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Tag: PG Diploma in banking and finance courses

Financial Valuation and Behavioural Finance: Insights

Posted on by Imarticus Learning

Financial Valuation and Behavioural Finance: Insights

Every business activity is directly or indirectly related to finance. The financial aspect is included in the activities like production, marketing, purchasing, etc. The problems of finance are closely related to the problems of purchasing, production, and marketing. In this way, the problem of finance is inherent in some form or the other in the activities of all the departments.

Financial management is a set of specific strategies and tools that are used to increase the company’s profits and reduce the risk of bankruptcy. Its main function is to get the maximum benefit from the activities of the subject in the interest of its owners.

A Financial Risk Management course helps professionals understand and manage the risks faced by businesses which leads to a specialized career in risk management. Thus, Risk Management provides a safe environment for all employees and customers of an organization. The stability of a business is increased, and legal liability is reduced.

Here are the key functions of financial management:

  • Internal financial planning for the organization 
  • An estimate of a financial condition
  • Current asset control, monetization
  • Investment portfolio management, capital formation
  •  Concluding agreements with banking institutions, funds, and exchanges
  • To assist in making important management decisions for the organization

There are a variety of job opportunities in finance management, such as Financial Advisor, Finance Manager, Financial Planner, Investment Banker, Equity Analyst, and Banker. One can pursue higher study, Ph.D., in finance management after completing this course.

What is Financial Valuation?

Financial valuation is the analysis of the economic condition of the enterprise. The evaluation process is quite complex and time-consuming. There are several types of analysis depending on the purpose of the audit.

The finance management of organizations resorts to the financial valuation of the business. This need arises in various situations, for example, when selling a business, introducing a new direction, restructuring, or insuring a company. This work should be done by a highly qualified financial management team.

From the foregoing, it can be concluded that financial valuation is a business valuation for all the operations related to obtaining income.

What is Behavioral Finance?

Behavioral finance is a field of study which helps to understand that financial decisions about things like investments, payments, risk, and personal loans are greatly influenced by human emotions, biases, and cognitive limitations of the mind in processing and responding to information.

Behavioral finance is an area where psychology has an impact on the behavior of investors and financial analysts. Influences and biases are considered sources to explain different types of market conditions.

In behavioral finance, it is recognized that investors and financial analysts are not fully rational and self-controlled individuals, but have psychological influence with general and self-controlled tendencies. Another major area of ​​focus here is the effect of favoritism, which occurs due to various reasons. Understanding the different types of behavioral finance concepts can help to understand the industry and how to study the results.

To understand the technical side of the stock market, it is necessary to understand the advanced techniques of fundamental analysis. And Capital Market Courses online can be beneficial for stock market participants and learners.

Conclusion

Designed by IIM Lucknow Imarticus Learning’s Financial Services and Capital Markets Course will help you to learn the fundamentals of corporate finance and help you to boost your career to a new height.

The PGDM in finance management is a course that makes finance leaders in financial planning, analyzing, and control of financial activities, such as: raising and utilizing the funds of an organization. This means the application of general management principles to the financial assets of the organization.

Banking and Finance courses after graduation: Banking on identity

Posted on by Imarticus Learning

The global banking and finance industry is constantly in flux. With the advent of new technologies, innovations, and financial products, it’s always essential for employees to be up-to-date on the latest learnings.  Students are often confused about what to do after B.com. So, here we are. Read on to learn why completing a banking and finance course after graduation benefits you!

Why should you take a banking and finance course after graduation?

Looking at the job market, you will notice a massive demand for finance professionals. It means good opportunities and a high salary to those with an accounting or business degree. However, it can be overwhelming to see so many options available in this field once you are out of college. 

The best decisions you can take are a banking and finance course after graduation. It will help you focus your job search and give you an idea of what area you want to pursue. The classes usually cover a wide range of personal finance, risk management, investment banking, accounting, and auditing.

The skills that will be beneficial in this field

After completing your education in Banking and Finance, you will probably want to take up a job at one of the many financial institutions that are out there. While each industry has its own set of necessary skills for employees, you must have some basic knowledge about banking before even applying for work. Knowing what specific terms mean can help ensure that you get a better position quickly.

In reality, the banking industry is all about trusting people and verifying that they are trustworthy in return. For this reason, it’s not surprising to find out that many employees in finance will need:

  • Self-Control: You will be working with other individuals throughout your career, and sometimes you will have to negotiate. 
  • Discipline: This is related to the first skill but is more about adhering to company policies and procedures.
  • Attention To Detail: To work with numbers and financial reports accurately, you must pay attention to the details. It also includes proper grammar and spelling when creating documents or communications.
  • Critical Thinking: You need to be able to see the big picture when it comes to financial planning, but you also have to break down complex problems into smaller pieces so you can solve them.
  • Mathematics: This is a given, but you must have up-to-date knowledge of financial mathematics so you can work with the latest software and systems.
  • Interpersonal Skills: As mentioned earlier, finance is all about trust. You will need to build relationships with co-workers, clients, and other individuals to be successful.
  • Problem Solving: In many cases, finance is all about solving problems. It could be as easy as finding a way to save money on a project or developing a new investment strategy.

Discover Post Graduate Diploma In Banking And Finance with Imarticus Learning

The Post Graduate Diploma In Banking And Finance with NMIMS Global Access is a 24-month unique combination of Finance and Banking courses designed to upgrade existing careers in the booming Banking and Finance industry.

Course Benefit For Learner:

  • This Banking and Finance Management program is suitable for individuals wishing to advance their BFSI professions.
  • Our distinctive approach to professional education redefines students’ industry knowledge and successfully enhances their vocational talents throughout the learning journey.
  • Impress employers & showcase skills with banking and finance courses with placement assurance recognized by India’s prestigious academic collaborations.

Feasibility of cryptocurrency regulation in India and its impact on the banking and finance sector

Posted on by Imarticus Learning

Gone are the days when people didn’t understand the concept of digital currencies. At present, the cryptocurrency market is growing continuously at a rapid pace. The Indian cryptocurrency market is also growing rapidly even though there is a need for a proper regulatory framework. Studies have proved that the Indian cryptocurrency market is the second largest in Asia. India is among the top ten nations in the world that have a huge market for cryptocurrency. 

Many cryptocurrency platforms in India allow users to trade. There is a separate rule for banks and financial institutions in India regarding cryptocurrency services. Financial institutions in India must follow the regulations to avoid any legal hassles. Many firms in India require cryptocurrency services for trade finance and foreign investments.

trade financeFinancial institutions should refer to the cryptocurrency regulation in India before indulging in crypto-aided trade finance or investments. Read on to know the impact of cryptocurrency regulation in India on the banking and finance sector. 

Overview of the crypto industry in India 

India never had a well-drafted regulatory framework for crypto trading and services. Since there was no regulatory framework, Indian firms engaged in crypto trading actively. However, it all came to a halt in 2018. In 2018, RBI (Reserve Bank of India) released a circular that restricted Indian banks to provide services to crypto firms in India. This circular quickly grabbed headlines and was a headache for crypto firms in India. 

Most of the crypto firms in India shifted to foreign countries in 2018 as none of the banks will provide the services as per RBI. Some crypto firms continued to operate in India after the circular by using the peer-to-peer settlement method. Many banks that overlooked the order of RBI received notice letters in 2018 for providing services to crypto firms. Even after many crypto firms shifted to foreign countries, there were many left in India. The decision of the RBI was challenged in the supreme court of India by the concerned industry. 

In March 2002, the supreme court said that RBI’s decision of barring banks to provide services to crypto companies is not logical. The supreme court believed there were no negative effects of cryptocurrency on the Indian economy and native currency. Since RBI could not show the negative effect of cryptocurrency, its decision was overturned by the supreme court.

Current scenario of cryptocurrency regulation in India

 After the supreme court lifted the ban on banks in providing services to crypto firms, RBI spoke on the matter on the 25th of January 2021. It said that it was exploring whether cryptocurrency is of any use when native currency is in place. It is believed that the government may pass a bill in the parliament soon for the regulation of cryptocurrency in India. Many reports say that the Indian government plans on banning cryptocurrency in India. Inside reports say that the government will replace cryptocurrency with CBDC (Central Bank-backed Digital Currency).

In all cases, the digital currency will likely remain in India, even if in some other form. Banks and financial institutions should engage in crypto transactions carefully as there are no clear instructions from RBI and the government. A banking and finance course after graduation can help in knowing more about the regulatory framework. 

How to know more about new-age banking?

Imarticus offers a banking and finance course after graduation for young aspirants. Its PGP in New Age Banking is perfect for working professionals.

Imarticus offers the finance course with placement support to help young individuals kick start their careers. NMIMS is also the certifying body of the new-age banking course. Start your finance course with placement now!

Here’s why real-time payments aren’t available to corporates

Posted on by Imarticus Learning

Here’s why real-time payments aren’t available to corporates

Every business requires funds and needs to process payments faster. However, corporate payments still take time, and organizations usually cannot facilitate funds easily. The delayed processing of payments has led to a demand for real-time payments in the corporate sector. However, for that to happen, banks and companies require significant structural changes. A PGPNAB in new-age banking and finance can help candidates develop ideas about introducing real-time payments in the corporate sector. 

Why Can’t Corporates Use Real-Time Payments?

Instant payments are popular in the world of retail. Retail customers often expect and use instant or real-time payments while buying products. However, in the corporate world, this has not been the case. Real-time payments are not available to the corporates for any purchase. Real-time payments are not available to corporates because corporate organizations often have funds tied up that cannot be used for immediate payments. The system of withdrawing or accessing these funds in real-time is complex.

The traditional payment infrastructure that corporate organizations depend on is responsible for real-time payments not being available. The back-end systems of corporate companies are not capable of taking or creating real-time payments. For instant payments to become accessible, there needs to be a change in the entire infrastructure. 

In the corporate sector, companies opt for batch processing of payments. Usually, information related to a particular billing is sent to a company’s bank, and the bank processes the payments in batches. Such a method takes time. If companies were to introduce real-time payments, they would need to change this system entirely. In real-time payments, individual bills are processed and settled as soon as they are available. 

The change needs to come about in both banks and corporate organizations. Banks need to provide modern solutions to corporate clients to process all business payments in real-time. On the other hand, corporations should change the existing technology, business operations, and overall structures. It will help create suitable gateways for real-time payments.

There are many business professionals and students who wish to work with advanced technologies for newer payment channels. They can opt for a banking and finance online course. A course from Imarticus Learning will help candidates focus on new-age solutions. 

Understanding the Use of Real-Time Payments

A complete understanding of real-time payments is necessary for those wishing to incorporate them in corporate organizations. If they are introduced in the corporate world, companies will reduce the complications arising from long settlement periods. Every business wants to get paid faster, and the only way that can happen is through real-time payments. A PG diploma in banking and finance is an excellent choice for candidates who wish to learn and work with real-time payments in corporate organizations.

It is especially suitable for working professionals. Imarticus Learning offers a PGP in New-Age Banking. The course is ideal for graduates who preferably have experience of 1 or 2 years. Candidates can enroll in the PGP in New-Age Banking and sit for placements after 11 months. The curriculum for both programs includes recent financial trends and banking modules. Students are taught to use advanced technological solutions and offer practical training. It prepares students for the industry and helps them focus on their specializations. 

The PGPNAB program from Imarticus Learning offers multiple career options after graduation. It is also ideal for business professionals who want to learn how to implement real-time payments in the corporate sector. The corporate industry is currently booming and can benefit from real-time payments. Thus there are many opportunities, and Imarticus Learning ensures placements once the students graduate. 

Here’s how delivering personalized service over a digital platform solves traffic challenges for banks

Posted on by Imarticus Learning

Banks are experiencing a challenging time with the traffic because people are turning to digital platforms for their banking. However, banks can increase conversion rates by delivering personalized service over these digital platforms. This post will discuss how to provide personalized customer service over a digital platform so that you can improve your conversion rates and generate more revenue for your business!

The bank is providing personalized customer service over a digital platform.

This allows customers to receive information about their accounts, transfer funds, and make payments whenever they want from anywhere in the world without waiting for an agent or coming into the branch. Banks should also use chatbots as part of this strategy, as well as other AI technologies such as machine learning and natural language processing (NLP).

These can help banks meet customer needs faster by automatically routing requests to agents when necessary based on pre-defined rules using algorithms that process user data, including location, account data, history with the company, etc.

For example, if you are looking at your balance between sessions, it will be routed differently than if you send multiple messages during one session, which would indicate urgency so an agent can respond more quickly.

Another important aspect of providing personalized service over a digital platform is that customers should be able to access their accounts anytime, anywhere, which helps them avoid missing out on potential opportunities. For example, if the value of one’s investment portfolio suddenly increases, they won’t miss it because they will receive an alert instead, so they know what actions to take next.

This also goes for any fees or penalties due as well as security alerts such as suspicious activity, which may include unusual transactions etc., so banks need to ensure people are getting notified immediately about these things along with other issues via email and SMS messaging, in addition, to push notifications through chatbots and apps. They could even integrate this into Google Home or Alexa devices by having voice-activated banking so customers can do their banking in the comfort of their own home without having to be glued to a computer.

Suppose banks want to offer personalized service over a digital platform. In that case, they need to ensure that people have access no matter where they are, which includes offering support across all devices such as smartphones and tablets in addition PC’s and laptop computers along with other internet-enabled devices including smart TVs, etc., so it doesn’t matter what someone is using at any given moment because they will be able to get assistance when needed.

This means giving them an excellent customer experience that cannot just come from one channel but instead should include multiple channels working together (i.e. chatbots sending information directly into SMS messaging or voice-activated assistants like Amazon Echo), so there aren’t any gaps.

This is just the beginning of how personalized service over a digital platform can help banks increase their conversion rates and generate more revenue for their business!

Get PG diploma in banking and finance from Imarticus Learning:

Imarticus Learning offers one of the best Masters’s level banking and finance management programs that come with assured placement. This course has specialization in Banking and Finance Management and Imarticus Post Graduate in New Age Banking program. The course is a comprehensive, 24-month unique combination of two industry-endorsed Finance and Banking courses specially designed to upgrade existing careers in the booming Banking and Finance industry.

Course USPs:

  • Dual Learning with Dual Certifications
  • 25% Assured Salary Increment
  • Keep Up with New Age Banking & Finance

Are banks and financial institutions faced with the challenge of rendering efficient personalized services over their digital counterparts?

Posted on by Imarticus Learning

Banks are faced with the challenge of rendering efficient personalized services over their digital counterparts. This is primarily because banks have been slow to catch up on the available technology and therefore provide an inefficient experience for customers who are not satisfied by traditional banking methods.

In order to solve this issue, a PG diploma in banking and finance will be designed to provide students with the necessary skills and knowledge in order for them to become successful bankers.

In this post, we will discuss what banking and finance online courses focus on and what is the career scope for a PG diploma in banking and finance graduates.

What do Banking and finance courses focus on?
best PG Diploma in banking and finance courses

Banking and finance courses are primarily focused on equipping students with the necessary skills and knowledge to become successful bankers.

best PG Diploma in Banking and Finance

In addition to this, PG diploma courses also focus on accounting and taxation issues that are important for a successful career within the banking industry.  The banking and finance course will cover topics such as:

  • Financial markets and institutions: It is important to know the different financial instruments available, the institutions involved in each instrument, and how these work together.
  • Financial services: This includes a variety of topics that are related to banking such as credit cards, mortgages, etc., this PG diploma course will also cover basic insurance products that may interest customers.
  • Banking laws and regulations: For individuals who want to join the banking field, it is important to know the laws and regulations that are involved in the banking industry.
  • Taxes: The PG diploma course will have a separate section on taxes that covers the different types of taxation within an organization as well as personal taxation practices.

All these topics help a student understand how financial markets operate and allow them to excel in a PG diploma banking course.

What are the Career options after graduation from Banking and finance?

It is obvious that PG diploma graduates can expect a successful career in banking and finance.  A PG diploma graduate will be able to apply for careers such as:

  • Trader or Analyst within financial institutions.
  • Loan Officer, Loan Counselor, or Investment Advisor at banks.
  • Credit unions or other types of lending companies.

In addition, there are multiple job roles that students can apply for when they complete their PG diploma courses in Banking and finance. Moreover, all these jobs are reputed ones and offer a great career scope.

Make a Career in Banking with Imarticus Learning:

Imarticus Learning is India’s leading banking and finance course provider. They offer various banking and finances online courses such as PGDBA, PGDMF, PGDBM, and so on.

best PG Diploma in banking and finance courses

With more than 300+ branches across the nation, it is evident that Imarticus has created a name for itself within the industry of education. So, if you are looking to excel in your career in banking, then make sure you enroll in such a PG diploma course.

Course USP’s:

  • Designed to upgrade the career in banking and finance industries.
  • Practical training that keeps you up with new-age banking and finance.
  • Ideal for professionals who want to switch careers in banking and finance.
  • Career guidance that will ensure you get a job after PG diploma courses from Imarticus.best PG Diploma in banking and finance courses

For further details, contact us through the Live Chat Support system or visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, and Gurgaon.