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Tag: best career options after graduation

Understanding How Indian Microfinance Institutions (MFIs) Work?

Posted on by Imarticus Learning

When it comes to loans, people who use banking facilities can easily apply for a bank loan. However, loans in India are also provided to people who do not have any banking facilities. Microfinance Institutions (MFIs) in India are those companies that lend small loans to people. The amount of a microloan can differ according to the country. In India, all loans below INR 1 lakh are considered to be microloans. Young enthusiasts that want to build a career in banking should know about the microfinancing scenario in India. Read on to know more about MFIs in India. 

Goals of MFIs

Microfinancing is an important concept in investment banking. You should know about microfinancing to secure a better job deal in the investment banking sector. Before understanding the working of MFIs, you should know about their goals. The objectives of MFIs in India are as follows:  

  • An MFI aims to become a financial institution that assists the growth of sustainable businesses and communities. 
  • MFIs help the weaker sections of society by providing the required resources. MFIs have a huge contribution when it comes to the development of women from weaker backgrounds. MFIs have successfully created income generation opportunities for women in India. 
  • Some of the top MFIs in India have contributed to decreasing poverty in the country. MFIs always work on faster and new ways to eradicate poverty. 
  • An MFI will create self-employment opportunities for people that can’t access the available amenities. 
  • MFIs also teach rural people beneficial skills that can help in creating income opportunities. 

As per the records of the World Bank, there are around 1.7 billion people around the world that don’t have access to banking services. These people are the target audience of an MFI. MFIs have had a major role in boosting the economy of the nation. It is why financial institutions expect their employees to know about MFIs. 

How do MFIs work?

MFIs form several groups for distributing small loans, resources, and training facilities to people. Several groups formed by MFIs that help them in functioning are as follows: 

  • MFIs form a JLG (Joint Liability Group) for distributing small loans to a group of 5 -10 people. The small loans are distributed against the mutual guarantee of each member. Every member of the group is responsible for the repayment of the loan amount. 
  • MFIs help in forming an SHG (Self Help Group). An SHG is a group of people with similar economic and social backgrounds. A non-profit organisation is formed between the people and money is collected from each individual. The money is then distributed to members according to their needs. 
  • MFIs are also involved in making loans more accessible for people from rural areas. MFIs always search for ways to provide small loans to people without any collateral. 

How to learn more about MFIs in India? 

If you want to learn investment banking then learn about all its aspects. Microfinancing is important for financial institutions that want to be recognised as a people’s bank. You can go for detailed investment banker courses offered by EdTech platforms. Imarticus Learning is a reliable source that can help you know more about MFIs and other investment banking concepts. The Certified Investment Banking Operations Professional course offered by Imarticus comes with a job assurance guarantee. You can gain industry certifications and learn with an industry-endorsed curriculum. 

Conclusion 

Online training from a reliable source like Imarticus can help you kickstart your career as an investment banker. Imarticus will provide tips and training for investment banking interviews. It will also offer investment banking case studies for a better learning curve. Choose an online course to know more about MFIs!

How new banking strategies make managing finances easy for millennials and Gen-Z

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Millennials and Gen-Z together share a larger segment of world demographics. With this shift, millennials and Gen-Z have become the largest driver to bring in the shift in consumer behavior and hence the technology. The financial service providers with digital setup need to undergo a transformation in order to remain up to date.

To drive the transformation, the financial institutions to come up with innovative approaches with the focus on transforming the traditional banking system. In order to be at par with the startup standards, there is a need for traditional banking systems to take up the new growth opportunities considering the consumer habits and expectations of Gen-Z and millennials. This shift in banking financial needs is going to open up new career dimensions for students.

To build a successful career in banking and finance-related services you can learn how to innovate and adapt the strategies by enrolling yourself to build a successful career in banking and finance-related services you can learn how to innovate and adapt the strategies by enrolling yourself in a postgraduate diploma in banking and finance or various certificate courses in banking and finance. Postgraduate diploma in banking and finance or various certificate courses in banking and finance.

The diploma and certification courses in banking and finance help the students to understand the market needs and learn how to strategize the solutions to the existing problems. This article will help you understand how postgraduate diploma or certificate courses in banking and finance can help you to upskill and grow with the increasing financial needs of Millennials and Gen-Z.

Consider consumer’s emotional needs as the core of transformation

An ever-increasing number of fintech is not only focusing on digitization of the regular services but also aiming to give the real experience to the customers. For this touch screen generation, having mere services is not sufficient, the entire experience is based on what is the need of the hour. With the shift in mindset, Gen-Z demonstrates a deep desire to understand the financial services and tools to manage monetary growth.

Even for high school students, managing finances has become their need and they look for multiple ways to manage their money as compared to their previous generation. The startup culture has very well understood this need and the market is flooded with many such solutions, but the most innovative ones are the most successful ones.

Adapt for a human-like approach instead of the traditional bank like approach

To cater to human needs, it’s very important for financial institutions to produce personalized consumer-friendly content. The banking programs should be designed to give a unique experience to the customers. The use of a specific language like, ‘free’, ‘relationship’ etc. in communication adds more to the offerings. Identifying the struggle points of the customers and educating them digitally using guides and tutorials has become the dire need of the fintech

Compliances should facilitate the processes instead of blocking

Gaining the trust of the customers is one of the success metrics of financial institutions. Compliances help in building the trust of the customers. The more regulated you are, the more transparent you will be and that helps in gaining the trust of the customers. For startups, building that trust is not an easy task. If the traditional banking system is merged with the startup culture and technical advancement, the manifold growth is certain.

For many of the startups, coming up with the innovative idea becomes difficult with many compliances and that can be a roadblock. Instead of taking the compliances as a blocker and losing out on the consumer-friendly content, the institutions should take the compliances as friendly and add innovative content above them.

Global trends to dictate equity-markets in 2021?

Posted on by Imarticus Learning

The equity market has been on an upward trajectory in the past decade, with many analysts predicting that this will not end anytime soon. The demand for equity research analysts courses will also increase in the next few years as they are tasked with understanding global trends and predicting how these trends will impact the financial markets.

equity research analyst courseIn order to meet this increased need, a number of universities have begun offering courses in finance and equities research analysis. Read on to see the global trends dictating the equity markets in 2021.

Here are the global trends of equity markets in 2021

– The demand for analysis and equity research is projected to increase in 2021. This could be attributed to the increasing need for financial information investors from various sectors due to changing market dynamics. This trend is also reflected in the increasing need for equity-research analysts as companies seek more detailed information before investing in a new project or making an acquisition.

– In 2021, it is estimated that the demand for equity research analysts will be fueled by an increase in mergers and acquisitions. With higher spending on technology, companies are expected to pursue bolder growth strategies through mergers and acquisitions. This trend suggests a strong need for a financial analysis before these transactions can take place.

– The global equity markets in 2021 will see a shift in focus from developed countries to emerging economies. This trend is supported by investors’ growing interest in companies that are more capable of generating higher returns on investments and less vulnerable to economic recessions.

– The equity markets in 2021 will be characterized by more risks due to the continued existence of high volatility. This trend is supported by increased demand for passive investment strategies as investors are seeking low-cost alternatives with greater stability.

– In 2021, it is projected that companies will continue focusing on talent management through effective succession planning and developing their top-performing employees. This trend will positively impact the demand for experienced equity analysts who can help identify and retain talented individuals within their organization.

– In 2021, it is estimated that global investors will continue to embrace passive investment strategies as they are usually lower risk with low volatility compared to active management approaches, which tend to be more expensive and more exposed to market risk.

– The demand for equity research analysts is expected to be driven by the growth of technology companies in 2021. This trend can be attributed to their increasing investment in innovation and development, especially in artificial intelligence (AI).

– In 2021, it is estimated that millennials will continue leading active management strategies as they seek more personalized and active management of their investments. This trend is supported by the increasing popularity and usage of Robo-advisors which provide more personalized financial advice to investors in an automated fashion.

Learn and grow as an equity research analyst with Imarticus Learning

Imarticus has been at the forefront of equipping students with the skills and knowledge required to be a successful equity research analyst. Imarticus offers certification courses in equity research, investment banking & capital markets. Imarticus offers best-in-class training by industry experts through online training and classroom coaching programs for students across India.

Some course USPs:

  • Comprehensive 360-degree learning of the finance industry
  • Tech-enabled learning
  • Industry-oriented curriculum designed/delivered in collaboration with industry veterans and leading firms.

For more insights, contact us through the Live Chat Support system or visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, and Gurgaon.

Smarter Credit risk underwriting with Bank data

Posted on by Imarticus Learning

The introduction of AI tools has caused a significant change in all industries. In the banking and finance sector, AI and ML have proven to be highly reliable support tools. It has lessened the workers’ grunt workload and in turn, has let them focus on the finer aspects of their profession that AI is still unable to perform. It is the same when it comes to credit risk assessment.

With the help of AI tools, the predictability of the underwriting risks is a lot closer to the actual numbers. A lot of institutions in India provide good credit risk underwriting courses. A credit risk analyst course is the only way if you are thinking about pursuing a career in this profession. Imarticus Learning as always has come forward with a marvelous credit risk analyst certification course that will give you the necessary boost for your career.

In this article, we are going to talk about what credit risk underwriting is, how AI tools help to manage it better, and some other things that should be kept in mind.

What is credit risk underwriting?

There is a chance when a financer offers a loan, that the interest, as well as the capital amount, might not be repaid. It negatively impacts the underwriter or financer financially. Predicting the lapse in the repayment of the contractual amount and the ensuing loss faced by the financer or underwriter is what credit risk assessment is about. And underwriting risks are what the financer or underwriter has to bear while offering contractual loans. A credit risk analyst course helps you hone the necessary skills required for assessing such situations.

Benefits of AI tools

The application of AI tools in managing credit risk underwriting is still blossoming. However, many companies have already put themselves one step ahead by comparing and accepting the benefits brought forth by AI tools. The major benefits of this are:

  • Older systems are unable to keep track of the massive amount of data and decipher the finer aspects of a contract which could impact the credit risk negatively. In this scenario, the application of AI and ML tools to collect bank data increases the accuracy of the model significantly
  • AI tools are excellent at detecting patterns swiftly even through big data. In this way, it is possible to detect potential risks to the contractual agreement.

Key points to keep in mind

There are a few things, though, that should be kept in mind when it comes to credit risk underwriting, such as:

  • The process should be supervised regularly as financial companies are now supposed to be a lot more transparent and auditable. 
  • Adjustments should be made in the framework development of the risk management process, as an unpredictable model could cause more harm than benefits.
  • A lot more focus should be kept on the standardization, accuracy, and validity of data processing. As these tools are extremely data-sensitive, the whole process might fall short without a proper flow of information.

Conclusion

With the increase of AI tools in all corporate sectors, the need for AI smart professionals has increased. Especially so for a sector as data-sensitive as finance. This is high time to look for good credit risk underwriting courses. Check out Imarticus Learning’s credit risk analyst certification course.

credit risk analyst courses

If you are thinking of pursuing a career in this field. It is undoubtedly one of the best institutions out there, and it will help elevate your skills to the next level.

Understanding buy-side and sell-side equity research in Financial Analysis

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Financial analysis is the way of assessing the performance and suitability of firms, projects, budgets, and other financial operations. Financial analysis is commonly used to determine whether an entity is stable, solvent, liquid, or profitable enough to merit monetary investment.

Financial analysis is used to assess economic trends, formulate financial policy, create long-term business goals, and select projects or firms for investment. This is accomplished by combining financial numbers and data. A financial expert/analyst will carefully evaluate a company’s financial accounts, which include the income statement, balance sheet, and cash flow statement.

Financial analysis can be carried out in both corporate finance and investment finance contexts. There are multiple financial analyst courses available for students willing to step into the world of financial analysis.

 Who is a buy-side analyst?

Buy-side experts will assess how promising an investment looks like, and how well it aligns with the fund’s investment plan before making recommendations based on this data. This advice, which is produced solely for the advantage of the person that pays for them, is not available to anyone other than the person.

 Who is a Sell-side Analyst? 

Sell-side refers to companies that help people make financial decisions. Investment bankers, stockbrokers, and analysts are the primary organizations active on the sell-side. Analysts conduct the research for purchasing decisions, and stockbrokers use this knowledge to advise their customers on which assets to buy. Investment bankers provide advice to issuers on the structure and marketing of securities products. All these areas are covered by financial modeling courses.

 Understanding the difference between the two sides:

  • A sell-side firm is a bank or other similar entity that sells some form of financial instrument, whereas a buy-side firm deploys capital that it controls, which might include purchasing the instruments offered by the sell-side.
  • A sell-side firm’s research is vigorously commercialized to the investing public. A buy-side firm, on the other hand, keeps its research in-house so that the company can be the exclusive benefactor of the knowledge.

  • Buy-side firms profit from trade activities that involve purchasing low and selling high. They must provide value by finding and purchasing undervalued stocks. For example, a buy-side analyst tracking the price of a technology stock may see a reduction in price when compared to other equities, but the tech company’s performance remains strong.

    The analyst might make the presumption that the price of the tech stock will rise in the near future. The buy-side firm will give a purchase recommendation to its clients based on the analyst’s research.

 Buy-side firms profit from trade activities that involve purchasing low and selling high. They must provide value by finding and purchasing undervalued stocks.

For example, a buy-side analyst tracking the price of a technology stock may see a reduction in price when compared to other equities, but the tech company’s performance remains strong. The analyst might make the presumption that the price of the tech stock will rise in the near future. The buy-side firm will give a purchase recommendation to its clients based on the analyst’s research.

  • People operating on the sell-side can earn good money, but the actual wealth can be earned on the buy side, where they can earn a lot of money depending on their investment performance.

 Conclusion:

Goldman Sachs, as one of the largest investment banks, focuses primarily on the sell side of the market, providing liquidity and implementation to institutional investors. Financial modeling courses help students delve deeper into the subject. A financial analyst course can give you a comprehensive understanding of financial analysis and ensure lucrative career opportunities. 

How does virtual learning impact students in online MBA?

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Many people’s lives were thrown into disarray as a result of the coronavirus outbreak. People, businesses, and sectors have been forced to adapt and find new ways to survive the crisis as a result of travel limitations and social isolation.

As travel restrictions persisted, the higher education sector was no exception, relying primarily on eLearning to continue instructing their students. Prior to the coronavirus outbreak, institutions were using eLearning to some extent, but acceptance was limited due to the belief that face-to-face and conventional learning were superior to digital techniques.

With the advent of digital forms of study, students and intending MBA students are now contemplating if a management degree earned on campus will provide any additional value over online courses. The first key question to ask is what stage of their career they are in and what credentials or specialized skills the sector is seeking.

MBA online courseMany people are advancing towards a career after graduation with online MBA courses that are shorter, and students can learn independently. The ability to provide a learning environment that is favorable to information sharing is a key differentiating feature.

A structured learning environment in which ideas are exchanged within the student community and with faculty members provides students with teamwork and collaboration experience when they enter the corporate world.

Impact of virtual learning in an online MBA course:

  • Due to the general flexibility and convenience of online courses, traditional on-campus MBA courses attract a different type of candidate, such as business owners who are unable to leave their fledgling businesses to seek schooling. This suggests that the rate of entrepreneurship is likely to be high both during and after these programs.There is also cultural diversity; students who are experienced in running a business in their home countries add a lot to their course and can advise their friends. The online course is also available to students who reside in remote locations and are unable to commute to study, resulting in a more heterogeneous population.
  • The advancement of technology has enhanced the quality of material on the internet. Business Schools can provide fascinating content that is easier to present on a large scale, online, rather than in a classroom.  The digital design of materials allows for a more in-depth experience that is not possible in a classroom setting. Virtual delivery with the help of tools provides students with more realistic circumstances and prepares them for real-world assignments.
  • Given the lack of opportunities for interpersonal interactions, distance learning MBA courses can assist students in developing soft skills which are sought in the industry.MBA online courses
  • When it comes to hiring new employees, most industries prefer individuals who have gained experience in the business world through internships, particularly virtual internships. Businesses in the post-Covid era would consider ‘work from home capabilities. Virtual internships enable them to integrate individuals who are used to working remotely into the business culture. Through virtual internships, B-schools are now providing their students with global exposure in the business of their choice.
  • An online distance learning MBA offers you online accessibility of professors. Various events on campus involving corporates and thought leaders provide students with enough exposure. This provides a student with the opportunity to gain business information and developments directly from specialists.

Conclusion

If you want a rock-solid career after graduation and looking to enter the business world, a B-School is the place to go to get the confidence and security that you need. The best online MBA courses will continue to grow in popularity as costs decrease and the quality of instruction advances. Online learning will become increasingly common in the next generation. The best online MBA courses are available on the internet and are extremely affordable.

Use of Data Analytics in Improving Working Capital Management

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What is working capital management?

Working capital is an organization’s utilization of money to cover its daily needs, such as paying for raw materials, supplies, and salaries. The term can also be applied to individuals. Working Capital Management is defined as “managing cash flow so that it fulfills all the business needs”.

For example, if you have $10 in your wallet but need $100 worth of groceries today, your working capital would be negative $90. Working capital management takes care of the flow of funds within the organization. It ensures that funds are available to meet short-term obligations without having to borrow or sell assets. It’s essential for all businesses because it affects the growth and the profits of the company.

Without sufficient working capital, companies will fail before utilizing their full potential. Working capital management is a critical function for every company. Whether you are operating in the manufacturing or service industry, managing your working capital will impact your ability to grow and succeed.

How does it help the organizations?

Data analytics can help organizations measure how much money they need for their working capital based on their current situation. This way, they can improve their working capital management by minimizing risks such as overinvesting or underinvesting in one area while neglecting others.

There is a need for both MSMEs and large manufacturers to remotely manage their supply chain, cash flows, etc. This has led to a rapid and massive shift away from manual processes. This is where automation comes into play – Accounts Receivable Automation (ARA) was developed as an alternative solution by many companies who needed more control in this area of their business while still managing all aspects with less workforce. These systems allow businesses to deal directly with suppliers and it drastically cuts down processing between payments and delivery.

Application in the real world

In the past few years, the use of Data Analytics has been steadily increasing as a way for organizations to understand their customers better and identify trends.

In today’s world, data analytics is indispensable as it facilitates the efficient working of an organization. The proper recording and analysis of every activity related to the manufacturing cycle of the products help in having visibility of the processes.

Data Science Course

One particular area where Data Analytics can be applied is in examining customer payment patterns, such as when customers pay or don’t pay on time. For example, one company found that because of the customers who paid late, they were losing roughly about $21 million annually due to delayed payments from other clients. It also examined the reasons as to why people pay late. They came up with several insights like cash crunch during month-ends, etc. that stopped them from making these payments.

Using a company’s balance sheet and cash flow statement, a financial analyst can determine when the business has excess funds and also the times when they need more money. This analysis can then be used to establish an appropriate financing strategy that balances the company’s needs with its ability to repay the debt over time. Data Analytics makes the entire process smoother and better.

Conclusion

To maintain change, it is imperative to differentiate between noise and signal. This is done by developing measurable, granular  KPIs that are monitored strictly. Carefully analyzing historical data can provide valuable insights into managing networking capital by quickly finding and dealing with emerging issues.

Contact us today if you want to be well equipped when it comes to dealing with such situations. With a digital analytics course, implementing these tactics in your business becomes easier.

With a data science course, you become aware of the techniques that go into it. The course comes along with a placement opportunity so that you’re all set to apply your business analytics knowledge in managing operations.

What should you know about earning a second MBA degree?

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Master of Business Administration, is a very demanding postgraduate curriculum in India and around the world. This management degree serves as a springboard to a myriad of jobs in the corporate sector. Over the previous two decades, the MBA program has grown in popularity in India.

All managerial level jobs across all domains and sectors want an MBA degree, which is why a big number of graduates now pursue an MBA as a career after graduation.

Best online MBA coursesA full-time MBA program normally lasts two years, while several expedited full-time MBA programs last only one year.

This style of fast-paced MBA is prevalent, particularly at non-US business institutions.

The length of part-time and executive MBA programs varies according to how many credits a student enrolls in each academic semester or quarter. Both executive and part-time MBA programs are designed for working individuals who want to continue their education while working full-time.

In India, getting a second MBA is fairly prevalent and a huge chunk of students pursue it as a career after graduation. Experts suggest that when it comes time to hunt for that promotion, industry leap, or new professional adventure, the first MBA may be lacking in postgraduate benefits such as a strong alumni network or brand recognition.

If someone meets this requirement and wants to work for Google in Europe, they will certainly have a more difficult time than someone who graduated from an internationally renowned program.

When do some people want to pursue a second MBA course?

MBA schools in some countries, like India, accept a large number of applicants directly out of college.

When you enter an MBA program with next to no professional experience, you are more likely to succumb to society’s expectations to land the ‘most prestigious’ job on campus, which is often sifted solely through compensation packages and brand names, rather than what you prefer or what fits your strengths and limitations. Eventually, with time people realize that this is not the right job for them.

  • Some career paths are harmed as a result of a poor employment market, being laid off, a failing business venture, or poor professional choices.
  • There are applicants, particularly from less prestigious MBA programs, who do not have the opportunity to recruit for the top organizations and must settle for whatever remuneration they can receive.
  • Some people want to settle elsewhere and their previous degree is not valid.

When it comes to accepting applicants with an MBA, top business schools have various policies. As a result, before beginning the application process, research the admission policies for second MBA programs at your preferred business schools.

Admission policies at business schools are continually being revised. As a result, before considering a second MBA, establish contact with the admissions office of your preferred business school. All B-Schools do not accept candidates who already have one MBA degree. There are some that accept candidates conditionally and some who accept students despite their having an MBA previously.

When you understand whether your desired business school would approve your application for a second MBA, the second phase is to reflect and determine whether a second MBA is a good fit for your professional goals. In case you lack time for a full-time degree, there are some of the best online MBA courses available on the internet and give you plenty of specializations to choose from.

One must delve deeper and explain why the first MBA did not provide them with the qualifications, abilities, or exposure they required for their professional objective.

In the application, it’s critical to explain why one needs the second degree, especially in the descriptive questions. Essay submissions should also include the short-term and long-term goals, as well as what one aspires to learn from the program.

Conclusion

The best online MBA courses will give you a clearer picture of the wants and needs of the corporate sector. MBA online courses help you juggle between your job and academics and might be a very good option for aspiring candidates.

Improving the Credit Risk Process | Risk and Resilience

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Corporate organizations or individuals often borrow money to meet their business requirements. This is where credit risk needs to be considered as there might be a loss if the loan is not paid back. Credit risk assessment is essential and the process needs to be improved constantly.

A CRU Pro degree in credit risk and underwriting from Imarticus Learning can be of great help. The credit landscape is evolving and it is important to maintain the best practices.

How can you improve the credit risk process?

The credit risk process can be managed and improved with proper infrastructure and visualization. If you are interested in credit risk analysis, you should consider the credit risk underwriting course from Imarticus Learning.

credit risk analyst courseThe course will help you leverage current data and maintain the scorecard model. Here are some ways in which you can improve the credit risk process.

  • Constantly Check Data Sources

New data sources are available every day and you can use them to improve your portfolio. This is why you should evaluate all data sources available and apply them to your scorecard model.

  • Scorecard Model Validation

Get your scorecard model validated by an independent auditor. A third-party auditor can check your scorecard model and help you understand how the model can be improved. This will not only help you maximize the effectiveness of your credit rules but also identify the model’s weaknesses.

  • Monitor Your Scorecard Model

Once your scorecard model has been validated, you should keep monitoring it. Scorecard models will degrade with time. But if you monitor it, you will know when you need to improve it. You can use specific resources to understand and track the rate of degradation. Then use specific software solutions to stabilize the model.

  • Use Artificial Intelligence and Machine Learning

AI and machine learning can be used to improve credit risk. Such new technologies can be implemented on newer scorecard models to compare them with older ones. You will be able to understand how your scorecard model has evolved from a more traditional model. A credit analyst course will teach you how to use AI and machine learning for credit risk assessment.

  • Use Current Software Solutions

There are several new software solutions available for credit risk management. You can use different tools to assess credit risk and manage the borrower lifecycle. You will also be able to keep your portfolio secure.

  • Be Aware of Financial Crimes

To improve the credit risk process, you need to protect your portfolio. Financial fraud can happen at any time. But it increases due to an unstable or uncertain economy. So, you should always use the best cyber security technologies to detect and eliminate third-party attacks. When you take up a credit analyst certification course, you will learn how to protect your portfolio better.

credit risk analyst coursesLearn Credit Risk and Underwriting

Students who wish to have a successful career in the financial sector can enroll in Imarticus Learning’s credit risk underwriting course. Imarticus Learning offers a credit risk and underwriting Pro degree. The course is in collaboration with Moody’s Analytics. It is ideal for students who want to learn about dynamic banking and loan markets.

Instructors guide students through the credit landscape of the country and help them understand the various ways of loan assessment and financial analysis. This credit analyst course teaches topics like credit administration, credit underwriting, and the use of new-age software solutions for better credit risk assessment. Imarticus Learning and Moody’s Analytics offers an industry certification for all students.

The credit analyst certification course from Imarticus Learning includes live lectures so that students can interact with instructors. Students gain valuable industry experience through this course. It is ideal for a career transition to the FinTech industry.

Fuelling Business Growth and Innovation with Investment Banking Operations

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Investment banking is that division within the banking sector that facilitates large capital funding for corporations and governmental bodies. Common perceptions make us immediately associate investment banking with Harvey Specter like bankers assisting corporations to crack high stakes negotiations and deals. But there are massive backend operations going on at all times without which these deals would be impossible.

That is the importance of investment banking operations. An operational investment banker, more commonly referred to as an operations specialist, is responsible for ensuring efficiency, accuracy, profitability, and risk reduction vis-a-vis the clearance and settlement of transactions for the company’s clientele.

Utilizing investment banking operations to their full potential engsures infinite business growth and innovation. Which is all the more reason why operations is an extremely lucrative career path.

In this article, we discuss the ways in which business growth and innovation can be fuelled with investment banking operations as well as provide recommendations for investment banking online certification and investment banker courses in India for anyone looking to learn investment banking to improve their career prospects.

best investment banking courses with placement in IndiaFunction Of Investment Banking Operations

Investment banks offer transactional, legal, and advisory services to their high-profile clientele with complex financial needs.

Some of the activities included in the oeuvre of investment banking are underwriting, mergers and acquisitions, equity research, and asset management.

During the processing of transactions, there is a huge volume of information, products, and money that continuously flow from end to end. The smooth processing of this data falls under the jurisdiction of the operations teams which is also referred to as the back office or engine room in investment banking parlance.

Apart from providing support to client-facing departments, the operations staff also ensure the optimal functioning of IT solutions and data management systems deployed across the organization. They also oversee the regulatory requirements of a bank.

Driving Growth Potential With Investment Banking Operations

Investment banks play a pivotal role in sustaining the larger economy by adding liquidity to the financial markets. They promote business growth and aid the circulation of money in the economy thereby promoting growth. Banking operations are the dark knight of any investment bank – the heroes who hide in plain sight. Although, they perform non-revenue functions, without them the profit-making capacity comes crashing down.

Think of it as having a strong core. No matter the amount of muscles one grows in the arms or legs, without a strong core, the body is unable to support or balance them. Streamlined banking operations can save banks tons of money which can then be utilized for business growth and building innovations.

How To Be An Operational Investment Banker

There are several roles and functionalities under the banking operations of an investment bank. New entrants usually undergo extensive on-the-job training for at least one to two years that helps in the development of niche expertise.

Hiring teams in investment banks look for formal education in finance and internship or apprenticeship experiences in potential candidates. Having an investment banker online certification also adds to a candidate’s competitive edge.

Conclusion

To learn investment banking, a good place to start is to get a degree from any reputed institution in India. A Certified Investment Banking Operations Professional course from a good institution can be the best investment banker course in India that can guarantee a CIBOP degree and best job interview opportunities.

best investment banking courses with placement in IndiaIf a classroom environment seems uncomfortable in the post-Covid world then you can also consider this online Certified Investment Banking Operations Professional course that offers holistic learning in the nitty-gritty of investment banking operations.