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Tag: best career otpions after graduation

Big Data Analysis with respect to digital lending

Posted on by Imarticus

A recent study on digital lending has shown that the average borrower earns a higher income than the average credit cardholder. It is not surprising that many of these borrowers are college graduates with good jobs and high salaries. The following insights from this study will be helpful for any business looking to enter into the digital lending market or increase its share in it.

This blog post discusses essential big data in digital lending, such as how much the average borrower makes and their educational background, which can help inform future decisions regarding this industry.

What is a Big Data Analysis?

Big Data is a term that describes the large volume of data organizations collect, process, and store. The data can be in any form, including text, images, audio, or video. Big Data is the process of extracting valuable insights from this data to help organizations make better decisions.

The digital lending industry is one area where Big Data Analytics can be used to significant effect. By analyzing the data collected from borrowers and lenders, organizations can identify trends and patterns to help them make better decisions about lending money. For example, they can determine which borrowers are most likely to repay their loans on time or which lenders are most likely to offer the best interest rates.

How can lenders use big data in their day-to-day operations?

One of the most important ways is analyzing a borrower’s credit history. Using predictive analytics and machine learning techniques, lenders can use extensive data analysis to assess a potential customer. It also reduces the risk of lending money to new borrowers and shortens its time for the approval process.

Here are some other benefits: –

  • Lenders can get a better understanding of customer behavior and preferences.
  • They can also improve their marketing efforts by targeting specific audiences.
  • Additionally, they can identify fraudulent activities and prevent them from happening.

Big data provides lenders with opportunities to increase efficiency, accuracy, and profits. Using it can make better and more informed decisions about lending money and how much.

Explore credit analyst course with Imarticus Learning

Acquire a robust toolbox that helps students grasp India’s credit environment, study the whole loan evaluation and due diligence process, and conduct financial analysis with this 145+ hour Credit Risk and Underwriting Pro degree. Students can explore five complete case studies to get a hands-on learning experience. Each case study corresponds to a particular curriculum component, allowing students to put their knowledge to use while also learning more about credit risks and underwriting.

Course Benefits for Learners

How to choose the right course to become a financial analyst

Posted on by Imarticus

The finance industry has finally understood the power of data analysis in making better decisions. Many young individuals are now planning to become financial analysts for reputed organizations. To become a financial analyst, you will have to possess several skills and competencies. There are a plethora of finance-related courses, and you have to choose the right one. Read on to know how to become a financial analyst for a reputed organization. 

Why go for an online professional degree?

Many young enthusiasts believe that an institutional degree is enough to get into the industry. For becoming a financial analyst, an academic background in math, accounts, or finance is appreciated. However, you will still not be job-ready even after a traditional degree. A traditional degree will focus on theoretical concepts and not on industry skills. It is why many students look for a CFA course in India that can help them get an industry-recognized certification. 

Young aspirants looking for a CFA course in India should try the FAP (Financial Analysis Prodegree). We at Imarticus Learning, offer the best professional course for aspiring financial analysts. A professional degree/program makes you job-ready by teaching your industry practices and skills. Let us see how our FAP course has everything to help you become a financial analyst. 

Industry-recognized certification 

Many students go for certification courses from unreliable sources which are not of any use. One should look for the level of certification provided by the course provider before choosing a financial analysis course. For our FAP course, you will receive a certification recognized by KPMG, one of the leading professional services companies on the globe. With an industry-endorsed certification, you can get a lucrative job as a financial analyst. 

Placement assistance 

One should always look for placement assistance while choosing a financial analyst course. Unreliable EdTech platforms do not offer placement assistance to young enthusiasts. At Imarticus Learning, you will receive rigorous placement assistance to kickstart your career as a financial analyst.

We have trained many enthusiasts over the years and helped them achieve their career goals. Students trained by Imarticus are currently working at esteemed organizations like Accenture, Deutsche Bank, Royal Bank of Scotland, Infosys, Wipro, Goldman Sachs, and Morgan Stanley. After completing the FAP course, you can become any of the following in the finance industry: 

  • Asset valuation advisor 
  • Financial planner 
  • Equity research analyst 
  • Financial analyst 
  • M&A analyst 
  • Corporate finance manager 
  • Asset and wealth management associate 

Industry-related projects and case studies 

A financial analyst course should have the perfect blend of experimental and conceptual learning. Many courses only focus on theoretical concepts related to financial analysis. To know about the practices of a financial analyst in the industry, you need to work on real-world projects. Our FAP course allows enthusiasts to work on several projects and refer to many case studies.

With real-world projects and case studies, you can know about the problems faced by financial analysts in the industry and how they solve them. During the FAP course, you will get to work on projects related to financial modeling, M&A pitch presentation, accounting & ratios, corporate strategy, and equity research. 

How to join the financial analysis program?

It is easy to join the FAP program and fulfill your career goals. You just have to enquire and get counseled by the admissions team of Imarticus. After counseling, you will be enrolled in the FAP program. The 13-week-long FAP program will cover several aspects of financial analysis. You can pay for the FAP course at once (10% discount for one-time payment) or break it into installments/EMI. Start your financial analysis professional course right away!

Financial Modelling Certification: Revealing the key drivers for your career

Posted on by Imarticus

Financial modeling has become one of the most coveted skills in finance. There is a huge demand for financial modeling professionals. You can take up a financial modeling certification course if you want to make a career in finance. The course also helps several CFA applicants who wish to get into finance. 

financial analyst certification courseImarticus also provides the best CFA course in India. You can also take up a CFA course as it will give you dual benefits. You will get to learn about CFA as well as financial modeling. 

Areas of use of Financial Modelling

Financial modeling is being used in all kinds of industries. Some of the popular sectors in which they are used are:

  • Investment banking institutes
  • Equity Research companies
  • Credit Rating Agencies

Several career opportunities will open up for you if you take a financial modeling course. With a financial modeling course, you will learn several skills like mergers and acquisitions, DCF modeling, ratio analysis, etc. 

Financial Modelling Jobs:

You might get several jobs if you take up a financial modeling course. These jobs are only for people who have the technical know-how of things that work in the fintech space. With the growth of fintech and other financial institutions, there is a massive demand for people who know financial modeling and handle such cases. Some of the career opportunities that will open up for you are as follows:

  • Financial Analyst
  • Cryptocurrency trader
  • Market Research Analyst
  • Equity Analyst

The list above is not exhaustive. There are several other opportunities too. The job title for these opportunities might differ from company to company. 

Importance of Financial Modelling

Financial modeling has become one of the most important aspects of businesses when it comes to the corporate sector. These models are essential tools brought to use to make critical business decisions. A financial model also finds a considerable place in analyzing any risk involved in business decisions.

Financial modeling can also be made to prepare different types of financial statements. Various online businesses are now dependent on financial modeling for their process optimization.

Uses of Financial Modelling

There are several uses of financial modeling. Some of the uses are:

  • Several financial models are used to make business decisions in the finance industry. These models are incorporated to analyze the business based on which the decisions can be taken. 
  • It also acts as an essential tool that can help in incorporating various business ideas. Along with the ideas, you can also analyze the risks associated with a particular business. 
  • The financial modeling techniques can also be used to represent a valid financial scenario for the company. Based on this particular dashboard, different decisions can be taken to understand the company’s financial position. 
  • Using financial models, you can also analyze a company’s economic performance. Understanding these models and tools is very important for the financial perspective of things.

A certification in financial modeling will teach you about every technique that goes into building models, which helps make business decisions.

Conclusion

We at Imarticus provide several financial modeling courses for people who aspire to make a career in finance. With our financial modeling course, students become equipped with skills that help them make business decisions. Financial models are used to make business decisions, and our courses give students an in-depth insight into how these models work.

We have a certified investment banking operations professional certificate course that deals with financial modeling and everything else that the topic encompasses. There are several other courses too that cover the basics of financial modeling. You can get enrolled in any of these courses if you are interested in making a career in financial modeling. 

How to land high-paying investment banking jobs in 2022

Posted on by Imarticus

Investment banking is a field that is as high-paying as it is demanding. It comes with many benefits, but there are certain things you need to master. And, one of them is networking. This especially comes in handy if you are looking forward to working in a specific firm. If there are alumni of your institution who work there, then connect with them. Another approach can be through LinkedIn. You need to connect with people there who work in that firm or can introduce you to someone who does. Also, you need to build a resume that no one can refuse. 

Above all, to get into an investment banking career, it is important to do a proper investment banker course. Thankfully, Imarticus Learnings is here to your rescue with its CIBOP course. This will give you amazing exposure with great placement support. This in turn will give you the necessary boost needed in your career. Here, we are going to talk about what investment banking jobs entail, how much you can expect as salary, and also the requirements you need to meet to become one. Keep reading to learn more.

What Does an Investment Banker do?

Essentially, an investment banker’s job is to advise companies on corporate-level transactions. For example, mergers and acquisitions on a large scale. What this means is that they collaborate with the marketing and sales teams to promote and sell companies. They also need to find potential clients and make sure that the deals go through smoothly. Another part of their job is to suggest the best terms and accurate timing for capital gains and then sell that idea to the investors efficiently. In short, you need to be a master in many domains to be good at this. And, being good at this is the only way to land a high-paying job. 

How Much Salary can you Expect?

On average, an analyst gets about $85-$95k, which, of course, increases with time and experience. And, if you are one of the luckier few who have what it takes to be a managing director, then you can expect an average salary of about $400-$600k. 

Tips to Get a High-paying Investment Banking Job

There are a few things you need to ace to bag a high-paying job in this field. 

  • Prepare for the interview well: several rounds of interviews are conducted before choosing a candidate. Mostly, the questions focus on problem-solving, behavioral, and technical aspects. So, prepare for that thoroughly.
  • Master technical skills: You need to be on top of skills like financial modeling, excel, valuation and accounting. Once you have these mastered, the road becomes much smoother.
  • You need to have amazing attention to detail.
  • Competitive overachievers are always appreciated.
  • You need to be actually interested in the deals instead of just following the market trends.
  • Reading, writing, speaking and mathematical skills are a must.

Investment banking jobs need a specific kind of training before you can actually get into an investment banking career. Check out Imarticus Learnings’ investment banking course and make yourself ready for the big break.

Take the right step and build the future you want with this banking and finance certification

Posted on by Imarticus

Take the right step and build the future you want with this banking and finance certification

Banking and finance encompass a major portion of business processes. Companies have to invest, make payments and complete everyday operations in order to thrive, and this is where banking and finance professionals can assist. There are multiple finance and banking certification courses that teach relevant topics and include practical training for the use of modern technologies. The PGPNAB program on New-Age Banking from Imarticus Learning is one such course. It is meant for students who wish to make their mark in the financial sector. 

Why Choose a Career in Banking and Finance?

There are several career options after graduation for those who wish to become professionals in the field of banking and finance. The corporate industry is experiencing growth and therefore opportunities are increasing. Graduates can decide on a career in banking or finance for the following reasons. 

 

  • Professional Advancement

 

Every company has to deal with investments, accounts, and finances. Corporate companies have to work with banks to process their payments. Therefore, there is a demand for experts in banking and finance. As a professional in the field, there are several opportunities for consistent growth. Businesses often look for experts who can research market trends and analyze financial data to provide accurate insights related to the financial health of the companies. Candidates who can communicate well and have contacts in the industry will experience quick professional growth in these fields. Proper communication can help build partnerships and land valuable clients. 

 

  • High Salary

 

The salary packages offered by companies to finance and banking professionals are extremely lucrative. In the banking and finance sectors, potential candidates usually offer expertise in areas like research analysis, financial analysis, business analytics, and financial management. Since these jobs are extensive and require in-depth knowledge, companies tend to pay very well. Financial managers can often take commissions or set their hourly rates depending on the tasks or assets they have to manage. Professionals working with specific companies can also expect salary hikes as the business develops. 

 

  • Endless Scope

 

The world of banking and finance is evolving and there is a lot of scope for candidates who are at the start of their careers. Employees who are focused on their tasks and are quick to come up with new solutions can expect to steadily climb the corporate ladder. One can also opt for further education and complete courses that include new-age methodologies in banking and finance. Working professionals too can enroll in diploma programs to ensure career advancement. 

How Can a Degree in Banking and Finance Help? 

Completing a banking and finance online course from an institute like Imarticus Learning can help aspirants land well-paying jobs in reputable companies. The curriculum created by Imarticus Learning includes topics like quantitative finance, financial management, as well as banking, and financial economics. These help students build their expertise and learn more about how the industry functions and what they can contribute to it. Imarticus Learning’s PGP in New-Age Banking is industry orientated program and students will receive hands-on training.

Activities are organized by industry experts that require students to solve real problems. The program is monitored by experienced instructors and students can interact during the live lessons. Such interactions help them develop soft skills and build contacts. Graduates can go on to specialize in digital banks, app banks, or branchless banks.

They can also become experts in BFSI digitization. Thus a degree in banking and finance can help aspirants gain immense knowledge and become experts in their areas of interest. 

A PG diploma in banking and finance is for both recent graduates and working professionals. Imarticus Learning ensures placements and supports all students throughout the process of getting interviewed and landing a job.