Muralidharan has 34 years of experience in Bank of Maharashtra in various capacities such as Branch Manager, Chief Manager, in-charge of Fex centres, Regional Head and Functional Head. The assignments he has handled include Integrated Risk Management, Foreign Exchange Business Development, Retail & Corporate Credit, Recovery, Audit and Compliance. Muralidharan is a Certified Associate of Indian Institute of Bankers (CAIIB) and holds an M. Sc. degree.