5 Ways How Technology Is Changing Financial Modelling and Forecasting

5 Ways How Technology Is Changing Financial Modelling and Forecasting

For many decades, financial system modeling was based on the same traditional business models with very little innovation and integration. Later, the experts started to realize that when technology is combined with finance, it can make the financial market more efficient and highly accurate. Indeed, this has started to change the world of finance opening doors to versatility and quicker computations.

It has proven to be a revolutionary step for the companies as well. With our CIBOP program offered by Imarticus, you can have the opportunity to learn more about the money market and understand the impact of evolving technology on financial systems. 

  • Increased Efficiency

Technologies such as big data, the cloud, and robotics are contributing to greater agility and efficiency of the financial function, since their application reduces the time dedicated to traditional processes, increasing productivity. It also cuts the time spent on reporting, allowing a greater focus on analysis, decision-making, and risk management, creating value for the organization, as well as representing a change in the company and having an impact on people.

  • Fraud Detection

Since money is involved in financial markets at a global level, this sector is prone to fraud and cyberattacks. Frauds or fraudulent activities can have adverse effects on businesses. Thankfully, with Artificial Narrow Intelligence (ANI), it is now possible to detect data patterns and prevent fraud. Any abnormal behavior in online transactions can be precisely detected by modern Artificial Intelligence and Machine Learning techniques, which can help save loads of money on debugging the problem in other traditional ways instead.  

  • Sound Decision Making 

Modern Artificial Intelligence algorithms can help in modeling risk management scenarios, thus making sure that rational decisions are taken most of the time. Finance requires a very delicate task of sound judgment, which surely cannot be left unnoticed and ignored. Even a single bad decision might result in losing millions of dollars on the money market. But thanks to advancements in Artificial Intelligence and Machine Learning algorithms, proper decision-making is ensured, leaving the system more reliable than ever before. 

  • Blockchain Transaction Enhancement

With the beginning of the era of blockchain technology, advancements in financial modelling have taken a big leap. When coupled with an Artificial Intelligence algorithm, blockchain technology blends more easily in the market, causing huge benefits. While on one hand blockchain technology enhances transparency and builds safe transactions amongst peers, Artificial Intelligence, on the other hand, can further improve system security. 

  • Automation of Tasks

Automation in technology can help to avoid many repetitive and tedious tasks. Many software packages are available which can display loads of information and data with just a click of a button, thus avoiding long waiting hours for results. So instead of spending time creating the tasks, the investment banker or any other financial professional can focus more on evaluating the results and their correct interpretation. 

Conclusion

After having understood the various ways in which technology is changing financial modelling systems, it is clear that big data and finance are going to be synchronous. Be it Artificial Intelligence, decision-making processes, blockchain, or automation of systems, technology plays a crucial role in deciphering information correctly and quickly. But there is some downside involved as well.

Inaccurate or improper use of these technologies can disrupt the system completely. It is necessary to make sure that these technologies are developed and maintained by experts and professionals who can

Take this Financial Modelling Certification to Acquire the Right Skills: Here’s Why

The financial modeling certification will increase your skills and help you focus your knowledge on the genuine needs of the business. Financial projections simulate the behavior of a business over time through the evolution of its financial statements, depending on how changes in key business variables and its immediate environment are predicted. Thus, advanced modeling provides dynamic tools to study the effects of different scenarios.

A financial model is a tool that allows a company’s financial statements to be projected over time (into the future). It can also project the effect of independent business lines, specific investments, or isolated projects. The most useful aspect of the model is that, once it has been built and reflects (through the calculations incorporated) a representative behavior of the key variables of the business, we can analyze the estimated effect that certain changes in these variables may have on the ratios that have been defined as a priority.

This is one of the most comprehensive and powerful enterprise risk management tools and is an important part of the financial modeling course.

A solid financial model, with credible data and which allows a dynamic understanding of the effect that certain events in the market could have in the future, has become a fundamental tool in the debt refinancing processes that have been experienced during the worst years of crisis. This is only one of the applications of financial modeling. Their contribution to strategic planning is fundamental to discriminate on the major decisions to be taken in companies:

  • new investments
  • internationalization
  • remuneration policies
  • decisions between “make or buy”
  • outsourcing of work, etc.

These require an in-depth qualitative and quantitative study that ends up being translated into a financial model. This way of acting generates a series of different options or paths that we call “scenarios” and which comprise certain parameters that are estimated to occur (or not to occur) at a time. This set of events ends up generating a value for our study ratios and tells us which of these paths brings us closer to the objectives of the business and/or its shareholders.

The structure of a financial model should always be fairly similar. Another thing is that each modeler has his or her own way of ordering the information within the model, and each business is unique and requires that certain types of data or calculations gain (or lose) relevance depending on the activity and/or the specific stage of the business. The Financial Analysis Prodegree (FAP) is a program that builds your skills so that you can build your own models in the right way. 

The best way to know if a financial model is well thought out is to look at the performance requirements that the model must meet and you can learn this in the financial analyst course:

  • Financial statements must be projected under accounting, tax, and commercial regulations. Balance sheets must balance, depreciation must correspond to each period according to the nature of the assets, loans must be depreciated according to the specific conditions of each line, reserves must be appropriated when appropriate, and so on.
  • The entrepreneur must be able to recognize his business. If, after the model has been created, the entrepreneur who knows his business does not recognize the data, nor does it fit his business model, it should be reviewed from the outset to ensure that certain variables have not been oversimplified, nor that erroneous behavior of parameters that may be key has been assumed.

Top 5 Hard Skills Required to Become a Merger and Acquisitions Senior Analyst

Mergers and Acquisitions are among the most important events in the corporate sector. And, obviously, with such an important event comes a position of equal importance. Mergers and Acquisitions analysis is a high demanding job that leaves no place for error. And, because as long as the corporate sector as a whole remains, it is a surety that mergers and acquisitions will keep on happening, it is also a guarantee that a mergers and acquisitions analyst will be needed no matter the time.

So, if you want to pursue a fruitful career in this sector and give your future the flourish it deserves, then the best option for you would be to do a proper merger and acquisition analyst course, chartered financial analyst course, or SWOT analysis course.  

chartered analyst courseA lot of institutions offer a solid merger and acquisition analyst course in India. Such an institute is Imarticus Learnings.

It not only provides a compact financial analysis prodegree but also comes with placement opportunities that give you the chance to land your dream job right from the get-go.

However, there are a few skills that M&A analysts must possess. Here, we are going to talk about them.

Finance Modelling and Valuation Techniques

The job of M&A analysts is to assess prospective companies in the field to acquire or merge with. They need to evaluate both profits and losses of a merger for all the parties included. So, obviously, they need high-level skills of financial modeling course helps them chalk out the goals and the means to achieve them.

SWOT analysis courseAnother important skill analysts should have is to be able to put the correct value to each aspect of a merger. They need to determine as precisely as possible the appropriate premiums needed for acquisition.

This is why they must always stay ahead of industrial knowledge and analyze all the recent value reports of events.

This is one of the reasons why students with a degree in chartered financial analyst course or SWOT analysis course get high preference in this field.

Flawless Pitch Books

Another skill analysts must have is making flawless pitch books. It is important to present all the information and stats regarding the merger to all the parties involved appealingly. 

Accounting Prowess and Industrial Knowledge

As these deals often tend to cost millions, the analysts must have accounting prowess so that they can keep a check on all the transactions made. Analysts also need core industrial knowledge as all mergers and acquisitions made are very industry-specific.

Staying up to date with International Corporate Scenarios

A good analyst should always stay up to date with international corporate scenarios. As mergers are a common event for businesses both local and global, a deep understanding of the function and process goes a long way to help clients.

In-depth Knowledge of Industrial Law

This is possibly one of the most important skills needed in an analyst. A good analyst should be acquainted with all the laws that need to be regarded during a merger and acquisitions process as any error can lead to serious legal trouble for everyone involved.

Conclusion

A merger and acquisitions analyst has no room for error and should always be at least two steps ahead of everyone to guide them properly. And, the only way to do that is by learning the process completely. Imarticus Learnings brings to you a great opportunity with its financial analysis prodegree that will help you get the boost you need in your career.

The Crypto Takeover: Are Crypto asset markets moving too fast for clear regulation?

Cryptocurrency is a type of payment that may be swapped for products and services online. A lot of firms have built their own currencies, known as tokens. They can be swapped for the goods or services offered by the firm. Crypto assets are digital assets that use cryptography techniques to generate a financial transaction medium of exchange. Crypto assets include cryptocurrencies, utility coins, and security tokens. To have access to the good or service, you must first swap actual dollars for cryptocurrency.

Cryptocurrencies use blockchain technology to function. Blockchain is a distributed technology that manages and records transactions across multiple computers. This technology’s security is what distinguishes it. Financial modeling courses on cryptocurrency, such as a chartered financial analyst course will help one gain deeper insights into it.

Cryptoassets mark a profound transformation in financial markets and have gained prominence in recent years. Cryptoasset technical innovations have come a long way and have the potential to upset the financial system. Central banking institutions and other banking institutions can help shape this landscape.

This worldwide phenomenon is causing uncertainty in numerous ways, including how individual crypto assets differ from one another and the role of the major participants in the crypto-asset ecosystem. With the hype surrounding bitcoin, altcoins, cryptocurrencies, and tokens, an entirely new financial environment has emerged.

Why is regulation required?

Regulation is one of the most critical variables influencing the price of bitcoin. Every time a government cracked the policy whip, the cryptocurrency’s rise was halted, with countries taking varied approaches to bitcoin regulation.

AML standards have been improved as authorities and financial institutions get a better knowledge of these illicit operations. However, these adjustments have been mainly reactive and trial-and-error in nature.

To resolve these concerns of the rapidly expanding blockchain ecosystem, the European Union has begun implementing more strict financial laws that strengthen the regulatory structure and improve authorization models. Many member states currently regulate crypto assets on an individual basis, with Germany leading the way as the first to do so.

These individual regulations outline the conditions for acquiring and keeping a financial license from the government, clearly prescribing the road for crypto firms. Compliance, by definition, improves investor confidence and safeguards them.

Different governments have taken various ways to regulate cryptocurrencies. Digital currencies have been banned in Vietnam, Bangladesh, Kyrgyzstan, Bolivia, Ecuador, etc.  Russia and China are on the threshold of outlawing them.

Cryptocurrencies are unregulated in India, the United Kingdom, and Brazil. However, these are regulated and lawful in nations such as France, Finland, and Germany. Individuals are permitted to use bitcoin in their transactions in China, but organizations and banks are not permitted to do so. It is prohibited in Iceland to buy or sell bitcoins, but they can be produced.

There is currently no distinct law in India dealing with cryptocurrency concerns and it is unregulated. As a result, all pertinent departments and law enforcement agencies, such as the Reserve Bank of India (RBI), Enforcement Directorate (ED), and income tax authorities take appropriate measures in accordance with current laws. Similarly, the Indian Penal Code is enforced by the police and the courts. In addition, there are a number of other vulnerabilities and threats involved with bitcoin.

Conclusion:

It is a pressing need to regulate cryptocurrencies as well as recognize them as legal cash, with adequate safety and surveillance measures in place. This is essential in third-world countries where the majority of citizens are not technologically or financially competent. This is largely attributable to the fact that India’s economy only opened up a little more than a quarter-century ago.

Financial modeling courses such as a chartered financial analyst course might be the right boost for a flourishing career in this field.

Financial Modelling Techniques

Financial Modelling Techniques

Financial Modelling is a process by which a business generates cost-effective ideas and risk management techniques to manage the financial capabilities of a company better. It is used widely for preparing company budgeting strategy, capital structure, and during mergers and acquisitions.

Financial models are a representation of the performance of the various financial assets of any company which is in line with the economic situation in the real world. Financial Modelling includes the valuation of the company, growth forecasts, and performance forecasts of a company’s existing financial assets and spreadsheet models.

It is a representation of a company’s financial position to facilitate the effective managerial decision-making process. Financial Modelling is a complex task and requires highly skilled personnel. Therefore, financial modelling courses have become very popular.

credit risk analyst coursesFinancial Modelling Techniques

Financial Models uses Excel modeling as a way to represent a company’s past, current, and future financials.

Therefore, to be able to employ these techniques, one needs to have in-depth knowledge of Excel.

Financial Modelling techniques are an essential decision-making tool, which is widely used in the corporate world.

Let us have a look at a few of the most commonly used Financial Modelling Techniques.
Historical Data – Historical data analysis uses a forward-looking process to determine future trends effectively. This implementation of this modeling technique requires the following specific steps.

Step 1 – Determine the objective of Modelling.
Step 2 – Collect data from credible sources. The credibility of citations is significant to assure that the results reflect the real picture.
Step 3 – Perform data analysis using various statistical tools and techniques.

Assumptions – Assumptions require sense-making of the statistical analysis performed on the historical data. The statistical analysis breaks down the data into numbers. These numbers form the basis of assumptions as while forecasting and planning the financial strategy, and a company needs to be realistic in its outlook of the future.

While making assumptions, a financial manager tries to fuse the internal and external information scientifically. One might mistake assumption as guesswork, but the process is always well planned and strategic as these assumptions are the key driver of the financial performance of an organization.

Colour Coding – It is a necessary form of representation used in financial Modelling to make sure that the users of the information can understand that different values belong to other parameters. Colour coding of the cell is a widely used feature of Excel, which makes helps to indicate whether the performance of a particular parameter meets the expectation or not.

Financial Models

A financial model is a tool that helps in the decision-making of a firm. Let us look at some standard Financial models.

Three Statement Model
It uses three primary financial statements
1. Income Statement – To ascertain Profit levels of a company.
2. Balance Sheet – To ascertain the asset health, equity standing, etc. of a company.
3. Cash-Flow Statement – To see the company’s cash balance and short-term liquidity.

Ratio Analysis
This model helps to determine the current standing of a company concerning individual other companies. A financial manager prepares specific ratios like PE Multiple, PB ratios, and so on to compare financial performances.

Discounted Cash Flow Model
This model is used predominantly by investors to predict the future cash flows of companies to make an investment decision. Stock market traders also use it before they purchase shares of a company.

In today’s scenario, as managing the finances of a company is becoming increasingly complex and sophisticated, especially with the advent of automation and technological dynamism, Financial Modelling helps to make rational investment decisions.

Financial Modelling Courses, therefore, try to provide holistic knowledge to aspirants of modeling techniques that can catapult them in a high career growth trajectory.

Emerging Worldwide Market Trends and Events with in-depth Financial Analysis in Investment Banking Operations!

Financial analytics is an operational function of financial services and financial markets that uses various mathematical, statistical, economic, and financial models to forecast the financial position of individuals and corporations.

Financial analytics professionals provide clients with financial forecasts for multiple purposes, such as investment banking operations. For those wondering “why investment banking,” this blog explores the latest global trends in Investment Banking Operations, making the field apt to explore opportunities.

The global investment banking market is segmented:

  • By Type: Financial Sponsor/Syndicated Loans, Mergers & Acquisitions Advisory, Debt Capital Markets Underwriting, Equity Capital Markets Underwriting
  • By Enterprise Size: Small, Medium and Large Enterprises
  • By End-Use Industry: Financial Services, Retail & Wholesale, Information Technology, Manufacturing, Healthcare, Construction, Others

Emerging global market trends in Investment Banking Operations:

High-frequency trading

Research indicates that the global high-frequency trading market will nail a bullish growth from 2020-2026. HFT platforms use complex algorithms, analyze needs, and spot emerging trends in a fraction of a second. The investment firms implementing HFT can expect high favorable returns on trades, giving a more systematic approach to active trading.

Virtual IPOs

Lockdowns accelerated the demand for remote connections & transactions. The pandemic has forced companies to opt for virtual IPO. Automation of the process during pandemic decreased the time to 50 percent.

Digital technologies

The COVID-19 pandemic pressed for digital transformation, i.e., consolidation & automation of mid-and back-offices. Some digital technologies redefined recently include:

  • Robotic Process Automation (RPA) for budgeted operations
  • Mobile payment methods
  • Cyber hygiene
  • Use of AI & smart technologies
  • Investments in the hybrid cloud from popular service providers
  • Confidential computing for data & communication privacy
  • Automation of data distribution with big data analytics & real-time reporting
  • Monitoring & tracking compliance & regulations
  • Increased security with blockchain technology

Scope of Career in Investment banking with the shifting trends

With the advancement of investment banking with recent financial analysis trends, job redesign is the next step. Organizations ensure that they build a talent pipeline that understands regulations, new technologies, risks, and new changes. Since this job profile demands face-to-face client servicing, the nature of jobs is also changing.

IB professionals need to upskill & augment their understanding of technology. It is crucial to keep yourself updated in the domain through recent investment banking certifications and primary courses in trending technologies and explore financial, technical, & interpersonal skills to stay above the mark.

Grow and Explore with Imarticus Learning:

The Certified Investment Banking Operations Professional course fully equips you with the skill-sets required to begin a career in investment banking operations, treasury & clearing services.

Upon completing the CIBOP course and related assignments, students receive an industry-recognized, internationally accredited Certificate of Excellence. Additionally, they can also take up the CISI certification (CISI IOC) exam.

Apart from access to the placement portal, all available leads & references from networks, students also get up to five assured interviews with leading firms in the banking & finance sector with the Imarticus Learning placement assurance program.

best investment banking courses with placement in India

The CIBOP program stands out in expertise with relevance to the investment banking industry.

It is a valuable pathway to gain industry-relevant domain knowledge and get placed in a leading global bank.

Contact us through the Live Chat Support system or visit training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, and Gurgaon.

Importance of Financial Analytics Courses in New-Age Careers!

The banking sector is getting smarter. This digital transformation includes the integration of banking business with digital technology. With a significant aspect of finance happening to investment banking, it has become a significant factor in the banking industry which proposes a substantial career opportunity to many.

Here are some career paths a finance degree can prepare you for:

Fintech business analyst

Fintech companies provide consumer services like business loans or digital banking and work with traditional financial institutions to modernize technologies. Fintech companies look for business analysts with strong financial knowledge. If you’re a fintech aspirant, gain some business operations or data analysis experience for a competitive edge.

Impact investing analyst

Impact investing and closely related socially responsible investing are budding methods of investing, which lets investors choose to place funds in projects that align with their value proposition. Investors screen portfolios for companies that are working to alleviate social issues. Analysts work for companies focusing on responsible investing.

Financial analyst

Financial analysts describe data & help investors make sound decisions. Financial analysts work for investment banks & businesses to find new business or investment opportunities. They are responsible for studying the big-picture phenomena like market trends and competitor movement, devise models & predict sales and guide business decisions.

Commercial banker

Commercial banking has gone through a massive transition in recent years, adopting digital technologies to enhance its services while evolving to accommodate new players in fintech. But commercial bankers play an active role in the economic health of local areas.

Financial advisor

A financial planner guides clients to achieve short & long-term financial goals. An advisor counsels a client on investment structure or prepares plans to help pay for college for a client’s children. Personal finance advising is a rewarding career, with immense opportunities for face-to-face interactions.

Why get a finance degree?

A finance degree equips aspirants with an understanding of accounting, statistics, and economics and prepares for a career in managing money in various forms. Finance is a crucial aspect of most organizations, making the industry more versatile and steadily in-demand across many sectors.

Studying finance opens scopes for careers with significant financial rewards, but that’s not the only benefit. Finance powers the economy, and professionals drive the economy on the right path. Finance in the right hands is a powerful force for innovation, prosperity, and social benefit.

Finance degrees: Bachelor’s, Master’s, and Online degrees

Bachelor’s degrees in finance

Before courses for financial analysts, a bachelor’s degree in finance is the first step for a finance career. Undergraduate coursework in finance includes introductory courses like accounting, macroeconomics, microeconomics, and statistics. Some courses may demand calculus or other mathematics.

Master’s degree in finance 

A master’s in finance builds an understanding of finance basics. Coursework includes financial modeling, pricing theory, data analytics, and financial ethics. A master’s degree enhances earning potential & prepares you for tasks needing a deeper understanding of financial principles.

Earning online finance courses

Online learning fits the quantitative and analytical nature of finance degrees. The online financial analytics course syllabus has multiple perks, are affordable and flexible. Online courses specifically cover skills like financial modeling or accounting.

Additionally, chartered financial analyst courses & financial analyst courses are other ways to build a finance career.

Getting started in finance with Imarticus Learning

If you’re ready to get started, take a look at Imarticus Learning’s accounting, business, and finance degrees. Since the role of data and financial analytics is clear for the Fintech industry, professionals must strive for a better career in analytics. A financial analyst course is the first step to pave the path into the world of big data.

Imarticus Learning empowers students with Financial Analysis Prodegree (FAP) that experts professionally tailor to use proper data analytics applications efficiently. The financial analytics course syllabus comprises theoretical and practical knowledge through workshops with industry experts, which provides an excellent opportunity to learn.

Please send us an inquiry today through the 24×7 Live Chat Support System and request virtual guidance from experts!

Financial Analysis: Significance for Professionals, Essentials & Training Process

Financial analysis is a financial service that involves assessing financial data and financial statements to gain insights into an organization’s financial position. Financial analysts are the professionals who conduct these analyses, which can be used to make decisions for an organization.

A financial analyst needs to have specific skills and knowledge to do this job effectively. This post will discuss what financial analysis is, why it matters for organizations, and the essentials to make a financial statement:

What is Financial Analysis?

Online MBA TrainingA financial analysis course is an integral part of financial management. It helps understand financial statements and financial markets for the decision-making process to make the organization more profitable.

It provides a framework to analyze the financial position, financial performance, and financial condition of the business entity or company at any point in time.

Financial analysts use their financial analysis, accounting, and mathematics knowledge to analyze a company’s financial statements under various scenarios to provide recommendations that will help improve profitability.

Why is Financial Analysis important for organizations?

Financial analysis training helps financial analysts and organizations to make better financial decisions.

– Financial analysis may be used for various purposes but can involve any or all aspects of financial management, including risk management, capital budgeting, performance measurement, investment decision making, financial statement preparation, and so on.

Financial analysis helps financial analysts predict financial markets trends and make projections about future market conditions.

Essentials for Financial Analysis:

Financial statements:

An organization’s balance sheets & income statement reflect its profits, losses, & earning potential over a given period. Factors like assets, liabilities, capital & debt positions, & other financial data are essential for the budget, plan, & ensure profitability.

Working Capital Statement:

All expenses & working capital changes are tracked using current assets, liabilities & working capital statements of previous & present years. This helps in budgeting, evaluation, & strategy planning.

Comparative statements:

Such statement comparison of multiple companies gives a better understanding of the organization’s current position against others industry players.

Analysis of ratios:

This is an excellent tool for asset management, debt management, liquidity, market value, and profitability of other business parts.

If you wish to learn financial analysis, you must know that data is the foundational backbone. It all depends on inferences drawn from data in financial records, the type of decision-making involved, and the analysis of this financial data.

Financial analyst training with Imarticus Learning:

There are a variety of ways that financial analysts can learn how to do financial analysis, including certification programs, undergraduate degrees with specialization, MBA courses focused on finance or accounting with some analytical focus, and certificates in economic analysis.

best MBA online courses in IndiaIf you are confused about what to learn in finance, get guidance at Imarticus Learning. We offer a range of Financial Analysis courses, including MBA and Financial Analysis Prodegree, that helps aspirants achieve their goals.

Imarticus Learning also offers certification programs designed by industry experts with the objective of preparing aspirants for the industry.

These financial analyst courses are practical, engaging, and interactive and help enhance my skill-set in finance and accounts.

Professionals tailor these courses and make use of proper data analytics applications efficiently. The financial analytics course syllabus includes theoretical & practical knowledge through workshops with industry experts, which provides an excellent opportunity to learn and explore.

Contact us now via the Live Chat Support system for a transformative career or seek virtual guidance and get more details!

Related Article:

What Is the Importance Of Financial Analysis?

How a Financial Analysis Can Accelerate Openness to Technology during a Crisis?

The world has faced many pandemics/crises and each time some or other technology has evolved. At the time of the Spanish flu when phone systems were facing downtime, many online news sources such as remembers Syracuse.com and many others urged people to avoid public gatherings and it helped in spreading awareness. Today also we are facing a tough time because of the COVID19 outbreak throughout the globe.

In these times, Financial Analysis can bring more to the table. Almost all the physical works have come to a halt and people are shifting towards technology for survival. Let us see how Financial Analysis can bring us closer to technology at a fast rate.

What is Financial Analysis?

It is an analysis of any particular business, firm, financial institution, project, etc. & after the analysis, we get to know about the stability and longevity of that particular business. It helps investors, fundraisers to know whether they are investing in a profitable decision or not.

It can also help governments to analyze their financial decisions. It helps in business forecasting and in increasing the stability of any financial decision. A lot of administrative bodies already use Financial Analysis for taxation & other chores.

How Financial Analysis Can Bring Us Closer to Technology?

  • It will help the IT experts to decide on the stability of any particular technology. There are a lot of new and disruptive technologies coming now and then during COVID19. For example, the technology ministry of India has launched a contact tracing application in coordination with Reliance Jio.World Health Organisation also launched a technology ‘C-TAP’ which is responsible for increasing the speed of vaccine research & treatment. Many big delivery firms are shifting towards contactless delivery systems and usage of drones is also suggested. By Financial Analysis, we can get to know about their stability, and accordingly, investors can use their money & we will get closer to technology in right means.
  • Cost optimization and management can be done through Financial Analysis. Many technologies are lucrative at first but they fail at the time of implementation because the budget overflows. To avoid cost restraints, Financial Analysis can be done in advance.
  • Through Financial Analysis, one can find out the pattern of growth of any particular technology. It helps us in finding out the advancement in respect with time. It also helps us in finding out the drawbacks/loopholes in any particular project. One can learn from past mistakes and can forecast a better & stable project/technology.When we talk about Financial Analysis in a business/workplace, it helps in finding out the relation and dependence among various tasks among the company/firm.
  • New disruptive technologies tend to reduce labour and help in doing multiple tasks at a time. With the help of Financial Analysis, one can assure IT experts/investors about less labour which will come onto the table.Besides cost optimization, new technologies can do many tasks at once which were earlier divided into different chores. For example, when virtualization came into existence, it could do multiple chores at a time and deleted the workforce behind server administration. The money saved can be invested in some other jobs.

Financial Analysis can help us in finding out the loopholes in any particular new technology. When all the physical jobs which require a lot of workforces are closing due to this pandemic, the world is witnessing a shift towards technology at a much larger pace.

Financial Analysis can help us in finding out a disruptive technology that could replace traditional methods and should not fail. If you are new to this field, then you can find a plethora of Financial Analysis Courses on the internet and can learn about it. This article was all about the advantages of Financial Analysis in accelerating our openness towards technology amidst this pandemic. I hope it helps!

Related Articles:

What Is the Job Of a Financial Analyst

How Much Does A Financial Analyst Make

Why Do You Want To Become A Financial Analyst

What Are the Interview Questions For FInancial Analyst

All You Need To Know About CFA Degree and How Much CFAs Earn in India?

A financial analyst is a professional with the financial skills needed to analyze financial information and make financial decisions. A chartered financial analyst (CFA) is one of the most respected titles in finance, with CFA holders earning more than other professionals on average. They have financial competency and business knowledge. Some roles a Chartered Financial Analyst plays are:

  • Make decisions about companies, stocks, and industries to make money.
  • Track performance of stocks & collect data for interpretation.
  • Track and financial research positions (organization/industry).
  • Evaluate current and historical data.
  • Study financial statements to estimate value.
  • Study economic and business trends.

What are the courses for Financial Analysts?

The financial analyst course is a three-year undergraduate program that includes financial market theory, financial accounting and reporting standards, corporate finance, investments analysis.

Capital Market coursesThis chartered financial analyst course covers security valuation methods risk management techniques such as derivatives securities options and futures markets. It guides students on tools used by investment professionals to assess various risks and rewards of trading in different sectors or industries groups.

The CFA designation provides graduates with valuable skills necessary for employment opportunities at global banks, asset management firms, hedge funds brokerage houses, insurance companies, etc.

Different levels of CFA Degree:

A CFA Program guides and tests the fundamentals of investment tools, valuing assets, portfolio management, and wealth planning. Here’s the process for the degree:

Pass CFA Exams: CFA Program is a three-level curriculum, each with an exam. Passing these levels is a prerequisite to obtaining the degree.

Achieve Qualified Work Experience: Complete work experience in roles involving investment decision-making or similar value proposition.

Submit Reference Letters: To support membership application, provide professional references to testify your work experience and professional character.

Apply to Become a Charter-holder: Finally, you can apply for regular membership at the CFA Institute. Once approved and you join CFA Institute, you earn the CFA charter.

Importance of having a CFA Degree and how much do CFAs earn in India?

Your CV stands out:

The CFA curriculum, qualification, and charter stand out clearly on the resume since not many can claim to be one.

More time and cost-effective than other financial modeling courses:

Getting a CFA qualification is valuable for professionals who want to get into Fintech. It is a practical path for those with less time or resources.

Instant Credibility and Industry Respect:

CFA is the most prestigious & valued qualification in the finance & investment industry. The intense process that candidates go through before getting the charter is valued everywhere. Upon stepping into the industry, CFA charter holders gain instant recognition and respect, making it easier to take up exciting job roles.

Networking opportunities for better career growth:

The charter holders and CFA societies are present worldwide to give candidates access to more resources to boost career prospects. Being part of these societies increase networking opportunity and chances to land in dream jobs.

Better job prospects at top investment firms:

Employment opportunities in asset management, hedge funds, fixed income, and equity research are suitable for CFA charter holders. The CFA curriculum has an in-depth focus on financial modeling, portfolio management, ratio analysis, SWOT analysis, etc. The average salary of CFA in India is INR 3,50,000-35,00,000 PA.

Grow with Imarticus Learning:

Being a Chartered Financial Analyst is an initiation for a golden future in Finance. To have a strong base for these courses for financial analysts, you can enroll in MBA programs offered by Imarticus Learning. The programs are an extensive learning package, donned with in-depth knowledge of the basics. The industry connects at Imarticus Learning, and the expert-guided learning packages make these programs more valuable for the students.

100% placement assistance is another reason to rely on these courses to plan a transformative future.

For more details, contact us through the Live Chat Support system today or schedule a visit to one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi and Gurgaon.