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Tag: investment banking career

Focus on money markets. Invest in a risk management course and secure your job

Posted on by Imarticus Learning

Focus on money markets. Invest in a risk management course and secure your job

How to become an investment banker?

One possible answer is – “focus on money markets, invest in a risk management course and secure your job”. But how? Let’s find out how a risk management course can help you in your investment banking career. 

Risk management is an integral part of the business. For any kind of business, risk management is not a choice but a necessity. When done correctly, it not only protects workers, staff, members, and site visitors from harm but also ensures the higher success of your organization. 

Investors, customers, and other stakeholders want to see whether or not you take risk management seriously as it is extremely crucial for your business’s profitability, reputation, and sustainability. In fact, there are a lot of risk management regulations every business needs to comply with. The best way to meet this compliance, keep up with the growing supply chain standards and showcase your competence to your investors and clients, is to take a risk management course and earn a certification. 

What Are Risk Management Certification Courses? 

Before discussing why you should consider risk management as an important part of your investment banking career, let’s see what a risk management course is made up of. 

In simple terms, risk management courses and certification programs allow you to showcase your compliance with the necessary risk management regulations and standards. These courses offer several modules containing multiple sets of questions regarding different risk management areas including finance, medical, health and safety, anti-corruption and bribery, and so on. You will be needed to answer these questions and provide proof for the questions using the written policies of your business. 

The majority of risk management certification providers today offer you the option to complete the course online so you don’t have to take the course on-site or in-person. You will just need to attach your policies with your online application. 

Once you’ve completed your course and submitted the answers, the policies attached by you will be assessed by SHEQ, which is a highly qualified Safety, Health, Environment, and Quality auditor. If your answers are approved by SHEQ, you will gain certification. 

Why Risk Management is Important In Investment Banking? 

Risk management makes the core of the investment banking sector in terms of internal control. There are two main factors that banks and financial institutions must take into account when it comes to risk management:

  • The probability or possibility of some negative occurrence is based on an investment strategy. 
  • How much a negative occurrence can cost the bank or corporation. 

The right risk management program or strategy is crucial for every investment bank. It is a major factor in terms of how these institutions work on a daily basis. If you want to learn investment banking or are already an investment banker who wants to secure a job, then the right risk management course can help you. By learning from the right course, you can prevent your firm as well as clients from various potential risks and become a jewel to your organization. 

Benefits of Risk Management Certification 

There are many advantages that come with earning a risk management certification in your investment banking job. With it, you can increase your company’s reputation, be more appealing to your clients and investors, and protect your business by compliance with all the important risk management legislation. Note that, this is the reason why most investment banking courses with placement include risk management as an important module. 

Given below are some advantages of taking a risk management course:

1. Gain Edge Over Your Competitors 

Clients, especially High-ticket clients are most likely to choose certified professionals over those without any accreditation from trusted risk management bodies. By earning a risk management certificate, you can shine in the eyes of your clients and gain an edge over your competitors. 

2. Earn Better Work Opportunities 

In the investment banking industry, clients and companies require the candidates to prequalify for the job by submitting a pre-qualification questionnaire and demonstrating competence and compliance in the areas of risk management. The right risk management course can be used as important proof in the prequalification process. 

3. Chance to Handle High-Ticket Transactions 

Having a risk management certification allows you to lead high-profile transactions involving bigger firms, corporations, and even government projects. It offers you great domestic and global exposure in the industry because these high-ticket transactions require experts with more experience and accreditation. 

To Sum Up… 

Financial organizations constitute the most important business areas of financial managers and investment bankers. An authentic risk management certificate can provide you with great opportunities to work in reputed organizations and grow your career in the right direction. So, don’t wait anymore and find the right risk management course to fuel up your career in the finance sector. We hope the information mentioned above helps you in your journey. 

5 steps to make better career decisions with Executive Program in Investment Management

Posted on by Imarticus Learning

Making a career change can be difficult, but it’s not impossible. If you’re feeling stuck and don’t know what to do next, consider enrolling in an Executive Program in Investment Management.

This program can help you make better career decisions and give you the necessary skills to succeed. This blog will discuss five steps to help you make the most of your investment management education.

 Define your goals

The initial step is to define your goals. What do you want to achieve with your education? Do you like to learn about financial planning and investment analysis? Or do you want to become a portfolio manager or investment advisor? Define your goals and make sure the program you choose aligns with them.

 Research different programs

Once you have defined your goals, it’s the right time to research different programs. Many investment management programs are available, so it’s essential to do your homework and find the right one for you. Make sure to compare the curriculum, faculty, and other features of each program.

Evaluate your skills and interests.

It is essential to consider your skills and interests when making a career decision. What do you enjoy doing? The Executive Program in Investment Management can help you build on your skills and explore new interests. It is the perfect opportunity to gain knowledge and experience in the investment management industry.

If you are not sure what you want to do, take some time to evaluate your skills and interests. Look online for career assessments to help you identify your strengths and interests. The more you know about yourself, the easier it will be to find the right career for you.

Evaluate your option

One of the essential steps in making a career decision is evaluating your options. It also means looking at the different opportunities available to you and assessing which one would be the perfect fit for your goals and interests. Take some time to research all of your options, and then compare and contrast them to figure out the best fit for you.

Consider the risks and rewards of each path.

One of the most important things to consider when making a career decision is the risks and rewards of each path. What are you giving up by selecting one option over another? And what can you gain? Weighing these factors will help you make a more informed decision.

If you’re considering an Executive Program in Investment Management, it’s essential to understand the risks and rewards of this decision. 

The Executive Program in Investment Management is an excellent way to make better career decisions. 

Discover IIM investment banking and Capital market course with Imarticus Learning

Our Executive Program in Investment Banking and Capital Markets collaborates with the prestigious IIM Calcutta. Students will master the foundations of mergers and acquisitions, debt and equity capital markets, portfolio management, sales and trading, and securities legislation for finance professionals with at least two years of experience.  

Course Benefits for Learners:

  • This IIM Calcutta executive program will help students achieve their goals and develop a solid career in the financial sector.
  • This comprehensive one-year curriculum will provide students with a fundamental and advanced understanding of global capital markets and investment banking.
  • The IIM Calcutta Investment banking certification is ideal for professionals who wish to further their careers in the finance industry.

Here’s how technology has changed investment banking operations

Posted on by Imarticus Learning

In today’s era, we can witness technology all around us. Almost every industry sector is now relying on technology for day-to-day operations. Investment banking operations have also changed over the years due to the introduction of new technologies. Investment banking operations are predicted to change further with the rise of new-age technologies like blockchain, AI, and ML.

If you are planning to get into the investment banking industry, you should be familiar with the technologies used for day-to-day operations. Many young aspirants look for Investment Banking courses that help them get familiar with the latest technologies. Read on to know how technology has changed investment banking operations.

Automation in the investment banking industry

An investment bank not only has to raise capital for its client. Besides its services to clients, several internal processes are also to be completed by an investment bank. For example, an investment bank has to maintain its account books regularly.

There are many such mundane tasks for which investment banks used to hire employees. An investment bank cannot ignore mundane tasks because many of them fall under the compliance requirements and need to be completed.

In 2022, it is observed that most investment banks have automated mundane tasks. Tasks like accounting, bookkeeping, and payment reconciliation are automated by investment banks. Instead of hiring employees for mundane tasks, investment banks now hire expert individuals for core job responsibilities like equity research, financial analysis, etc.

New-age technologies like AI and ML play a significant role in inducing automation in investment banking operations. It is just the beginning of robotics and automation in the investment banking industry. Investment banks are gradually moving towards hyper-automation with the rise of AI and ML.

Financial services with technology

Gone are the days when a client has to visit a physical investment bank to get financial advice. Investment bankers can now pass financial advice via several digital channels. Many other financial services are now offered to clients with the help of technology. For example, investors can now view the available securities and invest in them while sitting on their couches. Mobile applications and digital interfaces are enabling customers to access financial services digitally.

Many traditional financial services can now be accessed by customers quickly with minimum staff interference. It not only boosts customer satisfaction but also saves time for the employees of the respective investment bank. Seeing the rise of fintech services, it is evident that customers are loving to access financial services remotely via digital channels.

It is why investment banks are spending huge on developing digital channels that could offer financial services to customers. If you want to learn investment banking, you should know about the financial services that are being offered to customers with the help of technology.

How to get familiar with the technology used in the investment banking industry?

If you learn investment banking via an industry-oriented course, you can get to know about the technologies used in the industry. We at Imarticus Learning offer the perfect program for investment banking aspirants.

Our CIBOP course is endorsed by the London Stock Exchange Group and teaches job-relevant skills. By getting an investment banking certification after the CIBOP course, you can get into the industry easily. 

At the end of the CIBOP course, we will offer placement assistance to help students get a job with any reputed finance firm. During the investment banking course, you will participate in industry interactions. You will meet several industry experts during the CIBOP course.

Several aspects of investment banking will be covered in the CIBOP course. Start your CIBOP course and learn about technologies used in the investment banking industry!

6 reasons why money market courses are indispensable to investment banking operations professionals

Posted on by Imarticus Learning

The money market or the financial market is a significant exchange market where players may grant and borrow short-term, high-quality financial instruments with typical maturities of one year or less. It enables governments, banks, and other significant organizations to sell short-term assets in order to fulfill their short-term cash flow requirements. Individual investors can also use money markets to invest modest chunks of money in a low-risk environment.

 Treasury bills, certificates of deposit, commercial paper, federal funds, bills of exchange, etc. are some of the products traded in the money market.

 Large organizations with short-term cash flow needs can borrow directly from the market through their dealer, whereas small businesses with extra cash can loan through money market mutual funds.

 Individual investors who wish to gain from the money market might do so by opening a money market bank account or investing in a money market mutual fund. A money market mutual fund is a professionally controlled investment vehicle that purchases money market assets on behalf of individual investors.

 What is Understood by Money Market Funds?

 Money market mutual funds or MMMFs are open-ended, highly liquid funds that are often utilized for short-term liquidity requirements. The money market fund exclusively invests in cash and cash equivalents with a one-year average maturity and fixed income.

 An individual invests in money market products such as treasury bills, commercial paper, certificates of deposit, and bills of exchange.

 Objectives of the Money Market:

  1. Supplying consumers with short-term cash at a fair price, such as private investors and governments. Lenders will also benefit from liquidity since money market assets are short-term.
  1. It also helps lenders to convert idle capital into productive investments. Both the lender and the borrower gain from this arrangement.
  1. Since most businesses lack the necessary working capital, the money market assists such businesses in obtaining the monies required to satisfy their working capital needs.
  1. It is a vital source of funding for the public sector in both domestic and foreign commerce. As a result, it provides a chance for banks to lodge their excess cash.

 6 Reasons Why Money Market Courses are Indispensable to Investment Banking Operations:

  1. Money market courses enable investment managers to accurately analyze the financial performance of other companies in the same sector or domain, thus being able to help in making business decisions based on market fluctuations.
  1. Through money market courses, individuals get a deeper understanding of how performance metrics are used for tangible and intangible assets of a company.
  2. Risk managers learn how to use financial analysis tools and techniques such as SWOT analysis or PESTLE analysis.
  1. Money market courses help in gaining market knowledge, thus allowing investment consultants to assess markets properly, enabling them to forecast and predict anomalies or abnormalities for their employers. Knowing how currencies are performing in the market also helps companies make more effective business transactions. 
  1. These courses help consultants or investment bankers create business and financial models for companies who wish to go public or who deal with shares in the market and gain investments based on the capital market (understanding if assets are liquid, stable, or profitable).
  1. If an investment banker works in an investment firm, then he/she can help his/her clients make investment decisions based on the market.

 Conclusion

 In order to learn investment banking efficiently, having knowledge of financial markets is extremely essential. One needs to have a good understanding of the functioning of the money market in order to be successful in the field of investment banking. Hence, you need to pick the best Investment banking certification course to give your career the right boost.

What Digital Creators Can Learn From Investment Banking Operations

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What Digital Creators Can Learn From Investment Banking Operations

When most people picture a bank’s operations, they think of the traditional banking activities that involve obtaining cash deposits from clients through checks and savings accounts to make interest-bearing loans. Investment banking operations are very different from these traditional banking activities. 

Instead, investment banks carry out tasks related to creating corporate securities, arranging mergers and acquisitions, or selling securities to investors. This post will explain what digital creators can learn from investment banking operations.

An overview of investment banking

Investment banking is a service industry. It’s global, complex, and highly regulated. Investment banks must compete with each other for clients, who are sophisticated investors who demand high levels of service. This means that investment bankers are experts in their fields while offering something more than just the standard advice that a client might get anywhere else. They know their client’s businesses and advise them on how best to cope with any issues arising from those businesses. 

What Insights Can Digital Creators Draw From Investment Banking Operations?

Investment banking operations are a great way to learn how to manage a business. When you’re working for a company as large and successful, you get to see all of the major decisions that go into running a business—and it’s not always easy or fun! 

You have to make tough decisions about whether or not to cut costs, which can mean firing people. You have been in this position before yourself as an entrepreneur; now imagine having hundreds of employees who depend on you making good choices.

They also teach you how team management works in the real world—not just at your startup with 3-4 employees but anywhere from dozens up to hundreds. In any organization with more than one employee, there will be friction between co-workers who have different ideas about how they should do things–and sometimes those differences lead them far away from each other! 

Some skills are transferable across industries: budgeting is one example where both parties face similar challenges (i.e., setting reasonable goals while keeping an eye on costs).

Ultimately, the key takeaway is that creators must stay focused on their core business to succeed. This means building on your skills and having good processes for managing content production in a scalable way over time as new technologies emerge. 

Learn investment banking courses with Imarticus Learning

The Certified Investment Banking Operations Professional program will give students a good start on their investment banking careers. This financial modeling certification will give students the skills they need to succeed in banking operations, treasury, and clearing services at all production levels.

Course Benefits for Learners

  • Students will learn how to manage complex securities and derivative products, their trade-life cycles, and the roles involved in investment banking operations.
  • With over 8,000 placements completed and a pay increase rate of 60%, students may get the support they need to start their investment banking careers.
  • After finishing the CIBOP course and related assignments, students will get an industry-recognized certificate.

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon. 

Is Tech Making The Money Market Better Or Worse?

Posted on by Imarticus Learning

Is Tech Making The Money Market Better Or Worse?

The money market is turning into a more high-tech place. The intense competition between banks and tech companies has led to new products and services, changing how people interact with their banks.

How is technology influencing the money market?

Technology is changing the way money is used, managed, and stored. It’s also changing the way that money gets transferred and invested. Money market funds are one example of how technology has changed financial services for investors over the past decade. 

Here are three ways how technology is Influencing the money market:

Personalized attention to Customers:

The money market is where people can deposit their money and withdraw it when needed. But the question is how a financial institution can keep track of all the transactions happening in their money market account. One way they do this is by using big data analytics tools that analyze the customer’s behavior and make predictions about future actions based on those analyses. 

Technology is changing the nature of money:

The money market is becoming more efficient and accessible to all investors, including those who may not have been able to participate before. For example, it’s now easier for small investors to buy shares in large companies via the internet or their mobile phones.

Technology is also changing how we do business, interact with each other, and interact with ourselves. It’s changing the way we interact with the world and our environment. 

For example:

  • Technology has made it easier for investors to find daily information about how stocks perform. Before, this was not possible; only big banks had access to real-time investment data; now, an investor can get this information anywhere in seconds—and it’s free! Smaller businesses that want their stock prices updated daily can do so quickly. 
  • The ability for people around the globe (or even near their houses) to buy and sell stocks 24 hours a day has transformed global capital markets into one giant trading floor where anyone could become an expert trader.

The money market is turning into a more high-tech place.

Technology has been making it easier to do business and reach customers for years, but the advent of internet banking and mobile technology has accelerated this trend. More people have access to the internet than ever before, which means you can reach an even wider audience.

Technology will hugely influence the financial sector. Some argue that it will make things easier for consumers, while others say it could lead to more inequality between banks and their customers. Only time will tell how the money market will evolve under these new technological pressures. 

Learn investment banking courses with Imarticus Learning

With the Certified Investment Banking Operations Professional curriculum, students may jumpstart their careers in investment banking.

corporate leadership

These banking and finance courses will give students the skills necessary to succeed in banking operations, treasury, and clearing services at all production levels.  The investment banking course with placement covers Strategic planning and financial management, financing, and valuation of investment opportunities. 

Course Benefits for Learners:

  • Students will learn the responsibilities of investment banking operations, managing complicated securities and derivative products, and their trade-life cycles. 
  • Students may receive the assistance they need to begin their career in banking. 
  • After completing the money market course and derivative markets online training, students will get an industry-recognized certificate.

Contact us through chat support, or drive to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

Everyone In India Is Opting For Investment Banking Courses. Here’s Why

Posted on by Imarticus Learning

Everyone In India Is Opting For Investment Banking Courses. Here’s Why

Investment banking has grown into one of the most sought-after careers in India. In fact, the country has become a leading talent destination for investment banking. Apart from the domestic IB banks and corporations, many multinational investment banks like HSBC, JP Morgan, Merrill Lynch, Citi Bank, Goldman Sachs, etc. also come to India for good reasons like lower operating costs, and a talented workforce, among many other reasons. 

India offers a much cheaper workforce for investment banks as compared to countries like the UK and US. Besides, domestic companies like TCS, Wipro, and Syntel also offer great opportunities to individuals who want to build a career in the banking sector. Overall, investment banking is a rising career field in the country, which is expected to thrive even more in the coming years. In this article, we will discuss the top reasons why more and more individuals are opting for an investment banking career in India Read on! 

What is an Investment Bank?

Before jumping on the reasons behind the popularity of IB careers, let’s first understand what investment banking is all about! 

An investment bank is a branch of finance and banking that helps the government, companies, and other corporations in raising capital through the issuance of securities, underwriting, or both. Further, it also helps corporations in mergers and acquisitions (M&A) along with other services like issuance, trading, placement of stocks, and so on. 

Not just in India, but investment banking is a booming industry in the world. Hence, being an investment banker is definitely one of the most promising careers in today’s time. The main reason is that the IB profile plays a vital role in businesses. Note that the job of an investment banker is not simply limited to advising firms on fundraising activities and M&A, but it also involves connecting investors to companies, facilitating complex transactions, etc. 

5 Reasons Why More and More People Are Opting for Investment Banking in India 

With investment banking, one gets an opportunity to become an expert at structuring large, and complex financial models at the beginning of their career. And because bankers spend long hours in the research and valuation process, they can also become great investors if they want. 

Given below are the reasons why investment banking is being chosen by an increasing number of individuals:

1. Attractive Pay 

Investment banking is a highly rewarding job. Investment bankers in India have attractive salaries. Note that, the average salary of IB in India is ₹20 lakhs per annum, for professionals with just 1 to 4 years of experience. This figure keeps growing as you gain more expertise and experience in the field. 

2. Become an Expert 

Every day is different from the previous day in investment banking. An investment banker faces new challenges and exposure every day. This phenomenon presents a great opportunity to gain expertise in the field from the beginning of one’s IB career. 

3. Exposure to High Profile Transactions

Until it was announced publicly, the work of an investment banker was highly confidential. They are involved in high-profile transactions that include the government, as well as large national and international corporations. In short, investment bankers play on the first page of business. 

4. Surrounded by Talented Individuals 

Investment banking offers a never-ending opportunity to grow your knowledge and enhance your skills. Here, you work in a field with the most talented individuals from every corner of the world. And because you’ll be working in a competitive environment, you will see fast personal growth. 

How to Get Started in Investment Banking 

Investment bankers are the deal makers. So, the very first deal you need to crack in order to get into the field of investment banking is getting hired for a job. But how? What are the eligibility criteria to do so? 

A major prerequisite for getting into IB is a college degree in economics or finance from a reputed institute. An MBA degree, Chartered Financial Analyst (CFA) certification, or an advanced degree in math can help in improving the prospects. Additionally, you can also learn investment banking by enrolling in the best investment banking courses with a job assurance guarantee. These courses not only enhance your skills but also help you in landing the right jobs. 

To Sum Up… 

It is clear from the above article that an investment banking career is highly rewarding. It presents you with an opportunity to become an expert, get exposed to high-profile businesses, and grow yourself financially in a short period of time. However, getting into this field isn’t a piece of cake. So, if you really want to become an investment banker, then work hard with full focus and devotion and take up a relevant course. Once you do that, nothing can stop you from becoming a great investment banker. 

9 Ted Talks That Anyone Working In Financial Markets Should Watch

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9 Ted Talks That Anyone Working In Financial Markets Should Watch

Ted talks have always been an impactful source of information for topics ranging from self-improvement to industry-focused sessions. If you’re aspiring to work in the financial sector or take any financial market training, then some great Ted talks can not only help you clear your mind, but also help you learn financial services from a new perspective. In this article, we are sharing with you the nine most influential Ted talks on money and finance. So, if you want to know more, keep reading!

1. Investment Logic for Sustainability — By Chris McKnett

In this amazing Ted talk, speaker Chris McKnett shares his thoughts on how huge investments from investors like banks can work towards shaping the world, and not just for the betterment of any business. He explains why investors should look at the social, environmental, and governance structure of a company while investing. This can help in making the world more sustainable.

2. How FinTech is Shaping the Future of Banking —By  Henri Arslanian

Henri Arslanian needs no instruction as he is a known leader with vast experience in the finance sector. In just 14 minutes of talk, he discusses the changes occurring in the financial environment, starting right from the global recession of 2008. If you’re planning to build a career in investment banking or even taking any investment banking certification course, then this Ted talk will help you understand the changing landscape of the finance industry.

3. A Guide for the Average Person to Start Investing with an Investment Bank — By Matteus Pouchain

The speaker Matteus Pouchain tells how investment banks can benefit an average person. He urges everyone to meet and talk to an investment manager of a reputed investment bank. These professionals can help their clients meet their financial goals in a better way. They can also help you identify your risk tolerance and investment horizon.

4. From Tech Start-up to Investment Banker — By Jan Metzger

In this TED talk, Jan Metzger walks you through his challenging yet interesting journey from working as a software engineer to a consultant, and finally to an investment banker. This is a must-watch Ted talk for anyone planning to become an investment banker or wanting to learn financial services.

5. Kids Creating the future bank — By Chris Skinner

Chris Skinner is a renowned banking and technology influencer in the UK. He is quite famous for his books like Digital human and his blog theFinanser.com.

In this TED talk, he talks about the investment as well as growth in FinTech to revolutionize financial services. He discusses how youngsters are building hi-tech platforms to modernize the finance industry and services within it.

6. A Revolution in Banking is Coming — By Tom Bloomfield

CEO of Monzo (a UK-based challenger bank), Tom Bloomfield talks about the evolution of banking from a physical branch, internet to mobile banking. In this talk, he discusses how we are on the verge of a massive revolution in the banking industry — shifting from paper transactions to paperless and cashless transactions via modern applications and top technologies.

7. A Vision for Truly Secure And Seamless Transactions — By Carey Kolaja

This is another great Ted talk that will prepare you well for financial market training. The former VP at PayPal, Carey Kolaja talks about how the modern era of money is turning invisible. She talks about the human relationship between money and payments and how innovation is pushing the industry forward to adapt to the changes.

8. A smart new business loan for people with no credit — By Shivani Siroya

Shivani Siroya, who is the CEO and founder of Tala explains the major issue of profiles and lack of credit score when there is no financial data. She explains how it can affect more than 2.5 billion people in the world.

9. Are you ready to become a banker? —By Marcos Eguiguren

There is no better Ted talk for an aspiring investment banker than this one. Here, Marcus Eguiguren says that banks help in connecting people, and therefore must consider their values. He further states that banks that invest in companies and projects that help with environmental, social, and economic development are known ad value-based banks. Note that, Marcos Eguiguren is the former Executive Director of Global Alliance and presently the co-founder of SingularNet. In this TED talk, he tries to explain the responsibilities of banks towards shaping the economy and a better world.

That’s all about it!!

These are the 9 most impactful TED talks on finance and banking. All of these are short and very crisp. These are the must-watch Ted sessions for anyone working in the finance industry or planning to enter it. If you’re working towards becoming an investment banker or any other professional in the industry, these TED Talks will help you. Moreover, if you’re looking for the best investment banking certification course from a reputed provider, then feel free to visit Imarticus.

7 Money Market Trends That Show The Money Market Is Changing Post The Pandemic

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Introduction to and Meaning of Money Market

For those interested in undergoing money market training, let us first understand what the term money market means. 

In common parlance, a money market is defined as a marketplace where you can conduct trading of short-term financial assets. Generally, the maturity period of these assets is up to a year. Hence, you can relate that it has high liquidity. Two of the most important features in which the money market thrives are – the short maturity of assets and the scope of high liquidity.  

The money market is made up of the following – acceptance houses, non-banking financial institutions, and commercial banks. The assets traded in the market are recognized as a very close substitute for money. The transactions must be carried out via written or oral communication or require formal documentation. 

What are the instruments involved in the money market? 

The money market can help your businesses, besides the banks and the government, fulfill their short-term capital requirements at a minimal cost. They fulfill the basic purpose of both the borrowers and the lenders, viz, short-term funding and ease in liquidity. 

The below-mentioned instruments form part of the money market: 

  • Trade and Treasury bills – issued by the Central Government at a discount for a period between 14 and 365 days. 
  • Certificate of deposits – Issued through a promissory note which commercial banks except for a period between 3 months to a year
  • Commercial papers – Generally issued by corporates to meet short-term working capital requirements 
  • Promissory notes – A written promise given by one party to another party to make a payment on-demand at a future date 

Features of the Money Market Instruments 

  • Safety – The issuers have a decent history of lending money, backed by a strong credit rating. It helps to signify that the instruments issued will be safe. 
  • High liquidity – These have a maturity period of less than a year, so it is considered highly liquid. 
  • Discounted price – The instruments are generally issued at a discount on the original face value. Financial planning and analysis skills are necessary to work around them and compare money market trends. 

Money Market Trends Post The Pandemic

The global money market has undergone significant changes post-pandemic, reflecting shifts in economic conditions and investor behavior. One notable trend is the increasing preference for liquidity and safety. Investors are leaning towards money market funds and short-term instruments as a hedge against market volatility and uncertainty. This trend has been driven by the unpredictability of the global economic recovery, leading investors to seek safer, more liquid assets that offer quick access to cash without the risk associated with longer-term investments.

Another key trend is the rise in digital transactions and fintech solutions in the money market. The pandemic increased the adoption of digital banking and online financial services, making it easier for individuals and institutions to manage their money market investments. Fintech companies are offering innovative products that provide higher returns and greater transparency, attracting a new generation of tech-savvy investors. This digital shift is also enhancing operational efficiency and reducing transaction costs, making money market investments more accessible to a wider audience.

Additionally, the monetary policies of the central bank are significantly impacting money market trends. In response to the pandemic, many central banks implemented ultra-low interest rates and extensive quantitative easing measures to support economic recovery. These policies have led to lower yields on traditional money market instruments, prompting investors to explore alternative options such as higher-yielding commercial paper or short-term corporate bonds. This search for yield is reshaping the landscape of the money market, encouraging innovation and diversification as investors adapt to a low-interest-rate environment.

All about the Money Market Trends 

  • The money market has eased financing requirements for borrowers.
  • The central bank’s monetary policies can be effectively implemented in an economy where the money market is well-developed. 
  • A developed money market helps the central bank control an economy’s industry and commerce.
  • When the commerce of an economy is well-developed, you can carry out your business better. 
  • Since the pandemic, the money market has greatly contributed to finding the right equilibrium between supply and demand forces. 
  • It helps to allocate savings funds into the right investment channels, which you can do with the help of financial planning and analysis.
  • Since the funds used in the money market are cash equivalents, it is easier to transfer the funds from one sector to another. In simple terms, it encourages financial mobility.

Money market training is advisable to understand the money market trends, how the system works deeper and develop financial planning and analysis skills. Anyone who wishes to learn how the system’s flow is maintained must have a good hand at financial planning and analysis. It is said that good financial planning and analysis help in faster and better decision-making. Whether designing an economy’s monetary policies or targeting the capital market’s development, financial planning and analysis are must-have skills.  

Decoding – How to become an Investment banker? 

As we have discussed the importance of financial planning and analysis skills, this brings us to the subject of investment banking. As investment banks bridge the gap between companies (requiring funds for expansion) and investors (potential investors having money to invest), becoming an investment banker is smart. It not only provides you with exposure but also equips you with an all-around experience. 

We have you covered if you are wondering how to become an investment banker. For starters, you can enrol in an investment banking course and learn the basics of the topic therein. The road is right before you for those wondering how to become an investment banker. You need not worry about becoming an investment banker, as the course will equip you with the right set of knowledge and skills desired in the role. The investment banking arena is a dream place to be in as it helps you deal with the money market and capital market instruments day in and day out. 

The program will help set a foundation, and you can kickstart your investment banking journey smoothly. The course also shares interview preparation guides to get you job-ready. It ensures you are ready for a range of job profiles, such as money market analyst, capital market operations consultant, financial market advisor, etc. 

You will be given real-life business cases and complex situations, which will propel your transition from a learner to a market expert. You will be a part of a platform filled with industry leaders where you can learn from their real-time industry experiences. You can visit our website, contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon.

Poor investment banking skills? Know how your career could suffer

Posted on by Imarticus Learning

Poor investment banking skills? Know how your career could suffer

What is the meaning of investment banking? 

A specific division of a bank provides investment banking services. It includes the following services – 

 

  • Underwriting – The process of underwriting helps organisations raise capital. It caters to the primary market and helps entities go public through the IPO. 
  • Mergers and Acquisitions – When you learn investment banking, you can offer advisory services to sellers and buyers and manage the M&A process end-to-end. 
  •  Equity Research – You can apply investment banking skills in conducting equity research which can help investors acquire related trading information. 
  • Asset Management – When you take your investment banking skills a notch higher, you can offer asset management services for various investment products to individuals or institutions. 

 

What are the basic skills that make a good investment banker? 

If you are someone who has set their eyes on making it big in the investment banking industry, make sure you have the following skills. These traits are important to possess to be a good fit for the industry – 

  • Close attention to detail 
  • Ability to execute directions well 
  • Critical thinking ability 
  • Hands-on experience in financial modelling 
  • Strong finance and accounting knowledge 
  • Willingness to work long hours 
  • Team player 
  • Excellent interpersonal communication skills 

Some of the skills listed above are basic and required for most finance roles. For example, if your communication skills are not upto the mark, it can be difficult for you. Good communication skills are a must-have in the investment banking arena. Since investment banking is a fast-paced job requiring you to be on your toes, having poor skills will leave you behind. You will not be able to match up to the pace of the work, leaving you under immense stress. Let us consider an example; imagine that you are an investment banking associate assigned to an M&A engagement.

You will be required to work on the acquisition strategy and discuss the acquisition planning with the relevant stakeholders. If your research is good enough but you cannot share your ideas wisely, the entire effort can go down the drain. Timely communication is the key to success in a lot of tasks. If you cannot convey crucial and confidential information in time to the parties, it can prove to be a loss in business.

On the other hand, let’s say you prepare a financial model for a new product launch of a pharma company. The model has to depict all the necessary information and special data on the market study. Even though you may have captured the market survey extensively, it may not be very useful if you do not present it distinctly. So to conclude, we can safely say that being on top of things will not be beneficial if you are not doing it effectively.  

Close attention to detail is one of the most sought-after investment banking skills. A lot of your time as an investment banker will be spent on collating data and delivering presentations to your clients. If you are not well organised, the task can be tedious, and you may miss out on essential information. It is a very important part of the training to analyse the data efficiently.

Due to the high stakes, the intensity is also quite high in investment banking. You cannot afford to be sloppy or miss out on anything that can be relevant to your client. When it comes to using tools such as Excel, you are expected to have advanced knowledge. As clients expect reports to be timely available, you are not expected to lose time on the spreadsheet by spending long hours.

Opting for a certificate in Investment banking

If the above points have raised a concern for you, you need not worry. We are here to resolve all your concerns as we bring you a certificate in investment banking. You can learn about investment banking comprehensively in the course. The certificate in investment banking will equip you with diverse knowledge of financial markets. You will learn how to build financial models and conduct valuations using different methods. The syllabus is quite vast and will help you become industry ready as it covers the latest market trends.

The interview preparation guides will help you land your dream job. As a future investment banker, you will be able to develop a high aptitude for all the areas required for the job. Overall, the investment banking certificate is a complete package and will make you a thorough professional. So go on, and take a step towards growing your career! 

If you want to know more about it, you can visit our webpage, contact us through chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon.