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Vital contributions of women create opportunities in digital marketing

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The vital contributions of women create opportunities in digital marketing

Though often undervalued, women have made significant contributions to digital marketing. However, with the advent of new technologies and opportunities, women finally get their deserved recognition. In this blog post, we will discuss some of the vital contributions that women have made to digital marketing. We will also explore how these contributions have created new opportunities for women in the industry. 

In recent years, the quality of the work environment has become a major social problem. It’s one of the most common sources of worry for employees every year. According to Accenture’s annual study, Getting to Equal, the inclusion of diversity in the workplace is a critical element in increased productivity for approximately 77% of women and 67% of males. 

Here we show some of the women’s vital roles in digital marketing.

Women have been essential in the development of digital marketing. They have played a vital role in shaping the field, and their contributions have helped create opportunities for other women.

Women have played an essential role in developing digital marketing from the start. They have played a vital role in its evolution, and their work has helped create opportunities for other women. Some of the critical areas where women have made a difference include:  

  • Research and experimentation: Women have been responsible for some of the most innovative research and experimentation in digital marketing. It has led to discoveries and advances in the field.
  • Creativity and innovation: Women have also been responsible for many of the most creative and innovative ideas in digital marketing. Their work has helped redefine the industry and create new growth opportunities.
  • Strategy and planning: Women have played a critical role in developing effective marketing strategies. Their insights have helped to improve the performance of digital campaigns.

Women are essential to the future of digital marketing

The contributions of women have been essential in shaping the field of digital marketing. Their work has created opportunities for other women, and they continue to blaze trails in this ever-changing industry.

Women bring a unique perspective to digital marketing that is essential for success. Their creativity and intuition help them see opportunities where others might not. They are also great communicators, necessary for connecting with customers online.

Digital marketing is a field that is constantly evolving. Women are well-positioned to take advantage of the opportunities that this industry offers. They have the creativity and intuition to succeed and are great communicators.

The future of digital marketing is bright, and women will continue to play a vital role in its success!

Learn digital marketing with Imarticus Learning

Our digital marketing course with placement assurance is a more practical approach to Digital Marketing explanations. The curriculum is more collaborative, emphasizing multiple capstone projects, job-ready skills, and guaranteed job assurance. 

Course Benefits For Learners:

  • Our mentors are industry experts who will help students get acclimated to the business norms and answer their job-related queries.
  • Students can now take advantage of the best social media marketing course, which practically provides an in-depth and comprehensive understanding of digital marketing concepts.
  • Our cutting-edge online systems and tech-fueled classrooms guarantee that students stay miles ahead of the pack.

Contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

The Value Of A Supply Chain Analytics Certification

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The Value Of A Supply Chain Analytics Certification

The most crucial aspect of managing efficiency in any department at any organisation is supply chain management. Supply chain analytics is a collection of procedures that assists in effectively procuring and distributing goods in a supply chain.

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Supply chain analytics is a challenging process that calls for a wide range of expertise. About 57% of businesses view supply chain analytics certification as a competitive advantage that helps them grow their business. Supply chain management online training programs are widely available and can help you gain a better understanding of the challenges that organisations confront in the modern global economy.

Significance of supply chain management 

Profitability and cash flow can both be improved by supply chain management. Any business attempting to maintain continuity should have these as its fundamental goals. Following this management, some of the key goals that might be accomplished include:

  • Supply chain management aims to increase client loyalty by increasing its capacity to supply high-value items at competitive prices. It enhances process efficiency by eliminating redundant steps and improves the method for delivering goods by cutting down on the time and resources needed to offer goods at certain times to designated locations. 
  • Supply chain analytics improve coordination between supply chain participants, (distributors, producers, wholesalers, suppliers, retailers and consumers). Building relationships, communication and cooperation amongst many participants in the supply chain all depend on trust by connecting diverse supply chain stakeholders. 
  • When a product is first introduced, supply chain management focuses on getting it to the client and meeting their demand. As client orders rise, expanding outlets and maximising the size of the supply chain are the primary objectives. The main goal is to boost supply chain effectiveness to cut costs as order volume stabilises. 
  • Connections between supply chain participants through payment systems lower costs by supplying products in response to demand predictions (relevant for maturity and regression stage). The withdrawal aims to expand the services that it provides by supplying goods in response to actual demand. A combination of withdrawal and payment systems is integrated and is preferably applied in sectors where it is difficult to forecast demand. Cost reduction is significantly impacted by the economies of scale at the same time.

Importance of supply chain analytics 

It all comes down to identifying the root causes, effects and solutions to supply chain issues. These three characteristics are referred to as supply chain insights and are gleaned through analytics. The supply chain analytics concept encourages sharing by working with individuals in the chain to build value and fairly distribute advantages among participants. The system’s goals include quality improvement, cost reduction and competitive advantage. This can be accomplished by developing the supply chain, which is referred to as the value chain.

A supply chain can be developed in several ways, one of which can be broken down into subsequent steps. Big data analysis can also be used for this, but first, gather and analyse customer and market data to help managers notice changes in the market and working environment. Data analysis is for employing methods for descriptive and quantitative analysis to derive indicators and patterns of change that may present opportunities for supply chain development.

Why should you register for a supply chain analyst certification online course?

If you want to become an SCM analyst then it is essential to receive supply chain management online training from a reputable institution. The following are only a few of the key abilities you will have after passing the supply chain analytics certification exam to become an SCM analyst:

  • Acquisition of goods
  • Product optimization management of supply chain
  • Innovation projects design of business processes 
  • Risk assessment
  • Supply-chain technology
  • Inventory control and logistics planning
  • Predicting demand
  • Managing the warehouse

With the help of the supply chain, management analytics parties to the supply chain might gain knowledge from one another through their collaborative efforts with a culture that constantly looks for creative possibilities to cut costs. It gives them a competitive edge by exchanging and interpreting information that enables them to alter internal business procedures and inter-organisational relationships.

Conclusion 

To have a large social and economic impact, analytics can be used in a variety of supply chain domains, including sales, logistics, production and sourcing. So now it is a fantastic moment to consider the benefits a thorough supply chain analytics strategy could have for your company. You can become an SCM analyst with the help of a professional supply chain analytics certification program. Imarticus offers the most up-to-date supply chain management online training and a placement guarantee. It takes candidates on a journey to this intriguing field where data analytics and supply chain management converge. Learn supply chain management and earn an IIT Roorkee certification by registering on Imarticus learning right now! 

A Financial Analyst’s Guide to Getting Ahead

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A Financial Analyst’s Guide to Getting Ahead

Have you planned to become a financial analyst? In that case, you have made a great choice; it awaits a great career path for you. However, like any career choice, there are obstacles on the way, and you need to navigate to reach where you want to go.

And to help you in this journey and make it easy, this is a brief guide on how to go about business as a business analyst.

Career Paths of a Financial Analyst

If you just passed out of college or university, and have just got hold of a bachelor’s degree recently, then what is your ideal career path? Of course, graduates who are seeking to become financial analysts have to start somewhere. But where is this starting point?

  • Start in a junior position

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If you are a recent commerce graduate with a reasonable score, you can fulfil your dream of being a financial analyst. However, if you have graduated from any other stream, you will also face no issues. All you need to do is finish one of the AIMA-approved financial analyst courses; then, you are good to begin your career as an analyst in the finance sector.

Since the prerequisite is not that high, to begin with, you will find a lot of aspirants at this phase of your career. However, your attitude towards your work and the guidance you receive from others can set you apart from others.

Now, if you are a hard worker and willing learner, you can pick up on things easily and progress faster than others. Also, you may get assistance from seniors about the ins and outs of the trade and learn about it in detail.

  • Go for a master’s degree or online training

Since nobody wants to be stuck at the junior level throughout their career, going for a master’s degree can help financial analysts progress. In an advanced degree, you will learn more about the concepts you are already working on and better understand them. Also, you can pursue management training after the master’s degree to give your career an additional push. Also, an MBA in finance can be a great choice too.

Now, if you don’t want all these hassles, then there are professional courses that can solve your problem. For instance, the Financial Analysis Prodegree course from Imarticus Learning can greatly help. It entails all the essentials of financial analysis that you need to know to progress in your career.

Moreover, this financial modelling online training also comes with placement assistance, so you are secured on that front as well.

  • Advance to a supervisory position

After spending a few years as a senior analyst, you get some relevant expertise and experience as a senior financial analyst. Then you can head towards a supervisory position where an entire horde of senior and junior analysts will work under you. They will be performing various tasks like analysis of financial statements for evaluating investor opportunities, making financial models and building up a portfolio after assessing the stocks. All you have to do is monitor all these professionals who are working under you and make the right calls whenever necessary.

  • Become a portfolio manager or a fund manager

After working as a supervisor, you could either head in the direction of securities or handles some investor’s portfolio for them. You could also become a fund manager who again supervises a team of senior analysts. Overall, your sole responsibility would be to head a team, just like in the previous role. The only difference is that this team is considerably larger, and your responsibility is greater than it was before.

  • Reach the top of the hierarchy – A CFO or CIO

After 10-15 years, when you start as a junior analyst and progress up the corporate ladder as a senior analyst and then as a supervisor, followed by becoming a manager, there is only one way up. That is when you enter a role in the company’s senior management. Of course, these managers can also head down the treasury while supervising groups from several departments. But a prominent professional who has shown capability at every level could easily rise and assume the role of a CFO (chief financial officer) or a CIO (chief investment officer) and handle the company’s entire range of financial activities.

Hopefully, this write-up has helped you understand what you need to become a financial analyst and what an ideal career path is for such professionals. So, without any delays, start preparing if you wish to reach the top ranks.

Here’s Why Cyber Security Analysts Are in Demand

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With the rapid growth of digitalisation all over the world, it is safe to say that professions associated with the digital space are going to be in demand in the future. Lately, there have been a rising number of innovations that have been introduced to cyberspaces, but with this upgrade, we have also seen numerous cyber crimes come into the picture. With new innovative technologies, there has also been an increase in the number of ways the data and security of an individual or organisation can be compromised.

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This brings the demand for a regulatory body that can make this digital space a safe place for all. All this together makes it a demanding profession and an ideal choice to become a Cyber Security Analyst. 

The Cyber Security industry is in itself a billion-dollar industry that protects digital assets. It becomes essential for big companies to have a team of cybersecurity experts, who understand how perpetrators think.  Apart from the security of the common public, it also becomes crucial for companies to prioritise cyber security to protect their data from any loss given the increased rates of cyber crimes like hacking, website spoofing etc. 

All in all, the current scenario predicts worse situations to come in the future, and to prevent all that, the demand for cyber security analysts will grow with time. Here are some other reasons that are also responsible for the demand for cyber analysts.

One cannot afford a Cybercrime

Cybersecurity becomes essential because most businesses cannot afford to lose huge piles of data. It is found that data breaches can cost businesses a hefty amount of money that may also lead them to close their company. With time, the number of data breaches and losses is increasing, therefore, businesses incur more losses due to cyber crimes. In such cases, the situation demands a cyber security expert, one who has done a post-graduate program in cybersecurity and defends the pivotal information/data of the business. 

Exponential growth in the field

According to a report published by Cybercrime Ventures, the number of vacant positions in the cybersecurity industry increased from 1 million positions in 2013 to 3.5 million in 2021 (350%). This is a huge surge encountered in a professional field. They have also predicted a similar wave of vacancies in the cybersecurity field in 2025. 

With this type of growth and demand for their profession, cybersecurity experts can expect rich financial gains in the future. This is a great reason to become a cybersecurity analyst by pursuing a postgraduate program in cybersecurity or gaining knowledge through cybersecurity online training.

Especially after the Covid-19 pandemic, companies had to digitally transform their working system so as to introduce work-from-home. This modification exposed companies to cyber crimes and made their data more vulnerable. Hence, the demand and need for cybersecurity analysts started increasing.

Lack of skilled Cyber Security Analysts

One of the crucial reasons behind the available vacancies for cyber security analysts is the unskilled professionals in this field. This profession demands quality skills combined with an analytical mind-set that can assess the situation and provide accurate solutions. This is mainly because a profession like that of a cyber security analyst is of utmost value for a business due to its role of protecting the company against any cyber-attacks, which may lead to greater loss of revenue and a decrease in customer trust. 

In cases like these, one must be properly skilled and be an educated professional by doing a postgraduate program in cybersecurity or cybersecurity online training to secure a respectable position as a cybersecurity analyst in a company. 

Diverse Opportunities

With the growing development of AI, the rise in cyber attacks is evident. Therefore, huge risks and vulnerabilities are associated with almost every business out there. For cybercriminals like hackers, every technology based on code offers an opportunity to indulge in illegal activity. 

This means that whether it’s the data of a huge MNC or a security system, everything is at risk like never before. Cybercriminals are on the lookout to conduct their malicious activities and to prevent that, a cyber security analyst is essential. 

Be it any organisation, a cyber security professional who can identify and mitigate cyber threats before they cause much harm is vital. This will lead to more technological innovations with assured safety for the customers. 

Conclusion

We read about the reasons behind the huge demand for cyber security analysts in the present world and its scope in the future as well. But to secure a place for yourself in this demanding profession you need quality skills that one can get only from a postgraduate program in cybersecurity or a cybersecurity online training. In these programs, you learn the required skill set expected from a cybersecurity analyst. 

All these above-mentioned reasons when combined, give out one of the best professions that you can pursue, keeping in mind the demand it has at present and the growth it will see in the future. 

The Complete Guide to Investment Banking with Interview and Placement Tips

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The Complete Guide to Investment Banking with Interview and Placement Tips

In recent years, a career in investment banking has emerged as a leading option not in India but across the world. The reason being, it is a highly paid job that carries a lot of prestige. Also, the competitiveness of the market and the relief of seeing a deal through successfully is unmatchable to any other option.

However, getting into this investment banking segment is not easy. Since the field is highly desirable, you need to be prepared and ready to make a difference to get a shot.

But all the preparation for the interview and placement needs to be clearly explained to those who are interested in this field. So, read on to get an idea of how you can get a job here and some tips on interviews and placement as well.

How to get a job in investment banking?

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It is neither easy nor difficult to have a career in investment banking. Given below are some of the basic steps that will help you –

  • Invest in a bachelor’s degree

Investment bankers need to at least have a bachelor’s degree. If you are an investment banking aspirant, then you should consider pursuing accounting, finance, business administration or another degree that is relevant to this field. In addition, it’s important to have some sort of learning in economics, finance and mathematics.

  • Go for an internship after study

Organisations in this field try to promote entry-level talent to gain work experience in investment banking because the practical experience you gain during an internship adds competitive skills to your resume, and you will certainly be preferred as a job candidate.

  • Hunt for entry-level opportunities in investment banking firms

The easiest way to enter this field is to locate a position in investment banking for an entry-level job and apply. You could search for a job in the derivatives markets, stock market or any other capital market or pick an investment banking firm after completing your bachelor’s or master’s degree. 

  • Apply for a master’s degree

It is not compulsory to have a master’s degree to have a career in investment banking. But if you want to advance in investment banking, then having a master’s degree makes all the sense in the world. It will certainly help you rise in the hierarchy.

Interview and placement tips for a career in investment banking

Here are some tips on interviews and placement to realise your dream of becoming an investment banker.

  • Networking and resume

The first step in securing any job is to get an interview call. For that, you need to have the right connections and a killer resume. So, first, create a resume which covers all your experience. Along with that, you try connecting with people who work in a similar field and try to secure a referral that will help your case further.

  • Knowing how and when to answer the questions in an interview 

If you are wondering what questions will be asked in the interviews, then here is a cheat sheet. You will be given problem-solving questions, technical questions and behavioural questions. These questions help to hire candidates for analyst or associate roles at a large global investment bank.

  • Mastering technical skills

Master technical skills like accounting, financial modelling, valuation accounting and various software to become an investment banker. For this, you can refer to any investment banking course with placement. These professional courses are specially designed to give you the edge you are looking for.

A great example of such a course is the ‘Certified Investment Banking Operations Professional’ course from Imarticus Learning. Our courses will help you to be prepared to secure a job in investment banking. 

To sum up, following the steps provided in this guide will help you build a career in investment banking by helping you gain the expertise and skills required starting from the fundamentals.

Learn Hadoop Online: Analytics Qualifications That Will Get You Hired

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Learn Hadoop Online: Analytics Qualifications That Will Get You Hired

Big Data helps organisations to obtain better insights into business to improve decision-making by providing ample information. However, a decade back, there was little knowledge about technologies that are required for storing and processing this sea of information.

Nonetheless, the scenario has altered totally, and nowadays, there are multiple ways to deal with this issue, and Hadoop is one of the first technologies that was used for this purpose. Moreover, since organisations are now fixating on the use of data and storing information is becoming crucial, the need for ample professionals has arrived. So, if you wish to enter this field, then taking time to learn Hadoop online can add to your resume and helps you get better opportunities.

What Are The Skills Required For A Hadoop Career? 

If you are wondering what skills are required for learning Big Data and Hadoop, then you need to dig deeper and understand the curriculum for this section of data analytics training. You need to possess the following tech skills:

  • Linux
  • Knowledge of OOPs programming language or a functional programming language (Java/Scala/Python)
  • SQL/NoSQL
  • Hadoop ecosystem tools like Pig or Hive
  • HBase

Now to acquire these skills, you can enrol for a data analytics course with placement. Now there are many such courses in the market, but one that stands out owing to its advanced curriculum, industry-focused case studies, etc., is the Data Analytics and Machine Learning program from Imarticus Learning. With this course, you will be able to learn about the fundamentals of this field and acquire the skills necessary to further your training in learning Hadoop.

Who Can Opt For A Hadoop Career?

Anyone with the relevant knowledge and expertise can shift to this career path. Having said that, it is primarily the IT professionals who make this switch from the following domains –

  • Software Architects
  • Developers
  • BI /ETL/DW professionals
  • Software testers

Now, if you are wondering about the designations, well, here are some examples –

  • Software Development Engineer
  • Machine Learning Engineer
  • Big Data Consultant
  • Big data Engineer
  • Hadoop / Big Data Developer
  • Hadoop Administrator
  • Big Data Architect
  • Data Engineer

Salary of Hadoop Professionals

Following the designation, another common concern is the salary package on offer. Well, in India and across the world, the remuneration for such expert professionals is handsome and very lucrative.

However, you should also note that your salary will depend on a few factors like –

  • Educational background and specialisation
  • Working experience
  • The company you are joining and at which designation

Having said that, the average salary for Hadoop professionals is in the range of $110,000 to $120,000, to begin with. And, as you progress in your career and rank, it will increase accordingly.

Big Data Analytics in Various Domains

Given below are some examples of which domains have employed Big Data analysts in various roles in their industries:

  • Banking
  • Finance
  • Communication
  • Education
  • Media and Entertainment
  • Government
  • Healthcare
  • Transportation
  • Energy

To sum up, Hadoop has altered how data storage and management work. It has helped data analysts find relevant information easily, store their work and seamlessly maintain the flow of data. However, even though it is a popular aspect of data analytics, it is still not mainstream, and there aren’t many who possess expertise in this matter. So, if you want to stand out in the crowd of other aspirants pursuing a career in data science, learn Hadoop online and get the necessary certifications in order.

7 Things To Keep In Mind When Pursuing Your Data Science Career

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7 Things To Keep In Mind When Pursuing Your Data Science Career

A career in data science is quite alluring in this online era. It has emerged as one of the most popular and pioneering career options in the last decade. And, this trend might continue and grow in the upcoming years as well. But, the initial stage of learning data science might be quite daunting as there are various questions regarding this field as it is quite new to the mass. 

best data science certification courseRead these seven points to know more about data science courses and things you must keep in mind before pursuing a career in the domain.

7 things you must contemplate before starting a career in data science

Choosing the correct role: A very crucial decision that you have to make in the initial stage is the role that suits you. There are various roles in this data science industry like data visualization expert, data scientist, machine learning expert, and data engineer. You will be receiving your job offers which will depend upon your role, field of specialization as well as work experience. So, you must be crystal clear about the role you want to pursue. Otherwise, there will be a cloud of confusion regarding the course and path to go.

The next thing one has to keep in his/her mind is the completion of an online course. By pursuing data science online training, you can learn whatever you want to as you will be provided with enough study material. There are many free and paid online data science courses in which you can enroll yourself. Learning data science can be difficult but most importantly you ought to make sure that your basics are clear.

Notably, clearing your basics will promote you to a suitable level and will give you a further push. For clearing the basics you need to keep yourself updated with the coursework, discussions, and assignments. Keeping up with the daily course discussion will give a very clear picture of the data science field.

There is a distinction to be made between theoretical knowledge and practical knowledge. To excel in the field of data science, one has to focus on both theories as well as practical. Focusing on practicals will help you comprehend reality as you will get a clear picture and a deep sense of how things work and are applied in real life. By completing the course assignments and exercises you can understand the reality of various applications. You must interact with people who are associated with this industry and try to comprehend their solutions to develop a deeper understanding of reality.

But, it is always not about the comprehension of practical knowledge. It is also about following the correct resources. You need to immerse yourself in every source of knowledge you can accumulate. The most easily available sources of knowledge are blogs by renowned data scientists.

By following these blogs, you will be notified by these data scientists about their recent findings and advancement in the field. You must inculcate the knack of reading the recent events that take place in the data science field to keep yourself updated. But, make sure that your resources are genuine and free from malpractice. 

Apart from academics, one needs to put effort into his/her communication skills. Lack of communication skills might end up in the rejection of job opportunities. Acing a job interview entirely depends on your good communication skills. Even if you are working in the field, you will require good communication skills. Besides, you will need a good network as well. To create a good and strong network, you can attend industrial meetups along with popular events and conferences. 

Developing basic knowledge in SQL is very essential in the field of data science. This is also a fundamental skill that a data scientist must possess. You automatically become a favorable person to get hired by various companies if you acquire the knowledge of SQL or data storage techniques. 

The final things that you ought to keep in mind are model deployment, resume, and guidance. Model deployment is a very essential step from the business point of view. One must acquire the basic knowledge of model deployment even if it is not required for your company. Apart from this, a strong resume and guidance from any alumni will end you up with a profound company.

Conclusion 

A data science career is quite in demand in the job market and employers are also investing a huge amount of money and time in data scientists. A career in data science can be very bankable for you. So, get yourself enrolled in a good data science course now and unlock several opportunities in the field. 

7 Ways To Improve As A Full Stack Developer

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If you’re a full-stack developer, you know that every project is different. And while there are many similarities between projects, they still require different skill sets. Full stack developers are responsible for both front-end and back-end code and design, so staying up-to-date on your skill sets is essential if you want to grow as an employee or freelancer in this field. 

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An average full-stack developer salary in India is 6.5 lakhs, ranging from 2.4 lakhs to 17.0 lakhs. This guide will provide you with seven ways to improve as a full-stack developer.

Learn How to Version-Control

Version control is a tool that allows you to keep track of your code. It helps you avoid making mistakes and makes it easier for others to work with your code. You can also use version control in many ways: keeping track of changes, tracking bugs, and reviewing pull requests.

Building a network 

Networking is one of your most essential skills as a developer. Whether in person or online, networking is how you build relationships and learn new things. Even if you don’t know someone personally, there’s no reason not to reach out and say hello!

Collaboration is the essential step in building great products. To collaborate effectively with others, you should also learn how to work with them on their terms and respect their ideas—even if they’re different or even more radical than yours.

Be more proactive in your efforts to learn.

Being proactive in learning is the best way to keep up with the latest technology. Proactive learning involves taking the initiative and actively seeking new information, skills, or knowledge you need to do your job well.

Front-end technology

Front-end technologies create the user interface of a website or web application. Front-end tools include HTML, CSS and JavaScript. HTML marks up content (like tags) while CSS styles it, and JavaScript brings it all together into an interactive user experience.

Understand data structures and algorithms.

You’ll also want to understand the basics of algorithms and data structures. Algorithms are the logical steps that computers follow to solve problems. Data structures are ways to organize data to make processing more accessible, faster or both.

Use development frameworks and third-party libraries

Many developers have difficulty deciding whether to use a framework or a library. While both are benefits, understanding the difference between them is crucial if you want to make an informed decision. 

Learn Markup and Styling (HTML & CSS)

Learning markup and CSS can help you create better websites and make your code more readable. The main challenge you might encounter when learning these technologies is memorization. Neither HTML nor CSS involves complex abstractions or perplexing syntax, but they have many tags and selectors that you need to memorize.

Discover a career in full-stack development with Imarticus Learning.

Our Full-Stack Web Development certification program will teach students database architecture and algorithms. Learners will also acquire the technical knowledge of front-end and back-end programming during this 6-month full-stack developer training.

 Course Benefits for Learners:

  • We provide resume writing, profile improvement, workshops to help students prepare for interviews, and one-on-one career counseling as part of our career services.
  • Learn well-known tools like Java, Spring, MongoDB, JavaScript, React, Docker, and Jenkins while laying a solid foundation in data structures.
  • Now, students can participate in coding competitions run by our community project Skillenza to solve challenging business issues and stand out on resumes.

A Comprehensive Guide to Financial Services Management

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A Comprehensive Guide to Financial Services Management

Financial Service Management refers to the planning, directing, controlling and managing of the financial procedures of an institution/enterprise. General management principles are used to provide financial resources to the enterprise. Here’s a comprehensive guide for the ones planning a career in financial service. 

What are the elements of financial management?

  • Decisions in terms of investment: 

Also referred to as capital budgeting, it indicates investment with fixed assets. Investments dealing with current assets also fall under the section of such decisions. These are known as working capital decisions. 

  • Financial decisions: 

Various resources are involved in order to raise the finance, which highly depends on source types, financing periods and costs etc. 

  • Dividend decisions:

Finance managers focus on decisions that are related to net profit distributions. These can be differentiated in two ways:

  1. Dividend by shareholders: The rate of the dividend must be decided.
  2. Retained profits: The finalisation of retained profits deals with the expansion of the enterprise. 

What are the functions of financial management?

  • Evaluation of capital requirements: 

The role of a finance manager is to understand relations to the capital requirements of the specific company/institution. This includes certain costs and profits for further programmes. It needs to be presented adequately, increasing the financial capacity of the enterprise. 

  • Capital composition determinants: 

After the estimations are completed, capital requirements can be managed more efficiently. Certain levels of costs and estimation are adequately represented, providing a wider earning capacity for the enterprise. 

  • Choices related to funding sources: 

In order to procure additional sources, a company builds in certain choices such as:

  1. Issuing shares and debentures
  2. Taking and receiving bank loans or institutional loans
  3. Public deposits are drawn in versions of a bond

  • Investments related to funds:

The finance manager has to make decisions related to the allocations of funds focusing on profits, hence leading to the safety of investments and regular returns.

  • Surplus disposal:

One of the major roles played by the finance manager is the disposal of surplus. It can be regulated by the two ways of dividend declaration and retained profits.

  • Finance management: 

Cash management is another major function handled by the Finance Manager. These finances are mostly in terms of wages, salaries, electricity payments, water bills, etc. 

  • Financial control:

Financial control also plays a vital role similar to the other functions. Several functions such as forecasting, ratio analysis, and cost and profit control are applied when it comes to financial control.

What are the career opportunities in financial management?

A career in finance can enrich one in several ways such as in terms of diversity and a hefty salary. Here are the top 7 careers you can pursue after a financial service management course:

Public accounting: 

 Accounting can be regarded as diverse in terms of scope and practice, dealing with various elements of financial management. It focuses on recording and maintaining the flow of cash for a public/private enterprise. They also provide suggestions related to reports to boost revenue, cancel excessive expenses and improve the health of finances.

Corporate finance:

Although a sub-section of finance, the main role of corporate finance is related to business purposes. It focuses highly on funding sources, decisions on investment and restructuring of capital, etc. The profession focuses on:

  • Balance of risk and profits
  • Analysis and forecasting of economic trends
  • Reviews related to company reports and suggestions related to improvement measures
  • Focuses on stock values
  • Performance of tasks related to financial service management

  Investment banking:

This profession focuses on tasks related to the remodelling of finances. Investment modelling mostly deals with numbers and the introduction to decisions related to the improvement of business procedures. A highly insightful knowledge is provided by these practitioners when it comes to economic trends and financial markets. 

Management of portfolios:

Portfolio management can be regarded as a combination of science and commerce as it also requires the elements of mathematics, science and business analytics. The role of a portfolio manager is to focus on an overall investment related to individuals or institutions. 

Management of risk:

Professionals focus on identifying market risks and recognise poor outcomes related to investment. They mainly deal with the maximisation of returns with minimal risks. 

Financial planning:

Both individuals and enterprises deal with the services to maintain financial stability. It centres mostly around financial statement reviews and cash flows related to savings. 

Commercial banking:

This profession maintains a range of services when it comes to both individuals and institutions. It deals with the analysis of financial statements related to industries. 

Conclusion

To learn more about financial service management, the best solution is to enrol in the financial services and capital markets course. The Advanced Management Program in Financial Services and Capital Markets by Imarticus can be considered the best financial service management course for all. Taught by the faculty of IIM Lucknow, this course takes place for over 6 months and offers a range of job opportunities after completion. The application deadline is the 16th of September, 2022 so grab your seats to venture into this wonderful journey of financial services management!

Widely used underwriting models used in credit risk

Posted on by Imarticus Learning

Credit risk underwriting is the process of evaluating a potential borrower’s ability to repay their debt. Understanding credit risk management will help you create more successful business relationships with your customers by ensuring that they can pay back what they owe you. This blog post discusses the importance of credit risk management and some widely used models for understanding it.

What is Credit Risk Management?

Credit risk management is the process of managing risks to organizations from their financial obligations. Credit risk underwriting is a process by which an institution determines how risky it will be to extend credit. There are two types of credit risk: default and loss given default, or LGD.

In this process, financial institutions are managed against risks arising from their exposure to loss on loans or due to insolvencies by their clients. It is an essential part of any organization’s strategy that helps in minimizing losses and maximizing profits. As per reports, credit risk management is a rapidly growing field, with many new products and techniques emerging in this arena every year.

Why credit risk underwriting?

When you go to the bank or a financial institution for any loan, credit cards, mortgages, etc., there is an underwriting process. Underwriters are people who make decisions about whether someone should be given a particular product and on what terms. They consider factors such as income level, employment history, length of time at current job/residence, payment record (both positive and negative), and age of an applicant, among others, before making their decision. The general goal in most cases would be to minimize risk while maximizing profit potential.

Some Commonly used Credit risk management models:

– Credit scoring model: Based on statistical analysis, this model considers several factors to predict if a particular borrower will be able to repay a loan or not. The process involves collecting data about individuals, analyzing it, and categorizing them into different groups according to their creditworthiness to ascertain the final decisions.

– Grading: This model grades customers according to their ability & willingness to repay loans or fulfill other obligations. The system takes into account factors like age, employment history, payment record, length of time at current job/residence, etc.

– Loan officer scoring: A loan officer is given a certain number of points based on the risk they are willing to take for any given borrower. These scores help banks understand which officers are more likely to take higher risks, thus enabling them to monitor employees better so that high-quality decisions can be taken by those having years of experience in credit evaluation.

– Income Verification: This method involves verifying the information provided by borrowers related to their income status. It is one of the most effective ways for lenders to reduce

risk as it helps them see if an applicant can afford a specific loan.

– Collateral evaluation/analysis: Another important credit risk management model which includes collateral valuation, analysis, and other risks associated with any particular type of

security. 

Make A Career in CRU with Imarticus Learning:

Looking for a credit analyst course? Imarticus Learning offers the only program globally that gives students an in-depth understanding of the lending landscape, credit underwriting, credit administration, legal & regulatory requirements, and the impact of new-age technology. 

best credit risk analyst courseThrough these Credit Risk and Underwriting courses, students acquire a powerful toolkit that helps them understand India’s credit landscape, learn the entire loan assessment process and due diligence and conduct financial analysis. 

Credit Risk Management courses at Imarticus Learning allow students to gain hands-on learning experience by exploring comprehensive case studies. 

Career Options to Explore after Credit Risk Underwriting Course

  • Operational Risk Manager
  • Risk Analysis Researcher
  • Enterprise Risk Management Lead
  • Credit Analysis Associate
  • Credit Risk Analyst
  • Credit Financing Manager
  • Insurance Underwriting
  • Investing & Lending Engineering

Credit Risk Management Course USPs:

  • Advanced Curriculum
  • Profile Enhancement
  • Resume Building
  • Interview Preparation
  • Placement Assistance
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