Financial Analysis and Portfolio Management, financial analyst courses are offered at Imarticus Learning Pvt Ltd. They offer a Financial Analysis Prodegree, which offers valuable help in kick-starting your career as a Financial Analyst.

 What are the skillsets that a Financial Analyst is expected to have?

  • Financial software knowledge 
  • Budget management training
  • Financial reporting skills
  • Research skills
  • Accounting knowledge
  • Analytical ability
  • Financial literacy
  • Data analysis
  • Corporate finance knowledge
  • Communication
  • Negotiation
  • Influencing
  • Critical thinking
  • Flexibility
  • Resilience
  • Collaboration
  • Problem-solving

 Plan your future as a Financial Analyst 

  • As mentioned above, becoming a Financial Analyst is based on the right combination of education, certification, and experience. Plan all the various steps to ensure adequate preparation for your career.
  • Take the right course. Sharpen your investment analysis and data analysis skill sets. The Financial Analysis Prodegree will hone your skills in data analysis, financial literacy, and proficiency. Imarticus Learning’s Financial Analyst training courses offer the right curriculum and mentorship to jumpstart your career.
  • Look for banking, mutual fund, and financial services internship opportunities.

You will gain practical experience, valuable insights, investment knowledge, and networking opportunities which will be extremely helpful in getting a job. Additional professional qualifications and internship experience will boost your profile.

  • After the completion of your Financial Analyst course, you can look for entry-level openings in banks, mutual funds, and the financial services industry.
  • Prepare for your interview. Your Financial Analyst course will be extremely helpful in your ability to analyse and answer questions posed by the interviewer.

 Career Paths available for a Financial Analyst

  • Financial Planning Manager in a large Corporation.
  • Portfolio Manager for a mutual fund, investment companies, high net worth individuals, wealth management division of banks, and independent money managers.
  • Rating Manager at a well-known credit rating agency. Analysis of credit ratings involves detailed financial analysis and business analysis of the company
  • Risk Manager with a bank, financial institution, or a non-banking financial institution
  • Fund Manager with a mutual fund. You guide the fund’s overall objective and not only do financial analysis but also make investment decisions on behalf of the fund.

Conclusion

The future is very bright for Financial Analysts in India with the growth of equity investors investing either directly through the equity route or the mutual fund route. The growth of the Fintech sector also requires financial analysts to assist in their further development.

corporate training and development

Learn Financial Analysis to develop a competitive edge in your career search. Learn state-of-art skills by doing a Financial Analyst training course available at Imarticus Learning Pvt Ltd.

 You can contact Imarticus Learning Pvt limited through chat support or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

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