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Day: August 1, 2019

What Is The Function Of Retail Assets In Capital Markets?

Posted on by Imarticus Learning

By retail assets, one means the products that are sold. In terms of the capital market, these could be the products of the equity and debt capital markets. Hence one needs to understand the very basics of the capital market to understand its retail assets. Let us start.

Understanding the terminology:

Doing capital market courses can be very useful to get the big picture of the capital markets. The term capital market is the place where securities in the form of various instruments like a bond, stocks, etc can be exchanged by the capital needy borrower and the capital-rich investors.

They comprise the foreign exchange-FOREX market, the bond markets, and the stock markets. The major markets are London, New York, Hong Kong, and Singapore, NSE, NASDAQ, BSE, etc. which are normally found in nearly all financial centers.

The Capital Market courses classify the capital market as secondary or primary markets. The bonds and the stocks are the most popularly known instruments. The financial analyst in the capital markets is the bridge and seeks to make these transactions efficient in the capital market where the borrowers needing capital and the lenders with surplus capital can both exchange securities transparently.

Capital markets deal with capital suppliers including private investors, institutions offering instruments related to their savings and investments in life insurance companies, pension funds, non-financial companies, and charitable institutions and foundations which have surplus cash to invest.

The capital-needy users of the funds are motor-vehicle and home purchasers, governments using funds for building infrastructure projects, non-financial companies, and those seeking capital investment or operating expenses in firms/organizations. Thus capital markets sell both debt and equity securities. The capital markets operate on electronic platforms through online transactions.

Both capital markets and investment banking cover equity and the debt capital market. Capital markets use investor investments and savings serving as a channel between firms needing capital and suppliers who have capital. The capital lending entities include institutional and retail investors while those needing the capital are governments, businesses, and laymen.

Equities are actual ownership of the company stock certificates and the returns on it depend on whether the company makes a loss or profit. Debt securities such as bonds, debentures, etc are IOU’s that bear a fair interest rate higher than that offered by banks. When companies go public they sell IPOs to large institutions like banks, institutional investors like hedge funds, mutual funds, etc.

If the stock is sold to the investor it is called a primary market and the secondary market sells those shares and stocks that come up for trading or reselling existing security. The secondary market is overseen by the SEC. Ex: NASDAQ. This provides investors with a regulated ecosystem and reason to invest in the capital markets.

Different types of Retail Banks:

Retail banks can be of three types. They are:  

  • Commercial Banks
  • Investment Funds
  • Credit Unions

All these banks offer services related to retail banking and provide almost similar services. Their products include: 

  • Savings accounts
  • Checking accounts
  • Mortgages
  • Credit cards
  • Debit cards
  • Personal loans.

Why do a course?
Here are the top reasons for doing capital market courses.

1. Staying updated with technology changes:
Today’s business world needs a good understanding of the working of businesses and compliance with political and regulatory issues. It goes beyond the reading and understanding balance sheets, compliance issues or regulatory measures and reporting.

Data analytics, capital market courses, Deep-Learning systems, and predictive-forecasting are helping make investment decisions and strategies evolve with knowing the exact outcome of the impact of such decisions. All available data and allied technologies are now being used and the financial data is no longer disparate from business data.

2. Skill-set development:
The focus of Capital Market Courses at present on the skill development of personnel for banking and capital markets. The obvious outcomes they will look for are to include customer-facing processes, a deep understanding of business requirements, proficiency in predictive forecasting tools, change, and soft-skills management and understanding and creating financial models for the capital market decisions.

3. The good payouts:
FAs in the capital market according to Indeed make an average of USD 65-110k. They also receive great bonuses, perks, and incentives that total to almost being equal to their earnings. In essence, payouts and lucre are huge incentives in career-making decisions.

Conclusion:
Doing a course from a reputed Academy like Imarticus has several advantages besides certification which works as a true measure of your practical skills. On a concluding note, remember that at Imarticus Learning you can do capital market courses tailor-made for capital markets which cover the comprehensive syllabus with plenty of hands-on experience that is sure to give your career a huge head-start!

For more details in brief and for further career counseling, you can also search for – Imarticus Learning and can drop your query by filling up a simple form on the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

How Is Data Analysis Used In Supply Chain Management?

Posted on by Imarticus Learning

Supply chains today have gone global and spurred the growth of challenges and opportunities for suppliers, manufacturers, and others in the engineering industry (fondly called OEMs).To stay competitive lean and mean appears to be the name of the game. The rapidly growing automotive industry’s supply chain can be taken as an example of a supply chain discussed for the simple reason that its rapid growth makes it an excellent test case to study the impact of big data analytics courses.
The trend today is to perceive globalization, both as a challenge and opportunity and tweak its supply chain to create more agility, transparency, and visibility. Data analytics and that implies very big volumes of data and its analytics on a global scale, has been successful in managing and meeting deadlines of deliveries and production.
The supply lines stand improved, more efficient and productive through the use of Big Data Analytics Courses and invaluable insights garnered from data in assessing and decision-making, by efficiently gathering data, cleaning the huge volumes of databases, analyzing the required data sets and deploying the predictions and foresight offered by data.
To stay competitive in a variant-rich data-driven supply chain it is imperative that the supply-chains remain competitive while being productive and efficient on a global scale. However, even in 2017, the main issues with doing so was that the managers and planners were still unable to analyze, evaluate, and act on the data which was being generated and readily available to them. To leverage the benefits of a lean-and-mean supply chain is to effectively use and analyze data!
How does data impact the way a manufacturer, an OEM, or supplier works in the global supply-chain grids? What happens when data-driven supply streams are created and used well? How does strategy, based on data impact the operations of the company? How do big data analytics courses contribute? Let us briefly explore.

Greater organizational-wide insight

Looking at the big-picture and macro levels help organizations in data-based coordination, sharing and gathering for a pan-organization insight and context in decisions. Effective increase of touch-points, better contextual insights, and real-time monitoring has meant effective objectives, production benchmarks, outcomes, and goals. An increase in silo-making, collaboration, and communication in the supply chain adds value to the diversification and developmental expansion plans and ambitions of the automotive industry as a whole and occurs in real-time globally thanks to data analytics.

End-product quality maintenance:

Optimal production processes help data-driven supply-chains to produce better end-product efficacy and volumes. Data analytics has put the key to effective utilization in the hands of managers and planners to leverage resource allocation strategies, demand planning, scheduling, and inventory management. Developments like Industry V4.0 in Big data has also meant that OEMs can identify and monitor potential quality-control issues, access data-production and data details of processes, inspect in real-time the deliveries in-transit, and even check on scheduling and transit details of deliveries in progress. Thus risk-mitigation, improved efficiency, and greater productivity can be anticipated.

Surfing supplier networks:

The automotive supply-chain world over comprises of huge supplier networks that OEMs need to navigate, especially with the rapid proliferation of autonomous driver-less vehicles, smart-cars and electric vehicles gaining prominence and popularity in the rapidly fluctuating automotive manufacturing segment.
A data-driven supply chain allows for iterations in the complex OEM supplier networks while catering to its customers and evolves better products. Data analysis can also aid the S and OE level strategy making, allocate efficient production programs, link the facility capacity, and work around the production-floor restraints in dealing with ways and means of the inter-communicating process to ensure timely deliveries and smooth production.

Comprehensively treating supply-chain management:

Data analysis has the connective ability of disparate functions in supply-chain management which helps the planners and analyst to impact critical areas and cascade the effects up or down the supply lines. Thus data reporting can be effective in a ring-like interconnected structure where the impact and data analysis is successfully transmitted across the value chain. This also helps eliminate the barriers between disparate elements or functions and makes the supply chain more wholesome and vulnerable to change, holistic operations and data analysis.
For example, in the modern automotive supply-chain the various departments, services, and functions are effectively coordinated as a wholesome operation. Data analysis has helped in container management strategies, logistics, deployments, allocations, job-scheduling, routing platforms, inventories, and stock-management, etc and has successfully made the processes more efficient, productive and visible.
Conclusion:
Just as in the above example, you can also find your own value-adds to your specific supply chain by doing big data analytics courses at Imarticus Learning Academy. Grab the proposition to add value to your supply-chain and career. Hurry!
For more details in brief and for further career counseling, you can also search for – Imarticus Learning and can drop your query by filling up a simple form or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

New Basic Training Course On Fintech Launched!

Posted on by Imarticus Learning

Both the technological apps for financial applications and the very process of financial transactions have undergone a sea-change from manual to cutting-edge since the Fintech revolution took off globally. Closer to home, India has been promoting the fintech industry in several ways and has openly declared that it proposes to encourage the sector to develop to its full potential.

Singapore’s Latest Course on Fintech:
The latest fintech training course in Singapore started with 20 students to offer affordable quality Fintech training to bankers, executives and career-oriented individuals. The course is proposed to run monthly with a batch size of 30 participants. NTUC and SFA saw more than 100 participants and job hopefuls take part in the fintech career fair organized by the Institute for Employability and Employment at Singapore’s M-Hotel.

The course has developed with the help of multiple partners like Ngee Polytechnic, NTUC, BFS Union and the Singapore Association for Fintech-SFA. Since most quality Fintech courses are paid courses and need to provide the latest technical and industry-relevant training, the proposed fee is between 71 SGD to 321 SGD after subsidies. They are sponsored by the government for individuals below 40 yrs of age which brings the cost down significantly against the total 1070 SGD (Singaporean Dollars).

The Fintech Course benefits:
·The foundation level program will train new workers and young-career participants to be able to function in the fintech environment and will also help acclimatize them to the fintech environment.

  • The fee is affordable, and participants could take loans from the credit agency SkillsFuture to finance the course.
  • Singapore is expected to see a plethora of jobs and an anticipated sizeable demand-supply gap for personnel.
  • Artificial Intelligence, blockchain, and Big-Data courses can be specialized in after doing the foundational level course on Fintech concepts and fundamentals.

The Indian Scenario:
The governmental curbs to end black-money, the demonetization, the introduction of cheap 4G services by Jio, the mushrooming of Fintech courses, the simplified GST norms, and the government setting aside budgeted funds to develop this sector have been a boost in the arm. QR scanning and app-based banking solutions are currently the norms. The Digital India movement just three years ago in 2016 saw a majority switch to the ease of the UPI platform payments.
India is today the startup leader with Mumbai, Delhi, and Bangalore being the mainstay fintech hubs. There are about 2700 startups and a72 percent adoption rate for solutions for payments with many fintech startups being incubated at Bangalore, the Vizag Valley for Fintech, the T-hub of YES bank and Star Tank by Paypal.
The measures put in place:
Some of the time-boxed initiatives on setting up the Mumbai Fintech hub recently are:

  • Setting up a base for startups and a nation-wide live fintech registry to provide able mentors, best practices and a collaborative environment
  • Setting up accelerators and incubators similar to the corporate accelerators with multi-partner collaborations from reputed agencies NPCI, PayU, Fino Payments Bank, Zone Startups, Kotak, ICICI and Barclay Bank
  • On-boarding of global investors will be showcased at road-shows where small players can interact, tie-up and collaborate in a safe and moderated environment
  • The proposed platform for investors will see buy-side investors and sell-side startups
  • A 3-year scheme of grants has been proposed for fund-creation for such startups, and the fintech industry, where the fund created will be agile and jointly self-managed
  • To ease rental burdens, rental reimbursements to the tune of 4 lac Rs for three years have been offered to 50 such firms already.
  • Fintech education, polishing innovative ideas and talent, and developing excellent coding skills are being focused upon as the verticals of thrust and promotion in a bid to suit the demand for personnel.
  • Innovative Fintech courses are the need of the hour.

Conclusion:
In parting, the fintech industry is rightly at an inflection point. If you wish to have a career in the fintech industry, check out the excellent course on Fintech at Imarticus Learning. It is on-par and way ahead in terms of benefits offered. Certification, assured placements, soft-skill training, and skill-oriented practical syllabi are just some of the key takeaways. Act today!

For more details in brief and further career counseling, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

From Computer Science to Big Data Analytics: How Imarticus Learning Helped In Specialization?

Posted on by Imarticus Learning

 

Chirag shares his journey with Imarticus learning that led him to become a successful Data Analyst!!

Even though Data Analytics is one of the most sought-after fields today, it is not at all an easy specialization to pursue. Chirag a Bachelor in Computer Science shares his journey with Imarticus learning and how Imarticus helped him get a prestigious job as a Data Analyst.

Tell us a bit about yourself and your background

I am Chirag Soni, I am a Computer Science graduate from Pune University and I joined Imarticus Learning for a Big Data Analytics Course. I am really happy to tell you that today I am placed in M Technologies through help and guidance from Imarticus. After my graduation in Computer Science, I was looking for a  career as a data analyst and was considering a Big Data Analytics course or a Financial Modelling Course. After reaching the website of Imarticus Learning, I reached out to the counselors and applied for the course.

Tell us about your experience with Imarticus Learning

After referring to Imarticus Learning reviews on the Internet, I was really confident about the place I was going to, but the people here surpassed all my expectations. The standout for this course for me was the co-operative and warm faculty who helped me learn and master various programming languages like SAS, R, and Python due to their excellent in-depth lectures which provided all this knowledge in a structured and organized way.

What Changes did you notice since joining Imarticus Learning for your Data Analytics Course?

There has been a lot of change that I can notice within me especially in terms of confidence and professionalism. The well-structured courses and thoroughly professional faculty members provided me with the perfect environment to transform myself into a professional coder with attributes like high order thinking skills, conversational skills, and stress management skills that companies really look forward to having in their employees.

Imarticus Learning changed me from an immature to a thorough professional within days thanks to all the faculty and staff plus the supremely designed course that focuses on skills that are beyond the range of textbook teaching.

Do you recommend others to join the Analytics course at Imarticus? If yes, Why?

I would definitely recommend anyone looking for a course in analytics to join Imarticus primarily due to the exceptional faculty that this institution has. These professionals really have the in-depth practical knowledge of their respective domains which enables them to teach the curriculum in the best way that is beyond textbooks and according to the students’ needs.

These inclusive courses and teachers together don’t make you feel left behind even if you don’t have the prior knowledge of the domain and the extensive doubt clearing sessions always ensure that you are up to date with your syllabus without any doubts and difficulties.

What do you think about Imarticus Learnings’ Placement Services?

The people involved with placements at Imarticus are some of the hardest working individuals who work hard to ensure that the students get their dream jobs with the best companies possible. Not only do these people attract good companies, but also they assist the students in getting their dream jobs. Whether it’s working on our resume or preparing us for the most important interview in our lives, these people ensure that you are trained and equipped for everything that is to come.

It is only through the dedication of the faculty and the Placement services combined that Imarticus has been able to deliver such excellent placement results time after time and I definitely recommend anyone wanting a successful career opportunity to join Imarticus.

Interested in an analytics course? You can directly visit – Imarticus Learning and can drop your query by filling up a simple form on the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.