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Banking and Finance Certification: Get the Job-interview Assistance and Advance Your Career

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The process of banking and finance is crucial to the success of any business. It is also a complex and ever-changing field. To work in this industry, you need to have the proper certification. Certification can help you get the job you want and advance your career. There are a variety of certifications available, so it is important to find one that matches your interests and goals. 

The right certification can make all the difference in your career. Not only will a certificate help you land the job, but it can also help you move up the ranks faster. Consider getting a certification in banking and finance if you’re looking for a way to advance your career.

Here’s why you should consider getting certified. 

  • Get Ahead of Your Peers 

Banking and finance certifications allow students to differentiate themselves from their peers and stand out in an increasingly competitive field. This can be especially helpful if you’re applying for jobs or internships that require a certain amount of experience or expertise. 

  • Gain Practical Knowledge     

Certification courses cover asset management, investment strategies, risk management, financial markets, financial analysis, capital markets, and more. These courses provide comprehensive training on how to interpret financial statements, develop effective investment strategies, analyze market trends, manage risk, and make sound decisions with regard to investments. By taking these courses, students will gain practical knowledge that they can apply directly to their future careers in banking or finance. 

  • Develop Marketable Skills     

In addition to gaining valuable theoretical knowledge about banking and finance principles and practices, certification courses can also teach students transferable skills such as problem-solving, critical thinking, communication, presentation, strategic planning, and data analysis. These skills are essential for any career related to banking or finance because they enable individuals to make informed decisions in high-pressure situations without compromising the quality or accuracy of work.  

Why should you choose Banking and finance career? 

The finance and banking industry is growing exponentially as more people use their money to invest or purchase goods and services worldwide. This growth has created a huge demand for professionals capable of managing investments, collecting payments, paying bills, and performing other financial activities.

Finance and banking careers offer many opportunities for growth within an organization and across industries. You could become involved with higher management levels or work on the front lines with accountants, loan officers, or traders to ensure that clients get what they need from your company.

Where you want to work and the type of experience you want to gain before joining an organization will determine many aspects of your career in retail banking. Getting certified in banking and finance is an excellent way for students to gain an edge over their peers when applying for jobs or internships in this field. 

Certification courses provide comprehensive instruction on topics such as asset management, investment strategies, risk management, financial markets analysis, and more while at the same time teaching necessary transferable skills like problem-solving, which are essential for success in this field. With the right training under your belt–you can get ahead of your peers when it comes time for job applications!

Explore Banking and Finance Certification in India with Imarticus Learning

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This 300+ hours of postgraduate program in banking and finance will give you the technical skills you need to succeed in the retail banking, NBFC, and fintech industries. 

Course Benefits For Learners:

  • You can get placed for entry-level positions at prestigious banks, NBFCs, FinTech firms, KPOs, and other organizations with over 8000+ learners already placed with a 60% salary increase. 
  • Learn about trends in banking branch operations and various aspects of retail banking sales and operations, including retail liability and retail asset products, NRI banking products, and investment products like insurance, equities, mutual funds, and fixed-income securities. 
  • Take advantage of your investment by learning in one of our modern physical classrooms anywhere in India.

Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch via a chat support system.

Investment banking course with job assurance: A path full of opportunities

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Investment banking course with job assurance: A path full of opportunities

Introduction

An investment banking career is an opportunity for students with a good understanding of commerce, mathematics, statistics, economics and finance. Students from all backgrounds are welcome to embrace this career, a thorough know-how of the above-mentioned subjects, good soft and interpersonal skills and a piece of overall business knowledge will be the basis for developing an investment banker. The additional learnings required by the prospective individual are equity research, valuation skills, merger and acquisition analysis, leverage buyout analysis, etc. with a top-notch knowledge of advanced excel. It is highly recommended that prospective students complete an internship with an investment banking firm.

Activities Of Investment Banks

Investment banks look after portfolios of diverse client types and offer financial services to them. Their activities can be bifurcated as:

1) Underwriting or IPO services

2) Investment management field 

3) Advisory work

4) Investment and lending functions 

5) Institutional client solutions

When a private organisation wishes to raise money from the market through the issuance of shares, that is called an IPO function. This is what the underwriting function is all about. The decision by an organisation to where it will invest its own money to grow is its function in the investment management field. Before a company goes through a suitable merger and /or acquisition, investment bankers analyse the probable outcomes. They work on the valuation of a company, prediction analysis, etc. All these are advisory functions of an investment banker. Investment banks even offer a bouquet of different financial products to their clients to invest and grow their money. The investment banks also lend their own money (investment and lending function). Investment banks help their clients to solve several complex financial transactions, most of which are international. This is the institutional client solution function.

 Investment banking organisations are of two types. The first one, the big giants in this industry, are the ‘Bulge Bracket Investment Bankers’. They work covering all the roles that the investment banks are supposed to do. Their huge clientele base includes government and institutional customers (on the international circuit) and large international commercial banks. These banks play the advisory role, mainly. Then, there is another type of investment banker, called the boutique banker. They pick and choose some of the functions and restrict to them only. Their jobs are most analytical and hence highly technical. In India, mostly boutique investment banks are found to exist. 

Difference Between A Commercial Bank And An Investment Bank 

Commercial banks are account keepers of retail and institutional customers. They also offer financial products to their clients, but their primary function is lending to retail customers. They never provide advisory functions such as organisation valuation, merger acquisition or underwriting functions. The earnings and profitability of investment banks are more than those of commercial banks. They earn out of commission from big institutions, either government or private, through their different services. Their lending functions are also limited to very large corporations. Thus, their risks of bad debts are minimal. This also explains why an investment banking career is a rewarding one and the salary is more than that of a commercial banker. 

Type of Investment Banker Roles 

The investment banker may be primarily assigned two distinct types of roles – one at the back-end and the other at the front end. In India, back-end roles are mostly offered to prospective investment bankers. The front-end roles are available in most developed nations like the US, western countries or Singapore, etc. The main difference between the two roles is that the back-end investment bankers must be extremely sound in technical skills while the front-end investment bankers must be extremely sound in their deliberations and soft skills with reasoning ability. 

Investment Banking Course after Graduation

An undergraduate in commerce is ideal for a career as an investment banker. Students who have done their undergraduate in statistics, economics and mathematics can also study investment banking. Nowadays IIT and IIM graduates are also opting for an investment banking career option. A prospective candidate should choose a proper investment banking course after graduation depending upon the background he or she has completed the UG program. For example, if the candidate is from an IIT / NIT or IIM, he or she may complete the CA or the CFA course to pursue his investment banking career. In India, the placements are mostly offered in boutique investment banks. However, big international houses may also recruit their back-end teams. 

Conclusion

The Certified Investment Banking Operations Professional course at Imarticus will guide you on how to become an investment banker and it will help you to achieve your dream. The mode of training is both online and offline. This course at Imarticus is an investment banking course with placement. Thus, it will not only provide you with complete knowledge about investment banking but will also offer a guaranteed job interviews. 

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Agile and active career planning in times of uncertain money markets.

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Agile and active career planning in times of uncertain money markets

The money market refers to short-term debt investments or trade between banks and other financial institutions. The period of investment varies from 90 days to 270 days. Certificates of Deposits, Treasury Bills (Government Bonds), Commercial Papers, etc. are some of the instruments of the money market. 

Reasons behind Uncertain Money Markets

The last three years have been different and difficult for the money market. The concluding months of 2019 were the flag-bearers of gloom that rocked the world in unique ways, seldom witnessed by the human race. The Wuhan virus from China, which later came to be known as COVID-19, played havoc with human life for two consecutive years. Additionally, the world economy at large also suffered a tremendous setback. Gross Domestic Product declined due to a sharp drop in production. Many working middle-class people lost their jobs during this period. The worst hit was the poor working class, who worked solely on a ‘no work no pay basis’.

When factories stopped functioning and project construction came to a grinding halt, these people became helpless. During those times, the socio-economic situation of the world as a whole and India, in particular, was quite bad. As we were slowly recovering from the deadly disease by early 2022, the Russian invasion of Ukraine ushered in a new chapter of uncertainty in the money market. The war disrupted quite a few supply chain logistics and created several man-made crises. Energy in quite a few forms is the best example. Though the economies of the western countries including the US and Great Britain have been hit hard, India struggled to strike a balance. Meanwhile, the rapid socio-economic changes in China and the aftermath of its several virus-borne diseases have swayed potential investors of the west to other Asian nations.   

The impact of the Ukraine–Russia war is worst felt by the common people of the US and other western countries because of their continued funding of the war to support Ukraine. This may lead to the greatest recession in the year 2023. Great Britain has already started feeling the heat and the results of the latest mid-term election in the US are also a testimony. India has always tried to steer clear of all these controversies and has always put the interests of the nation first while taking a stand in foreign policy.

Agile and Active Career Planning

In the recent past, we have witnessed a very high quantum of lay-offs in renowned western companies and even a few cases in India. Most companies are now expected to ramp up their portfolio management with the help of Investment Bankers. Amidst these uncertain times, it is advisable to learn investment banking and take it up as a career option. 

Investment Banking

Investment banks are generally of two types with respect to the services that they offer — Bulge Bracket Investment Banks and Boutique Investment Banks. The first type covers those large multinational investment banks, which offer services to all types of clients in various types of industries. Government and corporate sectors and even large banks are their clients. However, Boutique Investment Banks cater only to one or two portfolios. They work for smaller clients in limited capacities.

Investment Bank Functions 

Large international investment banks like Goldman Sachs offer financial services and manage portfolios of a diverse clientele. Functions can be broadly classified into:-

1) Underwriting segment

2) Advisory segment

3) Investment management segment 

4) Investment and lending functions 

5) Institutional client solutions

Investment Banker Roles

Underwriting functions are those that an Investment Banker does to support an organisation in its process of creating an IPO/FPO etc. All the analysis a company goes through for a suitable merger and acquisition, valuation of a company, prediction analysis, etc. are advisory functions of an Investment Banker. Investment banks offer different financial products to their clients to invest and grow their money. The Investment Banks lend their own money to their clients and thus this function is a combination of investment and lending both. This function strengthens the Investment banker further in the process of helping their clients. The institutional client solution functions of an investment bank help their clients to solve several complex financial transactions, most of which are international. 

Broadly Investment Bankers have two types of roles — back-end bankers and front-end bankers. The ones who do the advisory analysis, financial models, valuation, etc., are the back-end bankers. However, those Investment Bankers who meet the clients and convince them of their products are called front-end bankers. 

Roadmap to Become an Investment Banker

Students may take up science or commerce in their higher secondary.  At the UG level, they must study a related field such as commerce, mathematics, economics, or statistics. Thereafter they must acquire the basic skills required to become an Investment Banker. These include Financial Modelling, Equity Research, Valuations, Merger and Acquisition analysis, Leverage Buyout analysis etc., with a top-notch knowledge of advanced Excel. Besides these, to become a front-end Investment Banker, students are required to learn several other soft skills, which will help them to face clients confidently. 

Conclusion 

The job of an Investment Banker is a very reputable and prestigious one. The Certified Investment Banking Operations Professional course by Imarticus offers both online as well as offline modes of training. This is a banking course with placement(s) that will guide you to become an Investment Banker and help you achieve your dream.  

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Learn SEO and SMM strategies online to transform your business

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Learn SEO and SMM strategies online to transform your business

It is essential to stay up-to-date with the latest marketing strategies in the digital age. Search Engine Optimization and Social Media Marketing are effective ways to get your business noticed online. With the right tools and tips, even a beginner can acquire these skills and use them to transform their business.

Understanding SEO 

SEO is a practice that increases visibility on search engines such as Google, Yahoo, or Bing. It helps your website become more visible in organic search results by using strategically researched keywords to appropriately align with what users are searching for. Additionally, good SEO also optimizes both your website’s content and its technical aspects for better navigation and website performance. 

Learning SMM 

SMM is an essential part of a successful online presence. It involves creating content that will engage customers on social media platforms such as Instagram, Twitter, LinkedIn, Facebook, YouTube, and more. 

This type of marketing isn’t just about posting content; it includes developing relationships with customers through sharing stories or ideas that help generate brand awareness while building trust among potential customers. You can do this through targeted campaigns on social media platforms and influencer marketing to reach a wider audience. 

How can you learn SEO and SMM strategies?

The most important thing is to start learning about SEO and SMM strategies. You can learn how to rank highly on Google and generate more leads for your company if you put in the extra time and effort.

SEO and SMM strategies are two of the most essential and profitable areas of marketing. You’ll need to invest in training to learn SEO and SMM strategies. Online resources are available to learn SEO and SMM strategies, so you don’t need extensive knowledge or experience to transform your business today! 

From courses to webinars and articles, plenty of tutorials offer step-by-step instructions on using these new strategies for maximum benefit. It is essential to understand the basics first to know how best to apply them to generate more leads for your business.  

Here are some of the top options:

  • Join a group of people in your niche already doing what you want.
  • Read as much content as possible about SEO and SMM techniques.
  • Attend conferences, seminars, and workshops related to your niche.
  • Sign up for courses that teach about SEO. There are many online courses available that cover all aspects of SEO. You can even find free courses if you look hard enough!

SEO and SMM are potent tools to help businesses grow in this digital age. With the right online resources, beginners can learn how to utilize these strategies for their small or large businesses! By understanding the basics of SEO & SMM first before delving deeper into their implementation tactics, anyone can start transforming their business today!

Discover IIT digital marketing course with Imarticus Learning

In the age of digital transformation, businesses today rely on the most recent technology and digital channels to communicate with their existing and potential customers. For those looking for the best Social media marketing course and desiring to learn the industry’s fundamentals from a reputable university, we have developed this advanced digital marketing certification course and MarTech course in collaboration with IIT Roorkee.

 Course Benefits For Learners:

  • Learn SEO online, and comprehend the most recent trends and algorithms to get a head start in your career.
  • As you progress through the program, our knowledgeable mentors will assist you in achieving your goals.
  • Through live online sessions and conversations, learners can receive instruction from some of India’s top educators and specialists.

Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch with us via chat support.

10 Best Practices for A Digital Onboarding Experience

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10 Best Practices for A Digital Onboarding Experience

Introduction

Many firms provide a good staff experience outside the workplace, such as good on-site services, world-class eating alternatives, and so on. However, because the firm’s processes are ignored, it may still deal with a high staff turnover rate.

Fixing the inner process to ensure a useful working atmosphere for their staff is just as vital as other bonuses in keeping them. One such inner process is a digital employee onboarding solution.

According to Glassdoor research, firms with a solid onboarding process increase new staff engagement by 82% and productivity by 70%. Keep reading the blog to grasp better what staff can anticipate from digital employee onboarding.

10 Best Practices

Apply these practices to have the best digital onboarding solution programme:

  1. Digital education and training

In a nutshell, onboarding entails providing recruits with the resources to carry out their jobs easily. Learning and growth must thus be vital parts of the digital onboarding training solution. Adding learning modules is an intelligent method to prepare new hires for success.

  1. Before entering the workplace, begin onboarding

Starting integration as soon as possible is essential to securing new staff. It often happens for a person to accept the offer letter but rescind it right before their first day.

  1. Welcome workmates

HR teammates are the new staff’s first touch point with the company. Thus, their role is to make them feel at ease on their initial day. On the first day of work, introduce the new hire to staff with whom they’ll tend to engage.

  1. Supply them with resources

Ensure the staff has all needed for their job to assure a successful onboarding process. Please make sure that their work PC has all the needed software. In addition, provide them with an onboarding kit filled with welcome gifts from the firm.

  1. Start without delay

The minute a person meets with their firm, the onboarding process gets started. Once they’ve been chosen, provide them with the onboarding papers and any paperwork they need to complete. Create a subtle space to help staff.

  1. Encourage a pleasant workplace

Creating a welcoming and cozy space is vital for a recruit to feel at home in the firm. Plan team dinners and other events so the team can get to know one another in a less formal setting.

  1. Create a checklist for new hires

Since an employee onboarding solution involves several processes, it’s simple to overlook some of them. A checklist for onboarding new staff makes it easy to remember all that needs to be done.

  1. Offer top-notch training

Following the introductions, it’s time to begin training. When choosing digital onboarding training solutions, methods and resources are two vital things. There is little chance that their activity will be successful in the long run if they only take classroom lessons.

  1. New methods of communication

Building teams and overcoming early communication obstacles require effective introductions. Use entertaining polls, surveys, and icebreakers to get staff members talking to one another.

  1. Adapt digital onboarding to remote usage

The vast majority of firms now allow staff to work from home. When working remotely, connecting them to the workplace may be quite challenging and help them become used to the culture.

Conclusion

These are some of the best onboarding expert methods that firms should keep in mind as they look towards a new year filled with successful hires and sustained engagement. In addition, don’t forget to include a digital onboarding solution during the departure and offboarding interviews.

Imarticus Learning can help firms with tech onboarding to save time. They examine the need for upskilling, create plans, and give a staff onboarding solution. Imarticus Learning has partnered with 300+ companies and helped 35,000+ learners with a 54% avg salary hike. They also have 85% placement records.

Why learning online is an obvious choice in 2022: Cybersecurity edition

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Why learning online is an obvious choice in 2022: Cybersecurity edition

Ethical hacking is a coveted job role in today’s world. It pays well and is always in demand. It also enables skilled professionals to work on complex projects. Ethical hacking is a key pillar of cybersecurity. It is a comprehensive domain that ensures the secure and sustainable existence of online systems, networks, applications, and information clouds. Without cybersecurity, many systems would be compromised. Trained ethical hackers help achieve cybersecurity goals.

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In this blog, let us delve into ethical hacking. What is it, and how can you learn ethical hacking to become an expert in this field? Let us also look at why a Cybersecurity Certification Online Course can be more useful than regular university courses.

Why learn ethical hacking online

As technology evolves, the cyber world keeps on facing fresh threats. For instance, fraudulent hackers are breaking into the systems of firms such as banks. They end up defrauding millions of consumers. To keep these incidents from happening, firms hire ethical hackers. They are equipped with the same skills as fraudulent hackers. There is only one difference. They use their skills to do good. Here are some key reasons to learn ethical hacking in an online course.

Dynamic learning environment

Most universities do not draft a curriculum that covers the full spectrum of topics that ethical hackers need to excel in their field. On the other hand, a current cybersecurity certification online course keeps pace with the ongoing development in the field. An online course offers theoretical and conceptual understanding. It also offers learners access to the major tools. Live training in online courses helps students hone their skills.

A comprehensive curriculum

The curriculum of a well-designed cybersecurity certification online course covers the full spectrum of topics. The topics include:

Networking Fundamentals

Operating System & Security

Information Security

Cloud Security

Ethical hacking

Incident handling

New technologies – IoT, Big Data, AI, DevOps

Security Operations Center expert

Penetration tester

Innovative on-demand content

With a Cybersecurity Online Course, students can choose to learn at their own pace. Virtual courses give learners access to on-demand resources in many formats, such as videos, podcasts, eBooks, self-assessments, and PDFs. This rich collection of information is accessible at any time and from anywhere. The content is a click away on one’s smartphone.

Certification matters

One recommendation is to ensure that your cyber security online course is certified. Find out and confirm the credentials of the certifying body to know its status among hiring teams. An example of a stellar choice is the certification by The International Council of Electronic Commerce Consultants. The EC-Council is also known for its Certified Ethical Hacker Practical certification. Courses certified by bodies such as EC-Council have additional perks. This includes access to iLabs, where learners practice hundreds of cybersecurity problems.

Hone skills with live projects

Live instructor-led training is a core engagement pillar of virtual programs. Capstone projects are also important. This is a live simulation where learners get to test their knowledge of theory and hone their skills. They do this by working on a real-world problem in a dynamic environment. Learners can also use a range of tools to solve problems. Examples include ETTERCAP, Metasploit, acunetix, BURPSUITE, and AirCrack-Ing.

Career development support

At the end of any program, learners want to be gainfully employed. Modern virtual programs emphasise a holistic career development framework. This includes access to mentors from the industry, engagement with the alumni network, and the chance to attend guest lectures by industry stalwarts. A structured placement process, resume-building, and interview skill-building support complete the circle.

Continue to earn as you learn.

Another advantage of pursuing a Cybersecurity Online Course is the duration. This course is just six months long. This is a boon for those who cannot take time off for their studies. Online courses ensure that professionals continue to work. Unlike traditional degree programs, a virtual course does not entail leaving your job or taking a break.

In Conclusion

Today, cybersecurity professionals can command a salary in the range of INR 15 to 40 lakhs based on their skill level. The demand-supply ratio is very skewed. There is a gap that needs to be filled with the presence of highly skilled professionals. By pursuing a cybersecurity certification online course, students can gain a competitive edge and carve a niche in this field.

To know about Imarticus Postgraduate Program in Cybersecurity, contact us through chat support. You can also drive to our training centres in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

Learn SEO Basics and Advanced Techniques to Rank Your Website

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 Learn SEO Basics and Advanced Techniques to Rank Your Website

Although the internet is brimming with excellent content, finding it can be difficult. Finding high-quality websites with the keywords you want to rank in search engines is made more accessible by learning SEO fundamentals and advanced techniques. 

This blog post will discuss the basics of SEO and some advanced techniques that you can use to rank your website higher in SERPs. We will also provide helpful tips to help you learn more about SEO and improve your ranking performance.

Basics Of SEO

SEO is a short form of “Search engine optimization.” This is a long-term marketing strategy employed to improve a website’s visibility and organic search results in google. It is optimizing a website for Google’s algorithm to earn higher web traffic levels and improve the site’s overall online visibility.

SEO can broadly classify into two types:

  1. On-Page SEO: This type of SEO focuses on optimizing the content and other elements on your website so that search engines can index and understand your website.

  2. Off-Page SEO: This type of SEO focuses on building links to your website from other high-quality websites. This helps improve the authority and trustworthiness of your site, which can lead to higher rankings in SERPs.

Many different factors go into SEO, but some of the most important ones include the following:

  • Keywords: Keywords are the words or phrases that people use when they search for something on the internet. To rank for certain keywords, you need to include them in your website content in a natural and relevant way.
  • Content: When it comes to search engine optimization, content is king. Your website content must be well-written, informative, and keyword-rich to rank well in SERPs.
  • Links: Links are essential for both on-page and off-page SEO. Inbound links to your website from high-quality websites help improve your site’s authority and trustworthiness, which can lead to higher rankings.

Advanced SEO Techniques

These techniques are less widely known or used than the basics, but they can be very effective in helping you improve your website’s ranking.

  • Schema Markup: For search engines to better understand the content of your website, you can add code called schema markup. As a result, your website may rank higher in SERPs for particular keywords, which is good for SEO.
  • Google Authorship: Google Authorship is a program that allows you to link your website content to your Google+ profile. This can help improve your click-through rate from SERPs and your SEO.
  • Social Media: For SEO, you can use this effective tool. Creating and sharing high-quality content on social media can help improve your website’s ranking and visibility.

Some Helpful Tips for SEO course

When it comes to SEO courses, there are a lot of options available online. 

Here are some helpful tips to keep in mind when choosing an SEO course:

  • Make sure the course covers both basic and advanced SEO techniques. You don’t want to avoid getting stuck with a course that only covers the basics.
  • Choose a course that is up-to-date and covers the latest SEO trends. 
  • Make sure the course is taught by an experienced SEO professional. You want to ensure you are learning from someone who knows what they’re talking about.

Discover a Career in Digital Marketing with Imarticus Learning

With a more collaborative curriculum that places a strong emphasis on employability skills, capstone projects, and opportunities for stable employment, our digital marketing certification course offers placement assurance. 

Course Benefits for Learners:

  • By examining client case studies, students will discover how big businesses use online digital marketing training to keep their competitive edge.
  • Students can now access the most crucial content marketing certification program, which fully grasps concepts in digital marketing.
  • Students can now participate in digital marketing online training to learn SEO basics.

 Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch via the chat support system.

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Learning credit risk analysis online can benefit your career

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Learning credit risk analysis online can benefit your career

A loss or an unknown event are both examples of risks in the financial world. It negatively affects investing. Risk also doesn’t just apply to human beings. Risks can also affect businesses. Certain decisions may carry significantly greater risk than others. It depends on various variables. For instance, the nature of investments and type of entities.

But can we measure risk? That’s where Credit Risk Analysis helps us. It is a process that calculates and anticipates all types of risks in various investments. One has to consider all relevant factors to conclude the results. This is a job of a Credit Risk Analyst.

Read to know more about the process and career options in Credit Risk Analysis.

There are multiple amazing career options in finance. One of them is credit risk analysis. Check for online courses if you want to kickstart your journey in a new direction. Also, ensure industry experts and mentors teach these courses. You get an opportunity to gain many skills like specialization in commercial and retail finance. It also includes ways for credit appraisal, credit monitoring, credit ratings, and credit strategy.

How does a Credit Risk Analyst Certification Course help?

A credit risk analyst certification helps you become an expert in lending and credit analysis processes. You get to work in the financial services sector. Your job includes assessing and controlling consumer, business, and corporate credit risk. It helps to increase financial security.

It also helps you learn about credit appraisals using industry-accepted best practices. You learn industry-related skills and develop the insight to develop better trade ideas.

Also, a candidate with a Credit Risk Analyst certificate can easily identify problems like loans, etc. One helps in amplifying their company’s internal Basel-based rating system. Also, credit risk analysts recommend lending and investment. This helps to design credit strategies and credit portfolios.

All about Credit Risk Analyst’s job roles

Credit risk evaluation

A credit analyst’s responsibility is to assess a customer’s credit risk. They investigate savings, debt repayment history, business profits and buying activity. They analyze all of these data and advise businesses about various future steps. For instance, whether or not to extend credit terms to a customer, etc. The whole thing is evaluated through credit risk analysis.

Become a pro at analysing financial data

Commercial and credit unions hire credit analysts to examine a potential client’s financial information. The analyst assesses the client’s earnings history, liabilities, assets, and credit payment history. It helps them to decide if they are qualified for credit terms. They examine audited management accounts, financial statements, annual reports, and market data.

They also check for other factors regarding lenders and buyers. For instance, if the lender has safety, if the borrower has failed to fulfil their obligations, etc. It helps them ascertain future terms. It helps them to find out all risks related to customers. This helps businesses to decide whether to approve or deny credit facilities. The lender may look to the audit report and credit analysis study.

Review the credit limitations of current customers

Examine the credit limits of current clients to check for eligibility for an increase in their credit limit. One has to factor in various metrics. For instance, borrowers’ credit history, earnings data, prior credit defaults, etc.

They also write reports about customers’ present financial situation. It helps to figure out if they can meet their financial obligations. This is done by collecting periodic financial data. According to credit analysis reports, businesses decide whether to raise or lower a customer’s credit limit.

Who can Pursue a Credit Risk Analyst Career?

This course is perfect for people who want to work in the financial sector. Their job roles would include financial risk analysis and evaluation.

People with a basic understanding of finance. These people would benefit better from such certification courses.

The Bottomline

A certificate in credit risk analysis opens up multiple options. Businesses of various sectors hire credit analysts. This includes healthcare, technology, real estate, etc.

You get a deep understanding of lending and borrowing, credit underwriting, and regulatory requirements. You study how modern technologies affect financial risks. Imarticus’s online PG Diploma course has a result-oriented curriculum. Also, the career-focused modules adhere to global industry standards. We have also included current global trends and best practices.

Want to know more?

Contact us through chat support. Visit our training centres in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

An artificial intelligence certification can accelerate your career in 2022

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An artificial intelligence certification can accelerate your career in 2022

If you are looking for a career option that is far-sighted, one that has a great future scope, then the answer is artificial intelligence. The demand for it will grow with the technological advancements in the field. As we are encountering a global shift towards digitalisation and web 3.0, the developments are increasing each day. Thus, there is more scope for a career in artificial intelligence in the coming future. 

To make way for yourself in a competitive and ideal field like this is quite difficult but an AI certification can help you with this. An IIT AI ML course will not only provide you with the best quality of education but also validate your skills with the certification. And nowadays, it is one of the important factors when you apply to a company for a job position. 

Before jumping on any further let us look at some statistics about the artificial intelligence market. As per a report published in fortune business insights, the projected market size of Ai is sighted to be USD 1394.30 billion in 2029 at a CAGR of 20.1% from USD 387.45 billion in 2022. This report not only speaks about the figure but also gives us insights into the growing application of AI in several fields like retail, healthcare, automotive, and many more, all of which are contributing to the growth of the global market. 

All this makes it quite clear that artificial intelligence is the future, and one must start now with an AI certification or machine learning course to be an asset in the future. Now, let us understand AI and how its certification can speed up one’s career. 

What is Artificial Intelligence?

AI is the technological process of programming that enables a computer to decide for itself. It develops computer programs because of which the machine is capable of doing certain tasks and solving problems. To some extent, it can also be called a replacement for human intelligence. However, it also has its limitations. 

An AI can do various things like speech recognition, visual perception, word translation, and more or less everything that needs human intelligence. 

Under artificial intelligence comes machine learning which teaches computers to learn from data. The process of this is quite extensive as a lot of data is fed to the computer to identify its patterns by itself. 

How does Artificial Intelligence Work?

Till now, we have understood a little about what AI is, and here comes the most complicated part as we will unfold the layers of function in artificial intelligence. As we already know it has various applications in many fields that boost the performance of that particular sphere. 

Now let us dig deep into several concepts that come under AI, which are important if you are thinking to have a career in it. 

  • Machine Learning- This branch of artificial intelligence enables software applications to conclude from studying data without even being programmed to do so. This provides businesses with useful insights into consumer behaviour. It has a wide range of applications and one can learn about this in depth through a machine learning course.
  • Cognitive Computing- It uses a mixture of AI, machine learning, and natural language processing to solve problems as a human would do. It mimics human intelligence by analysing various factors. However, its end goal is to assist humans in decision-making. 
  • Deep Learning- This is another subset of machine learning that deals with large data. It makes the computer model perform tasks from representation learning artificial neural networks. For example, driverless cars, and hand-free speakers. 

Apart from these, there are various other concepts that one can learn about from an IIT AI ML course. Now, we must look into the future of AI and what it holds for us. It will make your dilemma clear about having a career in AI.

Future of Artificial Intelligence

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AI has already entered our lives and transformed them to be much better. However, the future awaits many more such AI applications that will just amaze humanity. Artificial Intelligence will continue to improve efficiency and productivity in whichever sector it is used in. It is the upcoming future that will rule in every industry because of its use and the way it makes things easier. In simple words, now is the perfect time to gain AI certification and build yourself for the coming future that holds so much for you. You can also be a part of this revolution in which AI has an unparalleled role to play. 

Conclusion

Till now, you have a brief knowledge of artificial intelligence and how choosing it as a career option can take you toward your success. However, a lot is there to understand and learn about it in depth. To do so, you must opt for a certification course in artificial intelligence and machine learning. It will be a cherry on the top if you get to learn from an IIT AI ML course, that will turn you into the best professional anyone can ask for. 

Anti-money laundering in the age of cryptocurrency

Posted on by Imarticus Learning

Anti-money laundering in the age of cryptocurrency

The cryptocurrency market has been growing exponentially, with the number of digital coins hitting a record high. By 2025, the global cryptocurrency market can reach US$ 6.716 trillion! So how are we going to keep track of this new asset class? And most importantly: how can you protect yourself from fraudsters?

Introduction to cryptocurrency

It is a type of digital money used to secure transactions. Since it operates without a central bank or regulator, it is also known as a decentralized payment system.

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Cryptocurrency networks use blockchain technology to verify transactions on their respective blockchains (the shared records of all transactions that have occurred within their systems). 

The process works like this: When you send money from one account to another on your cryptocurrency network, what happens is that a “transaction” gets added onto each block in sequence until it reaches the end, where it’s confirmed as valid by miners who also confirm new blocks every 10 minutes (or less often depending upon how fast they want things moving).

How cryptocurrency works

Cryptocurrencies come in many different forms — Bitcoin, Litecoin, and Ethereum are just three examples — but they all share one thing: They’re decentralized systems that allow users to exchange value over the internet without any third parties getting involved. 

There’s no need for banks or governments because cryptocurrencies use blockchain technology (the same technology used by Bitcoin) instead of relying on existing financial institutions like banks or credit card companies.

Anti-money laundering regulations and crypto assets

Cryptocurrencies are new asset class that has not yet been regulated. This means that cryptocurrency exchanges have no special anti-money laundering procedures and must rely on the AML policies of their national banks or other financial institutions. 

The absence of regulations for cryptocurrencies creates a severe problem for those who want to do business with them: how do you know whether an exchange will accept your money?

The anonymity offered by cryptocurrencies makes it easy for criminals to hide their identities behind multiple digital wallets, making it more difficult for regulators and law enforcement agencies to track down criminals using BTC or altcoins (alternative coins). 

How a cryptocurrency exchange works

A cryptocurrency exchange is a place where individuals can buy and sell cryptocurrencies. They usually have many different cryptocurrencies, such as Bitcoin, Ethereum, and Ripple.

The government regulates exchanges to ensure that they follow anti-money laundering (AML) regulations to ensure that customers are not conducting criminal activity on their platform. Exchanges must comply with (KYC) know your customer, which means they must verify who you are before allowing you onto their platform.

The cryptocurrency industry is very young but has already seen growth in popularity and legitimacy. 

Discover an Anti-Money Laundering Course With Imarticus Learning

Learners can start a career in the financial markets with the aid of the Certified Investment Banking Operations Professional program. Learners who complete this investment banking course with placement will acquire the skills and knowledge required to succeed in banking and clearing services at all production stages. 

Course Benefits for Learners:

  • Students will learn investment banking and financial services, including managing complex derivative products and securities throughout their trade-life cycles.
  • The student will also receive the support required to launch their career in investment banking.
  •  Finance, strategic planning, financial management, and the evaluation of investment prospects are all topics covered in the investment banking course curriculum.

Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch via the chat support system.

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