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Never get Ratio analysis wrong after reading this

Posted on by Imarticus Learning

Never get Ratio analysis wrong after reading this

Ratio analysis is a technique that identifies a company’s financial strengths and weaknesses. You can use this information to decide where to allocate resources, how to price products and services, and whether or not to borrow money. This blog post will discuss the basics of ratio analysis so that you can use this tool to make sound business decisions!

What is a Ratio analysis, and what are its uses?

Ratio analysis analyzes a company’s financial statements to obtain critical information about its financial health. Ratios can assess a company’s liquidity, solvency, profitability, and Efficiency.

The following are the uses of Ratio Analysis:

Trend Line: 

A trend line is a graphical representation of historical data that shows the overall direction of a company’s financial performance. Ratios can create trend lines, which can then predict future performance.

Comparisons:

Ratio analysis can also compare a company’s financial performance to its competitors or industry averages. This type of comparison can help identify strengths and weaknesses.

Forecasting:

Ratio analysis can get used to forecast a company’s future financial performance. You can do this by extrapolating past ratios to predict future ratios. This technique gets often used in conjunction with trend lines.

The types of ratios Analysis

Four main types of ratios get used in financial Analysis: activity ratios, liquidity ratios, solvency ratios, and profitability ratios. Each ratio measures a different aspect of a company’s financial performance. You can use them individually or in combination to get a more comprehensive picture of the company’s financial health.

  • Activity ratios measure a company’s ability to generate revenue and convert its assets into cash. The most common activity ratios are the accounts receivable and inventory turnover ratios. Efficiency ratios are another name for these ratios. These ratios are significant for businesses because whenever they improve, a company can generate revenue and profits much more effectively. 
  • Liquidity ratios measure a company’s ability to meet its short-term obligations. In times of financial difficulty, the business can use its assets and sell them to raise money for debt repayment. 
  • Solvency ratios measure a company’s ability to meet its long-term obligations. The interest coverage ratio and debt-to-equity ratio are the most common solvency ratios. 
  • Profitability ratios measure a company’s ability to generate profits. The gross margin and net profit margin ratios are the most common profitability ratios.

Ratio analysis is one of those things that you have to make an effort to understand. There’s no shortcut to this—it may take a few attempts before it makes sense to you, but the investment will be worth it. Knowing how to perform ratio analysis is a powerful design tool and should never be dismissed as just more theory. 

Learn financial analysis course with Imarticus Learning

leadership training programs 

The ratio analysis course covers various subjects, such as valuation procedures, financial statement analysis, and modeling methodologies, allowing students to learn real-world information while enhancing crucial skills. 

 Course Benefits For Learners:

  • Learners will also learn vital skills that will help them land a job in the financial sector. 
  • Once you’ve become a financial modeling expert, you can impress potential employers and showcase your skills. 
  • Through online financial analysis training, learners can obtain the knowledge and skills necessary to become financial analysts.

Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch via a chat support system.

By learning about ratio analysis, you’ll gain invaluable analytical skills for any design project that comes your way and maybe even unlock a more creative side of your brain too!

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Financial Markets: 5 Things You Might Not Know About Them

Posted on by Imarticus Learning

Financial Markets: 5 Things You Might Not Know About Them

A financial market is one of the fascinating places for those who love to hear the jingle of money. Many people have tried to decrypt and unravel the way the stock market works, predict when it will crash or see an upsurge, and measure its volatility and unpredictability. That is why some of them have lost big time in the stock market. But, those who could understand the language of financial markets have ended up raking in the moolah. See Rakesh Jhunjhunwala and Warren Buffet. They predicted correctly and earned millions or rather billions.

So today, to pep up your mood, we will pen down some little-known or unknown facts about the financial markets.

5 things to know about the financial market

The Rule of 72 

It is one of the oldest investment rules, invented by Luca Pacioli way back in the 15th century. The inexperienced investors often inquired about the investment period for doubling the investment amount. And, little did they know that it can be easily calculated with the help of the Rule of 72. This rule will help you determine the period in which an investment can become double at a fixed yearly interest rate. The formula for the simple rule is also given here: T = 72/R, where T is the period and R is the interest rate.

Try it for yourself. Assume that your investment amount is ₹5,00,000 at an 8% rate of interest. Then, the period for doubling according to the Rule of 72 would be 72/8 = 9 years. So, it would take around nine years for this amount to become ₹10,00,000. It is not a precise formula, but it is good for small amounts and low-interest rates.

  Our very own BSE is the largest and the oldest stock exchange in Asia

There was a Gujarati businessman, Premchand Roychand, from Surat, who founded Bombay Stock Exchange (BSE) in 1875. Even though Mr Roychand earned most of his income from the stockbroking business, he was also touted as the Cotton King and the Bullion King. He also earned the moniker of the Big Bull long before Harshad Mehta. It was due to his single-handed efforts that BSE issued the first native shares in the country. A stock brokers association was also formed for the first time in India. 

BSE is the oldest exchange in Asia and the largest because 5000 companies are listed on it. Apart from BSE, there are 23 other stock exchanges in India.

One share of Berkshire Hathaway costs you ₹ 2 crore plus

Berkshire Hathaway Inc. is one of the biggest (probably third) US MNCs, with its headquarters in Nebraska. The public company earns the largest revenue globally, as it earns most of its profit from its holdings. The most popular companies that Berkshire Hathaway wholly or partially owns are Duracell, Kraft Heinz, Coca-Cola and Apple. Warren Buffett, the ace investor, is the chairman and another famous investor Charlie Munger serves as the vice-chairman of Berkshire Hathaway.

TCS and Reliance Industries have more market value than Karachi Stock Exchange 

This seems to be a shocking fact, but it is entirely true. Large Indian companies such as TCS (Tata Consultancy Services) and RIL (Reliance Industries Limited) individually have a market capitalisation of more than Karachi Stock Exchange (KSE), which was established on September 18, 1947.

Further, KSE has a total market capitalisation of $40 billion. It began with five companies and a market cap of $260,000. The market cap of TCS is over $12,000 trillion. RIL has a market cap of more than $17 trillion. This shows how economically powerful India is in the Asian region.

The joint market cap value of FAANG companies is around 25% 

S&P or Standard and Poor’s are one of the most popular index creators all around the world. As per its surveys, the largest tech companies in the world, i.e. Facebook, Amazon, Apple, Microsoft and Google, have a combined market cap of $6 trillion. This is the largest capital concentration in the world and also in history. It also shows how valuable tech and data are in today’s world.

If we talk about market caps only, then Netflix and the Mexican stock exchanges are almost equal in net worth. Also, Facebook’s market cap is around 1.5 times IBEX in Spain. So, if you want to invest, then go for global tech companies which are showing spectacular YoY returns.  

To sum up, if you are intrigued by the financial markets and how they operate, hopefully, these five pointers are a great starting place. However, an MBA in Fintech is a good point to start if you are planning a career. Here, you will get a chance to learn about the fundamentals of finance, which will help you decode the market better. In this regard, you can consider enrolling in MBA in Fintech from KL University in partnership with Imarticus Learning.

Your online credit risk underwriting course should be teaching you this

Posted on by Imarticus Learning

Your online credit risk underwriting course should be teaching you this

Understanding the basics of credit risk is crucial if you’re looking for a way to improve your credit score. That’s why we created this post: to give you a comprehensive understanding of how your credit score works and how it can get influenced by factors such as income, age, and employment history.

The basics of credit risk

Credit risk is the ability to pay back a debt. It’s important to understand because it can affect your ability to get a mortgage, car loan, or other financing.

Credit risk management includes everything from understanding your credit score and how you use that information to learning how lenders decide to who they will lend money based on their own criteria (such as income). 

A credit report accounts for all your debts in chronological order, so if you have multiple accounts with different balances spread out over time, they’ll appear separately on each report rather than together in one place like a single account.

How to understand your credit score?

Lenders use your credit score between 300 and 850 to determine the risk of lending money to you. Your credit report, which contains details such as:

  • How much money have you borrowed in the past, and how long have you last paid it back?
  • How much debt (credit cards) and late payments are on those accounts?
  • Whether or not you have any lawsuits against yourself or others filed by or against either party within two years of opening an account with an institution.

What factors influence your credit score?

  • Credit utilization ratio
  • Length of credit history
  • New credit, including types of credit, used
  • Payment history: How long has the debt been paid off? If you have recently applied for a new loan or line of credit and have not yet paid the balance, this indicates that your other accounts may be negatively affecting your overall score.

Tips for improving your credit score over time

You’ll want to keep your credit card balances low, pay all your bills on time, and check your credit report regularly. If you have a secured card (one that requires a deposit or other collateral), use it responsibly by making only small purchases. This will help improve your score over time, as well as make sure that you’re not maxing out any one account too much.

Reviewing your credit reports from the three national consumer reporting agencies is an excellent first step when raising your credit score. Check to see if there are any errors or indications of fraud or identity theft.

Paying as many past-due debts as possible will help you deal with this negative information first. Paying off your debts as quickly and entirely as possible is the best thing you can do to raise your credit score. Avoiding late payments is crucial because your payment history heavily influences your credit score.

Explore credit risk underwriting career with Imarticus Learning

 Students learn about the lending environment, credit underwriting, and regulatory requirements through credit risk management courses.

Course Benefits For Learners

  • The practical career-focused program complies with widely accepted standards and includes the newest international trends and best practices. 
  • Five case studies, 145 hours of live lectures, and social learning are all included in this credit risk underwriting course. 
  • Credit management online training is focused on the industry, practice-based, and linked to internationally accepted standards. It is distinctive in that it incorporates the most recent developments in education worldwide!

Contact us through the chat system, or drive to our training centers in Mumbai, Pune, Thane, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

How to become an expert in cryptocurrency trading with the right course

Posted on by Imarticus Learning

How to become an expert in cryptocurrency trading with the right course

What is Cryptocurrency?

Cryptocurrency, also known as crypto, is an encrypted string of data that denotes a unit of currency. It is organized and kept in check with the use of blockchain technology. This technology also makes this crypto-investing more secure and safe e.g., buying, selling, and transferring. Cryptos are decentralized; that is, they are issued by the government or financial institutions as physical money, hence, which makes them secure.

With the help of the process of mining makes use of cryptographic algorithms to maintain and organize these cryptocurrencies, which are processed and validated by computers with specialized hardware and application-specific integrated circuits (ASICs). The transactions of this crypto are also maintained by these computers.

How does Crypto Currency work?

Cryptocurrencies are not controlled by any government or any other financial institution. Cryptocurrency makes use of digital currency or digital coins, which ensures that they are outside of the banking system.

The three important processes involved in cryptocurrency are:

1.   Mining

Cryptocurrencies are generated through a complex process called mining. Miners have to solve a mathematical puzzle with the help of a specialised computer; in return, they earn bitcoins as rewards.

In an ideal world, a normal person would take 10 minutes to mine a bitcoin, but in reality, it takes 30 days to mine a bitcoin.

2.   Buying, selling and storing

Crypto can be bought or sold from brokers, central exchangers, etc. Exchanges done using these digital currencies which are coin based are easy to buy and sell.

Once bought these cryptocurrencies are stored in a digital wallet. These digital wallets can be of two types; that is, hot or cold. A hot wallet means that it is constantly connected to the internet, which makes transactions easy between users but it increases the risk of theft or fraud. On the other hand, cold wallets are not connected to the internet, which protects them from thefts and fraud but makes transactions between users very difficult.

3.   Transacting or Investing

Cryptocurrencies can be easily transacted; that is, transferred from one digital wallet to another one through smartphones. Once we own some cryptocurrencies the possibilities where we can use them are either to buy or sell goods, exchange them as money or trade with them.

The easiest way of buying these cryptocurrencies is through debit card transactions. These cryptocurrencies can easily be exchanged for money through banging accounts or peer-to-peer transactions.

What are the types of Crypto Currency?

In 2022, it was found that there were 10,000 and more cryptos present in the real world. Some of them are mentioned below:

1.     Bitcoin

2.     Ethereum (ETH)

3.     Alt Coin

4.     Tether (USDT)

5.     USD Coin (USDC)

6.     XRP

How SP Jain Fintech Program would help you in becoming an expert in cryptocurrency trading?

Having the best source for learning about cryptocurrency trading is a very important requirement, but finding the right course that can teach you everything about is very difficult to find. Hence to make it easy for common individuals to understand and invest in cryptocurrency properly, SP Jain School of Global Management in collaboration with Imarticus learning is providing Asia’s biggest fintech training program.

This program provides its users:

·       An Industry oriented curriculum, where all the latest global trends on finance, technologies which help these finances and digital currencies are thought and practiced throughout the course. Experts who are currently working and are striving to be the best in these respective industries and know all about the various variables in these fintech courses will mentor you about all the advantages, uses, where to invest, where to not and many more things.

·       The fintech training program also provides various webinars and workshops done by industry specialists about various finances and technologies that help to monitor and utilize cryptocurrencies and also about the latest global trends happening in the world currently.

·       This program is divided into two different phases. The core phase is where all the basics of fintech are taught like Blockchain, AI and RPA. The other phase is the pro-phase where students are trained to become pros in the fintech industry by mentors who are already part of this industry.

To know more about the course you can download a detailed brochure about this training program through the website. To register for the course the same link can be made use of and from there, your fintech training program will start. For more information on the program, you can visit the website or contact chat support, or drive to our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad.

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Love financial analysis and accounting? Become a pro in 2022

Posted on by Imarticus Learning

Love financial analysis and accounting? Become a pro in 2022

Do you love financial analysis and accounting? Have you always thought of becoming a pro in this field? If so, 2022 is the year for you! The rise of financial analysis and accounting is happening right now, and there is no better time to get started than the present.

Financial analysis and accounting are used almost in every business decision. Financial analysts play an important role in making sure that your businesses run efficiently and profitably. Not only do financial analysts assess a company’s financial statements, but they also offer recommendations on how to improve financial performance.

So, If you’re thinking of a challenging and rewarding career, then financial analysis and accounting is the perfect field for you. With the right training, you can become a pro in this exciting and growing industry.

In this post, we will discuss why Financial analysis and accounting are on the rise and why you should pursue it as your career choice.

Why Financial analysis and accounting is on the rise?

The financial analysis and accounting industries are growing rapidly. The global economy is increasingly complex. As businesses become more international, there is a greater need for financial analysts who can understand and interpret financial data from around the world. 

Also, it is true that businesses are under more pressure than ever to be efficient and profitable. So, Financial analysts play a vital role in helping businesses to cut costs and improve financial performance.

Apart from this, financial analysis and accounting play a crucial role in investment decisions.

Why should you pursue it as your career choice?

Financial analysis and accounting offer a challenging and rewarding career. If you are thinking of a career that will allow you to use your analytical and problem-solving skills, then financial analysis and accounting is the perfect choice for you. 

Here are the reasons why so:

A growing industry with immense opportunities:

training and development

No doubt, it is one of the fastest-growing industries with immense opportunities. You can become a financial analyst, accountant, or even a financial manager. Also, the best part is that the job outlook for financial analysts is expected to grow, and it is surely a great time to enter this field.

Well-paid career:

It is no secret that financial analysts and accountants are some of the highest-paid professionals in the world. You will be amazed, or you can say surprised, to know that the median salary for financial analysts is much more than that of other professions.

Prestige and social status:

Financial analysts and accountants are highly respected professionals. They are often seen as financial experts and are consulted on a wide range of business decisions. So, if you are looking to make a difference in the world of business, then financial analysis and accounting is the perfect career choice for you.

Discover Financial Analysis course with Imarticus Learning.

The financial analyst certification course covers a broad range of subjects, including valuation procedures and modeling methodologies. It allows students to gain a comprehensive analysis of the financial sector and provides a strong foundation to become a financial analysis and accounting pro. 

Course Benefits For Learners:

  • Learners will gain important skills that are valued in the financial sector.
  • Learn Financial analysis with expert instructors who have years of experience in the field.
  • Once you’ve mastered financial modeling, it’s easy to make a strong impression on potential employers and showcase your hard work.

Visit our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch via a chat support system.

Machine Learning Trends in Fintech

Posted on by Imarticus Learning

Machine Learning Trends in Fintech

Fintech is one of the rising sectors in the Indian economy, and artificial intelligence and machine learning in fintech has played a big part in its rapid growth. The power of automation, along with data science, has enabled companies to help even novice investors to find the right options and helped the experienced ones to further their portfolios. Apart from that, they have reached the masses with rising internet penetration, helping a lot more people than before.

So, let’s look at the trends emerging from fintech in AI and ML.

Trends around artificial intelligence and machine learning in fintech

There are many trends that are rising in the field of fintech. Due to these fields becoming prominent, there has been a complete revolution in finance. The companies are launching new products which are digital and accessible through the cloud. So this has resulted in the customers behaving in new ways. A fine example of this is the UPI (Unified Payments Interface) and other digital payment services. 

Anyway, returning to the issue of rising trends in the field of fintech, they are:    

  • Lending in fintech

This old service has been packaged in such a way that it has adapted to the new times, especially as per the channels of the digital medium. According to the Bank of Baroda, lending in fintech allows the lender to issue loans online through websites or mobile apps. Earlier it was quite traditional, where the mechanism was primarily balanced sheet underwriting. Now it has been leveraged into a digital format. This has helped to ease business processes and make them faster and more secure. 

  • Mobile or digital rupee

This is purportedly the currency of the new age, where a digital medium of exchange is connected to your digital wallets or bank accounts. It is highly helpful in sending money all throughout the world within a matter of seconds. The best thing is that it helps to skip the channels and tax ports in between, making the transactions less expensive than the conventional ones. Due to its brisk transactional speed, it has become quite popular among people, and it is one of the biggest attention grabbers for the fintech sector.   

  • Online investing platforms

Corporate leadership
Although online investment platforms are the biggest draw of the Fintech sector, it is quite cumbersome. They are offered as a platter or combination of allied services. Nowadays, almost all traditional investment services are available online. For example, most platforms these days offer stock trading options, gold loans, gold purchases, mutual funds and other investment options through fintech apps. You will find multiple services under one roof. This sector uses the assistance of advanced technology to find the right products for an individual customer, and it is one of the biggest trends of machine learning in fintech.

  • Stock price prediction

This is another trend in fintech that heavily uses technology and is dependent on AI and ML. It is required by most stock marketing companies and investment brokers who need to guide their customers about building the best possible portfolio which yields them the most traffic.   

  • Sales forecasting

Machine learning algorithms help ecommerce companies to predict how much sales they will be able to make during the present fiscal year. They train the machine learning models to observe data and give better insights by calculating the demand and the supply, helping them to predict how much selling could be done and how it could be optimised towards a particular target. 

  • Cryptocurrency

It used to be a fintech star at one point in time, and it heavily employed machine learning to secure investors’ digital transactions. Even if the cryptocurrency market is seeing a slump in present times, it is still trending worldwide. In the future, it might transform, but it will still use a lot of AI and ML to provide a bigger and very different investment option for investors.   

  • Blockchain and applications related to it

Blockchain is the talk of the town even years after its launch, and it has become a buzzword because of the fact it finds its application in almost every operation of the fintech business. Today, it has become the backbone of the fintech industry and has helped to make this sector more secure.

The introduction of machine learning in fintech has shaped the industry and made it future-ready, and it has also played a significant role in its transformation. Today, fintech is a growing sector with more promising years ahead.

If your interest has been sparked towards fintech, then you should also opt for the right training. In this regard, an MBA in fintech sounds like the right option. Imarticus Learning, in partnership with KL University, runs the MBA course that includes an updated curriculum, training from industry veterans, placement assistance and a host of other facilities to ensure that you have the best career ahead.

CFO of the future: Executive leadership training in 2022

Posted on by Imarticus Learning

CFO of the future: Executive leadership training in 2022

What does the CFO of the future look like? This query has been on many people’s minds lately, and for a good reason. The role of the CFO is changing quickly, and those who want to stay ahead of the curve need to prepare for what’s coming. In this post, we will discuss some key trends shaping the future of finance and how executive leadership training can help you stay ahead of the curve.

The changing role of the CFO

The chief financial officer (CFO) is a key member of any company’s executive leadership team. The CFO monitors the organization’s financial health and provides the CEO with important information.

As the role of the CFO has evolved, so too has the training and development required to be successful in this role. In the past, CFOs were primarily responsible for financial reporting and compliance. However, today’s CFOs are much more strategic and provide insights that help drive the company’s overall business strategy.

 Three trends that will shape the CFO:

 

  • Increased focus on strategic planning

 

The CFO must take on a more significant role in strategic planning as companies get more complex. The CFO must have knowledge and expertise in various areas, including capital investment, business expansion, and mergers and acquisitions.

 

  • Greater emphasis on data analytics

 

Data analytics is increasingly important in all aspects of business, and the CFO is no exception. CFOs must understand and utilize data to make better decisions about the organization’s financial health.

 

  • More involvement in corporate governance

 

As the role of the CFO has become more strategic, so must CFOs be involved in corporate governance. CFOs must be able to provide insights and recommendations on various topics, including board composition, executive compensation, and shareholder rights.

The role of the CFO varies, and the training and development required to be successful in this role are changing with it. The CFO must be more strategic, data-savvy, and involved in corporate governance. Are you up for the challenge?

If you’re interested in becoming a CFO or are already a CFO and want to stay ahead, consider enrolling in an executive leadership development program. These programs will give you the necessary skills and knowledge to succeed in this ever-changing role.

Discover A Chief Financial Officer Online Course with Imarticus Learning

After completing this 12-month CFO certification course, students will be well-versed in financial services and management. Students who complete the CFO online training course will be awarded a Postgraduate Certificate Programme for Emerging CFOs by IIM Indore.

Course Benefits For Learners:

  • By observing and interacting with top CFOs, you can gain practical financial knowledge and steer organizational transformation.

  • Students will learn the fundamentals of capital structure, treasury, risk management, and more contemporary topics like shifting CFO roles, Fintech, and tech-driven financial services.

  • The Postgraduate Certificate Programme for Emerging CFOs, which focuses on finance professionals, works with IIM Indore.

Visit one of our training centers in Mumbai, Thane, Pune, Chennai, Bengaluru, Delhi, Gurgaon, or Ahmedabad, or get in touch with us via chat support.

Learn about derivative markets: Forward, futures and options

Posted on by Imarticus Learning

Learn about derivative markets: Forward, futures and options

When it comes to the stock market, there’s more than just equity investing. The fun begins when the derivatives enter the picture. More and more people are getting inclined towards derivative trading as it not only attracts good career opportunities but also opens the door for limitless earning potential. And most importantly, if we are interested in financial instruments, then why not try investment banking (will come to that later)? For now, let’s learn about derivative markets and the instruments that lay the foundation for the same.

What are Derivative Instruments?

Derivative instruments are those instruments that derive their value from an underlying asset. This includes futures, forward and options. Let’s learn about derivative markets in detail:

Forwards

A forward contract is a contract to buy or sell an asset at a specified price on a specified date. In forward contracts, the asset, date and price are already predetermined. Forwards are a great tool to rule out uncertainties and hedge the transaction. Let’s understand with a simple example.

A company has exported certain goods to the USA and is going to receive payment of $1 million after 1 month. However, the company is unsure about the rupee-dollar exchange rate after two months and is fearful that the rupee may appreciate in the future. The current exchange rate is Rs. 82/$. That means, the company will be receiving Rs. 82 million as per the current exchange rate. However, if the rupee appreciates to Rs. 78 after two months, then the company will only receive Rs. 78 million, a flat Rs. 4 million cuts or 4.87% less than the current rate. Therefore, the company is planning to enter into a forward contract whereby it will be selling $1 million to the other party at Rs. 80.5/$ regardless of the exchange rate. Now, if the rupee appreciates to Rs. 78/$, then the company will still be saving $2.5 million (Rs. 80.5 million – Rs. 78 million) because of the forward contract.

Futures

Futures contracts are derivative agreements to buy or sell an underlying asset at a predetermined price and date. Future contracts are similar to forwarding contracts but are more standardised and can be traded in exchanges. Being more standardised and regulated, they overcome the shortcomings of forwarding contracts. For instance, future contracts are not exposed to counterparty risk and are much more liquid as well. They are usually traded in lots. Let’s see a practical example.

Suppose a futures trader buys 1 lot (250 shares) of the November futures contract of TATA Motors Ltd. at a share price of Rs. 300 per share. That means that the trader has agreed to buy 250 shares of TATA Motors at Rs. 300 per share. Now, if the price rises to Rs. 350, then the trader will book a profit of Rs. 50 per share (Rs. 12,500 for the lot). However, if the share price drops to Rs. 270, then the trader will incur a loss of Rs. 30 per share (Rs. 7,500 for the lot).

Options

Options are derivative instruments that provide the option holder with the right but not the obligation to buy or sell an underlying asset at a predetermined price at a future date. The other party (known as the option writer) however is under the obligation to buy or sell the underlying asset if the option holder exercises his option. There are two types of options i.e., the ‘Call’ option and the ‘Put’ option. A call option gives the holder the right to buy an underlying asset at a predetermined price in the future. Whereas, a put option gives the holder the right to sell an underlying asset at a predetermined price in the future. Let’s understand options with an example.

Suppose a trader buys Reliance Call Options with a strike price of Rs. 3000. This gives the trader the right to buy Reliance’s shares at Rs. 3000 per share in the future. Suppose, the price of Reliance’s share increases to Rs. 3200 per share. Therefore, the trader can exercise his option and buy the shares at Rs. 3000 thereby giving a direct gain of Rs. 200. However, if the share price drops to Rs. 2700, the trader can avoid exercising his option. In such a case, the only loss trader would suffer will be the premium paid to purchase the call option.

In a Nutshell

The world of derivative instruments is quite interesting! Most people who love financial markets aspire to a career in investment banking. Investment banking is a large field that provides multiple career opportunities from handling client portfolios to equity research to engaging in complex merger and acquisition transactions and so on.

If you are keen on building a career in the financial domain, then investment banking is what you should be going for. You can enrol in an investment banking course online to begin your education and training. Imarticus Learning provides a comprehensive investment banking certification course to help students not only get the education and training but also provides placement opportunities to kickstart their career. When are you becoming an investment banker?

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Banking and finance certification: Course, career and future

Posted on by Imarticus Learning

Are you interested in working in the banking and finance industry? If so, then you’ll need to get certified. Banking and finance certification is essential for anyone who wants to work in this field.

Significance of Banking and Finance Certification in 2022?

Banking and finance certification is not just a course but a way to enhance your career in banking and finance. The course helps you understand the financial system and how banks and financial institutions operate. It also gives you an insight into the various products and services offered by banks and financial institutions.

The banking and finance industry is constantly evolving and changing, so it is important to keep up-to-date with the latest developments. Certification shows that you are committed to your banking and finance career and have the knowledge and skills required to succeed in this ever-changing industry.

In 2022, the banking and finance industry is expected to undergo significant changes. New technologies will be introduced, new regulations will be implemented, and the industry landscape will change significantly. You will be ahead of the curve and prepared for these changes by having a certification.

best software engineering courses

A certification in banking and finance can open up many doors for your career. It can help you get promoted, change jobs, or even start your own business. If you want to take your career in banking and finance to the next level, then certification is something to consider.

Career scope & benefits after Banking and finance certification?

Banking and finance certification opens up a world of career opportunities for students. With a banking and finance certification, students can work in various positions in the financial sector, including financial analysts, investment bankers, and financial planners.

The career scope for students with a banking and finance certification is comprehensive. There are many different types of banking and finance jobs available, and the benefits of having a banking and finance certification vary depending on the specific position. However, some common uses of banking and finance certification include earning a high salary, job security, and working in a fast-paced and exciting environment.

Scope of Banking & Finance Industry in next Decade!

The banking and finance industry will experience significant growth in the next decade. The sector is forecast to grow at a compound annual rate of 5.5% between 2018 and 2025. Several factors: will drive this growth

-The increasing global population and the resulting demand for financial services

-The rise of digital banking and mobile commerce

-The growing middle class in emerging markets

-The expansion of Islamic banking

As the industry grows, so too will the demand for qualified professionals. Those with a certification in banking and finance will be well-positioned to take advantage of these opportunities.

Growing and Learning with Imarticus Learning:

Are you looking for a job assurance program for a successful banking and finance career?

The course equips you with the domain skill sets and soft skills required for a successful career in Retail Banking, NBFCs and FinTech. This is an assured placement program where your responsibility is to upskill, complete the course successfully and earn your certification while we align you with opportunities in the industry.

Program USPs:

  • Job assurance with a 60% salary hike.
  • Get placed in entry-level roles at leading banks, NBFCs, FinTech companies, KPOs, etc.
  • In-depth understanding of how the industry functions.
  • Get a high-level overview of tax planning and personal finance planning.
  • Live facilitated instruction is proven to provide the best learning outcomes.

For further details, contact the Live Chat Support system or visit our training centres in Mumbai, Thane, Pune, Chennai, Bengaluru, Hyderabad, Delhi, Gurgaon, and Ahmedabad.

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How to Become a FinTech PR Professional

Posted on by Imarticus Learning

How to Become a FinTech PR Professional

Financial technology is a rapidly growing sector of the economy. Globally, almost tens of thousands of financial businesses are currently active and implementing different strategies.  However, the success of your business depends on how you handle your Fintech marketing. Building brand recognition and determining your brand’s positioning in such a competitive market might take much work. Two significant obstacles that Fintech start-ups frequently encounter are attracting customers in markets with low demand and describing the essence of their creative solution.

One method to tackle these difficulties is building enduring relationships with the media. Media is a terrific method to reach new markets. Additionally, it helps to describe your product in various contexts. Public relations (PR) experts will assist in increasing brand recognition, obtaining recommendations from outside sources and gaining the trust of your target market. Moreover, they work to manage connections with various stakeholders and get your message across. 

However, the main question is how to become a Fintech PR professional? Well, read on to learn more.

How to become a Fintech PR Professional?

A Fintech PR professional has to effectively change people’s perceptions to benefit brand development and corporate growth. So, they need to have a vast knowledge of fintech and its tools. 

The process of becoming a PR professional in this domain starts at your undergraduate level. In fact, companies hire candidates who have recently graduated or enrolled in programs leading to a Bachelor’s or Master’s degree in marketing, finance, business, communications, or a similar profession. Choosing a Fintech course of study can be an added bonus here. The sector offers a wide range of job paths for those interested in working in this fascinating and exciting area.

As said earlier, start your preparation in an undergraduate program. The issue is that only some colleges offer bachelor’s degrees in Fintech. However, there is always an alternative available. You can enrol in related courses like finance, economics, commerce or management. It will also help you to gain the knowledge and skills required to succeed in the industry. Additionally, online courses and MOOCs are also excellent options for learning more about this sector.

Postgraduate degree in Fintech 

Although some companies hire candidates with a UG diploma, a master’s degree can add more significance to your resume. Here, you can learn blockchain, cryptocurrencies, AI and machine learning, and more. When added to your already existing degree in finance, this can further boost your chances of securing the best opportunities.

Moreover, such professional courses will provide a blended learning environment that combines experiential learning and case studies.

In addition, you will be able to learn big data and analytics, financial analytics and services, e-finance and cybersecurity-related fields too. 

A master’s degree in Fintech can help you become a Fintech professional as it not only provides applied abilities in modern subjects but also aids in advancing the practical technical skills of a student too.

A postgraduate diploma in Fintech can help a candidate to develop the skills like:

  • Critical thinking to analyse Fintech business trends
  • Necessary understanding and expertise in both established and emerging financial technologies
  • Ability to work in collaboration to accomplish shared goals
  • Managing Fintech in regulatory and organisational environments
  • Autonomous learning skills
  • Ability to recognise problems and then creatively solve them

After the postgraduate diploma in Fintech, having an internship in any PR agency or company is a plus. It will help you develop the rest of the soft skills and prepare you to work with the financial firm of your choice.

As mentioned earlier, to become a Fintech PR professional, you need to have a boundless knowledge of the industry. Pursuing a professional Fintech course from leading educational institutes like Imarticus Learning will help in upskilling and advancing your career.

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