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Day: February 24, 2022

It’s all about strategy: Cultivate a credit risk management strategy in 2022

Posted on by Imarticus Learning

Risks are part and parcel of any institution because a business cannot grow without taking risks. A business entity has to take the calculative risk to expand. But taking risk is different, and managing it is entirely different. Effective risk management is a comprehensive and detailed view of risk across organizational decisions.

A risk management program creates transparency and understanding of risks while identifying the risk management framework. Therefore, through the CRU program at Imarticus, we teach to identify, manage and monitor organizational risks, whether internal or external risks. This program facilitates you to achieve your strategic goals and the organization’s objective by maintaining its financial growth and stability.

Credit Risk Management Courses

When a borrower takes a loan from any institution, there are the chances of repaying the debtor being a defaulter. Credit risk is the loss probability of the borrower. While developing an understanding and the relation between the bank’s capital and loan loss, the reserve is defined as credit risk management.

There is a promising and lucrative career in credit risk management. With the CRU program at Imarticus, you will learn to focus on a specific area of finance. This course will teach you to develop a strategy to manage risk because risk affects investment decisions. You will learn to quantify risk and become a credit risk analyst. 

The course in credit risk management teaches you to look at all the variables involved in the strategy and the risk involved therein. After becoming a credit risk analyst, you will perform various analytical techniques for evaluating the risk involved in lending and another business risk. You will learn to produce reports and recommend business entities about the best course of action, like credit limit and interest rate. The report by the credit risk analyst and his recommendation will help the business entity to give the borrowers the best credit options, which are also in the good interest of the lender.

Some credit risk analysts also have the power to make the final decision to approve or decline credit to the applicants. In most cases, this power vests with the financial managers or the loan committee members.

Credit Analyst course

After completing the CRU program at Imarticus, you will become a credit risk analyst. A credit risk analyst evaluates the creditworthiness of the new applicants and simultaneously examines the creditworthiness of the existing debtor. The analyst monitors the debtors’ ongoing financial performance and works in direct contact with the consumers for collecting necessary information. Also, the analyst may coordinate with retail sales agents or even with the credit officers.

At Imarticus, we help you explore various analytical techniques to evaluate the risk involved in lending or extending credit. For this, you will have to assess the financial statements, credit or job history, and payment report. You will also study the operation of the business, the local market, the other markets in which the business operates, and the competitiveness the business is facing.

Why management aspirants should opt for an IIM Calcutta Investment Banking and Capital Markets certification?

Posted on by Imarticus Learning

A manager has great responsibilities, he/she is the one who directs and takes the most important decisions. He or she is also in charge of finding strategies for the company to achieve its objectives. If this is what you envision for your professional future, at Imarticus we offer you the best option to prepare you for this position.

The IIM investment banking and capital markets course will give you the basics and advanced knowledge about mergers, portfolio management, sales, and more. 

What Will You Learn About Investment Banking?

Conceptually speaking, investment banking is an activity focused on the procurement and intermediation of resources to carry out operations of sale of companies, mergers, and acquisitions, issuance of shares for the entry of new investors (traditionally done in stock exchanges), placement of debt bonds in the market, or for the development of new companies or projects.

Thus, for investment banking to be able to carry out its intermediation and resource management activities, it develops services and basic activities to identify the financial situation of the companies it supports. These activities are financial analysis and diagnosis, company valuation, financial advisory services, the main one being the financial structuring of projects. 

In the executive program in investment management, we offer, you will learn about:

  • financial accounting and analysis
  • financial management
  • financial economics
  • debt capital markets
  • equity capital markets
  • mergers, acquisitions, and restructurings
  • portfolio fund management
  • securities market research and valuation
  • securities market sales and trading
  • securities market regulations

In the context of company sales, mergers, acquisitions, or demergers, it is important to clarify that it is necessary to be well prepared and to have a thorough understanding of Investment Banking and Capital Markets to value and structure them. For this reason, Imarticus has partnered with IIM Calcutta and now you have at your disposal a leading program that will allow you to achieve all your goals.

Why Is It Important for An Executive to Know About Capital Markets?

The capital market is a financial market that promotes the development of a country’s companies since it is through this market that securities representing a company’s financial assets are bought and sold and are listed on the stock exchange. It is therefore essential that aspiring managers have a solid knowledge of the capital markets.

The functioning of the capital market is based on the constant buying and selling of securities issued by companies. Through the capital market, companies acquire financing from savers and investors who buy their shares, then channel this money and convert it into product development with which they generate profits in which all shareholders can participate in the proportion in which they hold shares in the company.

On the other hand, two types of markets coexist in the capital market:

  • The primary market: These are the direct purchases that an investor makes from the company issuing the securities.

  • The secondary market: These are the buying and selling movements between private individuals, i.e., between investors who buy and sell the securities they own among themselves. 

In summary, investment banking and the capital market are tools through which the productive development of companies is boosted, giving value to the money of savers, who benefit from the growth of the company in which they invest their capital.

It functions as a vehicle between investors and companies so that both parties can obtain profits and keep the money in constant movement. IIM Calcutta’s investment banking and capital markets certification will enable your career aspirations.

Here’s how digital transformation will impact supply chain analytics course training

Posted on by Imarticus Learning

The recent tide of digitization has impacted all corporate sectors heavily. And the supply chain management sector is not left behind. From logistics, and manufacturing to customer satisfaction, digitization has impacted this sector massively. Now the question stands at what changes or impacts digitization has had on the supply chain analytics course training.

Obviously, with a new form of trading system, the training for that is also going to enhance or differ from the traditional system a bit. The best thing you can do here if you are interested in a supply chain analytics career is to pursue a proper supply chain analytics course training. 

A lot of institutes in India offer a stellar supply chain analytics certification course. Imarticus Learning with their incorporated IIT supply chain management course will help you hone your skills to the max. Not only that, but their real industrial exposure and placement offers will help you start your career right off the bat with great opportunities. Here, we are going to talk about how digitization will impact the supply chain analytics course training and what students will be learning in this training. Please go through the whole article to learn more.

Real industrial case files

An approach to teach and learn about the supply chain system with real industrial cases. These include but are not limited to topics related to procurement, warehousing, production, and distribution as well as planning. This segment will elaborate on how digitization can and will help in the betterment of these processes. So that they run smoothly, efficiently and stay up to par with customers’ needs.

Supply chain analytics and more

Digitization of the supply chain analytics will also need the professionals to have a skill set that can provide the companies help with any problems they might be facing in the digital analytics department. For that, a training course will need to focus on supply chain analytics, inventory management as well as machine learning forecasting, and so on.

A managerial approach to cases

Another thing the courses will have to focus on is a managerial approach to real industrial cases. Although a digitization process seems at its heart tech-centric, in the supply chain management sector, what needs to be done is to build management professionals who can maintain the smooth flow of operations through advanced digital means.

Intelligent optimization techniques

With intelligent transportation, logistics network design, transshipment, drones as well as linear programming and sensitivity, students are going to enhance their skills of supply chain optimization techniques in their course training with models. This will ultimately help them tackle real problems of the industry later on in their careers.

The cyber designing system

Students will also need to learn about the basics of cyber designing systems. That is, they will need to learn how to build as well as interpret a linear model to predict trends. With digitization impacting the course, the segment will focus on visualization techniques as well as pre-processing. Data collection and analysis are a crucial part of the model-building process.

Big data analytics

As the market moves forward to more niche problems, big data comes in to solve many of them. At once, the impact, as well as the value of inventory analytics in this process, is irreplaceable. By storing and analyzing this, it provides a lot of insight into the past trends, present conditions as well as future predictions. The training will be focusing on value, tools, and trends as well as the economic indication and financial performance of the inventory management. 

Conclusion

Digitization of the supply chain management is a big step forward to make the system transparent and customer-friendly. For people looking into a career in this sector, check out Imarticus Learning’s supply chain management certification course and give your career the push it needs.