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Top 5 books to learn financial analysis

Posted on by Imarticus Learning

Top 5 books to learn financial analysis

As a real-time investor, you can never get enough knowledge, there’s always a better trick to the trade that you may not be cognizant about. One common fundamental that an investor must master is understanding the financial reporting of the corporations. It is not smart to invest in the stock market without taking into consideration the financials posted by the company. Analyzing the final reports by the company and simply relying on the market trends may be aghast as it may lead you to a misdirection. Therefore, an investor needs to keep upgrading himself and his grasp of the subject. 

To do so, there can be no better way to be thorough with the market terminologies as well as distinct strategies that have been penned down by the connoisseurs of the industry. These books can be your best bet to learn financial analysis and shall help you to understand financial reporting in depth. At the same time, if you are already a regular player in the field or if you have chosen finance as your career these top books shall help you to boost your financial analysis career as well as create a path to value investing. If you wish to further extend your know-how in financial reporting or financial modelling, you can perhaps even consider financial analysis online training through the varied courses offered today.

But for now, let us see the trending 5 books to learn financial analysis. These books range from beginner to advanced levels and thus, you can choose to pick your hand on these based on your level of expertise.

The Intelligent Investor

If you belong to the finance field, you most likely have heard about the book written by Benjamin Graham. This is one of the most popular books that are available in the market on financial analysis fundamentals. This book covers the most important nuances related to the financial world such as stock market trading, how to select your stocks, investment tricks, earning per share, etc. If You are someone who is an avid reader but also has started trading in the stock market, this book is certainly the best pick for you.

Learn to Earn

This book by Peter Lynch, who is a fund manager himself strives to make you reach the financial milestones that you wish to achieve. This book takes you through the nitty gritty of analyzing the financials of the company and applying your best knowledge to increase your earnings through trading. The author believes that investing in the stock market is a necessity in one’s life and therefore has explained the concepts in the simplest way possible.

Warren Buffett Accounting Book: Reading Financial Statements for Value Investing

This is a financial analysis book written by Stig Brodersen. This book teaches you valuable lessons about investing. It gives insight into the intrinsic value of a company, talks about what is a discount rate and how to apply it in your strategies, it also talks about the importance of financial ratios, and provides the reader with detailed instructions on how to read the financial statements of a company. The interesting part of this book is that it provides a distinct perspective on financial reporting and is backed by solid examples for readers to easily grasp the author’s point of view.

The Theory of Investment Value

This is a renowned book that has even inspired Warren Buffet and is highly suggested by him for young investors. The book is written by John Burr Williams and it aims to provide its readers with an idea of how the valuation of stocks is done. It also throws light on discounted cash flow techniques and how the dividend yields are decided by the companies. If you are someone who is looking to update your knowledge about investments, this will be a good pick for you.

Financial Statements, Third Edition: A Step-by-Step Guide to Understanding and Creating Financial Reports

This book is known to be a step-to-step guide for beginners to understand as well as create financial reports. This book by Thomas Ittelson is highly recommended by corporates to their fresh joiners to have a basic understanding of corporate finance before stepping into the practical world. It is a type of book that proves to be more accessible by providing data to the readers by translating the most complicated financial jargon. The main focus of the book however is on how the financial statements of the companies interact with each other and aims to offer a snapshot of the company’s financial health. 

The above 5 books are a game-changer for someone who has a deep interest in the finance world and would like to up his investment game. These books provide the reader with the varied perspectives of each author and are highly recommended by most experts in the field. These books help you to cut through the noise and understand the financial shenanigans most efficiently.

How to start a career in fintech – 5 things every fintech professional should know

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How to start a career in fintech – 5 things every fintech professional should know.

Financial technology, also known as Fintech, is an umbrella term to describe new technologies used to improve financial services. It can include everything from mobile payments and digital currencies to blockchain and AI. It’s one of the fastest-growing industries in India. 

The world of finance is constantly evolving and growing more complex. As a result, there is a growing demand for Fintech experts who can help businesses navigate the ever-changing landscape. 

And if you’re looking to start your career in Fintech, there are a few things you need to know. In this blog, we’ll look at 5 of these things.

  1. Understand The Basics Of Fintech

To start a career in Fintech, you must have a strong understanding of the basics of financial technology. It includes understanding how fintech companies use data and analytics to provide innovative financial services.

You can use financial technology to improve financial services in many ways, such as:

  • Making it easier for users to access banking services through mobile banking
  • Providing new and innovative products and services like digital currencies
  • Improving financial institutions’ efficiency by automating financial tasks. 
  • Blockchain creates a secure, decentralized ledger of transactions.

  1. Understanding The Regulatory Environment Surrounding Fintech

Every Fintech professional should know the regulations before starting their career in the industry. 

With the environment constantly changing and evolving, it’s essential to stay up-to-date on the latest developments. Several regulatory bodies oversee Fintech, so it’s essential to know which one applies to your specific area of interest. 

Understanding the regulatory environment will help you navigate the fintech landscape and make the best choices for your career in Fintech.

  1. Different Types Of Fintech Companies And Their Business Models

It’s vital for anyone starting a career in Fintech to understand the different types of Fintech companies and their business models.

There are mainly four types of fintech companies, each with its unique business model, and knowing the difference is essential for anyone looking to start a career in Fintech. 

  • Payments companies focus on providing a better way to make and receive payments. They provide the infrastructure that allows businesses to accept electronic payments, including mobile payments to peer-to-peer (P2P) payments. Common payment processors include PayPal and Stripe.
  • Lending companies use technology to streamline applying for and receiving loans. These companies connect borrowers with lenders, typically via an online marketplace. 
  • Investing companies use technology to make it easier for people to invest their money in various assets, including stocks, bonds, and cryptocurrency. This can include online investment platforms, like Zerodha, Groww, etc. 
  • Personal finance companies use technology to help people manage their finances, budget, and save money. This includes budgeting apps, money management tools, and financial advisory services.

There are also these Blockchain startups working to develop and commercialize blockchain technology, often for use in financial services. Coinbase is one of the well-known blockchain startups.

  1. Potential Benefits And Risks Associated With Fintech

Fintech is a rapidly growing industry with immense potential. It can provide various benefits, including financial rewards, personal satisfaction, and the chance to help shape an industry. However, there are associated risks that fintech professionals should be aware of before starting a career in the field. 

The potential benefits of Fintech include:

  • Ability to create new and innovative financial products and services.
  • Disrupt traditional financial models and create new jobs and opportunities.
  • Provide more efficient and convenient services.

However, there are also risks associated with Fintech, including:

  • Potential for fraud and scams.
  • Unexpected regulatory changes.
  • Data security breaches. 

  1. Consider Skills And Experience

There are a few things that every Fintech professional should know if they want to start a career in this field. 

  • It is vital to have a strong understanding of financial concepts and principles. 
  • Experience in using financial technology (Fintech) tools and platforms is also essential. It is always helpful to have experience working with financial data and software.
  • Finally, effectively communicating with clients and other financial professionals is key to success in this field. 

With these skills and attributes, any Fintech professional can have a successful career in this rapidly growing industry.

Conclusion

A career in Fintech can be enriching and exciting. 

There are many great fintech courses available in India, and a blockchain certification can help you stand out from the crowd.

If you’re interested in a career in Fintech, now is the best time to start. You can check out one of the best Fintech courses in India offered by Imarticus Learning in collaboration with SP Jain School of Global Management. You can check out the program webpage for chat support or visit one of the centers to learn more about the program.

20 Trailblazers Leading The Way In Investment Banking

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20 Trailblazers Leading The Way In Investment Banking

According to an article published in the Indian Express, Investment Banking is regarded as one of the top two careers in India. This is also regarded as the future of the Fintech industry, particularly with the advent of various technologies every day. If you learn investment banking today, then you will reap the sweet harvest all along your life. 

What is Investment Banking?

Investment banking is typically defined as the business model or a deal where the bankers create wealth for the second party. In simpler words, an investment banker’s job is to analyse the market and help third parties such as other corporate (private) entities and government bodies to generate capital.

Top 20 Investment Banking Organisations Leading the Way

JPMorgan Chase

It is an America-based investment bank and as of 2022, the largest in the USA. It is regarded as the pioneer in the investment banking sector for its path-breaking works. 

Lazard

Lazard is an international financial advisory institution with a prominent presence in New York City, London and Paris. It offers a wide array of services. From investment management to capital growth, many international firms have taken the lead from Lazard. 

Mitsubishi UF J Financial Group

The Japanese industrial giant Mitsubishi formed Mitsubishi UF J Financial Group in 2005 with headquarters in Tokyo. Today, it serves as the second-largest bank holding company in the world with multiple banks and financial groups under its authority. 

Morgan Stanely

Henry Sturgis Morgan and Harold Stanely joined hands to form one of the major investment banking companies that lead the way for future investment bankers. It is recognised as a leading wealth management service provider.  

Wells Fargo Securities

Wells Fargo has more than 70 million customers throughout 35 different countries. This very stat goes to show you the impact of Wells Fargo Securities. It has its headquarters in California.  

Goldman Sachs

Goldman Sachs is among the pioneering investment banking institutions and is ranked second in terms of total annual revenue. It manages the finance of numerous start-ups and established companies. 

Deutsche Bank

This German investment management company has a network in more than 58 countries. The investment bank is one of the four major pillars of Deutsche Bank.  

Credit Suisse

Credit Suisse is a major global investment bank that has headquarters in Zurich. Share services and asset and wealth management are the key offerings of the bank. 

BofA Securities

When it comes to mergers and acquisitions, big companies across the world depend on BofA Securities. Equity and debt management along with wealth flow are the pillars of this top investment banking institution. 

Citigroup

Citi Bank owned by Citigroup is among the Big Four Banks of America with a prominent global presence. As of 2020, it is the largest security service-providing bank.  

Nomura

Nomura Holdings is an integral part of Nomura Group that extends its service in finance management across the world.   

HSBC

HSBC is a British financial management group; also a bank holding organisation (HSBC Holdings) has its presence in 64 countries. It shows new ways to the global investment banking sector with innovative ideas.  

UBS

UBS is a Swiss wealth management organisation. A prominent presence in all major countries makes UBS one of the top players in the investment banking sector. 

Barclays

Barclays is one of the oldest British investment banking companies. Retail banking, wealth management and corporate finances are among the most significant services provided by Barclays. 

Mizuho

Financial services offered by Mizuho include bank services, equities, trust and wealth management. 

Jefferies Group

Jefferies Group offers corporate banking, financial research, investment management, global markets consulting, and industrial trading to its clients. 

BMO Capital Markets

The investment banking division of Canadian Bank is called BMO Capital Markets. It provides access to a variety of financial services for private and government clients.

BNP Paribas

BNP Paribas is a French multinational banking group. Two of its core roles are Corporate & Institutional Banking (CIB) and Investment & Protection Services (IPS).

RBC Capital Markets

RBC Capital Markets is a global investment bank that offers financial services all over the world such as banking, wealth management, risk assessment, and investment management.

Evercore Partners

Evercore is comparatively a new organisation that has advised mergers and acquisitions of over 4.7 trillion US dollars.  

Learn Investment Banking to Redefine Your Career

As we have been discussing, investment banking has created numerous openings. Due to the high market demand, you can secure your future as an investment banker.  

Investment Banking Career Options

Investment banking can fetch you lucrative career options in multiple fields. Some of them are:

  1. Wealth management
  2. Fintech
  3. Financial risk assessment
  4. Economic prediction or forecasting
  5. Merger and acquisition management  

Investment Banking Course With Placement

If you dedicate a few months to training yourself in investment banking, then you can create a massive opportunity for yourself in the future. The demand for the designation in India and abroad is exponentially rising. Join an investment banking course with placement opportunities to make your future secure.  

Level Up Your Financial Risk Management Skills Today. Join Risk Management Training Today

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Level Up Your Financial Risk Management Skills Today. Join Risk Management Training Today

As the field of finance grows and continues to get complex day by day, the risk involved also increases exponentially. With the increase in risk, there has been a steady demand for folks with financial risk management skills. 

What is Financial Risk Management, and Why is it Important?

Financial risk management is simply a process that entails identifying the risks and the end goal is to reduce or mitigate the risk to the maximum extent possible. It is done by making investment decisions bearing in mind the financial troubles the business is under. With these investments, a finance professional seeks to hedge against the risk which was identified at an earlier stage. 

It is essential to manage financial risks simply because they exist and can prove detrimental to the growth and survival of any entity if the situation takes an unfavorable turn. Hence, failure to adequately manage these risks can cause harm to the entity at large, and thus there is an increased demand for people with the required skills for mitigating financial risks.

Types of Financial Risks

Financial risks exist of multiple types and sorts depending upon their nature. Following are some main buckets they are typically classified into. 

Market Risk

Since financial securities are tradeable, they have a value that isn’t fixed but rather fluctuates based on demand and supply. This volatility or price change can work both ways for any entity. Hence it poses a substantial risk depending upon the exposure. As a finance manager, it is the task to mitigate those risks, usually by hedging against the current exposure. 

Hedging involves taking positions against the pre-existing ones in case the trade goes. Otherwise, a finance manager can recover some of it via the hedged position. Market risk is common for companies involved in international business and transacting in foreign exchange. These entities are at constant risk of change in the value of FX. A successful finance manager will hedge these risks accordingly.

Credit Risk

Most businesses involve some or the other form of credit. Especially with financial institutions where the company is based on lending activities, it becomes the principal risk. To put it simply, credit risk is the risk of the borrower not being able to repay the amount, which is called serving the obligation in the banking industry. Depending upon the borrower’s profile and the credit deal’s characteristics, you must assess these risks. Once assessed, they can also be hedged for via financial securities like Credit Default Swap (CDS).

Liquidity Risk

Liquidity means the ability to convert an asset into cash. Cash balances and bank accounts are considered to be the most liquid assets simply because of their readiness in terms of usage. However, liquidity can be a problem with certain assets, especially fixed ones. At times assets of higher value do not get sold readily as there might be a gap in demand and supply, in the absence of buyers, an asset cannot be converted into cash and hence causes an inability to transact. A finance manager takes into account the liquidity risk and tries to maintain a balance of liquid assets such that it does not impact the overall operations of an entity. 

How Can Our Financial Services And Capital Markets Help?

The course for the advanced management program in financial services and capital markets, provided by Imarticus learning and certified by IIM Lucknow, is a 6 months course of 126 hours with curated modules focusing on different aspects of financial services. The program covers financial risk and compliance and includes modules on investment banking and capital markets. A part of the course is carried out in person at the prestigious campus of IIM Lucknow! Where you can visit the campus and get to meet your peers as well as faculty while you learn live from them. 

The course offers an immense opportunity to network among peers with similar interests and finance-related work experience. Such networking will allow you to create a holistic and global perspective as you interact with people from diverse backgrounds in financial services. This course offers perfect financial risk management training for financial enthusiasts looking to upskill themselves. 

Conclusion

Financial risk is imminent and will exist as long as finance exists. Even when there are multiple types of financial risks involved, a finance manager’s job is to mitigate them as much as possible. With Imarticus learning, you can level up your financial risk management skills and get a certificate from IIM Lucknow!

Are you looking for professional advice on finance career options? Feel free to contact us through chat support or visit our nearest training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

News Snippet: A Look Into The Banking and Finance Industry

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News Snippet: A Look Into The Banking and Finance Industry

The Banking and Finance industry plays a very crucial role in the entire world’s economy. Even though it plays a vital role, it is one of the highly volatile industries that has faced a severe downfall due to the pandemic. After the mushrooming of the Covid-19 pandemic, the Banking and Finance industry has turned out to be stronger than ever. Just like other sectors the banking and finance sector also has switched from their traditional services to technological services. 

After going through so many hardships the number of job applications applied in this industry is higher than in any other industry. And this shows that most of the graduates and postgraduates are willing to bag a job in the banking sector. For a kick-start career in the banking sector, you must immediately get yourself enrolled in an online banking and finance course.

What is the Banking and Financial Industry?

As the name suggests, the financial industry helps and provides corporations and people with financial services. The banking industry is one of the core pillars of the finance service industry. Other than the banks, the financial industry also consists of many finance firms like investment houses, lenders, finance companies as well as Insurance companies. Real estate is also a part of this financial sector. Most of the companies which are associated with the finance sector have the main and basic work of managing money. 

The banking sector is the basic structure of the financial sector. People in the banking sector are given the duties of saving and lending money.

Why is making a career in the banking and finance industry always highly competitive?

  • It is a fast-paced industry that continuously. As finances and economics wait for none. Hence making it a very exhilarating career option.
  • Numerous famous and well-structured banks provide professional training along with many development chances or opportunities. With time one with also secure a professional qualification and will build a good network. 
  • This sector will open doors for international work and travel. As one who is working in the finance industry has to toil with centres that are located in foreign countries.
  • The banking and finance industry provides a job that pays a handsome amount with many facilities like insurance and health care. 
  • Various job roles like a financial planner or analyst, securities trader, and portfolio manager are available in this industry.

Hence a proper certification course in Banking and finance will help you to inculcate the required skills and knowledge like interpersonal skills, dealing with customers, critical thinking, communication, analytical skills, and so on.

Qualifications required to start a career in the baking and finance sector.

The finance and banking industry requires people from commerce backgrounds. But people from the science and arts stream can also start their careers in this industry. 

  • One needs to get a Bachelor’s degree first. It can be in finance and banking, accounting, statistics, or even business. 
  • To get a better job offer a Master’s degree is essential. MBA or simple Master’s of Commerce or Accounting would do.
  • A diploma or a certification course in banking and finance, banking security, or finance law would be beneficiary to make a good career in this sector. 

How to prepare for the exams in the Banking and Finance industry? 

To start a career in the banking and finance industry one needs to get the required Bachelor’s degree and Master’s degree. After that, with certain online courses and diplomas, one is eligible to apply for the banking exams. One must focus more on their English, computer skills, reasoning ability, general knowledge as well as quantitative aptitude.

Conclusion

As rest of the finance and banking industry has gone through tough times but the job opportunities are still high in this sector. To bag a highly paid banking job join the Banking and Finance course at Imarticus and unveil the opportunities the banking and finance industry has for you.

Popping The Bubble: The State Of Cryptocurrency In 2022

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Popping The Bubble: The State Of Cryptocurrency In 2022

On New Year’s Day in Jan 2022, the price of Bitcoin was somewhere near the $47,000-$48,000 range. Investors were still enthusiastic about the price of Bitcoin reaching $50,000 in 2022. There have been surges and drops throughout the year. Investors are still confused about whether the prices of Bitcoin or other Cryptocurrencies will rise or fall. People are still positive about the profitability of Cryptos, but the excitement around it is growing less and less. The enthusiasm is amiss.

But as you wade into deeper waters, you get to see the bottom of the Cryptocurrency iceberg. You realise one sure-shot possibility about this melting demon – the whole collapse is about to happen. So, before understanding the conclusion of this digital currency, let’s revise the beginning.

A brief history of cryptocurrency

A rough form of Cryptocurrency was introduced in 1983 to a cryptographer from the USA, David Chaum. He received payment in something anonymous called e-cash. In 1995, he introduced Digicash, his version of a cryptocurrency. Digicash had user software that allowed an untraceable transaction which was anonymous as well.

After becoming aware of this possibility, various papers were published by international government agencies. Even leading colleges and universities like MIT researched the possibility of digital money’s existence and its future usage.

Some pieces of content popped in here and there about digital money, but nothing materialized. The whole discussion around crypto-cash began to die out. The glowing embers slowly started to subside.

Until one day

In 2009, the names Satoshi Nakamoto and Bitcoin started doing the rounds. Bitcoin was an anonymous form of digital cash, much like its anonymous user. People did not believe in the existence of either. But these names began to appear on every cover of tech and finance periodicals. Suddenly all the tech companies, some in Silicon Valley, started to accept Bitcoin as payment.

Slowly it became the talk of the town until it was everywhere. Suddenly after 2017, bitcoin saw the biggest surge when it breached 2000 USD. It rose to $19,000 by the end of the year. It made many millionaires out of nobody. Even Elon Musk, the owner of Tesla, gained out from it. No wonder he is a fan of it till today.

However, there was a crash in the price levels of bitcoin the next year, and things went downhill. People speculated whether Bitcoin was even legit or not. Investors like George Soros called it a bubble.

Since then, in 2018, Bitcoin has climbed a little and then breached new records, and then it tumbled. As of now, it is near the $30000 range. The highest level achieved was around $67,000.

Countries like El Salvador and Portugal even recognised Bitcoin. But China clamped down on all the Bitcoin transactions in the country, and as a result, things have been looking a bit glum for Bitcoin and other cryptocurrencies.

However, the rise and fall of Bitcoin gave birth to other popular cryptocurrencies like Litecoin, Dogecoin, and similar cryptocurrencies. Cryptocurrencies were made popular by Bitcoin and as expectations of Bitcoin getting a substantial rise begin to fade into oblivion, so does the hullabaloo around cryptocurrencies.

What does 2022 hold in store for Cryptocurrencies?

It is a mixed bag

Leaving behind the story of Bitcoin, the future is not all bleak for Cryptocurrencies. There has been a lot of change around cashless systems. Due to Covid-19, cryptocurrencies and digital transactions increased to an all-time high. Blockchain technology has become so popular that it has changed the way organizations function in 2022.

But cryptocurrency has an unsure future. Young investors and millennials will keep searching for newer forms of cryptocurrency. Even after such a downfall, it gives freedom and excitement to the newer breed of investors who love to live life with the risks involved.

However, the older investors, who have always been cautious with their investments, will always feel that cryptocurrency is nothing but a Ponzi scheme. They are used to those conventional forms of investment, and they will continue to be like that.

What does this mean for Cryptocurrency?

Cryptocurrency will always remain in this Charybdis and Scylla until it gets a major boost or a clampdown from a strong governing authority. 

Conclusion

But all this is great for people who want to understand Cryptocurrency and how it works. You could also understand it deeply with the help of a cryptocurrency course or a financial technology course. The best course will be enrolling in a fintech certification program if you wish to study cryptocurrency closely.

Permission Markets of Derivatives: An Overview

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Permission Markets of Derivatives: An Overview

The derivatives market is a conglomeration of financial instruments that derive their value from an underlying asset, known to be derivatives. These derivatives may take the form of commodities, swaps, caps, floor, collars, and of course, the most popular ones are futures and options. It is a massive industry altogether that is highly regulated due to its high-risk element but is also quite appealing due to its potential for soaring high returns.

However, it shall not be an exaggeration to state that investing in derivatives is not money for old rope. To the real-time investors who are acquainted with the physiognomy of commercial trading, they will tell you what a spin it is to invest in derivatives. The derivatives market is said to be one of the riskiest forms of investment and is known to be a complex subject matter. Therefore it becomes vital for real-time investors to explicitly understand what they are diving in, specifically at the pioneer stage of their investments.

So, What should an Investor do?

Now, this may appear to be intimidating but is not completely unfathomable. An investor just needs to understand the tricks and tackles of the trade. Well, as far as the common opinions of first-time investors suggest, the best way to do so is to opt for a course on the derivative markets via online training. The foremost advantage of considering online training for derivative markets is that you can train under industry experts.

And this can be easily done by sitting at home. You can conveniently apply the fundamentals learned and then upgrade your skills based on the expertise gained in the field. This shall help you to become an active participant in the market and understand the ballgame with a closer look.

A Career in Derivative Market

By now we have gathered that the derivative market offers lucrative options for you as an investor, but it shall be interesting to note that it provides a plethora of opportunities in terms of job prospects. To the ones considering a career in the derivative market, the following are some of the popular roles that you can consider as thriving options:

Derivative Operations Analyst

This role is highly sophisticated and provides you with high exposure to the market. An individual looking to work as a derivative analyst must be well-equipped with the working mechanism of trading in derivatives. The essential part of your job shall be to work in the capital market division and play around with the profit and loss reports of such trades.

The average median salary as per reports is suggested to be around $56000 and the role requires a basic qualification in the field of finance such as a BCom or MBA in finance.

Derivatives Trader

The traders do the business for their companies/firms. They help to create a market by supplying bids and offering quotes for all financial products. To make a career as a trader, an individual must have analytical skills and shall be vigilant enough to make smart trading decisions.

With the growing economy, this profession has a growing potential in-store and can be one of the best options for the ones who like the thrill of trading in the derivatives market. As derivatives traders, you all can earn an average income of about $ 93,517 p.a. However, the candidate needs to have an impeccable academic record and experience in the field of investing as far as the qualifications are concerned.

Derivatives Risk Analyst

With the industry currently being at its peak, there is a huge demand for risk professionals in the field. As a derivative risk analyst, one is expected to create efficient strategies to mitigate the risk involved in the field and widen the horizon of returns. It involves a command of research skills and a thorough market understanding. A huge part of this job involves building back-end plans for the respective firms and consulting them on their market standing.

As far as numbers are concerned, the salary offered to the risk analyst falls around $57,192 on average. Also to qualify as a derivative risk analyst is expected to have programming skills as well as a degree in finance from top-tier universities.

The derivative market is filled with both positive and negative notions. Ones who are well-equipped with the current economic patterns will agree that being ignorant of the idea of this market is like falling into the death trap in terms of investment. Also, someone who is looking to make a career in the field must be aware that with the growing potential of the industry, it is equally essential to ameliorate the related skills, perhaps an Investment banking course can be the best near-at-hand solution for you.

Investment banking courses offer a spectrum of information on finance, derivatives, stock-market trading, etc, and act as a step way to career development in the investment business. And this is what we can claim to be the need of the hour!

Creating a gaming economy: The power of Cryptocurrency in 2022

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Creating a gaming economy: The power of Cryptocurrency in 2022

According to estimates, the global gaming industry is expected to reach $256.97 billion by 2025. While the pandemic was hard on other industries, the lockdowns and social restrictions led to explosive growth in the gaming industry, as people turned to games for entertainment. The gaming industry is set to reach new heights with crypto. So, if this is something that’s caught your interest, why not take a cryptocurrency course to unravel the world of blockchain and gaming? This course is a new genre in education, also known as financial technology courses.

Creating a gaming economy is no easy task. It requires a deep understanding of blockchain technology. As the gaming industry transforms into a crypto gaming economy, the world will see a rise in financial technology courses that explain what’s going on and recognize the merit of play-to-earn models.

Today, blockchain technology enables platforms to introduce cryptocurrency. The gaming world has become fascinating as games use NFTs (non-fungible tokens) and cryptocurrency to buy lives, skins, costumes, etc. The crypto gaming economy is enabling players to earn money and also generate revenue at the same time. FinTech courses in India are in vogue as they help build a foundation for understanding the mechanics of a gaming economy.

To build a secure and cost-friendly model for online gaming platforms, a new-age investment class is the need of the hour. At Imarticus Learning, students can understand the power of cryptocurrency in the gaming world and the outlook for 2022.

In 2022, gaming is getting traction and adding millions of players every day. As per reports, in 2020, players spent $4.5 billion on immersive gaming. Also, with the value and viability of crypto steadily increasing, crypto gaming will help players monetize their expertise and time. 

Students who have a background in finance or are planning to pursue financial courses will realize why asset trading has become the dark horse of the year. Crypto is the key to the future of gaming, and Fintech courses in India are the bridge that will connect you to the future. In fact, the next decade will be all about the relationship between gaming and cryptocurrency. As per the industry stalwarts, 2022 will be a defining year for cryptocurrency gamers.

Players are ready to jump on the crypto gaming wagon as it improves their gaming experience. Enrolling in financial technology courses can open up the world of blockchain technology and crypto gaming. At first, it may seem a bit technical, but it will help you peek into the mind of players who exchange their virtual assets for currency and understand why they do it.

Experts believe that the gaming industry will have a bright future as huge brands invest in it. There will be a rise in spectators as more and more people watch virtual games. Some believe that gaming is entering a new era, and it will continue to skyrocket this year and in years to come.

Those who are planning to earn a Professional Certificate in FinTech will be able to analyze why crypto gaming is becoming an increasingly important pillar of the economy. There is a growing need for virtual entertainment, and people are willing to spend their money watching games in virtual space. Besides, gaming could create lakhs of jobs in India. Combined with cryptocurrency, it is raising the stakes for modern gamers.

To sum it up, cryptocurrency games are creating a buzz as blockchain games are being hailed as ‘revolutionary’ today. To sum up, the prospects of crypto gaming are bright, and it can provide a stack of solutions for the current economy. A cryptocurrency course will be an added advantage to anyone ready to invest in the future of financial technology.

CTA

So, ride the wave of cryptocurrency with the SP Jain FinTech certification to become an expert in the gaming economy.

Chat with us, or simply drive to our centres in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

9 Ted Talks That Anyone Working In Financial Markets Should Watch

Posted on by Imarticus Learning

9 Ted Talks That Anyone Working In Financial Markets Should Watch

Ted talks have always been an impactful source of information for topics ranging from self-improvement to industry-focused sessions. If you’re aspiring to work in the financial sector or take any financial market training, then some great Ted talks can not only help you clear your mind, but also help you learn financial services from a new perspective. In this article, we are sharing with you the nine most influential Ted talks on money and finance. So, if you want to know more, keep reading!

1. Investment Logic for Sustainability — By Chris McKnett

In this amazing Ted talk, speaker Chris McKnett shares his thoughts on how huge investments from investors like banks can work towards shaping the world, and not just for the betterment of any business. He explains why investors should look at the social, environmental, and governance structure of a company while investing. This can help in making the world more sustainable.

2. How FinTech is Shaping the Future of Banking —By  Henri Arslanian

Henri Arslanian needs no instruction as he is a known leader with vast experience in the finance sector. In just 14 minutes of talk, he discusses the changes occurring in the financial environment, starting right from the global recession of 2008. If you’re planning to build a career in investment banking or even taking any investment banking certification course, then this Ted talk will help you understand the changing landscape of the finance industry.

3. A Guide for the Average Person to Start Investing with an Investment Bank — By Matteus Pouchain

The speaker Matteus Pouchain tells how investment banks can benefit an average person. He urges everyone to meet and talk to an investment manager of a reputed investment bank. These professionals can help their clients meet their financial goals in a better way. They can also help you identify your risk tolerance and investment horizon.

4. From Tech Start-up to Investment Banker — By Jan Metzger

In this TED talk, Jan Metzger walks you through his challenging yet interesting journey from working as a software engineer to a consultant, and finally to an investment banker. This is a must-watch Ted talk for anyone planning to become an investment banker or wanting to learn financial services.

5. Kids Creating the future bank — By Chris Skinner

Chris Skinner is a renowned banking and technology influencer in the UK. He is quite famous for his books like Digital human and his blog theFinanser.com.

In this TED talk, he talks about the investment as well as growth in FinTech to revolutionize financial services. He discusses how youngsters are building hi-tech platforms to modernize the finance industry and services within it.

6. A Revolution in Banking is Coming — By Tom Bloomfield

CEO of Monzo (a UK-based challenger bank), Tom Bloomfield talks about the evolution of banking from a physical branch, internet to mobile banking. In this talk, he discusses how we are on the verge of a massive revolution in the banking industry — shifting from paper transactions to paperless and cashless transactions via modern applications and top technologies.

7. A Vision for Truly Secure And Seamless Transactions — By Carey Kolaja

This is another great Ted talk that will prepare you well for financial market training. The former VP at PayPal, Carey Kolaja talks about how the modern era of money is turning invisible. She talks about the human relationship between money and payments and how innovation is pushing the industry forward to adapt to the changes.

8. A smart new business loan for people with no credit — By Shivani Siroya

Shivani Siroya, who is the CEO and founder of Tala explains the major issue of profiles and lack of credit score when there is no financial data. She explains how it can affect more than 2.5 billion people in the world.

9. Are you ready to become a banker? —By Marcos Eguiguren

There is no better Ted talk for an aspiring investment banker than this one. Here, Marcus Eguiguren says that banks help in connecting people, and therefore must consider their values. He further states that banks that invest in companies and projects that help with environmental, social, and economic development are known ad value-based banks. Note that, Marcos Eguiguren is the former Executive Director of Global Alliance and presently the co-founder of SingularNet. In this TED talk, he tries to explain the responsibilities of banks towards shaping the economy and a better world.

That’s all about it!!

These are the 9 most impactful TED talks on finance and banking. All of these are short and very crisp. These are the must-watch Ted sessions for anyone working in the finance industry or planning to enter it. If you’re working towards becoming an investment banker or any other professional in the industry, these TED Talks will help you. Moreover, if you’re looking for the best investment banking certification course from a reputed provider, then feel free to visit Imarticus.

Here’s How Tech Changed The Credit Underwriting Process

Posted on by Imarticus Learning

Here’s How Tech Changed The Credit Underwriting Process

In this digital age, Could credit underwriting be done to produce a more accurate profile and assist urgent need gaps?

A credit rating system considered an individual’s or business’s income/revenue, current debt levels, and prior loans was the only basis for granting loans approximately a decade ago. In this case, having a solid score would increase the likelihood of getting a loan soon and at a reasonable interest rate. 

However, this paradigm ultimately neglected a substantial portion of people and companies nationwide by omitting them. Today companies are steadily succeeding at tapping into the vast data sets that have not previously been considered and mitigating risks to open the door for a clearer picture and, as a result, more immediate, accurate, and efficient underwriting by utilizing emerging technologies like Big Data and predictive analytics.

What are big data and machine learning?

Machine learning and big data are the most critical technologies in the modern IT sector. Out of massive data sets, big data warehouses evaluate and extract information. On the other hand, machine learning is the capacity to learn from experience and improve without being expressly programmed automatically.

Big Data describes a collection of massive and complicated data sets that are challenging to handle and analyze with conventional database administration and processing tools. Capturing, curating, storing, finding, sharing, transmitting, analyzing, and visualizing this data are all challenges. 

How did big data and machine learning change the credit underwriting process?

Traditional credit underwriting relies heavily on manually reviewing financial data and making subjective decisions about a borrower’s ability to repay a loan. However, with machine learning and big data, lenders can now automatically and objectively assess a borrower’s creditworthiness.

Big data refers to the complex data sets now available to lenders. Machine learning is artificial intelligence that allows computers to learn from data and improve their predictions over time. Using these technologies, lenders can now more accurately assess a borrower’s risk of default. 

Machine learning is particularly well-suited for credit underwriting because it can automatically identify patterns in data that humans would not be able to see. For example, a machine learning algorithm might locate that a borrower with a history of making late payments is more likely to default on a loan than a borrower who has always made timely payments.

Lenders can make more informed decisions about which borrowers to approve for loans, and they are also able to offer more personalized loan terms to individual borrowers. This is just the beginning – as data sets continue to grow and machine learning technology continues to evolve, the potential for further innovation in credit underwriting is vast.

Explore the credit risk analyst certification with Imarticus Learning

Students learn about the lending environment, credit underwriting, and regulatory requirements with this credit risk certification in India. 

Course Benefits For Learners

  • The practical career-focused program complies with internationally accepted standards and incorporates the most recent global trends and best practices.
  • The curriculum for credit management courses online consists of 145 hours of live lectures, five case studies, and social learning.
  • Online credit risk modeling certification is practice-based, tied to globally recognized standards, and industry-focused. It is unique because it includes the most modern educational advancements worldwide!

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