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Category: Finance

Finance & Fintech

Are fintech courses worth it? A complete guide to India’s fintech sector

Posted on by Imarticus Learning

Before understanding what fintech courses are, it is important to understand the concept of fintech or financial technology. This article will give you a sneak peek into the world of fintech and its academics.

What is FinTech?

FinTech is a concept that binds technology with financial services providing users with a better option to manage their finances. It is a new term used to describe a company, a product, or a piece of technology where finance and science meet each other to develop a tool or a hybrid technology.

For example, a mobile app that allows a user to apply for and get a personal loan in less than 10 minutes can be called a fintech product. The company that produces and maintains that app will be called a fintech company. Examples of such companies in India are Paytm, Freecharge, Credr, PayZapp, and Indiabulls Dhani to name a few.

In India, the fintech industry has seen a massive boom in the last half a decade. In addition to over 2,000 fintech companies currently operating in the country, several reports suggest that the industry will only grow larger in the coming years.
This has naturally increased the popularity of fintech courses, making professionals in the finance and technology world to switch careers.

Fintech in simple words means the integration of technology and finance that has been introduced to leverage and improve the delivery of financial services. Fintech has recently gained huge popularity due to its ability to solve various problems related to traditional finance in terms of security and advancement in the field. It tends to provide consumer efficiency and a whole new developed system that can be utilized to enhance the daily operations of the finance sector. By using specialized software and algorithms, fintech has taken the industry by storm and has changed the landscape of the finance industry.

What are FinTech Courses?

As the name suggests, fintech courses are training programs that teach you the concepts of financial technology. Along with an introduction to the field, it will teach you concepts, tools, software, and several other topics in that field. This will help you achieve a career in fintech where you help companies develop fintech products. In some cases, fintech courses can also help you research and develop new products. With the industry booming, this is a great time for learners to learn more about fintech and contribute to the field.

Major Study Areas of FinTech Courses

When you take a fintech course, there are certain topics that you will focus on. These are common across most courses, which will act as a base for your future education.

  • Digital finance – how digital mediums, the internet, and finance come together to ease the process (from offline banking to mobile banking through fingertips)
  • Big Data and AI – These are integral parts of fintech because most of the technology is dependent on data gathering and insights based on them
  • Blockchain – Another important element in fintech is blockchain, which deals with security
  • Data security – A sub-topic, this will involve topics involving different security mechanisms like OAuth, two-step verification, one-time passwords (OTP), FIDO Alliance, etc.
  • RegTech – Maybe a new term, but this is an essential topic which will help you understand how to pass regulations when you deal with financial products

Most fintech aspirants take a specialty course to increase the theoretical and practical knowledge on that topic. For example, a person hoping to land a job with Paytm would want to dig deeper into mobile-based payments and money transactions.
Some of the most common topics will be:

  • FinTech in Banks
  • Introduction to Alternative Finance
  • Financial Innovation and its Brief History
  • Marketplace Lending
  • Cryptocurrency
  • Cybersecurity
  • Data is the New Oil

If you take a quick look at these topics, you will see that they are a mix of finance and technology. By the time you finish all the chapters of the fintech course that you take, you will have a good understanding of the crossover between those two.

Ever since the covid-19 pandemic hit the world, the finance sector and fintech, in particular, have been buzzing around in the form of technological advancements and their emerging roles. It stands to provide a competitive edge to the sector and thus can be considered to be an important fragment of the coming future. 

Not to forget that not only in terms of economic development but also in terms of job perspectives and education, a fintech career seems to be a lucrative option. This is specific for the current generation and therefore many education institutions have paved the way to bridge the gap between the required skills and extensive financial technology courses in India, be it in the physical or the online mode.

Reasons to choose a fintech course

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A fintech programme tends to prepare the aspirants for future-perspective roles that may entail huge demand and high-paying jobs in the coming decade.

Besides traditional know-how of finance, a fintech course attracts challenging and techno-strategic roles such as crypto, digital finance, AI, robotics, product automation, and specialization, etc. These roles have been emerging and adhere to the changing requirements of the clientele. 

Let us see some of the major reasons why one must consider a fintech course:

Advanced Career Opportunities

With the emerging scope of finance in India, choosing a financial technology course is an efficient way to seek better career prospects in the country. A fintech course provides you with numerous opportunities that shall help you with the advancement of your career as well as be relevant with time.

High-salary

With a fintech course, one can update their skills and knowledge in the field of finance and thus a pathway to higher paying jobs in India. With the technological development in the field of finance, corporates are now seeking talents who can stay updated on the latest terminology and developments and thus can be an excellent way to find a route to a promising career.

Change of career

If you are someone who belongs to a different field but is now looking for a career change, a fintech course shall prove to be of high leverage for you to enter the field of finance. With the growing demand and different job roles that have secured a place in the field, you can safely place your bet in a fintech program if you wish to start afresh.

Growing Industry

Fintech is undoubtedly one of the most popular choices among the current finance students in India. This is because the finance sector is booming day by day and is expected to grow further in the coming years. The fintech market is worth billions across the world and thus provides a gateway to a fast-track career in India. 

Engaging Curriculum

The fintech industry is at the epicenter of a revolution in India. With the introduction of digital learning and creative methods. It has created a dynamic learning environment. This is therefore highly appealing to today’s generation and with the ease of learning through online programs and opportunities overseas, the field has the potential to create an efficient future for learners.

Let us now look at some of the best fintech courses available in India. 

  • CFTE – Fintech Foundation Course
  • Fintech Prodegree – Imarticus Learning
  • MBA Fintech – IILM University
  • Advanced Programme in FinTech and Financial Blockchain (APFFB) – IIMC
  • Masters in Fintech – BSE Institute Limited

The Fintech scene in India has seen expedient growth in past years, specifically after the pandemic. This has created a space for the country in the global market as one of the world’s largest fintech markets. India’s fintech market currently stands at about $50-$60 billion i.e. just behind the top countries like the USA, UK, and China. The industry as per the reports has the potential to stand at  $150-160 billion by 2025.

Key takeaways

With this tremendous growth trajectory, the Indian fintech industry is certainly on the right track to be a newfound landscape for innovations, business models, and startups in the financial sphere. This booming industry has created a transition in the field and has set its way to create the required opportunities and development in the finance industry in India. It has now created a set way to exciting skills and boosts one’s career in finance in India.

11 Ways To Completely Revamp Your Credit Risk Management Career

Posted on by Imarticus Learning

11 Ways To Completely Revamp Your Credit Risk Management Career

A credit risk manager is a professional who is recruited by a company that lends capital to people and organizations. Their sole responsibility is to check the creditworthiness of the loan applicant with the help of various financial assessment tools and markers. Credit risk managers are fully aware of whom to give a loan to and how to recover it in case of a default or bankruptcy.

So, if a credit risk management career entices you, then nothing like it. This is a field of opportunities, but to have a successful career navigating through all the challenges, you need to be aware of a few strategies that will help you in this journey.

How to Revamp Your Credit Risk Management Career?

If you want to revive your credit risk management career, then you need to do the following things –

Understand the responsibilities of a credit risk manager 

This is something very basic. Understanding a credit risk manager’s job role and responsibilities will give you a clear understanding of what is expected of you. Here, you are responsible for your company’s profit or loss, as one bad call can be a setback for your organization.

Develop your analytical skills

You need to clearly understand the net worth of your client. Suppose you have the right set of analytical skills which help you understand the creditworthiness of the entity. Make sure you have a deep understanding of how much credit a client needs. Or, if they have taken credit, would they be able to repay it? You will be able to assess it by looking at certain mathematical variables that assess the company’s financial credibility.

Try to upgrade your skills from time to time

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If you are a credit risk manager, you need to develop certain financial assessments and operational faculties. You need to also have a good understanding of the best industry standards and practices.

This way, you can assess the client’s worth and whether they would be fit for returning credit. That’s not all; you will also be able to serve your client better by giving them a fair idea of how much loan they can pick from the market.

Now to develop these skills you can enroll for different professional credit risk management courses.

Sharpen your skills with a professional course

Since it is a competitive field, organizations hire the best professionals to get their work done. So, you need to have the right education. Make sure you get a degree from the best colleges or universities. If you can, try to get some foreign accreditation. This will work wonders to revive your credit risk management career.

However, if you cannot take a full-time course, you can enroll for credit risk management online training from reputed institutions.

Get some relevant experience before diving straight in

It is better to gain some industry experience before committing yourself full-time to this job. There could be a fair chance that you might not like the way business is conducted in the sector. However, if you feel comfortable in this career, then having some experience would be worth the time. You will be able to find out whether you would be a fit in the frontend or backend role. In the front, you will be given clients to handle. In the backend, you will have to evaluate the credit assessment for the clients. 

Have an empathetic personality

To be successful in your credit risk management career, you need to be empathetic as well. A little compassion will take you a long way. It will help you to deal with your clients better and plan your course of action accordingly. 

Be accountable for your actions

Taking responsibility for your actions is the primary quality you should possess if you are a credit risk manager. If you are accountable, you would think twice before serving dubious clients in the name of increasing business. 

Have a good understanding of industry standards and practices

We have already mentioned the importance of understanding the best industry standards and practices. If you know about these, then you would not digress ethically. Also, you would be able to understand the periphery of your capabilities. 

You can opt for any professional credit risk management course as it would help you understand the current industry standards, ongoing practices and help you build a professional network.

 Polish your leadership skills

To get promoted in the credit risk roles, you need to work on your leadership skills from time to time. It will help you tackle high–pressure situations while advancing your career. Having leadership skills will also make you a good team player.

You should develop the ability to work independently

Now that you have worked in the team, you need to show how you would be able to tackle things independently. If you are wondering why, understand this – an independent manager can direct the business in a favorable direction. If the credit risk manager acts otherwise, then it could spell disaster for his employer. 

Use your trade experience to reach the top

The top professionals in credit risk management try to gather one aspect of credit risk management – that of accumulating trade experience. This helps them to reach the top of the hierarchy in this field or start their post-retirement career as an independent consultant.

Conclusion

Credit risk management career is one of the hottest careers as of 2022. It has some of the most prestigious positions in the banking and financial sector, and also the pay is quite handsome. Additionally, the introduction of various credit risk management online training are also helping professionals advance in their careers at a faster pace. So, if you are planning to become a credit risk manager, then complete a course from Imarticus Learning on Credit Risk and Underwriting.

Everyone In India Is Opting For Investment Banking Courses. Here’s Why

Posted on by Imarticus Learning

Everyone In India Is Opting For Investment Banking Courses. Here’s Why

Investment banking has grown into one of the most sought-after careers in India. In fact, the country has become a leading talent destination for investment banking. Apart from the domestic IB banks and corporations, many multinational investment banks like HSBC, JP Morgan, Merrill Lynch, Citi Bank, Goldman Sachs, etc. also come to India for good reasons like lower operating costs, and a talented workforce, among many other reasons. 

India offers a much cheaper workforce for investment banks as compared to countries like the UK and US. Besides, domestic companies like TCS, Wipro, and Syntel also offer great opportunities to individuals who want to build a career in the banking sector. Overall, investment banking is a rising career field in the country, which is expected to thrive even more in the coming years. In this article, we will discuss the top reasons why more and more individuals are opting for an investment banking career in India Read on! 

What is an Investment Bank?

Before jumping on the reasons behind the popularity of IB careers, let’s first understand what investment banking is all about! 

An investment bank is a branch of finance and banking that helps the government, companies, and other corporations in raising capital through the issuance of securities, underwriting, or both. Further, it also helps corporations in mergers and acquisitions (M&A) along with other services like issuance, trading, placement of stocks, and so on. 

Not just in India, but investment banking is a booming industry in the world. Hence, being an investment banker is definitely one of the most promising careers in today’s time. The main reason is that the IB profile plays a vital role in businesses. Note that the job of an investment banker is not simply limited to advising firms on fundraising activities and M&A, but it also involves connecting investors to companies, facilitating complex transactions, etc. 

5 Reasons Why More and More People Are Opting for Investment Banking in India 

With investment banking, one gets an opportunity to become an expert at structuring large, and complex financial models at the beginning of their career. And because bankers spend long hours in the research and valuation process, they can also become great investors if they want. 

Given below are the reasons why investment banking is being chosen by an increasing number of individuals:

1. Attractive Pay 

Investment banking is a highly rewarding job. Investment bankers in India have attractive salaries. Note that, the average salary of IB in India is ₹20 lakhs per annum, for professionals with just 1 to 4 years of experience. This figure keeps growing as you gain more expertise and experience in the field. 

2. Become an Expert 

Every day is different from the previous day in investment banking. An investment banker faces new challenges and exposure every day. This phenomenon presents a great opportunity to gain expertise in the field from the beginning of one’s IB career. 

3. Exposure to High Profile Transactions

Until it was announced publicly, the work of an investment banker was highly confidential. They are involved in high-profile transactions that include the government, as well as large national and international corporations. In short, investment bankers play on the first page of business. 

4. Surrounded by Talented Individuals 

Investment banking offers a never-ending opportunity to grow your knowledge and enhance your skills. Here, you work in a field with the most talented individuals from every corner of the world. And because you’ll be working in a competitive environment, you will see fast personal growth. 

How to Get Started in Investment Banking 

Investment bankers are the deal makers. So, the very first deal you need to crack in order to get into the field of investment banking is getting hired for a job. But how? What are the eligibility criteria to do so? 

A major prerequisite for getting into IB is a college degree in economics or finance from a reputed institute. An MBA degree, Chartered Financial Analyst (CFA) certification, or an advanced degree in math can help in improving the prospects. Additionally, you can also learn investment banking by enrolling in the best investment banking courses with a job assurance guarantee. These courses not only enhance your skills but also help you in landing the right jobs. 

To Sum Up… 

It is clear from the above article that an investment banking career is highly rewarding. It presents you with an opportunity to become an expert, get exposed to high-profile businesses, and grow yourself financially in a short period of time. However, getting into this field isn’t a piece of cake. So, if you really want to become an investment banker, then work hard with full focus and devotion and take up a relevant course. Once you do that, nothing can stop you from becoming a great investment banker. 

The Simple Formula For Success in Banking and Finance

Posted on by Imarticus Learning

The Simple Formula For Success in Banking and Finance

If you want to succeed in banking and finance, then you must understand the field. You need to know about the industry leaders, competitors, and trends to build a strategy for success. You must understand your goals at this stage so that when it comes time to apply for jobs or internships, it’ll be easier for recruiters to see how well-suited you are as a candidate.

Know Your Goals

Many people forget that when it comes down to making decisions about their future, sometimes only asking for help will work out better than trying something on your own. It may be scary at first, but eventually, things will become less stressful and more enjoyable when we’re able (and ready) to move forward with confidence! 

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Everyone encounters failure at some point—whether we like it or not! But instead of worrying about being afraid of failing at something new because someone else has already had experience with such challenges before us – why not learn from others who’ve gone through similar experiences?

Increase Your Knowledge And Skills

  • Read industry journals and magazines.
  • Join industry groups and associations.
  • Attend conferences.
  • Take training courses in your field of expertise, whether it be financial planning or business strategy or risk management, etc., depending on what you want to do with your career in banking and finance.
  • Be proactive about networking with professionals from other industries who can help you improve your knowledge base and provide valuable advice on positioning yourself within the financial services sector.

Understand The Industry Leaders and Competitors in your Market

It includes knowing who they are, what they do well, where their weaknesses lie, and what you can learn from them. The more you know about your competitors’ weaknesses, strengths, and strategies to beat them at their own game will help you grow as an effective leader within the industry.

It’s also crucial that you understand how other companies are doing things differently than yours so that when someone asks, “How did they do it?” You’ll have an answer!

Prepare For Interviews

The interview is essential to the whole process, so it’s important to prepare yourself thoroughly. Before you go in, ensure you have all your questions and that your answers are ready to go at a moment’s notice. Practice answering these questions so they can help you gauge how well they flow together and come off as confident and fluent while still being able to answer them precisely enough so someone from outside can understand what is happening inside their head during each scenario.

Explore a career in banking and finance with Imarticus Learning

 Students will learn the technical and soft skills necessary for a successful career in NBFCs, retail banking, and fintech throughout this 300+ hour b.

Course Benefits For Learners:

  • Our learners are placed in entry-level positions at prominent banks, NBFCs, FinTech businesses, KPOs, and other organizations, with over 8000 students receiving a 60% pay boost.
  • These online banking and finance courses cover retail liability and asset products, NRI banking products, branch operational advancements, and investment products, including mutual funds, insurance, stocks, and fixed-income securities.
  • A professional degree in banking and finance will be awarded to students, greatly enhancing their resumes and assisting in the advancement of their jobs.

Contact us through chat support, or visit one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

The Ultimate Guide To Financial Markets: Step-by-Step Approach

Posted on by Imarticus Learning

The Ultimate Guide To Financial Markets: Step-by-Step Approach

In the financial markets, a lot of things happen. This means that investors and traders must be in tune with what’s happening in the market. If you’re new to investing or trading, this guide will help you understand different types of financial markets and their key players and challenges.

What are financial markets?

In financial markets, buyers and sellers meet to buy or sell financial assets. They’re also where the economy’s resources get allocated, enabling businesses to access loans and investors to invest their money.

Financial markets exist because they’re needed to fulfill our economic needs as a society. This is how we earn money: by working hard, taking risks (such as investing), or doing something else that generates income for us—like selling something we created or providing services.

The different types of financial markets

Financial markets are a set of institutions that provide investors with an opportunity to trade securities or other financial instruments. These markets include:

  • Money Markets

    : These are the most liquid, or easily tradable, securities. They have Treasury bills and notes, commercial paper, bank deposits, and certificates of deposit (CDs).

  • Bond Markets

    : Bonds are long-term debt obligations issued by businesses or governments to raise money for specific purposes such as paying salaries and buying equipment; they pay interest at regular intervals until maturity (when you stop earning interest on them).

What are the key players in financial markets?

Market participants are the key players in financial markets. They include investors, traders, financial institutions, governments, central banks (such as the Federal Reserve), regulators, and insurance companies.

  • Investor invests their money in businesses or securities to make a profit from their investment. They may also purchase shares of stock to participate in a company’s growth through dividends paid out by the company when profits exceed its cost of production.
  • Traders buy or sell assets such as currencies, commodities, or stocks in exchange for immediate delivery rather than holding onto them until maturity.

What are the critical challenges in financial markets?

One of the critical challenges in financial markets is their complexity and dynamic nature. The global economy is constantly changing, with new developments occurring in many different countries simultaneously. 

Financial markets also tend to be interdependent: what happens in one area can impact another part of the world. Understanding how these connections work is essential to making informed decisions about which investments might best suit your portfolio or personal finances.

Financial markets are complex, but with the correct tools and techniques at hand, you can get on your way to understanding them better than ever before.

Explore a Career in investment banking courses with Imarticus Learning

With the Certified Investment Banking Operations Professional curriculum, students may jumpstart their careers in investment banking. 

Course Benefits for Learners:

  • Students will learn the responsibilities of investment banking operations, managing complicated securities and derivative products, and their trade-life cycles.
  • This investment banking course with placement assurance will give student’s the knowledge and abilities required to succeed in banking operations, treasury, and clearing services at all production levels.
  • After completing the CIBOP course and financial markets training, students will get an industry-recognized certificate.

Contact us through the chat support system, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Gurgaon, Delhi or Ahmedabad.

Is Cloud Computing a Promising Career for the Future?

Posted on by Imarticus Learning

Is Cloud Computing a Promising Career for the Future?

Cloud computing is a rapidly developing technology that allows users and businesses to store data and applications on a remote server. The term ‘cloud’ originally referred to computer networks that used remote servers but has now become synonymous with any service that uses the Internet for its delivery mechanism. 

Cloud computing has seen tremendous growth since its advent. In 2008, there were more than 6 million registered users worldwide. By 2013, this number grew to 20 million; by 2017, there were over 100 million active users worldwide.

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Now, it is a standard operational solution integrated by businesses to increase efficiency and save costs on most projects. As enterprises integrate this technology, building a career in cloud computing has become more promising.

What is cloud computing?

Cloud computing was developed by Amazon in 2006 using a combination of virtualization software and Amazon’s web services (AWS). Since then, several other companies have developed their cloud platforms and services—including Google, Microsoft, IBM, Oracle, and others. However, despite these different platforms and services, they all share two common characteristics: 

  1. They provide services over the Internet at no cost 
  2. You can access any hosted software from anywhere simply with an internet connection

Due to this development, anyone interested in working in cloud computing has a plethora of options.

What is the future of cloud computing?

With the growing popularity and increasing demand, cloud computing jobs are expected to grow at 10% annually until 2025. This rate of this industry is faster than any other industry, including IT or engineering. 

As a career, cloud computing offers a wealth of opportunities and growth. These jobs are flexible and often work-from-home, allowing you to pursue a career in cloud computing regardless of where you stay as long as you have an internet connection. 

Furthermore, most projects are team-based, meaning that you can work on various types of projects with teams around the world. There are many potential career paths for professionals—you can work as a developer on one project or multiple projects at once, or you could find yourself in charge of designing the infrastructure for a company or helping in-house teams in other departments automate their work processes by using cloud computing solutions.

Many cloud computing jobs also offer flexibility in terms of working hours. You can maintain your schedule or even work part-time. This ensures the perfect work-life balance that works for you.

Finally, cloud computing offers excellent job security because it is still relatively new. Many industries like banking or insurance have just started integrating this technology, which has developed new job opportunities. 

However, despite these excellent advantages, there is one requirement that cloud computing professionals have to meet. Due to the rapid integration of this technology, there are many emerging trends like artificial intelligence (AI). Professionals in these fields have to keep up with these trends. However, the benefits outweigh these challenges: higher earning potential without having to relocate every few years and more freedom than most other careers allow.

Since these skills are transferable, you will be able to employ them in diverse fields and industries if you wish to change career paths. 

As cloud-based services continue to become more popular, there will be greater demand for skilled professionals who can help businesses run their operations from their data centers. However, this means that you need to upgrade your skills and keep up with trends to meet the demands of cloud computing.

Imarticus Learning offers the best fintech courses in India, allowing you to build a career in cloud computing. 

Computing with Imarticus Learning

To succeed in this field, you will need to think like a developer and create applications, both of which require technical knowledge. To develop these skills, look for technical cloud computing or blockchain certification courses.

It is essential to have a strong foundation to build a solid and sustainable digital future in cloud computing. Get the proper training and course structure for developing your Cloud computing career with Imarticus Learning. You can learn more about one of the best fintech courses in India by calling us or visiting our offline learning centers in Mumbai, Thane, Pune, Bangalore, Chennai, Delhi, Gurugram, or Ahmedabad for an engaging experience.

Don’t join an investment banking course till you don’t read this

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Don’t join an investment banking course till you don’t read this

To understand and learn investment banking, we must understand the underwriting process. An underwriting process essentially involves raising capital for a company or any institution. This helps a company secure mergers and acquisitions with another company or an organization. Thus, the whole objective of the Investment banking process is to provide financial advisory services to governments, companies, and institutions.

Important Services Provided by an Investment Banking Firm

Listed below are the three critical services provided by an investment bank firm to organizations and companies:

  • Presenting financial models to demonstrate the costs and benefits of a merger or acquisition.
  • Investigating certain companies or industries to identify potential clients and finding new enterprises to aid them.
  • Assisting businesses in raising capital through equity or debt offerings for an IPO or any such purpose.

People can learn Investment banking to advance their careers in the corporate financial world. The investment banking industry has seen rapid growth in recent times. Therefore, the global demand for courses related to this specific niche is increasing.

Why Take an Investment Banking Course?

A certified investment banking course will pave the way for a successful investment banking career. A professional course will prepare you for various job responsibilities that include.

  • Applying a general understanding of investment banking exercises and mechanisms.
  • Learning about the essential, hypothetical, and calculated tools used in investment banking.
  • Learning the art of financial analysis- required to value, plan, and efficiently close transactions.
  • Providing strategic counsel to your clients while working under duress.
  • Setting up and comprehending the sources of capital for financial transactions that take place in mergers or acquisitions.
  • Examining how corporate administration, morals, and legal considerations play a role in investment banking deals.

The dedicated professional course programs in investment banking train you in various investment areas across multiple industries. The skill set gained from these courses enables you to master the art of investment. Furthermore, these beneficial courses teach you about practical real-life earning strategies through investment.

You only need a bachelor’s degree and work experience to work in the field of investment banking. Though not required, finance, accounting, business administration, or a mathematics degree can give you an advantage. Fortunately, you can also take some certification courses.

Professional courses from reputable organizations serve as indicators of your subject expertise. They enhance your practical and technical skills required for the job. A banking certification course, such as investment banking, will familiarise you with the fundamental banking practices. They also help you prepare for the job market by improving your interpersonal communication, time management, decision-making, and problem-solving abilities.

Different roles as an Investment banker

Investment banking is a vast field, and therefore an investment banker needs to perform various roles. These roles depend on your qualification, experience and the demands of the organization.

  • Underwriting: An investment banker working as an underwriter helps organisations and governments raise capital through issuing equity and debt securities.
  • Mergers and Acquisition: An investment banker provides strategic guidance to companies in deals related to the merger or acquisition of another company.
  • Equity research: This is an essential role of an investment banker. They perform research and prepare reports to facilitate the trading of securities.
  • Asset management: Investment bankers manage large portfolios and advice their clients on the right mix of financial instruments such as bonds, equity, etc.

Advantages of a Career in Investment Banking

A career as an investment banker is considered by many as the apex job in the financial world. Pursuing Investment banking opens up doors to immense career growth and financial experience such as:

Excellent Salary: Investment bankers are among the world’s highest-paid professionals. They can earn a monthly salary in the seven figures. Investment banking professionals with average credentials typically make 20 to 40% more than the median salary.

Promotions: The technical and practical skills gained through specialised certifications help you to advance to top positions inside corporations and private equity organizations. Furthermore, you will be able to work in one of the world’s most prestigious companies.

Money Management Skills: Working as an investment banker can help you master the art of managing and investing money. These two skills go a long way in securing you financially. These skills also prepare you to tackle financial crunch in your personal life.

Where Can I Find Certified Investment Banking Courses?

Many well-known banking institutions offer internships as part of their summer programs. These tenures can range from 3 months to a year, depending on your work progress. On-the-job training and practical exposure will give you an advantage in investment banking.

Look for opportunities to speak with employers at recruitment events and learn about an investment banking organization’s work process and culture. Virtual meetings can also be helpful in this regard. Maintain strong connections with professionals in your field. Speak with as many experts as possible, and broaden your knowledge base. This exercise will assist you in maintaining your level of excellence at work.

Still not sure what to do? Many ed-tech platforms and organizations are offering certified investment banking courses with placement. One such amazing platform is Imarticus Learning. It offers a certified investment banking operations program that focuses on teaching job-related skills and comes with a job assurance. To know more about the program, visit our website or reach out to us through chat support. You can even meet us in person at our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

10 Compelling Reasons Why You Need Postgraduate Finance Degree

Posted on by Imarticus Learning

10 Compelling Reasons Why You Need Postgraduate Finance Degree

Have you ever noticed that everything in our surroundings is extensively related to finance? Well, be it funding for a business, coming up with a union budget for the development of a country, your finances such as saving for your education, your investments, insurance, etc. It would not be an exaggeration to say it is almost uncanny to survive without the very term finance in our lives.

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As our society progresses, so does the standard of living. This leads to the need to dig deeper in terms of understanding finance. Therefore, if you are someone who is sagely involved in financial escapades, education in finance would certainly be a thrilling experience for you.

Also, it would be important to note that a career in banking and finance is the most looked forward one in recent times as for the development of technology and demand for the same. 

Hence, let us now see the most compelling reasons why you must enroll yourself in a postgraduate program for a higher degree in finance if you have already graduated in finance.

10 Reasons to Choose a Postgraduate Degree in Finance

High-paying Jobs:

Finance is undoubtedly one of the most fairly paid fields, once you have an MBA in finance or a master’s in finance. The corporates look for individuals who can solve problems and come up with financial strategies and principles for the company. These individuals are highly dependent upon. Recent reports have shown a surge in terms of demand for financial analysts and the most growth in salaries in the field of finance.

Networking:

A postgraduate degree in finance is an excellent way to build your network around the ultimate connoisseurs of the country. A higher egress in finance helps you to introduce yourself to a high-regarded environment that shall prove to be of substantial importance in your career ahead.

Gives an edge to your career:

If you are someone who has already graduated in finance and has been working in the field, a postgraduate program will help you to accelerate your career and provide you with ample opportunities in the field. 

Wide variety of roles:

The field of finance is not restricted to one job profile; it provides distinct opportunities with different job types. One can explore banking, investment and portfolio management, risk management, finance management, etc. The field involves varied skills and space for strengthening your skills.

Holistic development:

A master’s in finance helps you to enhance your overall capability and provides you with an all-around development. With the help of comprehensive projects, group tasks, internships, etc an individual not only can become corporate-ready but is instilled with various other life skills after a master’s in finance.

A Wide Curriculum:

A master’s in finance has a comprehensive curriculum that has the potential to develop your analytical and critical thinking. Here, the bandwidth of the knowledge is extensive in the field of stock market analysis, personal finance, investment banking, etc. This helps you to expand the horizon of learning in terms of finance and provides you with a true sense of development.

Job Security:

The finance sector in India is growing tremendously and has the potential to impart both soft and hard skills. After post-graduation in finance, it is almost a guarantee for you to secure a high-paying job with a legitimate role in the field. Hence providing you with a sense of job security that is hard to find in any other field that exists.

Easy route to entrepreneurship:

If you are someone who wants to start your venture in the future, a postgraduate degree in finance shall help you to pave your way. With the constructive learning of managing funds to raising one, the master’s in finance helps you out with all and therefore creates an easier route to a better understanding of how to run a business.

Ease of learning:

With technological development, you are no longer required to attend a physical university. The best degrees can also be obtained with online learning today. These have high demand in the market and are easier on your pockets to upgrade your skills as well as your CV. Most of the banking and finance online training programs have given a substantial edge to the aspirants in the field and have created worthy employment opportunities for them without the burden of taking a heavy loan for further education.

Management of personal funds:

A master’s degree usually is a pathway to better establishments in your career, however, a master’s in finance along with providing the same also teaches you life-saving skills and lessons. By managing your funds and teaching you the best forms of investments, you can live a secure life by applying the knowledge gained through the field in your life. The finance field is highly practical and has an immense source of the flow of income.

Conclusion 

By now you must have understood the top reasons why you must opt for post-graduation in finance. The top recruiters like Mcnskey, JP Morgan, Deloitte, BCG, PWC, etc. look for talent and skills in finance and therefore the jobs in the finance sector have ever since been growing at a fast pace. So, if you are someone who wishes to update your skills in the field, a master’s degree will be an amazing choice for you. The final advice- grab the opportunity and lead a path to a better career. 

The world is changing with the combined forces of fintech and crypto

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The world is changing with the combined forces of fintech and crypto

The long tail of financial services in emerging markets has proven to be fertile ground for fintech. Still, the game-changing force of crypto and blockchain technology might have even more significant implications.

What happens when the power shifts from global banks to the individual? What does this mean for mobile phone banking and digital wallets? How will online and peer-to-peer trading change how we manage our money?

Here are nine ways the world is changing with the combined forces of fintech programs online and crypto — for better or worse.

1) Blockchain is going to change how your business works.

If you are not keeping up with the latest trends in business, you risk being left behind. One of the biggest changes on the horizon is the rise of blockchain technology.

2) Cryptocurrencies are going to change who owns your data.

We are all becoming increasingly reliant on digital systems to store our data. From our social media profiles to our financial records, our lives are now contained within 1s and 0s. It means that whoever owns those systems also owns our data.

3) Your data on social media might be worth more than you think.

Your data is worth a lot to social media companies. The average person’s data is estimated to be around $250. That might not seem like a lot, but when you consider that there are over 2 billion active social media users, that number starts to look much bigger.

4) Preparing for the shift will benefit your business and wallet.

We are currently in the midst of a digital revolution. Financial technology (Fintech) and cryptocurrency are two of the driving forces behind this change. So let us not waste our time and learn cryptocurrency online from Imarticus today.

5) You might become the bank of tomorrow sooner than you think.

In the past, banks were the only institution that could provide financial services. But with the rise of fintech and crypto, that’s all changing.

Now, several companies are providing banking services without being banks. It is made possible by combining the Fintech certification course and crypto. And it is changing the world as we know it.

6) Blockchain can help anyone raise funds with fewer regulatory hurdles.

Blockchain technology can help entrepreneurs and small businesses raise funds with fewer regulatory hurdles. Using blockchain, companies can tokenize their products or services and sell them to investors in a crowd sale.

This fundraising method is often called an initial coin offering (ICO). In the past few years, ICOs have become a popular way to raise funds for new projects. In 2017, startups raised over $5 billion through ICOs. This trend is likely to continue as more people become aware of the potential of blockchain technology.

7) People will buy more goods using crypto instead of fiat money.

With the combined forces of fintech and crypto, the world is changing. People are now able to buy goods using crypto instead of fiat money.

It is a massive shift that is taking place in the world economy. In developing countries, it can be a boon for small businesses where people have few ways to access traditional banking systems.

One example of this happening already is with customers who live in Venezuela. They have adopted Bitcoin as an alternative currency because their national currency has lost value due to hyperinflation. In addition, they can use it to avoid government-imposed restrictions on buying foreign currencies like US dollars.

8) Ownership of assets will move from offline to online.

Fintech and crypto are working together to change the world as we know it. Ownership of assets is moving from offline purchases to online investments.

This shift will profoundly impact the economy, businesses, and individuals. Online assets offer more opportunities for innovation, creativity, and growth. We are excited to see what the future holds for fintech and crypto!

9) Real estate is in for a massive upgrade.

Real estate is one of the world’s oldest and most important industries. But it is also an industry that has been slow to change and adapt to new technologies. That is, until now.

Conclusion

Cryptocurrencies, both Bitcoin and Ethereum, are revolutionizing how we do business, buy or sell products and services and even store our hard-earned wealth. Just as electricity changed the world, crypto has altered how people live, work, and play in so many ways that it’s mind-boggling to think about the implications of this emerging new world order.

Asia’s leading fintech program online is from Imarticus Learning  – The Professional Certification In FinTech. This course enhances your crypto knowledge through hands-on training from industry leaders, real-world case studies, projects involving technologies like Blockchain and Cloud Computing, and beneficial interactions with FinTech industry experts and entrepreneurs.

What a CFO program can do for your finance career

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What a CFO program can do for your finance career

CFO, or the Chief Financial Officer, is the individual responsible for drafting the financial strategy of a firm and managing its monetary operations. Now, with this small definition, you can get an idea of the magnanimity of the position and the responsibilities that come with it. So, if you are working in the financial segment, this is an aspirational role for you. One day, you would like to be in this position, but the question is how.

Well, to help you reach your goals, various dedicated CFO programs offer you a chance to get the needed specialization.

Now, experts who have worked in top finance positions with over a decade of experience have clearly outlined the importance of a good CFO program to climb the corporate ladder and how a finance course is extremely pivotal for your career growth. It could also provide a well-guided roadmap for you to get the top job in a finance career.

How a CFO Program Can Help You in Your Finance Career

Completing a finance course can help you in many ways. First of all, you will get the necessary foundation. But, there’s more to it. Here are the highlights –

You develop the important skills to join and grow any type of business

There are other courses which help you in getting the necessary business training. CA, CS, CMA, CFA, ACCA, and courses like these offer rigorous finance training. A dedicated CFO program will equip you with more rounded business training. If you want to learn more about finance, its multidisciplinary aspect, and how companies operate in the real world, then these programs are more than helpful.

Various modules in these courses train you for senior-level finance and management positions. They teach you about business intelligence and strategic management and equip you with some practical research skills. You learn how to construct an argument and back it up with financial presentations. You will get real-life experience and will learn how to rely on people by delegating duties and solving these fiscal operation problems together. In a CFO program, you get this training by working with your peers, working together on various case studies together, and communicating effectively to improve the team’s performance.

You develop operational skills paired with sound knowledge of business strategy

When you are working as a junior or mid-level executive, you don’t need to have the operational and strategic know-how of the business. But as a CFO, you must have that. Now, developing them is not an overnight task; it requires experience and knowledge. With a professional CFO program like this, you will attain the knowledge, but the experience will come with time.

Nevertheless, as a modern-day CFO, you should be aware of your company’s overall operations and growth strategy. The reason is, that it will give you a bird’s eye view of where the company needs further investments and where you can cut it short to save funds for other areas.

All in all, you will make a tangible contribution to helping the company reach its potential and meet its annual targets.

A CFO Program opens professional opportunities beyond finance

The best thing about enrolling in a CFO program is that it shapes your career in a new direction, which runs beyond finance. To elaborate, with a professional course like this, you will prepare for a senior management-level position.

Now, being in a position like this means your responsibilities will not be limited to just looking after the company’s financials. You will be a part of bigger company decisions and may end up managing more than one department. Therefore, it will also pave your way to one day grab the top job, i.e. the CEO. In this regard, a professional course like this will also help you master the new-age financial skills required to go for the top job.

To sum up, a professional CFO program can be a great foundation for your entry into this world of becoming the head of your current department. Along with the knowledge, what these courses also bring is the technical understanding of the job and the experience of the faculty members. Moreover, if you are applying for the PG Certificate Programme for Emerging CFOs from IIM Indore in partnership with Imarticus Learning, then the benefits are plenty. Here, you will get the guidance of eminent faculty and get certification from one of the top business schools in the country.

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