Where to Find Your Next Affordable Fintech Course?

Fintech (Financial Technologies) is rapidly transforming a plethora of industries today. From wealth management to mobile banking, investment apps, blockchain & cryptocurrency, Fintech innovations are improving various spheres of the financial sector by introducing new methods and automating the traditional ones.

By integrating artificial intelligence and data science, fintech companies make financial services fast, secure, and efficient. The innovations are expanding to numerous territories of businesses, resulting in a wide expansion of this industry.

Careers in Fintech

As the industry is swiftly evolving, so are its career opportunities. Fintech offers a range of exciting job roles to people with a knack for finance and technologies. People with creative abilities and planning and research skills are a great fit for a valuable career in the fintech industry.

Some of these careers include:

  • Product Manager
  • UI/UX and Graphic Designer
  • Data Scientist
  • Cloud Management
  • Product Engineer
  • Business Analyst
  • Blockchain Developer
  • Compliance Expert
  • Cybersecurity Analyst, etc.

Courses in Fintech

To pursue a career in Fintech, one needs to have in-depth knowledge about this industry. For this, you can do a Fintech course.

Fintech coursesThere are many Fintech courses in India offered by different institutes. These courses will teach you the basics of Fintech and the current trends and practices in the financial service industry which will increase your chances of getting a job in this industry.

Though these courses are important, a lot of them can fall too heavy on your pocket, creating hurdles in your path to becoming a Fintech professional.

If you are looking for an affordable Fintech course that offers you comprehensive guidance on all the concepts and practices of Fintech, then Imarticus is the right choice for you.

Imarticus Learning – Fintech Courses

Imarticus Learning is a leading technology-led educational institution offering pro degrees and certificate courses in a variety of industries. For Fintech, Imarticus offers two programs namely-

  1. Fintech pro degree in collaboration with Rise Mumbai
  2. Fintech certificate course in association with SP Jain School

The programs dive deep into the concepts of Fintech and provide students clarity on several areas such as analytics and machine learning, robotic process automation, blockchain, design thinking and experiential learning, etc.

Fintech Pro Degree Program

The Fintech pro degree program is a 125-hour online program that follows an industry-centric curriculum thoroughly. Some of the modules of the Fintech pro degree are:

  • Batch Launch
  • Introduction to Fintech
  • Fintech for Managing Capital: Allocation of Capital and Insurance
  • Fintech for Managing Capital: Access to Capital
  • Fintech for Managing Capital: Management of Capital

Fintech Certificate Course

The Fintech courses Online is available in two modes- Core and Pro. The core program will be of 100 hours duration and the pro program will be of 140 hours.

The core program will cover a broad spectrum of Fintech concepts with group mentorship. Some of the modules of this program include:

  • Introduction to BSFI & Fintech
  • Digital Transformation & PRA
  • Cloud Computing & API Economy
  • Blockchain & Beyond

The pro program is focused on providing extensive knowledge with individual mentorship. Some modules of the pro program are as follows:

  • Payments – Consumer & Wholesale
  • Use of Technologies in Payments & New Business Model
  • Lending – Consumer & Wholesale
  • Use of Technologies in Lending & New Business Model

The fee for the Fintech certificate course is:

Core: INR 2,00,000

Pro: INR 3,00,000

For better affordability, Imarticus Learning offers students three different options to pay the fee which includes;

  1. Full payment with a 10% discount, that is,

Core: INR 180,000

Pro: INR 270,000

  1. Interest-free education loan with EMI starting from as low as INR 16,667 per month.
  2. Payment of fee in two installments.

Perks of Pursuing Fintech Programs with Imarticus Learning

Imarticus Learning offers students unique Fintech pedagogy, industry partnerships, access to their Fintech community along with the certificate/degree of the course on completion. Join today to secure your successful Fintech career!

How The Fintech is Transforming Everyday Life?

What is Fintech?

The Finance industry has undergone some massive transformations to improve the delivery of financial products and services to customers. The evolution within the financial services industry has been nothing less than phenomenal. One of the most impactful developments in this segment is the Fintech sector that has totally revolutionized the banking and finance industry.

Fintech is the amalgamation of finance and technology that helps to overcome all the challenges of the traditional banking sector. Fintech is among the most rapidly growing industry and the Best Fintech Course in India is in huge demand in the contemporary.

Fintech career

The Fintech industry is all about leveraging cutting-edge technology to solve traditional banking problems and help with financial inclusion. It is generally used by businesses to manage their day-to-day financial operations and processes.

It initially denoted the use of technology on the backend of financial institutions but slowly developed into a new segment altogether that is more effective in providing financial solutions to businesses and individuals. From retail banking to fundraising and investment management it includes all major aspects of banking and financial services.

Impact of Fintech on everyday life

Now that we have a fair idea as to what the Fintech segment is all about, let’s delve deeper into how Fintech is transforming everyday life.

Easy banking solutions

Gone are the days where people used to take a day off to conduct their banking-related activities. Long queues are a thing of the past and now one can easily avail all the banking features from the comfort of their home using their smartphones. Fintech has simplified banking and changes the way we operate altogether.

From making online payments for e-commerce purchases to availing loans with just a few clicks, Fintech has simplified our lives by transforming the banking segment. Personal banking-related services have been much more efficient and convenient to avail. You can even check your financial data at any time of the day.

Blockchain & Cryptocurrency

Cryptocurrency will shape the future of the finance and banking industry. The core technology at the heart of cryptocurrency is blockchain. Blockchain first became evident to the world when Bitcoin was introduced. Blockchain has other significant uses in the finance industry related to security and other purposes.

A cryptocurrency is a form of digital money that uses cryptography to secure transactions. Digital currency makes the transfer of wealth far easier between two parties. The highly decentralized nature of blockchain makes it almost impossible for users to cheat the system and carry out any fraudulent transactions.

Affordable investment advisors

The Fintech industry uses cutting-edge technology to overcome traditional financial challenges. Traditionally the investment advisory services were limited to high net worth individuals and businesses. A major reason for this was the high-fee structure of investment advisors.

The growth in the Fintech sector has made Robo-advisors more accessible and affordable to provide advisory related services by using sophisticated algorithms. Robo-advisors have shown significant improvement and perform equally well. In the coming future, more companies will deploy Robo-advisors to provide investment guidance to customers on a large scale.

Fintech is among the most rapidly growing industries as the demand for Fintech products and services is on the rise. Fintech provides a better way to do financial transactions and also does it economically saving time and money both for the customers.

Fintech careers are among the most sought-after career options in the contemporary and the demand for Fintech professionals will continue to grow in the near future.

One can opt for a Fintech course from reputed institutions like Imarticus Learning and gain practical knowledge and skills to excel at the job.

Fintech Career

Imarticus Learning also provides a job assurance to the candidates with the top players in the industry.

What is Job Description to Work in Fintech and What Are The Skills Required?

One of the latest and fast-growing sectors is the fintech industry. Fintech means a combination of finance and technology. Ideally, this combination has set high standards in the field of employment as the need for upscale finance, and technological intelligence is undeniably high.

There is a place for people with different expertise in the field of finance and technology together, and the job description is as under: 

The core positions in fintech require people who have expertise in technology. Someone who is well-versed with Artificial Programming Interface has a better future in fintech. Developers of operating systems like Android and IOS have the opportunity to be app developers for fintech companies.

People who have enhanced their skills with User Interface also have jobs in fintech where they may need to develop a user-friendly and intuitive online banking experience for users. Such tasks are highly challenging and competitive in the fintech sector.

Customer support is also a need for the fintech sector, which requires people with good language proficiency and patience to handle thousands of customers per day. Online customer service can be made more compromisingly by joining as customer support to manage the chatbots online.

Product managers who can efficiently understand the need of the customers are essential skills for Fintech firms to stay disruptive.

Certain skills required in the Fintech sector
Fintech firms recruit people with skills such as Java. Without the knowledge of Java developers in investment banking will have no meaning. Java is the most preferred skill, J2EE is also needed for various tasks in a bank.

If you are interested in working in banking technology then learning Java is mandatory. Joining various Fintech Certification Courses will also help you enhance your skills and knowledge of the latest technology and financial disciplines.

One of the topmost desired skills is to be a business analyst. Banks are looking to implement new projects with new dimensions and strategies to reach out to more customers. Business analysts in the fintech sector can earn well if they have the future vision and understanding of tech projects. Business analysts should have different soft skills like the ability to see the disruption behind the potential investment of the firm and so on.

Being equipped with the knowledge of C sharp is quintessential for partnering with the developers in banking technology. Python is the latest skill that has made its mark in fintech. Python has become the mainstream for various projects in the financial sector of fintech.

Good communication is vital to stay in the fintech firms as you may have to show your communication skills both internally and externally. Having the skills of problem-solving during crises and the ability to build team spirits are characterized as the essential skills for every fintech job.

Conclusion

The Fintech sector has different career options and opportunities to explore. The flourishing fintech sector does not end opportunities for people in the banking sector. The members of fintech firms are usually agile and work as a cross-functional team instead of a traditional hierarchy of the business.

How to Get Involved In the Blockchain/Fintech Space as a Student?

Blockchain developers are not in supply and are in high demand. The job of developing blockchain distributed ledgers for businesses was found to be the most growing sector. The payouts for a blockchain-developer engineer positions are accordingly high when compared to other software design engineers.
Developers with working knowledge and experience with iterations specific to blockchains such as Hyperledger Composer or Solidity are in great demand, and the demand spurs great payouts and salaries. Solidity tool is used to develop smart contracts and Hyperledger Composer the OS blockchain using JavaScript while REST API enables a codeless development of business networks. Etheruem framework knowledge is also highly appreciated. According to the US firm Upwork, blockchain developers are charging 200$/hour.

Learning Institutions.

Working knowledge of Java and Python is desirable. The blockchain technology being relatively new many Universities have started offering courses connected to blockchain technology only recently. They now offer the following courses:

  • Cryptocurrency design and engineering by MIT
  • Bitcoin Engineering by Stanford University
  • Ethereum Developer Certified Training program by B9Lab
  • Courses by Mountain View
  • Courses by Blockchain University, California.

You can also learn online and on your own, attend programs conducted by Block apps, Consensys, Ethereum Foundation, Linux foundation or Hyperledger. India too is not far behind, and you can take up Fintech courses on blockchain technology.
An introductory course on Hyperledger would be right for entrepreneurs who are looking for business opportunities, business enterprises wishing to learn if blockchain technology can be adopted by them, people working in fintech startups and students who have just graduated hoping to land a job in the fintech sector.
Choose what you wish to explore

  • Creating open-sourced blockchains
  • Creating business networks using the Hyperledger platform
  • Creating smart contracts using Solidity


Where the jobs are

The Fintech industry badly needs personnel in

  • Blockchain Technology
  • Digital Payments
  • Big Data handling
  • Digital Wealth Management
  • Analytics Solutions


Job roles available
 and in demand are for

  • Project Managers
  • Data management experts
  • Sales
  • HR
  • Financial experts in various fields like equity funding, debt capital markets etc.


Non-transferable skills
 will need to be developed and aligned with the enterprise’s needs. You must have the following traits.

  1. Interpersonal Communication skills are essential as you will be working in a customer oriented role no matter what services you offer
  2. Ability to solve problems creatively is vital when you have to innovative to be a market leader. There is no other way than to innovative on blockchain technology
  3. Collaborative team skills are crucial as most startups will have small teams
  4. Ability to work with ambiguity, under pressure, and with high demands from the startup environment
  5. Discipline and integrity since you will be working on financial transactions and have to work beyond the call of duty to succeed
  6. A good learner as there may be no standard operating procedures or norms of remuneration as yet

If you have your heart set on joining the fintech industry, then you need to start immediately to stay abreast of changes that will happen.

What Do Start-Up Investors Like or Dislike About Start-Ups?

Blockchain is the buzz word which has been on everyone’s lips of late. So, what is blockchain and how has it reshaped different industries today.

A range of investments and funding given at the right time helps start-ups push their business forward. Since digital is becoming the core of every business, start-ups especially in fintech have great products or services and are looking for investors. Business plans, goals, and an ability to take risks will influence an investment through VC or angel funding. With the rise of blockchain, AI, data analytics the startups will also see growth.

Here are a few things about startups that investors look for when they are looking at investments.

Strong Team and Good Product
With technology comes an abundance of ideas. However, all ideas are not feasible. When investors are looking for the right start-up to invest in, they look for an experienced team and a demand for the product. If there is a growing demand for a good product to hit the market and it looks stable for the next coming years, investors are likely to put their money behind it provided all other criteria are met.

They will evaluate how big a market share your business will get in the next decade or so.  The credibility of the team that has worked on the product or service also becomes an important evaluation criterion.

Credible Business Plan
Investors need to know everything that there is when it comes to a start-ups workings. Whether it is the marketing budget, working capital, production of services and products. In other words, investors need to understand where their money is going or how is it going to be spent.

Many start-ups are now deploying a small amount of investment towards fintech training so that the workforce is ready for scalability and deployment. It is not just good enough to have a product or a service, but there must be enough people who can know and sell it. Thus, fintech training comes a long way in such a scenario.

Passion and Hard Work
Needless to say, passion and commitment towards the business go a long way to get investors to put their money behind the business. A clear vision and a drive to accomplish that vision go a long way in getting the investors confidence in the business.

A team that is passionate and driven to accomplish the goals of the company tirelessly will impress any investor. Apart from this a knowledgeable team who have the required skill-set also add value. Undertaking training and programs especially certifications such as fintech prodegree will also help.

Conclusion
Data management, Artificial Intelligence and cloud, have seen massive adoptions in major industries across the world, leading to growth in start-ups. Innovative start-ups who receive funding at the right time are able to scale the business to successful heights.  Due to this, there will be the creation of new jobs and roles within organizations thereby leading to economic growth.

How To Get Certified in Blockchain Technology?

How To Get Certified in Blockchain Technology?

Emerging tech blockchain is the star today in many industries. Due to the high demand for professionals who know blockchain, it is a good idea to get trained and certified in blockchain. A few years ago, jobs in the financial market were limited to the traditional set-ups of the organisation. You could be a banker but not a technologist. Today, the digital revolution has created an abundance of jobs of different kinds across various industries.

Programmers who are trained in artificial intelligence, machine learning and blockchain technology are in high demand. This is strictly not restricted only to tech companies. Many organisations are investing to have their employees trained in fintech as they can prepare their workforce for the future.
Blockchain has applications across industries apart from banking and fintech. Healthcare industry uses blockchain to manage patient records, similarly retail uses blockchain for supply chain management. It has revolutionized many industries and is a game changer.
So, what is blockchain? The blockchain is simply a block of transactions that are assembled in a chain. Usually, every block is a transaction, and it is validated with a time-stamp. It is near impossible to tamper with this digital ledger. It also reduces human error and leaves the data immutable.
Here are a few things you should know if you are planning to get certified in blockchain technology.
Only engineers can certify
Emerging tech is easy to learn, and you do not need to have a qualification in engineering to pursue a course in the same. While it takes focus and discipline to do a fintech certification course, it is not impossible if you do not have a traditional engineering background. Many learning institutions offer professional certification online for blockchain, AI and machine learning without any pre-requisites.
Jobs are restricted
Due to digitisation, every organisation irrespective of the industry has adopted blockchain. As the application of the framework is simple, it has wide benefits across administrative, logistical spaces. The blockchain is a digital ledger that keeps track of all transactions and payments. Therefore, the traditional role of a ledger and bookkeeper has now moved to those who maintain this in a bank. Job opportunities are plenty and lucrative for those who are trained in blockchain.
Blockchain is illegal
Blockchain is neither free nor illegal. Technology is the backbone of digital transactions, and thereby there is a fear that it is not secure and illegal. However, most banks today are using blockchain to maintain a decentralized database of the ledger and for applications in customer management and database management. Getting certified in one of the biggest technology trends in the world is a good idea from an employability perspective.
Today many companies are quickly adopting emerging tech such as blockchain. This creates a vast amount of opportunity for those who are skilled in managing the technology to derive insights which help businesses make strategic decisions. An ascending career trajectory is guaranteed for those who are certified professionals.