Contact Us
×

Category: Finance

Finance & Fintech

Top 5 Reasons To Study Tax Planning

Posted on by Imarticus Learning

Top 5 Reasons To Study Tax Planning

Taxes chew up a large portion of a person’s income. If you earn well (above Rs. 10 lakhs), you fall in the highest income slab, where the tax rate is 30%. It does not end here! Then there is a surcharge and cess to be added over and above tax. To put it into perspective, you pay four months of your income into paying taxes. That’s huge!

One could not afford to pay four months of his income in taxes and meet 12 months of his expenditure with only eight months of his income in hand. This highlights the importance of tax planning.

Tax planning is not only knowledge but a skill one should possess for healthy personal finance. If you are willing to learn tax planning, you should undergo tax planning training to understand the world of taxes.

5 Reasons Why to Study Tax Planning

Here are the top 5 reasons why you should study tax planning:

 

  • Will keep your taxes in check: One of the foremost benefits of tax planning is that you can plan your taxes yourself and wouldn’t have to depend on anyone. Once you learn tax planning, you will realize that planning taxes is not a one-time exercise but a series of financial and investment decisions you make throughout the year. Further, you can also help your relatives and friends to plan taxes on their income. This will help you earn a good reputation among your peers and near ones.

 

  • Helpful in banking and finance career: Taxes play an important role in banking and finance career. Every transaction has tax implications, and proper guidance must be given to the banking customers. Further, finance is an ocean of opportunities. Whether you get involved in loans, stock markets or project financing, it is important to understand the tax implications.

 

  • Chart your path as a tax expert: How about becoming a tax expert or a consultant? Being a tax expert requires thorough knowledge and expertise that you can only attain through training. Everyone requires a tax planner who understands the laws and can provide guidance. If you undergo proper tax planning training, you can establish your tax consultancy firm to help people sort out their tax needs.

 

  • Will open doors for many other opportunities: Understanding tax does not only open the doors for becoming a tax expert. You can be a person of value in a lot more areas. Many job opportunities open up for you, including investment firms, chartered accountancy firms, advocate firms, etc., where you can practice your knowledge and training. This will help you brush up your knowledge further and help you understand the intricacies of taxes in practical life.

 

  • Good income opportunities: If you qualify as a tax expert, you can create good income opportunities. While the law may change, taxes are here to stay! Companies pay dearly to their tax experts. A person who can help people and companies solve their tax issues and save on taxes can earn well in his entire career. As there are frequent changes in law, those who stay updated stay relevant.

 

How to Study Tax Planning?

While you understand the benefits of learning tax planning, you might be curious to find out how to study tax planning. The primary law applicable for income tax is the Income Tax Act 1961 and Income Tax Rules, 1962. These govern the direct taxation in India. However, studying the bare act might be a little tricky. A good way out is to enrol with a professional institution that can help you not only learn tax planning but also guide and shape you for a better future in your tax expert journey.

Imarticus Learning is one of the pioneering institutes that has been training people and transforming careers across multiple industries, including but not limited to business analysis, artificial intelligence, analytics, financial services, core technology, etc. With a contemporary concept of professional degrees, also known as ‘Prodegrees’, it has tie-ups with various global giants, including KPMG, IBM, Rise Mumbai by Barclays, Motilal Oswal, Moody’s Analytics, and more. Apart from tax planning, you can also jump in for banking and finance online training if you wish to proceed with a banking and finance career.

If you are willing to get tax planning training and stay relevant and up-to-date with the newest changes in the tax arena, then it’s time you enrol with the reputed organization and start your learnings now. You can contact us through chat support or drive to our training centers.

The future of Bitcoin and the cryptocurrency economy

Posted on by Imarticus Learning

The future of Bitcoin and the cryptocurrency economy

Cryptocurrency seems to be the future of transactions and payments. Millions of dollars in cryptocurrency is exchanged every day, increasing the total valuation of the market which is already in trillions. Just in 2021, the crypto market crossed 2 trillion dollars. The value of a Bitcoin has been fluctuating from $30,000 to even over $60,000. Proving many predictions about its downfall wrong, Bitcoin has still managed to remain highly valuable. There are more than 11,000 cryptocurrencies that are stored across more than 100 million digital wallets. Economists and experts have been reported as declaring that the crypto universe will only become more relevant in our day-to-day lives while the cryptocurrency economy keeps growing.

Currently, cryptocurrencies are used as investments by individuals, crypto-farming or crypto-mining firms, and small groups. However, experts predict that institutions and banks will soon start investing in crypto assets as well.

The future of Bitcoin

The future of Bitcoin seems to be bright according to many crypto market experts while some believe that it is a bubble that is about to burst. According to experts, Bitcoin might not touch absolutely zero, however, the long-term value of a Bitcoin might be closer to $100 than it is to $100,000. Even without Bitcoin increasing in value, the cryptocurrency might become quite common in retail and daily transactions. 

Bitcoin transactions are still quite slow and charge a hefty network fee (close to $20), thus still not being a preferred mode of payment. The distributed ledger technology behind Bitcoin can only support about 180,000 transactions daily while other centralized or national payment systems can enable 100,000 to 300,000 transactions per second. This is another reason why Bitcoin will not be replacing regular currency anytime soon. However, with a second layer or lightning network that bypasses the blockchain, other cryptocurrencies offer much faster transactions and lesser network fees. Bitcoin (BTC) can also be threatened by the likes of Ethereum (ETH), Litecoin (LTC), and Ripple (XRP), which users are preferring due to faster transaction speeds and the coins having a lower value.

The future of the cryptocurrency economy

According to Kenneth Rogoff, a Harvard University professor of economics and public policy, the market capitalization of cryptocurrencies can become anything between $5 trillion and $10 trillion. If cryptocurrencies start being processed through verified ETFs or exchange-traded funds, then the number of people investing in cryptocurrencies will automatically increase. However, due to being decentralized, authorities and governments cannot monitor or track crypto-based transactions. This ends up helping many illegal activities such as weapon trading, money laundering, and drug peddling. Thus, regulatory bodies across the globe will not allow cryptocurrencies to enter the mainstream economy that easily.

Cryptocurrencies are finite and only a certain number of them can be generated. Thus, these coins will retain their value due to their rarity and a lack of overabundance. Till the time cryptocurrency users believe or trust in these coins and their worth, the value of the cryptocurrency market will keep soaring.

There are already platforms that promote institutional-grade crypto trading and investments. Cryptocurrencies are true alternatives to conventional currencies but lack the guarantee centralized currencies provide. There is a risk factor and a lot of anomalies in the performance history of cryptocurrencies. If cryptocurrencies are floated on NASDAQ, eventually, they will gain more credibility. Cryptocurrencies are decentralized and minted on blockchain networks, thus, already being impossible to manipulate by any single entity. A fintech course with blockchain certification or a Bitcoin course can definitely help you learn more about cryptocurrencies.

A Quick Guide To Master Ratio Analysis

Posted on by Imarticus Learning

A Quick Guide To Master Ratio Analysis

Financial statements contain financial data about a company. Ratio analysis is the key tool used to analyze and interpret the financial data of a company. If you want to work as a financial analyst, this is one of the most important tools to have in your repertoire. Company shareholders, business analysts, and other stakeholders use ratio analysis extensively to interpret financial data.

Financial ratio analysis is a quantitative tool to understand the company’s financial position, cash flows, long-term trends, and capital structure decisions as it impacts its profitability, leverage, and the market price of the company’s share price. Chartered Financial Analysis course gives you an in-depth understanding of Financial Statement Analysis. If you are pursuing a CFA course in India, you can do a financial analyst’s course online at https://imarticus.org/.

An Overview of Financial Ratio Analysis: 

Calculated ratios can be fractions, number of times, ratios, or percentages. The key presumption is that data contained in the financial statements is accurate for ratio analysis to deliver an accurate picture of the company’s financial health. Also, a relationship between the numbers is essential when comparing two accounting numbers. Moreover, a company’s ratio analysis alone is not enough; you have to analyze its peers to do an inter-firm comparison and an industry analysis. 

Accounting ratios are classified into:

  1. Solvency ratios

  2. Liquidity ratios

  3. Activity or turnover ratios

  4. Profitability ratios

  5. Liquidity ratios                                                                                                                                                                                                                                                                                                                                                                                                  These ratios measure the company’s short-term solvency and its ability to meet its short-term obligations in the form of short-term bank loans and payables. It examines how quickly its short-term assets are converted into cash. This determines the company’s ability to meet its short-term obligations. 

Ratios under this include:

  • Current ratio (current assets / current liabilities)
  • Quick ratio (cash + short-term investments accounts receivable)/ Current liabilities
  • Cash ratio (cash and cash equivalents) / Current liabilities
  • Working capital cycle: Inventory days + receivable days – payable days

Solvency ratios:

These ratios measure the company’s ability to repay its long-term liabilities. It also analyses the efficacy of the capital structure decision and measures the total amount of debt capital compared to the equity capital in the company. It analyses whether the earnings and cash flows are sufficient to repay the principal of its borrowed capital and make interest payments. 

Ratios under this category include:

  • Debt to total assets: Total debt (short term + long term) / total assets
  • Debit to capital : Total debt (short-term debt + long-term debt) / (debt + equity + reserves)
  • Debt/Equity: Total debt (short-term debt + long-term debt) / (equity + reserves)
  • Interest Coverage Ratio: Earnings before interest, depreciation and amortization, and taxes/interest

Profitability ratios:

These ratios measure the company’s ability to generate profits against sales, operating costs, total assets, and the company’s equity.

Ratios under this metric include the following:

  • Gross profit margin: Gross profit / net sales revenue
  • Operating profit margin: Operating profit / net sales revenue
  • Pre-tax profit margin: Earnings before interest, depreciation, amortization, and taxes / net sales revenue
  • Net income: Net profit / net sales revenue
  • Return on assets: Net profit / total assets
  • Return on equity : Net profit / equity

The Chartered Financial Analysis course gives you an in-depth understanding of Financial Statement Analysis. If you are pursuing a CFA course in India, you can do a financial analyst’s course online at https://imarticus.org/.

Turnover ratios: These ratios analyze how long it takes to convert accounts receivable and company inventory into cash. Ratios under this category include:

  • Receivables turnover ratio: Accounts receivable / sales
  • Days receivable: Number of days in a year/accounts receivable turnover
  • Inventory turnover: Cost of goods sold / inventory turnover
  • Days inventory: Number of days in a year/inventory turnover
  • Accounts payable turnover: Accounts payable / purchases
  • Days payable: No. of days in a year/accounts payable turnover
  • Cash conversion: Receivable days + inventory days – payable days
  • Asset turnover days: Total assets/sales
  • Fixed assets turnover: Total fixed assets/ sales
  • Equity turnover : Total sales / equity
  • DuPont ROE analysis: Net profit/ sales x sales/total assets x total assets/ shareholders equity

Business risk: Business risk is analyzed by operating leverage, financial leverage, and total leverage

  • Operating leverage = % change in net profit to % change in sales
  • Financial leverage = % change in the net income to % change in EBITDA
  • Total leverage is a product of operating leverage and financial leverage

Per-share ratios include:

  • Earnings per share= Net profit / total number of outstanding shares of the equity capital of the company
  • Dividend per share = Total dividend paid / total number of outstanding shares of the equity capital of the company
  • Price to earnings = Market price of the share/earnings per share
  • Price to book value = Market price per share/book value per share
  • Bid-Ask spread = Difference between the highest price the buyer is willing to pay for the share compared to the lowest price the seller is willing to sell.

These are key ratios used to analyze a company. Most ratios are interlinked and have to be looked at cohesively. A Chartered Financial Analysis course gives you an in-depth understanding of a Financial Statement Analysis using ratio analysis. 

Visit website to learn more. Contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Cryptocurrency And Education – What Can We Expect?

Posted on by Imarticus Learning

Cryptocurrency And Education – What Can We Expect?

Until 2020, terms like blockchain technology, cryptocurrency, and digital trading were limited to industrial and business-specific circles. Today, these have become household terms in the urban sector. Everyone has either heard of, is investing in, or looking to invest in cryptocurrency. What is a cryptocurrency really, and what does blockchain technology have to do with it?

And are there opportunities to gain expertise in the field through dedicated certification programs or financial technology courses? The short answer is yes. There are Cryptocurrency Courses, and you can find them on our Fintech Certification Programs!

Cryptocurrency is a digital currency that can be used for trade finance and purchasing of goods and services.  It is an encrypted currency. It ensures high security regarding the probability of fraud and scams. This is further ensured by the cryptocurrency being embedded in blockchain technology. This technology is a decentralized, digital, and permanent ledger that records all transactions transparent and accountable.

Read on to know how Cryptocurrency and Financial technology courses are all the buzz in today’s world and how the Fintech Certification Programs can help you get on the right track with these! 

Blockchain Technology in the Education Sector:

When blockchain technology took the market and industrial world by storm in the last two years, one should have known that the education sector would not be exempt from its impact. The education sector was one of the fastest to digitize its work during the pandemic. Entire courses were moved online. They relied on digital technology to make the process seamless, efficient, and effective.

Owing to the transparency and accountability of blockchain technology, there is considerable potential for its use in education.

  1. Student Records: Organising academic transcripts is a very time-consuming and resource-intensive task. This can be made accessible. Entries can be safely entered and information retrieved in a few clicks with high accuracy.
  2. Certificates and Diplomas: Massachusetts Institute of Technology (MIT) has been using digital blockchain to store their student’s certificates since 2017! Essential documents can be stored securely and in an organized manner here. More and more institutions will follow this lead. This reduces paper-based diplomas, which are at risk of being lost, damaged, or forged. Links to the digital diploma can be submitted to employers in minutes, as opposed to postal or in-person submissions!
  3. Document Storage: The education sector thrives on documentation of all aspects-curriculum, course work, lesson plans, evaluation papers, certificates, and more. This technology offers a hassle-free, permanent and secure medium to ensure organized storage of all relevant documents. They can be retrieved instantly.
  4. Communication: Schools and education institutions can publish notices, calendars, and announcements on the blockchain. Further, class recordings, presentations, and other media could be stored and shared on the decentralized platform. The students and teachers can access this. There are already decentralized social networks that reward the creators of cryptocurrencies. Educational institutions, where content creation is at the core, can benefit greatly. 
  5. Evaluation: Course instructors could create a list of tasks to be completed to certify a course as completed. This can be created as a smart contract using blockchains. Every task that the student completes or submits can be tracked and verified by the smart contract. This saves hours for the instructor. Credits could also be awarded based on this contract.
  6. Lower Costs: Many of the tasks that require large amounts of time and are labour-intensive can be resolved by adapting to blockchain technology. This, in turn, could mean students are not deep in debt at the end of their education.

Need for Expertise in Knowledge and Workings of Blockchain:

For all of these applications to become effective in the education sector, there is an excellent need for those who are being called cryptocurrency engineers and blockchain technology experts. We have come a long way from bitcoin being the first cryptocurrency to how this technology is revolutionizing the market at large today. 

Suppose you are looking to up-skill your knowledge and understanding, explore questions about what is blockchain technology, how do you want to be involved with cryptocurrency, transactions on the blockchain, the future of the blockchain, cryptocurrency today, the blockchain ecosystem, and the real-world applications of the technology, Fintech Courses, and Certificate programs are definitely for you! Learn today, be an expert and be a part of the storm that cryptocurrency and blockchain technology is!

Fintech Certificate Programs and Financial Technology Courses are designed with a unique pedagogy to empower the learner with hands-on training from industrial and technology experts. Learn more using the chat support, or meet us at our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Digital Leadership In Tax Planning- Beyond The Textbook

Posted on by Imarticus Learning

Digital Leadership In Tax Planning- Beyond The Textbook

The introduction of online financial services has transformed the way the finance sector of India functions. However, the effect of technology has not been limited to this sector only; it has also affected associated sectors. In this regard, a prominent example will be India’s tax planning or tax filing system. 

In the current scenario, almost everything related to taxation is now operated via different online processes. Therefore, it is essential to be accustomed to this changing landscape, and you can read on to get a better idea of the same.

What Is Tax Planning All About?

But before we dive deep in, we need to understand what tax planning is and what all it involves?

Tax planning means the procedure to reduce tax liability. It is done by introducing deductions, benefits and tax exemptions. In India, tax planning gives the taxpayer a chance to make the best use of these liability-reducing instruments to save on the total tax payment every financial year.

How Is Tax Planning Handled Presently?

This complex affair is handled by the best accountants, chartered accountants, and lawyers. In the current system, this is all done manually via some basic software and majorly via bookkeeping.

At the same time, a point to note here is the importance of maintaining reconciliations. 

Since an extensive amount of data is shared between various Tax and Regulatory Authorities, if there is any discrepancy between the various channels of reporting, then auditing is performed by both the external and internal authorities. Organizations, therefore, maintain a strong data reconciliation in various reports sent to different taxation authorities.

Expenditures are reported in the form of –  

  • TDS return
  • Income-tax returns
  • Inward GST supply under GSTR 9/9C GSTR 2A/2B and Outward supply as per GSTR 1, GSTR 3B and GSTR 9/9C
  • Form 26AS
  • Tax audit under section 34(a)
  • The Financial Statements are required in MCA filings.  
  • AIS/TIS

How Has Tech Been Infused Within the Tax Planning Structure?

Tax planning structure is tech-enabled these days. It is a must-have for every tax planning organization. The authorities related to Indian Tax have led the way with the use of advanced technology in tax planning. 

Some of these tech-enabled taxation changes are –  

  • Launch of faceless assessment scheme
  • Electronic filing of TDS and TCS
  • GST system-generated notices
  • AIS/TIS form
  • Red flag reporting
  • Auto-generated return
  • Blocking of ITC

These changes have depicted how vigilant the taxation bodies are these days. They are constantly upgrading themselves in terms of the use of technology. This has resulted in significant evolution in digital governance and tax compliances. This approach has led to an increase in the efficient functioning of tax regulating authorities and better management of risks related to tax. This has been advantageous both in the short and long term. Those who have braced the technology for tax and finance would agree with this statement.

The Educational Setup behind Tax Planning Training Also Needs to be Upgraded

Tax planning training needs to be also upgraded if these technological changes need to be pushed in public. Otherwise, people will still feel taciturn in using these changes, and there will be several bottlenecks in incorporating tech in tax planning.

As the demand for a banking and finance career is becoming a lucrative one, a detailed course on taxation can be a part of it, be it at the graduate level or as a post-graduate specialized course.

Apart from this, the KYC and AML Certification is another way to counter this ever-increasing demand for online tax filing and planning.

Final Word

To sum up, the emergence of the online taxation method has changed the way of managing this whole system. Hence, training new tax professionals in digital methods will strengthen the foundation of the nation’s taxation system.

How the evolution of cloud computing is accelerating the opportunities in Fintech

Posted on by Imarticus Learning

How the Evolution of Cloud Computing is Accelerating the Opportunities in Fintech?

Cloud computing has changed how organizations of all sizes operate. Using cloud technologies, companies from all domains can provide services to their customers or users more effectively while making collaboration inside the organization easier. With the help of cloud computing, the financial sector has adopted more agile, holistic, and flexible business models. And, same is the case with the banking sector as well, which has evolved to provide faster services and interoperability with the help of cloud technologies.

Without the need for in-house IT resources anymore, fintech companies have also started benefitting from the 24×7 uptime and the ability to support millions of users simultaneously. A good fintech course or a fintech training course can definitely help one learn more about cloud computing for a career in fintech.

Further, the fintech industry relies on scalability and technologies that offer security and efficiency. Cloud computing cuts down costs by not requiring dedicated IT infrastructure and empowers the development of fintech services or applications (loan disbursal applications, payment gateways, stockbroking applications, etc.) while also enabling the continuity of these services and their related business operations such as customer service, analytics and database management.

A reduction in operational costs and the adoption of automation also help fintech companies increase their revenue. For instance, it is easier and cheaper to incorporate artificial intelligence, robotic process automation or automated analysis with the help of cloud technologies.

Benefits of incorporating cloud technologies in fintech

Here are some ways fintech companies of all sizes are benefiting from cloud computing:

  • Easier documentation, storage and sharing of financial information
  • Security, access control, encrypted systems and ease of monitoring
  • Compliance and more effective data governance
  • Ability to integrate automation technologies and scale projects
  • Effective data management and data segregation
  • Disaster recovery and systematic backups

How the evolution of cloud computing is empowering the fintech sector?

Here is how cloud computing is accelerating the opportunities in fintech:

Automation and self-service models: With more powerful cloud technologies, fintech companies are removing the need for manual work for both employees and users. It is also easier to incorporate advanced AI systems for self-service models which are especially useful during this pandemic. Working remotely and collaborating are also easier for employees with the adoption of cloud systems. 

 

  • Better security features: The cloud can be secured better and monitored more effectively. Updated cloud technologies are not being offered by companies such as Amazon and Microsoft alone, even small businesses are providing better data governance, encryption and access control. By educating employees and following the right protocol, fintech companies can avoid all kinds of data theft or cyber-attacks. With 360-degree cloud systems, data or services cannot be compromised physically. For example, one cannot take down a fintech application from inside the company’s office or destroy servers anymore.
  • Data management: With fintech companies targeting millions of people for using their applications or services, the ability to acquire and work with vast amounts of data is essential. Customers must be onboarded and verified while their data is used for account management and analysis of spending habits. Advanced cloud technologies are making it easier for companies to store this data for employees and AI systems to access it at any given time. This is removing the need for IT experts who need to periodically transfer financial information like in earlier times.

 

Unlike the previous decades, in modern times, companies are able to use high-speed internet connections, making it more efficient to use cloud systems and cloud storage. It makes tasks faster for fintech companies and reduces the need to buy expensive software and storage for multiple computer systems.

Tips To Become A Winning Financial Analyst With An Online Certificate Program 

Posted on by Imarticus Learning

Tips To Become A Winning Financial Analyst With An Online Certificate Program 

The BFSI (Banking, Financial Services, and Insurance) sector is one of the most dynamic and rapidly evolving sectors today. According to the Monster Employment Index, the BFSI sector has an annual growth rate of 54%. It is also rife with lucrative, well-paid job opportunities, provided you have the skills and acumen to excel.

Financial analysis is one of the thriving and coveted career paths. This profession demands superior quantitative skills, problem-solving abilities, a logical approach, and strong communication skills. However, ambitious financial analysts will need to upskill continuously to stay relevant in their domain and rise on the career ladder.  

One approach is to pursue a cutting-edge, comprehensive Financial Planning And Analysis Course. If you are a financial analyst seeking to make your mark in the financial world, here’s how an online finance course can impact your learning curve and help you realize your full potential. 

The growth potential 

The core skills of financial analysts can be applied in several contexts. However, most professionals have little exposure to these paths. Financial analysts today can choose from over 2,400 career transitions! Some of the upcoming opportunities include Asset Valuation Consultant, Financial Planning Lead, Equity Research Analyst, Project Finance Manager, Mergers And Acquisitions Senior Analyst,  Corporate Finance Manager, Business Valuation Consultant, Private Equity Finance Manager, and Asset And Wealth Management Associate. Career growth in financial analysis comes with the opportunity to be a specialist in your work, earn a higher remuneration, and grow your reputation and professional network.  

Invest in skill-building


Technology is a game-changer for most professions, and the reality is no different for financial analysts. The adoption of emerging technologies and regulatory changes has raised professionals’ stakes. Yet, most traditional college and university programs have not kept pace with these paradigm shifts in the real world. 

Financial analysts should consider pursuing a Financial Analyst Training And Placement program specifically designed to address these paradigm shifts to build contemporary industry skills and savviness. Such a program offers the necessary tools to help professionals take on more expansive roles in the industry. Strong industry connections and placement assistance also help you excel in the recruitment process and expedite your career progression. 

Choose the right program. 

A superior online financial planning and analysis course opens new doors to learning through hands-on experience. For instance, a rigorous case study methodology offers an opportunity for an immersive learning experience. This approach ensures that post-exposure to concepts, you get to understand their application in the real world via case studies post-exposure to concepts. 

Ensure that your chosen online finance course has a credible knowledge partner from the industry, such as a Big4 consulting firm, and faculty with strong credentials. The curriculum must go deeper into core subjects such as financial modelling, valuation, accounting, and equity research. Last but not least, the program must offer a certificate recognized by the industry. 

This is a powerful toolkit if you’re looking to specialize in corporate finance, investment banking, equity research, and Mergers & Acquisitions. 

Learn on the go 

Today, you can continue to earn alongside learning through structured, digitized online financial analysis and planning courses. You can learn from the comfort of your smartphone through a mix of instructional video content, engaging assignments, live virtual classes with real-time learning, and regular assessments. You can also consume blogs and byte-sized online resources. Learning becomes a vibrant, challenging journey alongside an engaged community of peers from your fraternity.

Find mentorship and community. 

One of the most valuable elements of online finance courses is the opportunity to find a mentor. Mentorship comes with several advantages. This is an individual not only with strong credentials but an individual who plays a supportive, motivational role through your journey. You’ll get access to insider tips and leads and find a thought partner to support you in projects, discussions, and during the placement cycle. Another valuable asset is the community you nurture as part of the experience, which comprises alumni, faculty, mentors, and your peer group. This is an excellent opportunity to build a fresh network. 

Fuel your career growth

The financial world is full of possibilities for financial analysts looking to grow and achieve new heights in their careers. Equipped with the right skill set and access to mentorship and networks, you can take your place at the cusp of innovation and work alongside the movers and shakers of your industry.  

Connect with us through chat support or drive down to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Gurgaon and Delhi to further learn about online programs that can fuel your career growth.

Your Startup Can Grow With Tax Planning Training 

Posted on by Imarticus Learning

Your Startup Can Grow With Tax Planning Training 

With a new unicorn getting listed in the country almost every day, many young professionals have become inspired to turn entrepreneurs. India has a favorable startup ecosystem with a lot of support from the investing community. However, for a healthy growth trajectory, it’s important to have a well-laid-out financial plan. When it comes to financial planning, a very critical aspect is the tax planning of the business. Entrepreneurs with a banking and finance career past may find it easy to manage these aspects, but others might need to undergo tax planning training.

Aspects of tax planning

New-age entrepreneurs have to keep in mind a lot of factors while planning their taxes. Some of these are listed below:

Business structure: Most startups nowadays aspire to have business centers in global marketplaces. It is critical to structure the business in accordance with taxation laws relating to party transactions, cross-border activities, avoiding double taxation, obtaining advantageous tax rates, etc. For cross-border activities, a KYC and AML certification comes in handy. 

Cash flow: There are several strategies to organize your transactions to manage taxes effectively. Incorrect accounting and transaction planning lead to higher taxes being paid and may also result in cash accounts being depleted by the time the tax payments are due. On the other hand, an excellent tax strategy will anticipate your future tax requirements, so that you have financial reserves to pay taxes on time.

Fines and court cases: Tax preparation is essential since it is the first line of defense against tax-related lawsuit claims. It will assist you in streamlining the present tax status and keeping everything in compliance with tax rules. As a result, the startup’s compliance rating improves.

Funding: Investors always prefer a tax-compliant and healthy startup. Therefore, tax planning is beneficial as it brings in investment. A KYC and AML certification can help you in money laundering checks.

Useful insights on startup tax planning  

As an entrepreneur, one aspires to both generate value, as well as revenue. To do this, you can plan:

– Strategies to cut capital gains tax, reduce future estate tax, and boost asset protection from creditors and litigation. 

– A strategic approach to reducing your exposure, which will, in turn, be cost-effective.

– Shareholding patterns to enhance tax efficiency.

Tax planning training courses

The courses given below can help you manage the different factors of financial planning:

FOREIGN ACCOUNT TAX COMPLIANCE ACT (FATCA)

This course helps you understand significant aspects such as how to implement FATCA correctly and efficiently, what are the FATCA obligations for non-US institutions, etc. 

REGULATORY (CROSS GEOGRAPHICAL) REPORTING

This course entails various regulatory reporting requirements. It can help you understand the various reporting requirements when dealing with stock exchanges of different countries and the norms set forth by the respective regulators.

ANTI-MONEY LAUNDERING

One of the most important compliance requirements for businesses is anti-money laundering. This course helps you understand and identify:

  • Money laundering techniques/indicators and how AML fits into financial institutions’ compliance universe. 
  • The role of technology as an enabler in AML. 
  • The challenges presented by rapid-scale digitization

REGULATION AND COMPLIANCE

This course covers:

  • Financial reporting fundamentals IFRS, fundamental principles, and revenue recognition 1, 7, 12, 16, 17, 24, 36, 38, and 39 
  • International accounting standards 
  • An overview of US GAAP

Imarticus Learning is a technology-driven training institute with extensive experience in altering professions in finance, analytics and artificial intelligence, business analysis, and core technology. Our tax planning training courses have been curated keeping in mind your professional growth opportunities. These programs will help you reach the pinnacle of your aspired career. We have centers in many cities around the country, including Mumbai, Pune, Chennai, Bengaluru, Delhi, Gurugram. You can also connect with us over chat support.

The Cryptocurrency Trading Bible In 2022

Posted on by Imarticus Learning

The Cryptocurrency Trading Bible In 2022

Conventional currencies are the US Dollar, Indian Rupees, British Pound, Euro, etc. Cryptocurrencies are digital currencies, i.e., they are held in digital form on the internet. They are also known as virtual currencies or cryptos and have multifarious uses, including payments for other goods and services. 

Ordinary currencies are traded against each other in the foreign exchange market, while cryptocurrencies are traded against other specific cryptocurrencies. Such trading is carried out on specialized platforms known as cryptocurrency exchanges. 

Unlike conventional currencies, the supply of which is controlled by the Central Banks of the respective countries, the supply of cryptocurrencies is not controlled. There is an online public ledger called the blockchain, and the cryptocurrencies are controlled by complex cryptography. This can be viewed on request. There are no internal or external administrators for cryptocurrencies or their exchanges. Some central banks recognize it, but there is limited acceptance among others.

Starting with Bitcoin in 2009, there are now more than 13,000 cryptocurrencies. Ethereum, Tether, Binance, Polkadot, Stellar, and USD Coin are a few.

Few important aspects of cryptocurrency

  • 24 hours trading: Unlike conventional currencies, cryptocurrency trading transcends national borders and is available 24 hours.
  • High level of volatility: The volatility of price fluctuations seen in cryptocurrencies is unprecedented. In this respect, they are somewhat like conventional currencies, except central banks do not intervene to stabilize them. There is a high potential for loss, and cryptocurrency trading is risky.
  • Privacy and anonymity: On some decentralized cryptocurrency exchanges, private details and KYC are not required to be submitted.
  • Similarities with equity markets: All derivative instruments associated with equity markets, such as futures and options, have already been ported to cryptocurrency markets.
  • Easy account opening: It takes only minutes to open an account.

Main cryptocurrency trends to watch out for in 2022

  • Bitcoins and other cryptocurrencies are mined by high-powered computers which solve complex mathematical puzzles which guzzle energy. According to the University of Cambridge, these computers account for 0.5% of the total global energy consumption. Bans may be imposed due to the environmental decline caused by this huge volume of energy consumption.
  • Central banks’ conventional currencies go digital. As digital payments become the norm, the CBDCs (Central Bank Digital currencies) have become the norm. Russia, Chile, Japan, and Sweden have already started tests and trials. Widespread use in online transactions of CBDCs could undercut the cryptocurrency demand.
  • On the opposite end of the spectrum, certain countries might adopt cryptocurrencies as legal tenders like El Salvador.
  • With central banks rolling back quantitative easing and launching interest rate increases, the volatility in crypto-denominated assets has reached unprecedented levels. Like all products and commodities, cryptocurrency prices are driven by demand and supply. A medium-term bearish trend seems to be in place for cryptocurrencies.
  • A First Bitcoin denominated spot Exchange-traded Fund is likely to be established.
  • Emphasis on Defi: Defi refers to umbrella financial services on peer-to-peer blockchains, primarily Ethereum. As Bitcoin value sharply depreciates, Defi systems could become a key growth area. Their total value as of the end of 2021 has already exceeded USD 200 billion.
  • Regulatory changes could have a large impact on the cryptocurrency markets in 2022 as countries like China and US either completely bank or crackdown on certain market aspects. They could be declared illegal and not securities. The amount of collateral and leverage in cryptocurrencies is in question.
  • Cryptos are increasingly used in gambling. The guaranteed anonymity, low transaction costs, and enhanced security make it a very attractive asset to be used in casinos. There is a streamlined account verification process and no delay in third-party transaction approval. However, regulatory changes could have an impact on these.
  • New generations of black chain solutions are likely to emerge, which will increase speed and scalability. The fourth generation of blockchain technologies is expected to resolve trust challenges and accelerate the operation of business networks.
  • There is likely to be increased standardization and interoperability due to cross-chain technologies. This will help transmit value and data across blockchain networks.
  • There will be increased demand for blockchain as a service. Cloud-based platforms are already creating apps and blockchain function vendor infrastructure. Amazon and Microsoft have already started this process.
  • The demand for cryptocurrency professionals is likely to increase. Professionals with cross-sector skills, experience with crypto, and immersive live casino skills are likely to be headhunted.

Cryptocurrency is a growing and evolving sector despite all the risks inherent in its trading. This is also a field where there is a paucity of experienced professionals. Doing a course in cryptocurrency or financial technology and gaining practical experience is likely to create bright career prospects.

Check out The Professional Certification In FinTech at Imarticus. Contact us through chat support, or drive to our training centres in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

4 Unconventional Ways To Learn Investment Banking Courses The Right Way

Posted on by Imarticus Learning

4 Unconventional Ways To Learn Investment Banking Courses The Right Way

Are you looking for a more unconventional way to learn investment banking courses? If so, you’re in luck! This blog post will share four ways to learn investment banking courses correctly. So, whether you’re a beginner or an experienced investor, you’re sure to find something useful here.

What do Investment Banking Courses entail?

Investment banking courses include managing and expanding financial assets and how experts may assist businesses, organizations, and clients. Graduates of investment banking programs assist businesses in making wise choices when investing their assets to raise the value of their holdings. Relationship Associate, Investment Associate, and equity analyst positions are the top positions for investment bankers. 

Here are four unconventional ways to get the education you need.

  1. Enroll in the best education institute

One of the best ways to learn investment banking courses is to attend the best education institute. Many of these institutes offer specialized courses in investment banking and financial modeling. Additionally, you’ll get access to world-class professors and networking opportunities with industry professionals.

Attending the best institute can be expensive, but it’s a significant investment in your future. Not only will you learn about investment banking, but you’ll also gain essential skills in business, finance, and leadership.

  1. 2. Join an Investment Banking Forum

Investment banking forums are a great way to learn about the industry and connect with experts. It is an online discussion where young people and even experienced experts discuss their queries and receive solutions to their issues from other creative people.  The best thing is that it is simple and completely free.

  1. Watch YouTube Videos

YouTube is an excellent resource for learning about investment banking and financial modeling. There are dozens of videos on these topics, most of which are easy to understand.

You can watch videos on investment banking courses, financial modeling, and other topics related to the industry. This is a great way to learn about the industry and improve your skills.

  1. Read Books

There are several books on investment banking and financial modeling. These books offer in-depth information on these topics and can help you improve your skills. Reading these books can help you learn about the industry and improve your skills.

Learn investment banking courses with Imarticus Learning

The Certified Investment Banking Operations Professional program will give students a good start on their investment banking careers. Students will be well-prepared for success in banking operations, treasury, and clearing services at all production levels thanks to this 180-hour program.

 Course Benefits for Learners:

  • Students will learn how to manage complex securities and derivative products, their trade-life cycles, and the roles involved in investment banking operations.
  • With over 8,000 placements completed and a pay increase rate of 60%, students may get the support they need to start their investment banking careers.
  • After finishing the investment banking certification courses and related assignments, students will get an industry-recognized certificate.
Get a free 1:1 Imarticus counselling
Get a free 1:1 Imarticus counselling