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Tag: investment banking certification

Breaking into the new ground – Renuka’s transformation from IT to investment banking

Posted on by Imarticus Learning
Reading Time: 3 minutes

 

Renuka recounts the various challenges she had to face as she made the career change and how Imarticus enabled her to achieve her dreams.

It was Renuka’s ambition to work for a top tier investment banking firm like Morgan Stanley and this was one of the reasons as to why she had enrolled in Imarticus learning’s certified investment banking course, in the first place. In fact, her very first questions to us were regarding Morgan Stanley and her chances of landing a job there.

Renuka comes with a background in IT with her bachelor’s in computer science and her additional IT-related courses, which ranged from programming languages to IT architecture. But despite excelling in her respective field, Renuka had always had an interest in investment banking, one that was set to grow further over the years. Of course, she had no idea on how to affect the change and then, she came across the Imarticus learning’s certified investment banking course and the rest fell into place. She reviewed the course, the course curriculum, consulted with her peers and then, took the leap of faith, so as to speak.

Given the fact that Renuka had little to zero experience in the banking field, she naturally found the course to be overwhelming at the start. But soon, she got the hang of it, thanks to our platform that enables all students to review the various modules, notes and more, 24X7. The course came with a detailed curriculum that covered everything from the basics of banking to commodity trading, CFDs and more. Granted that the learning curve may have seemed a little steep for Renuka but thanks to the detailed modules she was able to manage the same effortlessly.

According to Renuka, the course was exceptional in the sense that it introduced innovative teaching methods and applications to simplify a complicated subject. And as a result, she was able to understand most of the aspects of banking which simply was not possible before.

The course came with a combination of physical classes as well as a self-paced online module which helped Renuka and students like her to keep up with the rest of the class.  And as a result of this course, Renuka was able to achieve the transformation that she had sought and in the process, she managed to achieve her ambition as well.

Even before the completion of the course, Imarticus encouraged Renuka to apply for Morgan Stanley’s current recruitment drive in Mumbai. She was reluctant at first on account of the fact that she had not yet completed her course, but soon decided to go for it as the interview process itself should prove to be quite invaluable.

Imarticus stepped in and made Renuka prep for her interview and even provided her with a set of resume building workshops as well. Well, all these attempts paid off solidly since her interview went through without a hitch and Morgan Stanley made her an offer as well. Renuka was naturally in cloud 9 over the fact that she managed to snag a job offer from Morgan Stanley.

But before she left us for Morgan Stanley, she made it indubitably clear that it was the course that made it all possible. Imarticus provided her with support and assistance when she needed it the most, with detailed lectures and modules; it was this that helped make it possible for Renuka to achieve her dreams.

So the only question that you have to ask yourself is whether you are aspiring to be an investment banker? And if the answer happens to be a yes, then you know what course to opt for – so call us today.

For more details and further career counseling, you can also contact us through the Live Chat support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Imarticus Learning Reviews – Anuraag Linga’s Astounding Journey With Imarticus

Posted on by Imarticus Learning
Reading Time: 3 minutes

 

If you want a career in Investment Banking, Imarticus learning is your go-to place, says Anurag Linga, who had enrolled for Imarticus’ KYC-AML training program. According to Anuraag, it was a career-defining learning experience for him. With amazing trainers and best faculty members, Imarticus’ Investment Banking Training gave him a 360-degree exposure. For him, the program was a 45-days knowledge enriching program which was informative and fun at the same time. He recommends the course to everyone seeking a career in investment banking.

What Anurag liked the most was how the trainers were not providing bookish lessons but had in-depth knowledge of the subject, which made it interesting for him to study and learn new concepts. He also adds that the teaching methodologies were quite on point, making it easy for him to understand the intricate details of the training program.

For him, the highlight of the program was the correct curriculum implemented to convey each lesson in a systematic manner without missing on anything minor or major. 

Some of the advantages of the Imarticus Learnings’ Investment Banking Training mentioned:

  • With a process-specific course and well-defined syllabus, Imarticus provides every student with a chance to excel in various investment-related aspects.
  • Imarticus learning reviews every student’s performance and helps them leverage their strong areas while helping them to improve on their weak point.
  • With Imarticus learning placement, every student who undergoes training with them can find offers from the top investment banks from across the Globe.
  • At Imarticus, it is not just about point to point learning; it is about exploring a vast horizon of knowledge.
  • For students who want to start their career in investment banking, Imarticus learning provides career counseling sessions which are quite helpful.
  • The approach of conveying lessons is quite practical, and hence, it is easy for the students to associate the lessons with real case problems in the finance industry.
  • The courses at Imarticus learning are divided into four parts, namely classroom learning, experiential learning, reinforcement of learned concepts and state-of-the-art learning management system.

Talking about Imarticus learning placement, it is one of the most sought-after placements, which promise a valuable experience to all the candidates.

With all this said, Anurag concluded by saying that he has achieved what he desired with Imarticus learning’s training programs. For him, the training was not just about KYC-AML; it was about discovering a whole new side of the finance and the investment industry.

This was one of the many testimonials for Imarticus learning. As mentioned by Anuraag and many other candidates like him, Imarticus is not just an education center, it is a promise for a brighter future into investment banking.

With a holistic learning experience, Imarticus has taught students about a broader scope in the investment industry. The cutting-edge technical support, the highly experienced faculty and the best in class infrastructure is proof of the quality of education at Imarticus Learning.

So, what are you waiting for? If you want a career in investment banking, Imarticus is a one-stop solution for all your knowledge requirements. The Imarticus learning reviews are a testimony to the fact that it is not easy to build the right career track without taking the right career choices and Imarticus learning proves to be the right step if you hope for a fruitful career as an investment banker.

Enquire about the courses offered at Imarticus, enroll for the next batch and be a part of the change in the investment sector. With Imarticus, don’t just learn for the sake of it, look into the intricate side of every investment decision.

For more details regarding this in brief and for further career counseling, you can also visit – Imarticus Learning and can drop your query by filling up a simple form through the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Reviews For Investment Banking

Posted on by Imarticus Learning
Reading Time: 3 minutes

 

A career in finance and investment banking lets you shape the nation’s economy. This is a major feat of anyone’s career that enables them to scale their country’s economy while ascending their own career on the top.

As you are determined on your stance to choose an investment banking career, you must prepare yourself to deal with financial analysis at every single step. Investment banking involves making money through selling company’s stocks to the public, issuing of bonds, assisting mergers and acquisitions and providing financial advisory services and much more.

The kind of financial activities in investment banking deals with is fast, ever-changing and challenging. This is where you must act impeccable and smart.  Unless you have in-depth know-how and real-world work experiences about this industry, you fail to make a mark in this industry. Imarticus learning Placement helps many around the nation make their dream come true through enhanced investment banking courses and training modules. As you take the course, your career trajectory would have no limit.

With a career in investment banking, you have immense opportunities to earn six-figure salaries. A 2017 study by LinkedIn showed that a mere invest banking analyst can earn $85,000 on an average annually. And with more than three years of experience can fetch a whopping $140,000 as a financial associate.

Isn’t it enough to lure you into the investment banking career? Can’t make out where to start from? The answer is very simple. Look no further than Imarticus Learning Placement. Don’t just believe our words. Have it from the people who have made it to the top investment banking sectors after their association with Imarticus Learning Investment banking program.

Check out some of the reviews from our students who had taken our Investment Banking courses for careers in top tier global investment banks and financial firms such as CITI, Barclays, Goldman Sachs, Morgan Stanley and many more and come out successful.

Ami T financial analyst 

Imarticus learning placement has a holistic approach to shape their students’ futures in finance and investment banking. I applied to model their investment banking course “Certified Investment Banking Operations Professional (CIBOP)” as early as year third of university so that I could make a direct transit to the job world in investment banking. Their curriculum was quite flexible and did not intervene with my college studies.

I am very satisfied with the program as its financial modeling helped me improve my skills and gain knowledge for personal development.

Zeon F Investment banking analyst 

Imarticus Learning just did what I wanted. Their program showcases all relevant financial topics in a deeper way. It emphasizes on financial analysis, budgeting, and valuation. Every topic is undertaken with a detailed focus. Surprisingly, it does not take years rather it takes only months to complete the course and land a job through their excellent placement platform. It is one of the best I have ever made. I would recommend everyone to take assistance in banking investments from Imarticus Learning.

Karthik Y investment analyst 

I would like to thank Imarticus to give me an excellent platform to transform my career in finance and investment banking. I personally enjoyed my studies. I had never issues with the study materials and got assistance on financial things whenever needed. They have an excellent team of faculty that take care of their students and make sure everyone gets better exposure.

Ravi A financial controller 

They have a great source of practical and well-structured course content. I have earned an extensive hands-on experience through their case studies and live financial projects. This practical learning module has helped me use straightway applications to solve financial issues. This is an excellent resource that has enhanced my career.

You can now trust Imarticus Learning. However, beware of Imarticus Learning fake programs. Look out for Imarticus logo representing a green flying falcon in front of the Letter I. Go ahead and make a career decision that is noteworthy.

For more details in brief regarding this, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Also Read: Introduction to Investment Banking

Be Part Of Devika Bade Journey From Mass Media To Financial Professional At Imarticus

Posted on by Imarticus Learning
Reading Time: 3 minutes

Be Part Of Devika Bade Journey From Mass Media To Financial Professional At Imarticus

Born & brought up in Mumbai, Devika Bade did her schooling at St. Joseph Convent, and graduated in Mass Media, and was looking to enhance her career with bright prospects. After two counselling sessions with Imarticus and thereafter taking the Investment Banking Course, she started the journey of her transformation into a Finance professional at Goldman Sachs, which is an inspiration for every individual in the country.

How was your Experience with Imarticus Learning Curve?

I had two counselling sessions at Imarticus the beginning of 20 minutes each. One of the most noticeable things I saw was how easy it was to approach the staff for queries in solving her confusion. With a non-financial background, I had a lot of questions, in the finance field, and ambitions for taking this journey forward. I was not sure about how I would be able to cover all the topics, but the trainers at Imarticus were just amazing. The whole journey was eye-opening for me finding my own unrealized potential in taking the positive path for personal and professional growth in this dynamic environment.

Why should someone do a course at Imarticus?

The environment at Imarticus learning is just amazing. The backgrounds of the students don’t matter at all as long as you have the passion and interest to move ahead. Trainers are quite generous keeping you with the pace of the learning curve. They will teach you with case studies, diagrams and flowcharts, by making this smoother for everyone to understand. One of the most beautiful peculiarities of Imarticus is its Human Resources approach. I can say the course helped me to grow personally and professionally to come out as a better person overall.

After my first counselling, these people built trust in their skills and knowledge to opt for investment banking courses.

If you are asked about the three benefits of learning with Imarticus, What would be your reply?

First of all, it is the learning-curve of financial knowledge, which is the main aim of this course. But irrespective of the educational background, be it engineering, media or even any other field, it is essential for you to understand the domain knowledge.

Then the Soft Skills sessions at Imarticus were just amazing. Even though you have graduated or are a very good speaker of the English language, these skills teach you to become a better person overall. One learns how to open up, understand body language and enhance one’s personality to keep up in this competitive age. And the third one is that it teaches you to work in a team environment. It becomes an asset with team-management skills with a lot of group activities and projects being handled in the classroom.

So was it hard to get your first break?

It wasn’t hard in the sense but the Imarticus Placement have a sophisticated mock process, individual preparedness, preliminary interviews, and HR questions. But the individual process matters a lot, which one should carry in front of the mirror at home while individual mocks and group discussion are done in front of the trainer to further improve your skills and capabilities. Preparation is the key to stay from any stress and My Goldman Sachs interview was almost perfect.

A Message for Imarticus Students.

What I liked most about the Investment Banking Training was the self-discovery of my own potential that was missing from my own confidence. Being a simple girl with non-financial graduation, I didn’t enter the counseling expecting something huge, but it turned out to be one of the best career-defining decisions of my life. If you are not sure about the career prospect and future possibilities, then facing the counseling will prepare you for upcoming challenges.

More than the course, it prepared me to understand my own body language and personality better in improvising them to have a 360-degree transformation in this dynamic and hybrid environment. Individuals with whatever ambitions can come here and grow in this breeding atmosphere for creativity and innovation. If you are thinking about joining this Investment Banking course then I would recommend saying yes for sure.

If you are looking for making a smart career in Investment Banking, then Imarticus Learning is the right way forward.  For more detailed information regarding this, in brief, you can also visit Imarticus Learning and can drop your query by filling up a simple form through the site or can contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Bangalore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

AML and KYC course: The Vital Focus Area In The Financial Sector

Posted on by Imarticus Learning
Reading Time: 3 minutes

AML and KYC course: The Vital Focus Area In The Financial Sector

Hannah is here to share her lifetime opportunity and her journey at Imarticus Learning, enrolling for the 45-day program of AML and KYC.

AML and KYC are the primary initial focus areas that help the organizations to work on acquiring the right set of verified individuals in their network. In order to understand any customer or client, proper screening is realized by financial institutions to identify the customers after legal monitoring that complies with Anti Laundering Law.  Hannah, a graduate in Finance, here talks about her transparent experience while learning different domains of AML KYC at Imarticus Learning.

Why did you enroll for AML KYC course in Imarticus Learning?

My name is Hannah, and I am very passionate to continue my career in the banking and financial sector. I was keen to understand as to how to issue credits to the customers as I wish to follow my career path in the AML KYC department in the financial institution. In order to pursue a career in the same segment, a professional need by any institution was to hire an employee who knows how to ensure if the finance requested by any individual is certainly not a part of any money laundering process or scheme.

And that was when I was taken to the Imarticus Banking Training platform that provides 45 days training on the AML-KYC program that was just right for my career path. I was quite impressed by Imarticus reviews of the enrollees and I felt but confident to join the course. I planned to visit the center, and I was guided with the complete index and description of the program. I knew that minute that this was the right path for me and that Imarticus Learning Center was the only place where I would be served with a professional approach.

How was your program journey with Imarticus Learning Center?

My learning journey to this day has been exceptional. When I enrolled for the program, I thought I was only going to learn about AML-KYC, but to my surprise, we were trained on the practical approach towards the development of soft skills as well. Such skills will help us to groom into a professional employee for the future. I learned that just the technical learning in your field is not what it takes to be professional, that it is important to consider every aspect of being presentable in what you do.

The approach by our professors is quite practical that helps us in learning every aspect properly without fail.

Why would you recommend this AML-KYC Course?

In order to learn any subject from an institution, it is important to develop that trust in your trainers and institute itself. And I was quite confident about my choice with Imarticus Learning, and so far, I have been grateful to the teaching approach by the trainers.

I would strongly recommend this program to other students if they wish to groom themselves in every aspect of subject learning as well as developing themselves into fine professionals. Because some things cannot be learned through books and Imarticus Learning Center is the right platform to reach out to every phase professionally.

Are you ready to face the real world?

Yes, of course! Not only am I a trained professional in my subject, but I am also confident to face any interview now, carrying the persona of a confident woman. I believe this course was just the beginning of the success in my career; the real prospect of success will start with the Imarticus placement soon enough! And if anyone is looking for a platform for professional AML-KYC learning, Imarticus Center is your solution.

Are you looking for professional help in AML-KYC learning? Click here to inquire about the program. For more detailed information regarding this and for further career counseling, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Banglore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

Imarticus Courses Widen Job Opportunities For Fresher

Posted on by Imarticus Learning
Reading Time: 3 minutes

 

Darshan is glad to have been a part of Imarticus, and it is quite clear with the experiences that he shares. The training period at Imarticus paved the way to start his career in Investment Banking.

Did you think of joining Imarticus after completing your graduation?

I had always thought that being a B.Com graduate, being a fresher, it would be difficult to get a job of my choice. When I started my search for a job, I got a lot of calls from companies, but I was not satisfied with the pay-scales. Being a fresher, I found that there were many things I had never got to be familiar with.

That was when I came across Imarticus Learning, which was going to completely change the way I face job interviews. I saw an innovative curriculum offered under CIBOP or Certified Investment Banking Operations Professional course at Imarticus. If one wants to have more details and prospects of this course, the Imarticus Reviews section shall help.

How were you helped by professionals at Imarticus?

Here, I must mention that the best part about Imarticus was their highly skilled and professional lecturers. The trainers were well-informed, empathetic, and full of gaiety, and they made their sessions interactive for freshers like us. This way, it was quite easy for us to get into the core of the course and to know about different operational fields in investment banking, including clearing divisions and treasury. The professors helped students with their doubts during the class itself.

Did the course help you crack interviews easily?

Certainly, yes, and with what professors taught us, we cracked interviews in some of the most reputed investment banking companies. We can now put in the things we get to learn from the professionals at Imarticus and avail better scopes in our professional career.

Currently, I am working for eClerx with a decent salary-package, and this has been possible only with the professional training that I have got from Imarticus. In this regard, the placement services of Imarticus require special mention.

Do you agree that Imarticus is a one-stop solution for a career in investment banking?

Yes, this is true in every sense for freshers like me. Imarticus helps us have a good start in investment banking career as we have known about the core of the course with the help of practical knowledge. So there are plenty of reasons to consider Certification on Investment Banking Course, the best among the rest when planning to shine in a banking career.

During the course, I got to meet students from different streams. The course curriculum is designed as per the latest rules of the industry, putting the aspirants at ease, so that they crack the interviews and get employed in their desired positions without any hue and cry.

Had you been able to hone your skills at Imarticus?

Yes, if you have to hone your skills and to know how to use practical knowledge while working in the banking sector, Imarticus will help you in the best way. Although CIBOP is a two-month course, its comprehensive structure makes it possible to cover all the essential parts of investment banking.

So, before one plans to get the desired job in the corporate sector, it is better to become a part of Imarticus. This shall help one know how to deal with situations and to prepare oneself to cope with the competition in the corporate world. So, despite being a fresher, I joined the banking sector with a whole lot of knowledge from Imarticus Learning.

For more detailed information regarding this in brief and for further career counseling, you can also contact us through the Live Chat Support system or can even visit one of our training centers based in – Mumbai, Thane, Pune, Chennai, Bangalore, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

The Investment Banking Course That Would Help Change Your Life For The Better

Posted on by Imarticus Learning
Reading Time: 3 minutes

Sai Charan recounts his experience of how a course, resulted in a job at one of the top investment banking firms.

Breaking into investment banking is easier said than done; this particular industry is quite competitive. And to make things worse, I had to deal with the fact that I had taken a break period for a couple of years to take care of my aged mom who also happens to be suffering from dementia.

My Name is Sai Charan G, and I have more than 5 years of work experience in the banking industry, with requisite degrees in Banking and finance. While the job in question remained satisfactory at best, I had long realized that I wanted something more, than just a regular bank job. It is around this time that I had to take a break, to take care of my aged mum, and help her deal with dementia as well.

After two protracted years, I was able to admit my mum in the right home, where she can get the care and treatment she deserves and started to apply for new job listings in the paper. But it seems that if you had taken a break, which counts against you even if the cause happens to be a reasonable one. It was not exactly pouring lucrative positions, and the jobs that I could land were more of entry type posts with loss of pay as well.

Imarticus investment banking course gave me my break

Given the fact that I was not exactly landing the job of my dreams, I came across the Imarticus course on investment banking and thought that I should give it a try. After all, I was not exactly landing the dream job.  What’s more, given my background in banking and finance, and my earlier work experience in the banking industry, it made perfect sense to opt for the course.

The course itself seemed to be geared towards investment banking, with a sharp focus on theoretical learning along with practical assignments as well. What sold me in was the fact that the course curriculum included a set of lectures by some of the top banking industry professionals as well.

The one worry I had was whether my break, in question would feature prominently in any bank related interviews, post the course. But a quick call to the Imarticus support staff soon set me straight on the same, and what’s more, Maria, one of Imarticus support staff provided me with a few suggestions on how to counter such questions as well.

The course rocked

Usually, most skill courses often do not live up to the hype but this one managed to hit all the right notes. It came with a platform that I could access 24/7 with most of the modules streamlined right to my laptop. And of course, the media files were streamlined and I could access them anytime I want and any number of times as well. The faculty proved to be more than helpful and were ready to help me understand the content so that I can develop and hone my skills and talent.

The final step

Thanks to this course, all that was left for me to do was to complete the final step and that was to update my resume and apply afresh. It was thanks to the Imartcus for an Investment Banking course that I had undergone a complete transformation for the better. And it is also due to this course, that I managed to land a job with JP Morgan Chase, one of the top investment banking companies in the world.

For more details in brief and further career counselling, you can also search for – Imarticus Learning and can drop your query by filling up a simple form on the website or can contact us through the Live Chat Support system or can even visit one of our training centres based in – Mumbai, Thane, Pune, Chennai, Bangalore, Hyderabad, Delhi and Gurgaon.

The Current State of Indian Investment Banking

Posted on by Imarticus Learning
Reading Time: 3 minutes

Investment banking in India has always been a career choice for most aspirants with a head for numbers and financial skills. The pay packets are handsome and work hours grueling and challenging. Besides, IB offers a range of services like asset management, restructuring, acquisition and merger deals, securities trading, custodian services, syndication, corporate finance, and capital markets services.
The presence of many multinationals like JP Morgan, JM Financial, Morgan Stanley, Merrill Lynch, Citigroup, BNP Paribas, Credit Suisse, Lehman Brothers and Goldman Sachs among the foreign-based firms and local domestic players like Veda Corp, Ripple Wave, MAPE, Cogence Advisors, Equirius Capital, and P2P are giving the big banks a run for their money in the boutique banking sector. The demand for personnel is way higher than the supply of trained personnel with training institutes like Imarticus Learning ably contributing to the producing wholesome and trained investment bankers.

Investment banking in India has come of age and faces several challenges in the current Indian scenario. Let us take a quick peek into these top challenges and factors.

  1. Financial Regulations: Banks trying to meet the IFRS 9 requirements are driving business behavior and changing financial models. The technologies linked to leveraging data and appropriate models add to the pressures of the Basel III norms where the foci are core liquidity in balance sheets, raising wholesale long-term funding, reducing short-term lending and leveraging the complex financial models.
  2. Scare capital: Product profitability and ROE have been transformed by the Basel-3 requirements. Many non-productive long-dated transactions, structured derivatives, and portfolios are being shunted to non-core business areas. The focus is on the exchanged and commoditized OTC products redefining the management of capital and profit margins.
  3. Transformation costs and suboptimal ROE: Investment banks being asked to update their technologies face huge “transformational” costs and perhaps a mere 5-6 banks may survive the regulations, governmental policy and infrastructure changes due to compliance and regulation measures.
  4. Cross-selling in boutique banks: Capital returns are now more dependent on effectively growing the customer base with such products in a bid to stay in the race for returns and edge in the market. Banks now focus on customer service leveraging their database and retaining customers through effective product upselling.
  5. Competition from Fintech companies:  The new startups which are effectively low-personnel firms have created a disrupt. Blockchains are being effective in cross-border lending activity and the African financial services market is being receptive to FinTech and financial inclusion opening the flood gates for the disruption of end-to-end services or new-age banking.
  6. Legacy systems challenged: Most of the physical infrastructure of banks are outdated and inflexible in a rapidly transitioning digital age threatening the survival chances of the smaller banks.
  7. Data optimization: The complex reporting standards and regulations demand better compliance in reporting, risk granularity, timeliness and accuracy in financial reports and predictions.
  8. Norms for client on-boarding: The unique issues in practicing adherence to KYC and AML procedures include rising compliance costs, higher capital requirements, changes in the business model, and retaining clients across geographical frontiers.
  9. Disruption:  A sharp decrease in margins, decreased market share, decreasing foreign exchange, changes in banking services and challenges to traditional business practices are all good reasons for a disrupt of the financial markets.
  10. Lenders in the market place: To prevent newer financial bubbles in an environment beleaguered with low-interest rates the consumer debt securitization of institutional investors looking to match the challenges in fundraising will undergo greater disclosure and transparency measures, as 90 percent of their fees earned is being invested in the new-loans segment.
  11. Cyber Security: To counter digital theft and the hacker vulnerability of banks the EBA to stress test and “two-factor” authentication in Swift transactions will be implemented for over 11,000 members and 6trillion USD daily transactions.
  12. Regtech:  Adherence to the BCBS 239 will soon be mandatory and involves a huge investment cost in comparison to just changing the ‘principal’ set.

Conclusions:
While the challenges are many and the IB sector is fast evolving one can hardly ignore a large number of very lucrative careers it opens up. Doing an investment banking course at Imarticus Learning is an excellent way of getting familiar with such changes and ensuring rapid career progression. Why not start today with any of the large numbers of courses Imarticus offers?

Also Read: Overview of Investment Banking

Half Yearly PE Roundup 2019

Posted on by Imarticus Learning
Reading Time: 3 minutes

 

The volatile stock-markets in India were impacted by a number of factors both global and domestic like the LS-elections, the international trade war, the NBFC crisis, falling earnings, the MPC meet, weakened auto-sales and such.

Nifty and Sensex indices saw a high on the day of election results and continued moving up to 12,103.05 and about 40,312 respectively. The 1-year target-price of these indices was hiked by the brokerage firms in spite of the capping of the upper limit in the current short term. The expected Nifty-EPS is anticipated to grow to 604 Rs or 26%. Both indices rallied by 9% in the first six months of benchmarking. Nifty Media lost 19% while its realty arm gained 18% making Nifty Media the top loser for the half-year.

Factor’s that impacted PE markets:

The top five events impacting the performance of PE markets were

Victory for NDA:

The benchmarking indices rose after the general election results and even on the exit-polls forecasts. The mandate was overwhelmingly for the BJP when Nifty rose by 3.7%. Investors were pleased the reforms introduced would continue when the uncertainty of poll results saw an end to it with the political party BJP garnering 303 seats out of the total 543. The full budget expected on 5th July offered a window to the indices that stabilized at 10% in the first half of 2019. According to SAMCO Securities’ research head Umesh Mehta, Nifty is trading at a highly-valued top-end with 29xPE and onwards confirming that after the 10% rally the Nifty will hold ground till the budget presentation.

Cut in RBI-policy rates:

The 6th June review-meet on policies by the RBI cut the repo-rates downwards by 25 bps. The expected cut was in line with RBI’s stance to be accommodative rather than neutral, amid growth-concerns. According to Fitch Ratings, the interest rates will see another 25 bps decline by RBI attributed to inflation and growth momentum being well within the targeted limits. Most analysts agreed with this assessment.

Kotak Mahindra AMC’s Head- Debts and Products Lakshmi Iyer, who is the CIO stated the cuts in repo-rate was expected since RBIs changed stance removed doubts regarding the rate-of-action and its direction. The package is silent about any concessions to NBFC’s and focuses on studying the liquidity problems by appointing a working-group for it.

The tanking of Jet Airways:

The first half-year of 2019 saw shares of the cash-strapped aviation giant Jet Airways shares tank by almost 80%. The company was hauled to the NCLT in Mumbai and forced to shut down operations by lenders and the 20th June insolvency petition filed by SBI the largest creditor. The SBI led bank consortium had earlier declined emergency-funds of 400 Cr in Rs for operational expenses. A total of 15000 employees were stranded without salaries from January and approached the police for recovery action. Jet Airways may never be up and running again.

The trade war between US and China:

Donald Trump the US President levied stiff tariffs on trade partners across the globe to strengthen the economy and reduce trade-deficits of the US economy. China was in the protesting forefront and in India the stock markets were affected and under pressure amid the rising tensions and a possibility of a tariff war between China and the US. The 26th June meeting could also see a deal between Xi Jinping and Trump that could ease the ongoing trade war.

The crisis in the NBFC sector:

The alarming defaults in 2018 by IL&FS saw the NBFC crisis deepen and the markets respond to the stimuli. Most NBFC found the banks were wary of lending and the NBFC’s found it hard to raise capital. The lending rates increased the funds-costs by  150 basis-points! RBI tried to ease their position by buying 300,000 Cr Rs governmental papers in the debt markets in 2018-2019 as NBFC’s do not use it as a collateral measure. Yet, the costs are very high on NBFC borrowings.

The very sustainability and liquidity of NBFCs came under scrutiny with DHFL defaulting in paying interest on its debentures held by investors. CRISIL and ICRA quickly downgraded the DHFL ratings. The commercial papers of DHFL saw CRISIL downgrading the credit rating and simultaneously Reliance Commercial and Home Finance owned by the group of Anil Ambani also got CARE down-graded.

HDFC Life Insurance’s CIO Prasun Gajri states that the investor’s risk aversion for debt capital markets could be temporary. Well, we hope so too!

In conclusion, the PE market trends in the round-up for the half-year of 2019 were impacted by the events both regulatory and political. Learn about the PE trends at Imarticus Learning and make your career in data analytics.

How Good Is Investment Banking As A Career

Posted on by Imarticus Learning
Reading Time: 3 minutes

Have you chosen an IB career? Read on, to see if you are a good fit here. Investment banking has very good scope for MBAs, undergraduates, Masters in Economics, Statistics etc, data analysts and young interns who can learn-on-the-job. If you are motivated, can take long hours in your stride, have a head for math and economics then this is an ideal choice for you with the highest payouts and great scope.
As an investment banker or financial/data analyst, your investment banking career task-list includes
• Executing issuances and client debt-portfolios.
• Advising and pitching these instruments to clients replete with credible answers.
• Creating data and market reports.
• Reporting the trends, foresight, case studies in the form of client presentations.\

What is in store:
Do you realize that the high pay and pressure job sees at least 44per cent quit in the first 3 years according to the news at efinancial careers. If you value your social life the IB career will put the finished tag there as the best bonuses, high payouts and quick progress come at the cost of excellent training, continuous hard work, pressing job demands and lots of coffee or alternatives to just withstand the heat.

The Skills Required:
To ensure you do fine in IB check out the following crucial attributes.
• A minimum of graduation in finance, law, economics etc.
• Proficiency in PowerPoint presentations, Excel techniques, Office and Word suites.
• 80 plus long hours every week.
• Being an effective learner and team player.
• Effective organizer with an eye for details.
• A quick learner who takes instructions well.
• Excellent conceptual knowledge of finance and accounting tasks.
• A practical investment banking course.
• Certification of your practical skills.
• Great skills in financial modeling.

The Ladder to Climb:
Here is the figurative Investment Banking Ladder of Career Progression.
• 2 to 3 years as a Financial Analyst.
• IB Associate.
• VP- Investment Banking.
• IB Director.
• MD, CFO etc.
Internship for undergraduates lasts for 2 to 3-years, on the job in an Analyst position, after which you have to compete to become an IB-Associate. Many of those who do the course at Imarticus Learning have benefitted from their soft-skills training by being placed as Associates directly under their assured placement programs and a basic MBA qualification. The higher you go certifications and continued learning become crucial for better progression and higher bonuses and payouts.

Investment Banking Career-Scope and Payouts:

Now have a look at this table, where Payscale reports an average salary of 508, 855 Rs for a fresh starter. Salary components can vary between 177,560 to 1,545, 630 Rs and have added bonuses from 2,517 to 524, 023Rs depending on your skills and performance. Thus the total pay can be much higher and very lucrative in comparison to other jobs. However, doing a course is essential and the Investment banking certification provides the measure of your skill and knowledge and has come to also be a prerequisite for interviewers.

How to Crack The Investment Banking Interviews

Just remember at interviews to dress neat and professional, prepare well and reinforce your learning till perfect. Some questions that you will be asked are
General type:
• What does IB mean to you?
• Talk me through your CV.
• What does the IB role/ present market condition mean to you?
• What do you think this company can achieve?
• Why do you want to become an IB?
• What are your achievements/ weaknesses/ strengths?
• How do you handle leadership/stress/ failure/ accomplishments?
• Why should you be hired?
Technical type:
• Explain what this means to you. Financial models/ valuation methods like DCF/ Weighted capital costs/ deferred tax assets and such topics
• How can you play the field using earnings?
Wrap up:
With data analytics and a highly dynamic and evolving technological scenario present in India and globally, European companies like Lehman Brothers, Merrill Lynch, Credit Suisse and very many large financial banks, groups and even NBFCs operate in India. This ensures the aspirants find lucrative jobs and make their careers in IB.
If you feel you are a good fit, you’re next step should be to do the investment banking course at Imarticus Learning a reputed institute where you can get proficient at learning the IB job role well, hone your personality and soft-skills for the job and be better prepared to crack the interview and set off on the IB career path. Best of luck!

We offer Investment Banking Courses at our centers in Mumbai, Thane, Pune, Jaipur, Delhi, Gurgaon, Bangalore, Chennai, Hyderabad, Coimbatore.