{"id":185990,"date":"2019-06-21T12:23:30","date_gmt":"2019-06-21T06:53:30","guid":{"rendered":"https:\/\/staging-imarticus.kinsta.cloud\/?p=185990"},"modified":"2022-10-13T06:19:40","modified_gmt":"2022-10-13T06:19:40","slug":"how-can-you-prepare-for-a-new-age-banking-interview","status":"publish","type":"post","link":"https:\/\/imarticus.org\/blog\/how-can-you-prepare-for-a-new-age-banking-interview\/","title":{"rendered":"How Can You Prepare For a New Age Banking Interview?"},"content":{"rendered":"

How can you prepare for a new age banking interview?<\/strong>
\nPersonalization and digitization have transformed all banking sectors ranging from identifying customers, successfully disseminating personalized information, on-boarding the client, doing due-diligence at all stages of acceptance, lending and requests until the final disbursements of loans or funds. Turning away from traditional banking procedures has meant that\u00a0new age banking training<\/a>\u00a0has become a must to keep pace with technological and evolutionary changes in the banking system.
\nWhat is new-age banking:
\n<\/strong>New-age banking challenges hence involve upgrading traditional banking business to cutting-edge services offering services in the following three areas of online lending, banking services, and Forex transactions.
\nOnline Lending:\u00a0<\/strong>
\nTake the case of\u00a0<\/strong>IndusInd Bank.
\nTheir loans are now pre-approved and the ETB users log into the portal and get instant loans after meeting the online eligibility criteria. Besides, they have ramped up the loans on consumer durables, securitized loans, and more digitizing those long and time-consuming loan processes into paper-less, pre-approved seamlessly online instant transactions.
\nTransactions in FOREX:
\n<\/strong>This trending market also covers travel cards that are multi-currency, currency exchange at market rates and delivery of local currency at kiosks or the airport for foreign travelers. The easy on-boarding and reloading, blockchain based security, direct product deliveries against cash-on-receipt; easy conversions of FOREX, etc are some of the USPs.
\nPersonalized Banking Services:<\/strong>
\nCustomization of banking services through requests has made visiting the bank unnecessarily obsolete. Almost all banks have portals for account management, and payment platforms like BHIM and QR scans like PayTM have meant digitization and cashless transactions leading to higher C-SAT ratings.
\nSkills for a new-age banker:
\n<\/strong>To become bankable as a new-age banker be prepared to work with new age banking courses on the following attributes. You will need to have a sound academic record and at least a graduation degree. You will need<\/p>\n