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Thinking About Doing A Banking And Finance Course In Your 20s? Read On

Posted on by Imarticus Learning

Thinking About Doing A Banking And Finance Course In Your 20s? Read On

At present times, the majority of the students wish to build a career in banking or finance. Banking and finance careers can seem very hard to crack because of the high expectations of the corporate from the candidates. So, all the students who have a keen interest in the field of banking and finance can continue reading this.

Most of the students are extremely confused about where to begin and which banking and finance course to opt for. This article will guide all the students in their 20s on the path to their dream jobs. 

The demand for bank-related and finance jobs has grown day by day but still, not everyone gets selected for the same. One of the ways to get into any banking or finance job is to get enrolled in a specialized course and understand the ins and outs of the subject matter. Banking and finance jobs are the finds of profiles that attract the highest packages offered all around the world and therefore while enrolling for these courses it is important to choose reliable platforms. Well, Imarticus Learning is the best option for students who wish to get into a banking and finance career.

 Why Choose Us?

Students in their 20s who are looking for a good banking and finance course can enrol themselves in Imarticus Learning’s post-graduate program. Imarticus Learning offers offline PG courses for 4 months for young professionals and fresh graduates. We conduct 300+ hours of the Postgraduate Program in Banking and Finance and cover 3 modules namely, Retail Banking, Introduction to Financial System, and Investment Product and Soft Skills.

In the Retail Banking module, we start with an introduction to banking and then further discuss topics like retail liability, asset products, NRI products, and many more. Then we focus on the finance part by discussing the financial system, securities market, introduction to investment, mutual funds, tax planning, and many more. 

Our focus is to imbibe job-ready skills in their students. Thus, we have the third module solely focussing on soft skills that train you to be corporate ready. We do not believe in rote learning but in learning through hands-on experience, therefore we provide real-life case studies and test students on the same parameters. Along with this, we have guest lectures to give them an insight into the actual corporate world.  

For a more detailed outline of the course, click here. 

We also allow students to do banking and finance online training. The students go through this rigorous process of completing the banking and finance course, and students also get a professional certificate in banking and finance. Along with this, they get a certificate in Mutual Funds from the National Institute of Securities Markets.

What to Do After Completing the Program?

After training students to develop the necessary hard and soft skills for banking and finance jobs, we also provide placement opportunities. We have successfully set a record of placing 76% of our students with the highest CTC of 7.2 lakhs. Imarticus Learning has a partnership with more than 400 top-tier firms in the banking and finance industry. 

Our placement partners include Motilal Oswal, Standard Chartered, Goldman Sachs, Morgan Stanley, Edelweiss, Kotak Mahindra Bank, and many more. Our curriculum helps students land various kinds of job profiles like Business Management Associate, Banking Operations Manager, Value Banker, Regulatory Monitoring Associate, Client Servicing Manager, Relationship Manager, Bank officer, and many more.

Many of you might have this question in mind: How are we able to place our students in such top-tier firms? Well, the answer is very simple, we help our students every step of the way. We assist our students with enhancing their CVs and prepping them for the entire interview process by conducting mock interview sessions.    

How Do We Enrol in This Course?

To enrol in this program, click here.

In case of any query, we have chat support through which you can contact us at any time. Apart from that, interested students can always visit our training centers located in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Imarticus Learning is an excellent platform for young professionals and undergraduates to gain knowledge and get certified in the field of banking and finance. Depending on the feasibility of the student, we provide them with an option of completing their banking and finance online training. We believe in helping our students till the very end thus, providing them with excellent placement offers with top-tier firms. By enrolling in this course, students will be able to have a better and deeper understanding of banking and financial markets. 

Apart from that this course focuses on the holistic growth of a student. So, what are you waiting for? Come and join us at Imarticus Learning here. 

The art of risk management in 2022

Posted on by Imarticus Learning

The art of risk management in 2022

Introduction

We are always taught to save a certain amount every month to deal with unforeseen situations like health ailments, unfortunate incidents, or job loss. Similarly, banks, corporates, and other organizations need a plan to prepare them to deal with the situation arising due to the volatile market. Here comes the need for a professional risk management expert who can help organizations prepare in advance.

With changing times, several new courses have been introduced, and risk management is one of them. A professionally trained risk management expert is a person who can assess the rapidly changing and volatile market, identify the probable risks, and control threats to an organization’s capital and earnings. 

Risk management

  • The process of risk management helps organizations predict emerging threats, understand the implications, and devise a strategy to avoid or minimize their repercussions.
  • Risk management emerged as a new area of knowledge more than two decades ago, causing profound changes worldwide. It has become essential in today’s volatile economy. 
  • Financial risk management is one of the most sought-after skillsets to have not only for the financial services industry but for other sectors as well. Having knowledge of risk management increases your chances of earning well.
  • Fuelled by the complexity of financial products, increased regulation, and recent notable failures, the risk management profession has seen considerable growth over the past 15 years. 
  • Risk management is not an easy job: it needs specialized skills and expertise.

Job opportunities

  • Like other careers, having an advanced degree and certification in risk management escalates your chances to have a sound career opportunity in the financial risk management sector.
  • Candidates with a professional degree in financial risk management (FRM) can hope to have promising job opportunities as chief risk officer, senior risk analyst, head of operational risk, and director, investment risk management, to name a few.
  • FRM training is essential for you if you plan to get into risk management.

Need for risk management experts

  • Primarily, risk management has been associated with the banking, finance, and insurance sector (BFI). 
  • However, the global COVID-19 pandemic, the financial crisis, and the failures of several corporates have called for the need to have risk management experts in almost every sector who can evaluate and address potential risks across the enterprise, rather than in just the financial parts of the company. 
  • This has opened doors to various job opportunities for graduates with a professional degree in risk management.

Risk Management in Banking

  • It is difficult for anyone to predict or sense future challenges in any sector. Banking, in particular, has a cascading impact across industries. 
  • Thus, the requirement for risk management is inevitable for the banking sector compared to other sectors. 
  • With the expertise of risk management professionals, banks can initiate some initiatives now to deliver short-term results while preparing for the coming changes. 
  • By preparing in advance, banks will be able to avoid risk functions created by unforeseen situations.

Risk Management courses

  • Given the rising demand for experts in various industries, several institutions, including Edtech platforms such as Imarticus Learning, a technology-driven educational institute, have started offering professional courses in risk management.
  • The availability of courses in online mode offers an opportunity for people from anywhere to opt for this course at their convenience. 
  • Undergraduate and postgraduate students can simultaneously pursue such courses. It helps them save time and get into the professional world. 
  • Working professionals can also opt for risk management to improve their employability in various capacities depending on their skillsets.

Investment banking course with placement

In addition to risk management, Imarticus Learning also offers Certified Investment Banking Operations Professional (CIBOP). The duration of the course is 180 hours and equips you with the skillsets required to begin a career in investment banking operations, treasury, and clearing services. Placement is also taken care of by the institute.

How investment banking courses can drive an innovation ecosystem: Lessons learned in 2022

Posted on by Imarticus Learning

How investment banking courses can drive an innovation ecosystem: Lessons learned in 2022

It’s no secret that investment banking courses are essential for anyone looking to forge a career in finance. But what many people don’t realize is that these courses can also play a pivotal role in driving innovation and growth within an economy. Here, we’ll look at how investment banking courses will shape the future of innovation ecosystems worldwide.

The Concept Of An Innovation Ecosystem

An innovation ecosystem is a collaborative network of organizations that drive economic growth and prosperity through innovation. The concept of an innovation ecosystem was first introduced in the early 1990s by Moore, who defined it as “a system of interconnected individuals and organizations that interact to create new products or services.”

Innovation ecosystems have become increasingly important as the global economy has become more interconnected and competitive. A well-functioning ecosystem can provide a significant competitive advantage to a region or country.

The factors that makeup an innovation ecosystem

There are a few key elements that are essential for its functioning. These include:

  • A culture of creativity and risk-taking: This is necessary for new ideas to take root and flourish.
  • A diversity of stakeholders: Different organizations with different perspectives and expertise are necessary to identify and develop new opportunities.
  • A supportive policy environment: The government plays a critical role in creating the conditions for an ecosystem to flourish.
  • Access to capital: Organizations need access to funding to turn their ideas into reality.

How will investment banking courses shape the future of innovation ecosystems worldwide?

Innovation ecosystems are complex systems that require many different stakeholders to function correctly. Investment bankers are just one stakeholder, but they play a critical role in driving innovation ecosystems.

There are three main ways that investment banking courses can drive innovation ecosystems:

  • Investment banking courses can provide startups and small businesses with capital to grow. This is important because, without capital, these companies would not be able to scale and would eventually die off.
  • Investment banking courses can help connect startups and small businesses with more giant corporations. This is important because it allows for the flow of new ideas and technologies between the two groups.
  • Investment banking courses can help educate people on starting and growing a business. This is important because it gives people the skills to be successful entrepreneurs.

All of these factors are significant in driving innovation ecosystems. So if you’re looking to get ahead of the curve, search for the best certificate in investment banking course.

Discover certificate in investment banking course details with Imarticus Learning

The Certified Investment Banking Operations Professional course will give students a head start in their careers as investment bankers. This 180-hour long program will equip students with the skills they need for success at all levels of production within banking operations, treasury, and clearing services

Course Benefits For Learners:

  • The course will teach them how to navigate complex securities and derivative products, their trade-life cycles, and the functions within investment banking operations.
  • With over 8,000+ placements completed and a 60% salary hike rate, students can get the support they need to launch their investment banking careers.
  • Upon completing the CIBOP course and related assignments, learners will receive an industry-recognized certificate.   

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon.

Here’s why the cryptocurrency buzz drives new challenges in finance

Posted on by Imarticus Learning

Cryptocurrencies like Bitcoin and Ethereum have been all the rage lately, and for a good reason. These digital currencies are shaking up the way we think about money. But as cryptocurrencies become more popular, they are also posing new challenges for the financial industry. This post will explore how cryptocurrencies are disrupting finance and causing new challenges for businesses and consumers alike.

What is a cryptocurrency?

It is a digital currency that uses cryptography for security. Cryptocurrencies are decentralized, not subject to financial institution control. Cryptocurrencies are often traded on decentralized exchanges and can also be used to purchase goods and services. Some experts believe that cryptocurrency will eventually replace traditional currency, while others believe it is a fad.

The popularity of cryptocurrency has driven new challenges in finance, including how to value and trade these assets and prevent fraud. 

How do cryptocurrencies challenge the traditional banking system?

Cryptocurrencies have been gaining popularity over the past years, and their buzz is only getting louder. While the potential of these digital assets entices some people, others view them with suspicion. But whether you’re for or against cryptocurrencies, there’s no denying that they present new challenges for the traditional banking system.

One of the biggest challenges posed by cryptocurrencies is their decentralization. Unlike fiat currencies, which central banks regulate, cryptocurrencies are not subject to a central authority. This lack of regulation makes them appealing to criminals and other nefarious actors who can use them for illegal activities.

Another challenge is the volatile nature of cryptocurrencies. Their prices can fluctuate wildly, making them a risky investment. This volatility also makes it difficult for businesses to accept cryptocurrencies as payment, as they can’t be sure how much the currency will be worth when they receive it.

Finally, there’s the issue of security. Cryptocurrencies get stored in digital wallets, which are susceptible to hacking. If a person’s wallet gets hacked, they can lose all their currency. This is a significant concern for people thinking about investing in cryptocurrencies.

The challenges posed by cryptocurrencies are significant, but the potential rewards are too great to ignore. Cryptocurrencies have the potential to upend the traditional banking system and create a more equitable financial system. 

With the current buzz around cryptocurrency, many people are looking to get involved in the market. Although, there is a lot of misperception about how the market works and what factors drive prices. This is where a course in FINTECH can come in handy.

Discover financial technology courses with Imarticus Learning

best Fintech courses in IndiaThe Professional Fintech Certification is the first online FinTech course in India, offering comprehensive knowledge of all areas of FinTech and strategic and hands-on training with several technologies such as API, Blockchain, Cloud Computing, AI, Machine Learning, IoT, and RPA.

Course Benefits for Learners:

  •  Students will learn how to integrate machine learning and blockchain technology principles into their operations!
  • The future of Fintech is bright, and students can stay informed on the newest developments by attending networking events, job postings, or webinars.
  • This fantastic cryptocurrency course will allow students to use some helpful tools to assist them in finding their ideal careers after graduation!

Credit risk management courses designed to address your needs in 2022

Posted on by Imarticus Learning

Do you need to take a credit risk management course to stay ahead of the competition in 2022? It might be something to consider, especially if you want to ensure that your business protects from potential financial disasters. This post will discuss the basics of credit risk management and what you can expect from these courses!

An overview of credit risk management

Credit risk management is identifying, measuring, and managing credit risk. Businesses must understand and manage their credit risk to protect themselves from potential financial losses. Many different types of risks can be associated with credit, such as default risk, interest rate risk, liquidity risk, etc. A business must identify the risks that apply to them and then plan to mitigate them.

Many different credit risk management courses are available, but not all are created equal. It is vital to find a course designed specifically for your needs to get the most out of it. There are courses available online and in-person, so you should be able to find one that fits your schedule and learning style.

What to expect from a credit risk management course?

When you take a credit risk management course, you can learn about the different risks associated with credit. You will learn about ways to identify and measure these risks. In addition, you will learn about different strategies that you can use to mitigate or manage these risks. The course will provide learners with a foundation to build their credit risk management knowledge.

Overall, taking a credit risk management course is excellent for learning more about this critical topic. It can help you protect your business from potential financial losses and give you a competitive edge in the marketplace. Find a course designed specifically for your needs to get the most out of it!

What are the benefits of taking a credit risk management course?

By taking a credit risk management course, you will be able to

  • Understand the types of risks that can impact your business.
  • Learn how to identify and assess risks.
  • Develop strategies to mitigate and manage risks.
  • Gain an understanding of financial instruments and their role in managing credit risk.
  • Learn about the regulatory environment surrounding credit risk management.
  • Understand the impact of technology on credit risk management
  • Acquire the skills to develop and implement a credit risk management plan. 

By taking a credit risk management course, you will be able to gain the skills and knowledge necessary to manage credit risks effectively.

Discover Credit risk Management Courses with Imarticus Learning

The only credit risk certification available worldwide teaches students about the lending climate, credit underwriting, legal and regulatory requirements, and the influence of modern technologies. 

Course Benefits for Learners

  • The industry-focused practical curriculum adheres to globally accepted standards and includes recent global trends and best practices. 
  • Learning technique consists of 145 hours of live lectures, five case studies, and social learning. 
  • After finishing these credit risk modelling courses, students will get awarded an industry-recognized Certificate of Excellence in credit risk and underwriting.

Why are financial markets courses gaining popularity?

Posted on by Imarticus Learning

There is an increased interstate in people towards finance and investments. They want to make more investments and naturally want to learn more about its ups and downs. They are also willing to spend time learning new areas to achieve their financial goals. 

On the other hand, this growing interest in people has opened doors for the industry to come up with niche skills and courses that focus on specific topics rather than a border syllabus to be learned over a lengthy period. 

The availability of such specific topics as short-term courses is one of the major reasons for the popularity of courses on financial markets these past couple of years. But it is not the only cause for its popularity. Here are some other significant reasons. 

#1 More trading and investments

The pandemic has forced many towards trading. While the majority are trading based on the various reports on the media, the smarter investors rely on the experts to make trading. The larger investors suddenly needed more experts with them. This increase in demand for such expert investors had led to a rush for the courses for investment banking.  

#2 Precise curriculum

While there is a multitude of online and offline courses in financial marketing and investment banking, only those with a precise curriculum and specific niche are gaining popularity. They are also able to produce experts in those specific fields and can land more jobs. 

One such course is the Certified Investment Banking Operations Professional (CIBOP) at Imarticus which focuses on financial marketing, trade life cycle, and risk management. The course prepares the aspirants for the industry with the help of industry experts. Here, the aspirants will be getting trading simulations for a more hands-on experience during this 180 hrs long course. 

Upskilling

Keeping up with the growing and changing technology is key for all professionals to maintain or improve their career prospects. This is why upskilling is part of the career that many professionals are constantly making use of.

For finance professionals, upskilling is essential, without which many could not have productive work. For the millennials, upskilling is a way to ensure a safe financial future. They also prefer those short-term courses online rather than spending a lengthy period on-campus.

Improve knowledge base

The short-term financial marketing and investment banking courses are more reliable for newcomers in the financial world or professionals looking to improve their knowledge base. Though there are various blogs and videos available online, these courses offer them a more reliable source for information.

They can also get expertise from the industry leaders. Since there is no age bar for such courses, anyone who has a basic degree could pursue them and learn investment banking to become an investment banker.  

This is why courses such as CIBOP will be helpful for them and can also help them gain an interview with the leading companies. They will get constant assistance with their career progress as well. 

Conclusion

Financial marketing and investment banking (IB) were not so popular until the end of 2020. These two industries have seen an exponential increase in participation and career prospects. In 2021, the popularity of these industries has grown such that they are among the top 5 in terms of demand for the related courses.

Financial courses such as IB, Fintech, and Financial Analysis Prodegree, etc., are a few examples. Even the industry giants are entering the ed-tech field. The CIBOP course at Imarticus is done in association with the London Stock Exchange Group. 

Foresight 2022: Reasons why you should consider an Executive Program in Investment Management from IIM Calcutta

Posted on by Imarticus Learning

Foresight 2022: Reasons why you should consider an Executive Program in Investment Management from IIM Calcutta

Reports, trends, and forecasts for 2022 believe that there will be the destruction of productive assets and disruptions in the supply of food and basic materials arising out of more frequent and more severe weather disruptions.

The middle-East, East European, and Asia-Pacific regions will continue to have pockets with escalations in conflict.  Enforcement of discarding fossil fuel usage, accelerated adoption of technologies, especially after the widespread use of IT and communication technologies during the pandemic, will reign.

Over-riding the impact of these and others, there will be a surge in the post-pandemic led labor upskilling and building of productive capacities.

Forecasts based on the cumulative effect of all these are a modestly higher global growth and two-sided inflationary risk. In such a scenario, investment markets are likely to yield low returns. Yet there are likely to be opportunity windows for measured risk-taking and harvesting good returns. This will call for looking beyond the traditional classes of assets and yet hedging risks.

The role of the investment banker, analyst, and advisor with capabilities of attunement to market, keen attention, and skill of active asset allocation assumes great importance for investors. Future 2022 is for trained, skilled, reliable investment bankers, and advisors.

The IIM Calcutta Executive program in investment management, commencing from April 2022, is designed to specifically impart this essential banking knowledge and skills to you.

The course adds to your banking knowledge and skills

The IIM Investment Banking course equips you with solid knowledge of the ethics and regulations of investment banking and capital markets, studying the most recent developments in regulation and compliance in capital markets.

You get to work with quantitative tools and real-life, current case studies that you dissect, analyze, and strategize. These practical applications of subjects taught, imbibe cutting-edge, in-demand technical and managerial skills aid an effective understanding of the subject matter.

You gain insights into Investment Banking, Equity Research, Credit Analysis, Financial Analysis, Project Finance, Capital Markets, Mergers and Acquisitions, IPO, etc.

You are equipped for Future 2022

The IIM Calcutta Capital market course gives you an understanding of the nuances of the markets that include complex financial assets like Derivatives and Fixed Income securities. You are skilled to look in-depth into the capital market trading place wherein individuals and corporates indulge in buying and selling of investment securities. 

The program trains you to function as an analyst, portfolio manager, and relationship manager, assessing the performance of these assets and helping your customer with smart investment decisions.

The IIM Calcutta Investment Banking and Capital Markets course enable you to also function as a consultant applying your acquired expertise for taking smart investment decisions for mergers and acquisitions, equity market, credit, and IPO analysis.

You emerge from the program with a 360-degree view of the entire landscape of financial services that propel your career to great heights in the fast-moving global financial environment.

Asset for all times – IIM Calcutta Certificate

IIM Calcutta is globally long recognized as the leader in the Finance discipline. It has been attracting the top investment bankers every year. Morgan Stanley, Merrill Lynch, Goldman Sachs, Credit Suisse, Fortis, Lehman Brothers, Barclays Capital, UBS, Deutsche Bank, JP Morgan, HSBC, Citigroup, and ABN AMRO have all relied on IIM Calcutta for finance personnel.

Your certificate from IIM Calcutta validates your skill, competency and underlines your future readiness in Investment Banking and Capital Markets, opening avenues for immense career growth on a global platform.

Risk management training: What’s the ideal career opportunity?

Posted on by Imarticus Learning

Risk management is a critical component of any business. To protect your company’s assets, you need to have adequately trained employees in risk management.

If you’re searching for an exciting career that offers risk management training, then you should consider becoming a risk manager. This post will explain the primary role of a risk manager and the benefits of risk management training.

An overview of risk management

Risk management is the method of identifying, assessing, and managing risks. It can include anything from natural disasters to business failures. Risk management aims to minimize the negative impacts of any potential risks and ensure that the organization can continue to operate effectively, even under challenging circumstances.

Risk management is a vital part of any organization. It plays a primary role in helping businesses identify potential risks before they occur, so you can take that appropriate measures to reduce any negative impacts.

Risk management is a broad term that covers many different disciplines and skillsets. These include financial risk management, operational risk management, enterprise risk management, and information security risk management.

Each of these areas requires specific skills and knowledge, which is why it’s crucial to choose the right risk management training program for you.

What is the role of the risk manager?

These threats, or risks, can come from various sources, including financial uncertainty, legal liabilities, and strategic management errors. Risk managers use their knowledge of an organization’s business objectives and appetite for risk to help shape the risk management strategy.

Risk managers typically have a degree in business administration, economics, or a related field. They also need strong analytical skills and experience in data analysis. 

The benefits of pursuing a career in risk management

Here are the benefits of pursuing a career in risk management:

  • Risk management is a rapidly growing field, and there are many opportunities for advancement.
  • You’ll be responsible for protecting your company’s assets and ensuring its safety.
  • You’ll be able to provide your family with financial security for years to come.
  • You’ll learn how to identify risks, develop strategies for addressing them, and manage your team’s response to those threats.

Many companies are looking for risk management professionals who can think critically and strategically. They want employees to identify potential risks and develop plans to mitigate them. If you want a career in risk management, now is the time to start preparing yourself.

Discover Financial Services and Capital Markets course with Imarticus Learning

A diploma in Finance Management is for those students who want a thorough understanding of the fields related to investment banking, capital markets, and risk management. It provides best-in-class education for high-performing middle management professionals with at least two years of experience who want to relaunch their careers in financial services.

Course Benefits For Learners:

  • Learn with an outcome-focused curriculum and practical learning method that will allow students to build competence in critical domains such as capital markets, risk, and fintech.

  • Our capital markets training program provides the student with a cutting-edge curriculum that will teach the principles of corporate finance, risk management and compliance, capital markets, valuation, and equity research.

  • As part of this program, students will have the chance to meet and connect with their classmates and industry professionals. 

How are Derivatives Changing Markets?

Posted on by Imarticus Learning

Gone are the days when people had only limited securities to invest in. At present, there are many trading options available to investors. Many investors rely on investment banks to pick the right financial instruments to invest in. Many times, an investment bank itself engages in the trading of financial instruments.

Among all the financial instruments available for trading, derivatives are widely preferred around the globe. Derivates have changed the way the financial market used to work. It is why investment banks are hiring individuals that understand the derivatives markets. Read on to know the role of derivatives in changing markets.

Understanding derivatives market

A derivatives market consists of several financial instruments that can be traded. It usually consists of several types of financial contracts whose value is based on other assets. A group of assets can also determine the value of any particular derivative. A derivative can be traded from a dealer or on the stock exchange.

By placing a bet on the future price of any financial instrument, investors can earn huge rewards. The exchange of derivatives on the stock exchange is governed by a set of regulations. Unlike the stock exchange, the trade of derivatives via dealers is usually unorganized. While exchanging derivatives can provide huge returns, it also possesses several risks.

Derivatives markets have not been around forever. In India, the early 2000s saw the introduction of the derivatives market. Since the underlying assets that determine the value of derivatives are shares, currency, etc., it is easy for investors to place their money. The derivatives market is full of risks but still attracts many investors due to high returns.

If you are to learn investment banking, you should know about the derivatives market that is disrupting traditional markets for financial instruments. Many investors are protecting themselves from market volatility at present by investing in derivatives. 

Who are the participants in a derivative market?

The participants that indulge in a derivative market are as follows:

  • Hedgers: Hedgers invest in the exchange market with a motive to protect themselves from price volatility. It is why hedgers choose derivatives to protect themselves from any future price changes. 
  • Speculators: Speculators invest in any financial instrument that will be of great value in the future. A great amount of risk is involved in speculation as you need to predict which financial instruments will be of huge value. 
  • Arbitrageurs: When price volatility occurs for any financial instrument, arbitrageurs step up to make profits. Arbitrageurs usually wait for a price difference to arise between two different markets and make profits out of it. 
  • Margin traders: Margin traders usually rely on collateral for trading financial instruments. They have to provide the counterparty with collateral for trading financial instruments. It is done to cover the credit risk that can arise while trading financial instruments.

These participants can invest in several types of derivatives. If you are looking to build an investment banking career, you should know about the type of derivatives and how to trade them. You can go for an investment banking online program to learn more about the derivatives market.

Best course for investment banking in 2022

We at Imarticus Learning bring the CIBOP course which, is an industry-oriented program for young investment bankers. In association with the London Stock Exchange, we provide this course for individuals that want to know the common practices in the investment banking sector.

Once you gain an industry-recognized certification, it is easy to grab a lucrative job in the investment banking sector. For making sure you get a head start, Imarticus will offer placement support during the CIBOP course. Learn more about the derivatives market by joining the CIBOP course!

Diploma in finance management: Correlation and Diversification

Posted on by Imarticus Learning

Are you interested in banking courses and want to specialize in a subject that focuses on the financial management system at the organizational level? Then a Diploma in Financial Management might be the perfect way to your dream job. 

Pupils who excel in commerce and planning the organizational budget structure can choose this Financial Risk Management course. Imarticus Learning has come up with a Post Graduate Diploma in Management with a specialization choice in FinTech and Artificial Intelligence & Data Science.

The course is well-structured with subjects like managing the reporting system and financial accounting of a company, calculation, and evaluation for cost reduction chances. This article will help you get a comprehensive understanding of Financial Management and the use of Correlation and Diversification in finance.

What is Finance Management?

Financial management consists of strategic organizing, controlling, planning, and directing financial undertakings in any business entity or organization. It is also used in fiscal management and involves management principles to the financial assets of any business. Some of the principal objectives of financial management are: 

  • Preserving enough supply of funds 
  • Guaranteeing shareholders get satisfactory returns on their investments
  • Optimize the utilization of company funds
  • Creating safe investment opportunities for shareholders to invest

Advantages of a Diploma in Finance Management

There are many advantages of doing a certified Diploma course in Finance Management. Some of the major advantages are: 

  • It will open new avenues for you, like financial planning services, investment banking, insurance companies, brokerage firms, etc.

  • It will create a solid foundation for other educational opportunities and job-specific training programs.

  • It will give you practical knowledge that will be a headstart when you start as a sole trader or begin your own small business.

  • It will give you a better understanding of finance and help you grasp complex financial concepts.

Correlation

Correlation is a statistic that gauges the extent to which two variables move concerning each other. In the financial world, correlation is used to measure how stocks move with respect to a benchmark index. However, it can only show the association between two securities, but not the reason behind the association.

Correlations are used in the finance and investment industries to create advanced portfolio management where they are computed as correlation coefficients. These coefficients must have a value between -1.0 and +1.0.

Analysts, traders, and investment managers compute the correlation between various financial securities to find an estimate of the risk reduction benefits of diversification. They mainly rely on modern software and financial spreadsheets to calculate the correlation value.

Diversification

The very rudimentary step of investing is not to put all your money in one type of investment. You should plan and spread your money among different investment vehicles to limit the risk of facing loss. This strategy of risk management is known as diversification.

A diversified portfolio will consist of mixed asset types to reduce risk or exposure to any single asset type. The rationale behind this strategy is that a diversified portfolio will diminish the risk of any individual holding and yield higher long-term returns. On average, the positive performance of some areas of the portfolio will outweigh the negative performance of others. 

Conclusion

Financial management helps business organizations in their financial planning and assists them in the acquisition, allocation, and utility of company funds. It helps them in making critical financial decisions and generating higher revenues. Take the Financial Services and Capital Markets course of Imarticus Learning for diverse career opportunities in the field of finance.